XML 45 R35.htm IDEA: XBRL DOCUMENT v3.24.3
Regulatory Capital (Tables)
9 Months Ended
Sep. 30, 2024
Banking and Thrift, Interest [Abstract]  
Schedule of Regulatory Capital Requirement
The following table presents Horizon and the Bank’s actual and required capital ratios as of September 30, 2024 and December 31, 2023, as well as the revisions to Horizon's regulatory capital ratios to reflect the correction of the capital computations for the foregoing periods:
Actual
Required for Capital
Adequacy Purposes(1)
Required For Capital
Adequacy Purposes
with Capital Buffer(1)
Well Capitalized 
Under Prompt
Corrective Action
Provisions(1)
AmountRatioAmountRatioAmountRatioAmountRatio
September 30, 2024
Total capital (to risk-weighted assets)(1)
Consolidated$809,747 13.45 %$481,633 8.00 %$632,143 10.50 %N/AN/A
Bank739,221 12.33 479,729 8.00 629,644 10.50 $599,661 10.00 %
Tier 1 capital (to risk-weighted assets)(1)
Consolidated700,300 11.63 361,225 6.00 511,735 8.50 N/AN/A
Bank685,477 11.43 359,797 6.00 509,712 8.50 479,729 8.00 
Common equity tier 1 capital (to risk-weighted assets)(1)
Consolidated642,877 10.68 270,918 4.50 421,429 7.00 N/AN/A
Bank685,477 11.43 269,848 4.50 419,763 7.00 389,780 6.50 
Tier 1 capital (to total assets)(1)
Consolidated700,300 9.02 310,523 4.00 310,523 4.00 N/AN/A
Bank685,477 8.84 310,096 4.00 310,096 4.00 387,621 5.00 
Actual
Required for Capital
Adequacy Purposes(1)
Required For Capital
Adequacy Purposes
with Capital Buffer(1)
Well Capitalized 
Under Prompt
Corrective Action
Provisions(1)
AmountRatioAmountRatioAmountRatioAmountRatio
December 31, 2023
Total capital (to risk-weighted assets)(1)
Consolidated (As Revised)*$782,598 14.04 %$446,000 8.00 %$585,374 10.50 %N/AN/A
Consolidated (As Reported)786,436 14.11 446,000 8.00 585,374 10.50 N/AN/A
Bank714,402 12.87 444,147 8.00 582,943 10.50 555,184 10.00 %
Tier 1 capital (to risk-weighted assets)(1)
Consolidated (As Revised)*676,411 12.13 334,500 6.00 473,874 8.50 N/AN/A
Consolidated (As Reported)735,792 13.20 334,500 6.00 473,874 8.50 N/AN/A
Bank663,758 11.96 333,111 6.00 471,907 8.50 444,147 8.00 
Common equity tier 1 capital (to risk-weighted assets)(1)
Consolidated619,153 11.11 250,875 4.50 390,250 7.00 N/AN/A
Bank663,758 11.96 249,833 4.50 388,629 7.00 360,870 6.50 
Tier 1 capital (to total assets)(1)
Consolidated (As Revised)*676,411 8.61 314,306 4.00 314,306 4.00 N/AN/A
Consolidated (As Reported)735,792 9.36 314,306 4.00 314,306 4.00 N/AN/A
Bank663,758 8.41 315,550 4.00 315,550 4.00 394,438 5.00 
(1) As defined by regulatory agencies
*Prior periods have been revised (see disclosures above)