<SEC-DOCUMENT>0000908834-24-000010.txt : 20240116
<SEC-HEADER>0000908834-24-000010.hdr.sgml : 20240116
<ACCEPTANCE-DATETIME>20240116163857
ACCESSION NUMBER:		0000908834-24-000010
CONFORMED SUBMISSION TYPE:	13F-HR
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20231231
FILED AS OF DATE:		20240116
DATE AS OF CHANGE:		20240116
EFFECTIVENESS DATE:		20240116

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			HORIZON BANCORP INC /IN/
		CENTRAL INDEX KEY:			0000706129
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		ORGANIZATION NAME:           	02 Finance
		IRS NUMBER:				351562417
		STATE OF INCORPORATION:			IN
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		13F-HR
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	028-06479
		FILM NUMBER:		24535657

	BUSINESS ADDRESS:	
		STREET 1:		515 FRANKLIN STREET
		CITY:			MICHIGAN CITY
		STATE:			IN
		ZIP:			46360
		BUSINESS PHONE:		2198790211

	MAIL ADDRESS:	
		STREET 1:		515 FRANKLIN STREET
		CITY:			MICHIGAN CITY
		STATE:			IN
		ZIP:			46360

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	HORIZON BANCORP /IN/
		DATE OF NAME CHANGE:	19920703

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CITIZENS MICHIANA FINANCIAL CORP
		DATE OF NAME CHANGE:	19861021
</SEC-HEADER>
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<SEQUENCE>1
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      <periodOfReport>12-31-2023</periodOfReport>
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        <name>HORIZON BANCORP INC /IN/</name>
        <address>
          <com:street1>515 FRANKLIN STREET</com:street1>
          <com:city>MICHIGAN CITY</com:city>
          <com:stateOrCountry>IN</com:stateOrCountry>
          <com:zipCode>46360</com:zipCode>
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    <signatureBlock>
      <name>Rebecca L Greenlaw</name>
      <title>VP, Trust Operations and Risk Management</title>
      <phone>219-873-2618</phone>
      <signature>/s/ Rebecca L Greenlaw</signature>
      <city>Michigan City</city>
      <stateOrCountry>IN</stateOrCountry>
      <signatureDate>01-16-2024</signatureDate>
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        <nameOfIssuer>Chemours CO Com</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>163851108</cusip>
        <value>1</value>
        <shrsOrPrnAmt>
            <sshPrnamt>40</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>40</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Chevron Corp</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>166764100</cusip>
        <value>185</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1241</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>373</Sole>
            <Shared>0</Shared>
            <None>868</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Chipotle Mexican Grill Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>169656105</cusip>
        <value>231</value>
        <shrsOrPrnAmt>
            <sshPrnamt>101</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>7</Sole>
            <Shared>0</Shared>
            <None>94</None>
        </votingAuthority>
    </infoTable>
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        <nameOfIssuer>Cisco Systems Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>17275R102</cusip>
        <value>167</value>
        <shrsOrPrnAmt>
            <sshPrnamt>3297</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>260</Sole>
            <Shared>0</Shared>
            <None>3037</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Coca Cola CO</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>191216100</cusip>
        <value>187</value>
        <shrsOrPrnAmt>
            <sshPrnamt>3176</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>155</Sole>
            <Shared>0</Shared>
            <None>3021</None>
        </votingAuthority>
    </infoTable>
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        <nameOfIssuer>Cognex Corp</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>192422103</cusip>
        <value>1</value>
        <shrsOrPrnAmt>
            <sshPrnamt>20</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>20</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Cognizant Tech Solutions Cl A</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>192446102</cusip>
        <value>49</value>
        <shrsOrPrnAmt>
            <sshPrnamt>653</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>653</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Comcast Corp Cl A</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>20030N101</cusip>
        <value>196</value>
        <shrsOrPrnAmt>
            <sshPrnamt>4473</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>237</Sole>
            <Shared>0</Shared>
            <None>4236</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Conocophillips</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>20825C104</cusip>
        <value>66</value>
        <shrsOrPrnAmt>
            <sshPrnamt>572</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>572</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Corteva Inc Com</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>22052L104</cusip>
        <value>348</value>
        <shrsOrPrnAmt>
            <sshPrnamt>7264</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>7264</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Costco Wholesale Corp</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>22160K105</cusip>
        <value>386</value>
        <shrsOrPrnAmt>
            <sshPrnamt>585</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>35</Sole>
            <Shared>0</Shared>
            <None>550</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Cummins Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>231021106</cusip>
        <value>48</value>
        <shrsOrPrnAmt>
            <sshPrnamt>202</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>202</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>DTE Energy</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>233331107</cusip>
        <value>38</value>
        <shrsOrPrnAmt>
            <sshPrnamt>347</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>347</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Deere &amp; Co</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>244199105</cusip>
        <value>6</value>
        <shrsOrPrnAmt>
            <sshPrnamt>14</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>14</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Disney Walt CO</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>254687106</cusip>
        <value>142</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1578</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>63</Sole>
            <Shared>0</Shared>
            <None>1515</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Discover Financial Services</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>254709108</cusip>
        <value>6</value>
        <shrsOrPrnAmt>
            <sshPrnamt>49</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>16</Sole>
            <Shared>0</Shared>
            <None>33</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Dollar Tree Stores</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>256746108</cusip>
        <value>12</value>
        <shrsOrPrnAmt>
            <sshPrnamt>84</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>84</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Dominion Energy Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>25746U109</cusip>
        <value>42</value>
        <shrsOrPrnAmt>
            <sshPrnamt>900</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>900</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Dow Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>260557103</cusip>
        <value>399</value>
        <shrsOrPrnAmt>
            <sshPrnamt>7271</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>7271</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Duke Energy Corp</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>26441C204</cusip>
        <value>28</value>
        <shrsOrPrnAmt>
            <sshPrnamt>284</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>284</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>DuPont de Nemours Inc Com</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>26614N102</cusip>
        <value>765</value>
        <shrsOrPrnAmt>
            <sshPrnamt>9940</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>77</Sole>
            <Shared>0</Shared>
            <None>9863</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>EOG Resources Inc Com</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>26875P101</cusip>
        <value>99</value>
        <shrsOrPrnAmt>
            <sshPrnamt>817</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>55</Sole>
            <Shared>0</Shared>
            <None>762</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Etfmg Alternative Harvest</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>26924G508</cusip>
        <value>0</value>
        <shrsOrPrnAmt>
            <sshPrnamt>22</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>22</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Eastman Chemical CO</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>277432100</cusip>
        <value>34</value>
        <shrsOrPrnAmt>
            <sshPrnamt>377</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>377</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Eaton Vance Ltd Duration Incom</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>27828H105</cusip>
        <value>5</value>
        <shrsOrPrnAmt>
            <sshPrnamt>500</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>500</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Edison Intl</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>281020107</cusip>
        <value>8</value>
        <shrsOrPrnAmt>
            <sshPrnamt>112</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>112</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Enbridge Inc ADR</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>29250N105</cusip>
        <value>11</value>
        <shrsOrPrnAmt>
            <sshPrnamt>307</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>307</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Equifax Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>294429105</cusip>
        <value>36</value>
        <shrsOrPrnAmt>
            <sshPrnamt>144</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>144</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>Evergy Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>30034W106</cusip>
        <value>7</value>
        <shrsOrPrnAmt>
            <sshPrnamt>134</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>134</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Exxon Mobil Corp</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>30231G102</cusip>
        <value>304</value>
        <shrsOrPrnAmt>
            <sshPrnamt>3039</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>89</Sole>
            <Shared>0</Shared>
            <None>2950</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Meta Platforms Inc Cl A</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>30303M102</cusip>
        <value>367</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1036</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>64</Sole>
            <Shared>0</Shared>
            <None>972</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Fedex Corp</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>31428X106</cusip>
        <value>53</value>
        <shrsOrPrnAmt>
            <sshPrnamt>210</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>210</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Fifth Third Bancorp</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>316773100</cusip>
        <value>313</value>
        <shrsOrPrnAmt>
            <sshPrnamt>9064</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>9064</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Finward Bancorp</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>31812F109</cusip>
        <value>7</value>
        <shrsOrPrnAmt>
            <sshPrnamt>268</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>268</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>First Financial Bancorp</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>320209109</cusip>
        <value>81</value>
        <shrsOrPrnAmt>
            <sshPrnamt>3426</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>3426</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>First Trust Financials Alphadex</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>33734X135</cusip>
        <value>99</value>
        <shrsOrPrnAmt>
            <sshPrnamt>2285</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>731</Sole>
            <Shared>0</Shared>
            <None>1554</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Flexshares Morningstar Global Ups</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>33939L407</cusip>
        <value>8537</value>
        <shrsOrPrnAmt>
            <sshPrnamt>208462</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>41215</Sole>
            <Shared>0</Shared>
            <None>167247</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Flexshares High Yield VL ETF</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>33939L662</cusip>
        <value>3650</value>
        <shrsOrPrnAmt>
            <sshPrnamt>89305</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>20025</Sole>
            <Shared>0</Shared>
            <None>69280</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Flexshares Quality Dividend Index ETF</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>33939L860</cusip>
        <value>2691</value>
        <shrsOrPrnAmt>
            <sshPrnamt>43741</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>8856</Sole>
            <Shared>0</Shared>
            <None>34885</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Fortrea Holdings Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>34965K107</cusip>
        <value>4</value>
        <shrsOrPrnAmt>
            <sshPrnamt>128</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>128</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Fox Corp B Com</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>35137L204</cusip>
        <value>32</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1141</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>1141</None>
        </votingAuthority>
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        <titleOfClass>Com</titleOfClass>
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        <value>79</value>
        <shrsOrPrnAmt>
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        <votingAuthority>
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            <Shared>0</Shared>
            <None>1741</None>
        </votingAuthority>
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        <titleOfClass>Com</titleOfClass>
        <cusip>36266G107</cusip>
        <value>15</value>
        <shrsOrPrnAmt>
            <sshPrnamt>196</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
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            <Shared>0</Shared>
            <None>196</None>
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        <titleOfClass>Com</titleOfClass>
        <cusip>369550108</cusip>
        <value>220</value>
        <shrsOrPrnAmt>
            <sshPrnamt>847</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>46</Sole>
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            <None>801</None>
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        <titleOfClass>Com</titleOfClass>
        <cusip>37733W204</cusip>
        <value>147</value>
        <shrsOrPrnAmt>
            <sshPrnamt>3961</sshPrnamt>
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        <votingAuthority>
            <Sole>289</Sole>
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            <None>3672</None>
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        <titleOfClass>Com</titleOfClass>
        <cusip>38150K103</cusip>
        <value>274</value>
        <shrsOrPrnAmt>
            <sshPrnamt>13389</sshPrnamt>
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        <votingAuthority>
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            <None>3894</None>
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        <cusip>384802104</cusip>
        <value>165</value>
        <shrsOrPrnAmt>
            <sshPrnamt>199</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>15</Sole>
            <Shared>0</Shared>
            <None>184</None>
        </votingAuthority>
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        <titleOfClass>Com</titleOfClass>
        <cusip>406216101</cusip>
        <value>94</value>
        <shrsOrPrnAmt>
            <sshPrnamt>2612</sshPrnamt>
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        <votingAuthority>
            <Sole>175</Sole>
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            <None>2437</None>
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        <cusip>42250P103</cusip>
        <value>4</value>
        <shrsOrPrnAmt>
            <sshPrnamt>219</sshPrnamt>
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        <votingAuthority>
            <Sole>24</Sole>
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            <None>195</None>
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        <cusip>427866108</cusip>
        <value>186</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1000</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
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            <Shared>0</Shared>
            <None>1000</None>
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        <cusip>437076102</cusip>
        <value>168</value>
        <shrsOrPrnAmt>
            <sshPrnamt>486</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>34</Sole>
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            <None>452</None>
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        <cusip>438516106</cusip>
        <value>171</value>
        <shrsOrPrnAmt>
            <sshPrnamt>815</sshPrnamt>
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        <votingAuthority>
            <Sole>59</Sole>
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            <None>756</None>
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        <nameOfIssuer>Horizon Bancorp Inc</nameOfIssuer>
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        <value>10130</value>
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            <sshPrnamt>707883</sshPrnamt>
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        <votingAuthority>
            <Sole>61035</Sole>
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            <None>646848</None>
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        <cusip>444859102</cusip>
        <value>42</value>
        <shrsOrPrnAmt>
            <sshPrnamt>92</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
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            <None>92</None>
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        <value>106</value>
        <shrsOrPrnAmt>
            <sshPrnamt>8351</sshPrnamt>
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        <votingAuthority>
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            <None>8351</None>
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        <value>48</value>
        <shrsOrPrnAmt>
            <sshPrnamt>185</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
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            <None>185</None>
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        <value>179</value>
        <shrsOrPrnAmt>
            <sshPrnamt>3567</sshPrnamt>
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        <votingAuthority>
            <Sole>37</Sole>
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            <None>3530</None>
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        <value>194</value>
        <shrsOrPrnAmt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
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            <None>1412</None>
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        <cusip>459200101</cusip>
        <value>203</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1240</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
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            <None>1160</None>
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            <None>754</None>
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            <None>98</None>
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            <None>303</None>
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        <value>65</value>
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            <None>310</None>
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        <cusip>46137V878</cusip>
        <value>3</value>
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            <sshPrnamt>63</sshPrnamt>
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            <None>0</None>
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        <value>45</value>
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            <sshPrnamt>94</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
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            <None>94</None>
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        <nameOfIssuer>Ishares Msci Emerging Markets</nameOfIssuer>
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        <cusip>464287234</cusip>
        <value>3022</value>
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            <sshPrnamt>75163</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
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            <None>59532</None>
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        <nameOfIssuer>Ishares Msci Eafe Index</nameOfIssuer>
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            <None>79301</None>
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        <nameOfIssuer>Ishares Expanded Tech Sector ETF</nameOfIssuer>
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        <cusip>464287549</cusip>
        <value>695</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1550</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
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            <None>841</None>
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        <cusip>464287556</cusip>
        <value>48</value>
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            <sshPrnamt>356</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>156</Sole>
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            <None>200</None>
        </votingAuthority>
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        <nameOfIssuer>Ishares Russell 2000 Value ETF</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>464287630</cusip>
        <value>23</value>
        <shrsOrPrnAmt>
            <sshPrnamt>145</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
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            <None>145</None>
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        <nameOfIssuer>Ishares Russell 2000 Growth</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>464287648</cusip>
        <value>88</value>
        <shrsOrPrnAmt>
            <sshPrnamt>350</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>168</Sole>
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            <None>182</None>
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    <infoTable>
        <nameOfIssuer>Ishares Russell 2000 Index</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>464287655</cusip>
        <value>86</value>
        <shrsOrPrnAmt>
            <sshPrnamt>426</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>426</Sole>
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            <None>0</None>
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        <nameOfIssuer>Ishares Core S&amp;P Smallcap ETF</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>464287804</cusip>
        <value>9</value>
        <shrsOrPrnAmt>
            <sshPrnamt>80</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>80</None>
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        <nameOfIssuer>Ishares Trust EAFE Small Cap ETF</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>464288273</cusip>
        <value>115</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1863</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>1863</None>
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        <nameOfIssuer>Ishares Intermediate Government Credit ETF</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>464288612</cusip>
        <value>43012</value>
        <shrsOrPrnAmt>
            <sshPrnamt>410576</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>127132</Sole>
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            <None>283444</None>
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        <nameOfIssuer>Ishares 5-10 Year Investment Grade Corp ETF</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>464288638</cusip>
        <value>8</value>
        <shrsOrPrnAmt>
            <sshPrnamt>148</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>148</None>
        </votingAuthority>
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        <nameOfIssuer>Ishares Tr EAFE Value ETF</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>464288877</cusip>
        <value>136</value>
        <shrsOrPrnAmt>
            <sshPrnamt>2604</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
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            <Shared>0</Shared>
            <None>2604</None>
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        <nameOfIssuer>Ishares Silver Trust</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>46428Q109</cusip>
        <value>147</value>
        <shrsOrPrnAmt>
            <sshPrnamt>6748</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>6748</None>
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        <nameOfIssuer>Ishares Core Msci Eafe ETF</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>46432F842</cusip>
        <value>6528</value>
        <shrsOrPrnAmt>
            <sshPrnamt>92798</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>17295</Sole>
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            <None>75503</None>
        </votingAuthority>
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        <nameOfIssuer>Ishares Msci Singapore Capped</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>46434G780</cusip>
        <value>5</value>
        <shrsOrPrnAmt>
            <sshPrnamt>250</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
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            <Shared>0</Shared>
            <None>250</None>
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        <nameOfIssuer>Ishares Exponential Technologies ETF</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>46434V381</cusip>
        <value>6</value>
        <shrsOrPrnAmt>
            <sshPrnamt>108</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
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            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>108</None>
        </votingAuthority>
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        <titleOfClass>Com</titleOfClass>
        <cusip>46625H100</cusip>
        <value>389</value>
        <shrsOrPrnAmt>
            <sshPrnamt>2288</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>161</Sole>
            <Shared>0</Shared>
            <None>2127</None>
        </votingAuthority>
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        <nameOfIssuer>Johnson &amp; Johnson</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>478160104</cusip>
        <value>34</value>
        <shrsOrPrnAmt>
            <sshPrnamt>214</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>13</Sole>
            <Shared>0</Shared>
            <None>201</None>
        </votingAuthority>
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        <nameOfIssuer>Kite Realty Group Trust</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>49803T300</cusip>
        <value>6</value>
        <shrsOrPrnAmt>
            <sshPrnamt>265</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>265</None>
        </votingAuthority>
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        <nameOfIssuer>Kraft Heinz Company</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>500754106</cusip>
        <value>1</value>
        <shrsOrPrnAmt>
            <sshPrnamt>15</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>15</None>
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        <titleOfClass>Com</titleOfClass>
        <cusip>502431109</cusip>
        <value>95</value>
        <shrsOrPrnAmt>
            <sshPrnamt>449</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>449</None>
        </votingAuthority>
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        <titleOfClass>Com</titleOfClass>
        <cusip>50540R409</cusip>
        <value>32</value>
        <shrsOrPrnAmt>
            <sshPrnamt>141</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>141</None>
        </votingAuthority>
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        <titleOfClass>Com</titleOfClass>
        <cusip>518439104</cusip>
        <value>94</value>
        <shrsOrPrnAmt>
            <sshPrnamt>643</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>47</Sole>
            <Shared>0</Shared>
            <None>596</None>
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        <titleOfClass>Com</titleOfClass>
        <cusip>525327102</cusip>
        <value>41</value>
        <shrsOrPrnAmt>
            <sshPrnamt>378</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>378</None>
        </votingAuthority>
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        <titleOfClass>Com</titleOfClass>
        <cusip>532457108</cusip>
        <value>187</value>
        <shrsOrPrnAmt>
            <sshPrnamt>321</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>321</None>
        </votingAuthority>
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        <nameOfIssuer>Lions Gate Entertainment Corp Cl A</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>535919401</cusip>
        <value>1</value>
        <shrsOrPrnAmt>
            <sshPrnamt>50</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>50</None>
        </votingAuthority>
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        <nameOfIssuer>Lions Gate Entertainment Corp Cl B</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>535919500</cusip>
        <value>1</value>
        <shrsOrPrnAmt>
            <sshPrnamt>100</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>100</None>
        </votingAuthority>
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        <nameOfIssuer>Lockheed Martin Corp</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>539830109</cusip>
        <value>55</value>
        <shrsOrPrnAmt>
            <sshPrnamt>121</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>121</None>
        </votingAuthority>
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        <nameOfIssuer>Lumen Technologies Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>550241103</cusip>
        <value>0</value>
        <shrsOrPrnAmt>
            <sshPrnamt>253</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>253</None>
        </votingAuthority>
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        <nameOfIssuer>Msc Industrial Direct Inc Cl A</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>553530106</cusip>
        <value>2</value>
        <shrsOrPrnAmt>
            <sshPrnamt>18</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>6</Sole>
            <Shared>0</Shared>
            <None>12</None>
        </votingAuthority>
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        <nameOfIssuer>ManpowerGroup Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>56418H100</cusip>
        <value>9</value>
        <shrsOrPrnAmt>
            <sshPrnamt>115</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>115</None>
        </votingAuthority>
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        <nameOfIssuer>Marathon Digital Holdings Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>565788106</cusip>
        <value>48</value>
        <shrsOrPrnAmt>
            <sshPrnamt>2030</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>2030</None>
        </votingAuthority>
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        <nameOfIssuer>Marathon Oil Corp</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>565849106</cusip>
        <value>8</value>
        <shrsOrPrnAmt>
            <sshPrnamt>332</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>110</Sole>
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            <None>222</None>
        </votingAuthority>
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        <titleOfClass>Com</titleOfClass>
        <cusip>571748102</cusip>
        <value>123</value>
        <shrsOrPrnAmt>
            <sshPrnamt>649</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>47</Sole>
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            <None>602</None>
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        <nameOfIssuer>Masco Corporation</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>574599106</cusip>
        <value>136</value>
        <shrsOrPrnAmt>
            <sshPrnamt>2032</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>144</Sole>
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            <None>1888</None>
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        <nameOfIssuer>Mastercard Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>57636Q104</cusip>
        <value>427</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1002</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>63</Sole>
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            <None>939</None>
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        <nameOfIssuer>McDonalds Corp</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>580135101</cusip>
        <value>149</value>
        <shrsOrPrnAmt>
            <sshPrnamt>502</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>35</Sole>
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            <None>467</None>
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        <value>67</value>
        <shrsOrPrnAmt>
            <sshPrnamt>610</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
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            <None>610</None>
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        <cusip>594918104</cusip>
        <value>1197</value>
        <shrsOrPrnAmt>
            <sshPrnamt>3182</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
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            <None>2977</None>
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        <nameOfIssuer>Microchip Technology Inc.</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>595017104</cusip>
        <value>110</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1225</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>58</Sole>
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            <None>1167</None>
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        <titleOfClass>Com</titleOfClass>
        <cusip>609207105</cusip>
        <value>220</value>
        <shrsOrPrnAmt>
            <sshPrnamt>3044</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>212</Sole>
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            <None>2832</None>
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        <cusip>617446448</cusip>
        <value>16</value>
        <shrsOrPrnAmt>
            <sshPrnamt>173</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>173</None>
        </votingAuthority>
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        <titleOfClass>Com</titleOfClass>
        <cusip>620076307</cusip>
        <value>48</value>
        <shrsOrPrnAmt>
            <sshPrnamt>153</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
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            <Shared>0</Shared>
            <None>153</None>
        </votingAuthority>
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        <titleOfClass>Com</titleOfClass>
        <cusip>629377508</cusip>
        <value>0</value>
        <shrsOrPrnAmt>
            <sshPrnamt>6</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
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            <Shared>0</Shared>
            <None>6</None>
        </votingAuthority>
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        <titleOfClass>Com</titleOfClass>
        <cusip>631103108</cusip>
        <value>37</value>
        <shrsOrPrnAmt>
            <sshPrnamt>628</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
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            <Shared>0</Shared>
            <None>628</None>
        </votingAuthority>
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        <nameOfIssuer>Nextera Energy Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>65339F101</cusip>
        <value>116</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1907</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>117</Sole>
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            <None>1790</None>
        </votingAuthority>
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        <cusip>654106103</cusip>
        <value>182</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1680</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>120</Sole>
            <Shared>0</Shared>
            <None>1560</None>
        </votingAuthority>
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        <nameOfIssuer>Nisource Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>65473P105</cusip>
        <value>450</value>
        <shrsOrPrnAmt>
            <sshPrnamt>16963</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
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            <Shared>0</Shared>
            <None>16963</None>
        </votingAuthority>
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        <titleOfClass>Com</titleOfClass>
        <cusip>655844108</cusip>
        <value>180</value>
        <shrsOrPrnAmt>
            <sshPrnamt>762</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>52</Sole>
            <Shared>0</Shared>
            <None>710</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>Northrop Grumman Corp</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>666807102</cusip>
        <value>64</value>
        <shrsOrPrnAmt>
            <sshPrnamt>137</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>12</Sole>
            <Shared>0</Shared>
            <None>125</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>Nuveen Select Tax-Free Income ETF</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>67062F100</cusip>
        <value>33</value>
        <shrsOrPrnAmt>
            <sshPrnamt>2253</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>2253</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>Nvidia Corp</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>67066G104</cusip>
        <value>484</value>
        <shrsOrPrnAmt>
            <sshPrnamt>978</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>71</Sole>
            <Shared>0</Shared>
            <None>907</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>O'Reilly Automotive Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>67103H107</cusip>
        <value>17</value>
        <shrsOrPrnAmt>
            <sshPrnamt>18</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>6</Sole>
            <Shared>0</Shared>
            <None>12</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>Omnicom Group</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>681919106</cusip>
        <value>5</value>
        <shrsOrPrnAmt>
            <sshPrnamt>55</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>19</Sole>
            <Shared>0</Shared>
            <None>36</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>Oracle Corp</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>68389X105</cusip>
        <value>560</value>
        <shrsOrPrnAmt>
            <sshPrnamt>5313</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>106</Sole>
            <Shared>0</Shared>
            <None>5207</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>Organon &amp; Co</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>68622V106</cusip>
        <value>2</value>
        <shrsOrPrnAmt>
            <sshPrnamt>160</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>160</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>PPL Corp</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>69351T106</cusip>
        <value>54</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1991</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
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            <Shared>0</Shared>
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        <cusip>69608A108</cusip>
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        <shrsOrPrnAmt>
            <sshPrnamt>100</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
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            <Shared>0</Shared>
            <None>100</None>
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        <cusip>697435105</cusip>
        <value>104</value>
        <shrsOrPrnAmt>
            <sshPrnamt>352</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>31</Sole>
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            <None>321</None>
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        <cusip>713448108</cusip>
        <value>32</value>
        <shrsOrPrnAmt>
            <sshPrnamt>188</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>12</Sole>
            <Shared>0</Shared>
            <None>176</None>
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        <cusip>717081103</cusip>
        <value>3030</value>
        <shrsOrPrnAmt>
            <sshPrnamt>105248</sshPrnamt>
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        <votingAuthority>
            <Sole>226</Sole>
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            <None>105022</None>
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        <cusip>718172109</cusip>
        <value>92</value>
        <shrsOrPrnAmt>
            <sshPrnamt>978</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
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            <None>978</None>
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        <value>19</value>
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            <sshPrnamt>144</sshPrnamt>
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        <votingAuthority>
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            <Shared>0</Shared>
            <None>144</None>
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        <cusip>73642K106</cusip>
        <value>1</value>
        <shrsOrPrnAmt>
            <sshPrnamt>50</sshPrnamt>
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            <None>50</None>
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        <value>166</value>
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            <sshPrnamt>1133</sshPrnamt>
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            <None>1075</None>
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        <titleOfClass>Com</titleOfClass>
        <cusip>74340W103</cusip>
        <value>5</value>
        <shrsOrPrnAmt>
            <sshPrnamt>38</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>38</None>
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        <nameOfIssuer>Proshares Tr S&amp;P 500 Dv Arist</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>74348A467</cusip>
        <value>16</value>
        <shrsOrPrnAmt>
            <sshPrnamt>166</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>166</None>
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        <titleOfClass>Com</titleOfClass>
        <cusip>744320102</cusip>
        <value>40</value>
        <shrsOrPrnAmt>
            <sshPrnamt>386</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
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            <None>386</None>
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        <nameOfIssuer>Public Svc Enterprise Grp Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>744573106</cusip>
        <value>49</value>
        <shrsOrPrnAmt>
            <sshPrnamt>800</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>800</None>
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        <nameOfIssuer>Purdue University Trustees 5.0000 07/01/25</nameOfIssuer>
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        <value>103</value>
        <shrsOrPrnAmt>
            <sshPrnamt>100000</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
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            <None>100000</None>
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        <value>55</value>
        <shrsOrPrnAmt>
            <sshPrnamt>379</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>379</None>
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        <nameOfIssuer>RTX CORPORATION</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>75513E101</cusip>
        <value>91</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1083</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
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            <None>1083</None>
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        <cusip>767292105</cusip>
        <value>29</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1900</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>1900</None>
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        <titleOfClass>Com</titleOfClass>
        <cusip>76954A103</cusip>
        <value>0</value>
        <shrsOrPrnAmt>
            <sshPrnamt>10</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
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            <Shared>0</Shared>
            <None>10</None>
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        <cusip>776696106</cusip>
        <value>2</value>
        <shrsOrPrnAmt>
            <sshPrnamt>4</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
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            <None>3</None>
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        <value>54</value>
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            <sshPrnamt>122</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
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            <None>122</None>
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        <nameOfIssuer>SPDR S&amp;P 500</nameOfIssuer>
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        <value>240</value>
        <shrsOrPrnAmt>
            <sshPrnamt>505</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
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            <None>0</None>
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        <cusip>78463V107</cusip>
        <value>158</value>
        <shrsOrPrnAmt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
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            <None>825</None>
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        <nameOfIssuer>SPDR Portfolio Morgage Backed Bond ETF</nameOfIssuer>
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        <value>8</value>
        <shrsOrPrnAmt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
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            <None>377</None>
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        <nameOfIssuer>SPDR S&amp;P 500 Value ETF</nameOfIssuer>
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        <cusip>78464A508</cusip>
        <value>11</value>
        <shrsOrPrnAmt>
            <sshPrnamt>240</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
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            <None>240</None>
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        <nameOfIssuer>SPDR Portfolio Long Term Treasury ETF</nameOfIssuer>
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        <cusip>78464A664</cusip>
        <value>3</value>
        <shrsOrPrnAmt>
            <sshPrnamt>119</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
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            <None>119</None>
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        <cusip>78464A672</cusip>
        <value>8</value>
        <shrsOrPrnAmt>
            <sshPrnamt>265</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
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            <None>265</None>
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        <nameOfIssuer>SPDR S&amp;P Regional Banking ETF</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>78464A698</cusip>
        <value>9</value>
        <shrsOrPrnAmt>
            <sshPrnamt>176</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>53</Sole>
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            <None>123</None>
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        <nameOfIssuer>SPDR S&amp;P Dividend</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>78464A763</cusip>
        <value>285</value>
        <shrsOrPrnAmt>
            <sshPrnamt>2281</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
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            <None>1834</None>
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        <nameOfIssuer>SPDR S&amp;P 500 Large Cap ETF</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>78464A854</cusip>
        <value>11</value>
        <shrsOrPrnAmt>
            <sshPrnamt>196</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>196</None>
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        <nameOfIssuer>SPDR S&amp;P Kensho New Economies Composite ETF</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>78468R648</cusip>
        <value>4</value>
        <shrsOrPrnAmt>
            <sshPrnamt>75</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
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            <Shared>0</Shared>
            <None>75</None>
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        <titleOfClass>Com</titleOfClass>
        <cusip>79466L302</cusip>
        <value>207</value>
        <shrsOrPrnAmt>
            <sshPrnamt>785</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>64</Sole>
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            <None>721</None>
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        <titleOfClass>Com</titleOfClass>
        <cusip>80013R206</cusip>
        <value>2</value>
        <shrsOrPrnAmt>
            <sshPrnamt>478</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
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            <Shared>0</Shared>
            <None>478</None>
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        <nameOfIssuer>Schlumberger</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>806857108</cusip>
        <value>187</value>
        <shrsOrPrnAmt>
            <sshPrnamt>3586</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>249</Sole>
            <Shared>0</Shared>
            <None>3337</None>
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        <nameOfIssuer>Charles Schwab Corp</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>808513105</cusip>
        <value>96</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1393</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>93</Sole>
            <Shared>0</Shared>
            <None>1300</None>
        </votingAuthority>
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        <nameOfIssuer>SPDR Energy Select Sector SPDR</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>81369Y506</cusip>
        <value>110</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1317</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>247</Sole>
            <Shared>0</Shared>
            <None>1070</None>
        </votingAuthority>
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        <nameOfIssuer>Select Sector SPDR TR SBI Int</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>81369Y704</cusip>
        <value>2</value>
        <shrsOrPrnAmt>
            <sshPrnamt>21</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>21</None>
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        <nameOfIssuer>SPDR Utilities Select Sector</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>81369Y886</cusip>
        <value>128</value>
        <shrsOrPrnAmt>
            <sshPrnamt>2024</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>553</Sole>
            <Shared>0</Shared>
            <None>1471</None>
        </votingAuthority>
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        <nameOfIssuer>Servicenow Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>81762P102</cusip>
        <value>59</value>
        <shrsOrPrnAmt>
            <sshPrnamt>83</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>83</None>
        </votingAuthority>
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        <nameOfIssuer>A O Smith Corp</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>831865209</cusip>
        <value>50</value>
        <shrsOrPrnAmt>
            <sshPrnamt>607</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>607</None>
        </votingAuthority>
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        <nameOfIssuer>Southern CO</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>842587107</cusip>
        <value>47</value>
        <shrsOrPrnAmt>
            <sshPrnamt>668</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>668</None>
        </votingAuthority>
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        <nameOfIssuer>Southwest Airlines CO</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>844741108</cusip>
        <value>3</value>
        <shrsOrPrnAmt>
            <sshPrnamt>110</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>110</None>
        </votingAuthority>
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        <nameOfIssuer>Starbucks Corp</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>855244109</cusip>
        <value>11</value>
        <shrsOrPrnAmt>
            <sshPrnamt>110</sshPrnamt>
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            <None>2095</None>
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        <value>42</value>
        <shrsOrPrnAmt>
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        <investmentDiscretion>OTR</investmentDiscretion>
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            <None>522</None>
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        <value>27</value>
        <shrsOrPrnAmt>
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            <None>250</None>
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        <value>175</value>
        <shrsOrPrnAmt>
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            <None>4426</None>
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        <cusip>911312106</cusip>
        <value>40</value>
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            <sshPrnamt>253</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
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            <None>50000</None>
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        <value>1</value>
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            <None>0</None>
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        <cusip>921908844</cusip>
        <value>2</value>
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            <None>14</None>
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        <value>70186</value>
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        <cusip>922042858</cusip>
        <value>6</value>
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            <None>145</None>
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        <cusip>92204A108</cusip>
        <value>232</value>
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            <sshPrnamt>763</sshPrnamt>
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            <None>424</None>
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        <cusip>92204A207</cusip>
        <value>129</value>
        <shrsOrPrnAmt>
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            <None>268</None>
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        <cusip>92204A405</cusip>
        <value>112</value>
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            <None>428</None>
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        <value>145</value>
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            <None>256</None>
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        <cusip>92204A603</cusip>
        <value>123</value>
        <shrsOrPrnAmt>
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            <None>212</None>
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        <value>24</value>
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            <None>50</None>
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        <cusip>92204A884</cusip>
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            <None>427</None>
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        <cusip>92206C409</cusip>
        <value>46</value>
        <shrsOrPrnAmt>
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            <None>598</None>
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        <cusip>92206C870</cusip>
        <value>37</value>
        <shrsOrPrnAmt>
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        <nameOfIssuer>Vanguard Mid-Cap Value ETF Voe</nameOfIssuer>
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        <cusip>922908512</cusip>
        <value>785</value>
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        <value>803</value>
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            <None>3025</None>
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        <cusip>922908553</cusip>
        <value>156</value>
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            <None>1769</None>
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        <cusip>922908595</cusip>
        <value>1670</value>
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            <None>5681</None>
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        <cusip>922908611</cusip>
        <value>1644</value>
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            <None>7507</None>
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        <nameOfIssuer>Vanguard Index Funds Growth ETF</nameOfIssuer>
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        <cusip>922908736</cusip>
        <value>7466</value>
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        <votingAuthority>
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            <None>19104</None>
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        <nameOfIssuer>ETF Vanguard Value</nameOfIssuer>
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        <cusip>922908744</cusip>
        <value>6846</value>
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            <None>36648</None>
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        <value>38</value>
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        <investmentDiscretion>OTR</investmentDiscretion>
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            <None>185</None>
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        <value>49</value>
        <shrsOrPrnAmt>
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        <investmentDiscretion>OTR</investmentDiscretion>
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            <None>1293</None>
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        <value>87</value>
        <shrsOrPrnAmt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
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            <None>8066</None>
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        <nameOfIssuer>Visa Inc Cl A</nameOfIssuer>
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        <cusip>92826C839</cusip>
        <value>104</value>
        <shrsOrPrnAmt>
            <sshPrnamt>400</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
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            <None>400</None>
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        <nameOfIssuer>Vodafone Group PLC Sponsored ADR</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>92857W308</cusip>
        <value>3</value>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
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            <None>342</None>
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        <cusip>929740108</cusip>
        <value>1</value>
        <shrsOrPrnAmt>
            <sshPrnamt>9</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
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            <None>9</None>
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        <nameOfIssuer>Wal-Mart Inc</nameOfIssuer>
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        <cusip>931142103</cusip>
        <value>40</value>
        <shrsOrPrnAmt>
            <sshPrnamt>252</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
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            <None>252</None>
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        <titleOfClass>Com</titleOfClass>
        <cusip>931427108</cusip>
        <value>19</value>
        <shrsOrPrnAmt>
            <sshPrnamt>725</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
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            <None>725</None>
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        <nameOfIssuer>Warner Bros Discovery Inc Series A Com</nameOfIssuer>
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        <cusip>934423104</cusip>
        <value>12</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1040</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
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            <None>1040</None>
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        <cusip>949746101</cusip>
        <value>23</value>
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            <sshPrnamt>470</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
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            <None>346</None>
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        <nameOfIssuer>Welltower Inc</nameOfIssuer>
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        <cusip>95040Q104</cusip>
        <value>2</value>
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            <None>26</None>
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        <titleOfClass>Com</titleOfClass>
        <cusip>962166104</cusip>
        <value>37</value>
        <shrsOrPrnAmt>
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        <investmentDiscretion>OTR</investmentDiscretion>
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            <None>1067</None>
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        <nameOfIssuer>Whitestone REIT</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>966084204</cusip>
        <value>5</value>
        <shrsOrPrnAmt>
            <sshPrnamt>385</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
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            <None>385</None>
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        <nameOfIssuer>Yum Brands Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>988498101</cusip>
        <value>44</value>
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            <sshPrnamt>340</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
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            <None>340</None>
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