<SEC-DOCUMENT>0000908834-24-000114.txt : 20240419
<SEC-HEADER>0000908834-24-000114.hdr.sgml : 20240419
<ACCEPTANCE-DATETIME>20240419124252
ACCESSION NUMBER:		0000908834-24-000114
CONFORMED SUBMISSION TYPE:	13F-HR/A
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20240331
FILED AS OF DATE:		20240419
DATE AS OF CHANGE:		20240419
EFFECTIVENESS DATE:		20240419

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			HORIZON BANCORP INC /IN/
		CENTRAL INDEX KEY:			0000706129
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		ORGANIZATION NAME:           	02 Finance
		IRS NUMBER:				351562417
		STATE OF INCORPORATION:			IN
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		13F-HR/A
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	028-06479
		FILM NUMBER:		24856563

	BUSINESS ADDRESS:	
		STREET 1:		515 FRANKLIN STREET
		CITY:			MICHIGAN CITY
		STATE:			IN
		ZIP:			46360
		BUSINESS PHONE:		2198790211

	MAIL ADDRESS:	
		STREET 1:		515 FRANKLIN STREET
		CITY:			MICHIGAN CITY
		STATE:			IN
		ZIP:			46360

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	HORIZON BANCORP /IN/
		DATE OF NAME CHANGE:	19920703

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CITIZENS MICHIANA FINANCIAL CORP
		DATE OF NAME CHANGE:	19861021
</SEC-HEADER>
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<TYPE>13F-HR/A
<SEQUENCE>1
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          <cik>0000706129</cik>
          <ccc>XXXXXXXX</ccc>
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      <periodOfReport>03-31-2024</periodOfReport>
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      <reportCalendarOrQuarter>03-31-2024</reportCalendarOrQuarter>
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        <amendmentType>RESTATEMENT</amendmentType>
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        <name>HORIZON BANCORP INC /IN/</name>
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          <com:street1>515 FRANKLIN STREET</com:street1>
          <com:city>MICHIGAN CITY</com:city>
          <com:stateOrCountry>IN</com:stateOrCountry>
          <com:zipCode>46360</com:zipCode>
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    <signatureBlock>
      <name>Rebecca L Greenlaw</name>
      <title>VP, Trust Operations and Risk Management</title>
      <phone>219-873-2618</phone>
      <signature>/s/ Rebecca L Greenlaw</signature>
      <city>Michigan City</city>
      <stateOrCountry>IN</stateOrCountry>
      <signatureDate>04-19-2024</signatureDate>
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            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>40</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>Chevron Corp</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>166764100</cusip>
        <value>200</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1271</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>394</Sole>
            <Shared>0</Shared>
            <None>877</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Chipotle Mexican Grill Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>169656105</cusip>
        <value>302</value>
        <shrsOrPrnAmt>
            <sshPrnamt>104</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>11</Sole>
            <Shared>0</Shared>
            <None>93</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Cisco Systems Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>17275R102</cusip>
        <value>174</value>
        <shrsOrPrnAmt>
            <sshPrnamt>3489</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>372</Sole>
            <Shared>0</Shared>
            <None>3117</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Coca Cola CO</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>191216100</cusip>
        <value>202</value>
        <shrsOrPrnAmt>
            <sshPrnamt>3295</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>236</Sole>
            <Shared>0</Shared>
            <None>3059</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Cognex Corp</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>192422103</cusip>
        <value>1</value>
        <shrsOrPrnAmt>
            <sshPrnamt>20</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>20</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Cognizant Tech Solutions Cl A</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>192446102</cusip>
        <value>46</value>
        <shrsOrPrnAmt>
            <sshPrnamt>622</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>622</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Comcast Corp Cl A</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>20030N101</cusip>
        <value>171</value>
        <shrsOrPrnAmt>
            <sshPrnamt>3936</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>365</Sole>
            <Shared>0</Shared>
            <None>3571</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Conocophillips</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>20825C104</cusip>
        <value>73</value>
        <shrsOrPrnAmt>
            <sshPrnamt>572</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>572</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Corteva Inc Com</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>22052L104</cusip>
        <value>419</value>
        <shrsOrPrnAmt>
            <sshPrnamt>7264</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>7264</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Costco Wholesale Corp</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>22160K105</cusip>
        <value>443</value>
        <shrsOrPrnAmt>
            <sshPrnamt>604</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>55</Sole>
            <Shared>0</Shared>
            <None>549</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Cummins Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>231021106</cusip>
        <value>57</value>
        <shrsOrPrnAmt>
            <sshPrnamt>192</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>192</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>DTE Energy</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>233331107</cusip>
        <value>39</value>
        <shrsOrPrnAmt>
            <sshPrnamt>347</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>347</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Deere &amp; Co</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>244199105</cusip>
        <value>5</value>
        <shrsOrPrnAmt>
            <sshPrnamt>13</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>13</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Disney Walt CO</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>254687106</cusip>
        <value>205</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1674</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>121</Sole>
            <Shared>0</Shared>
            <None>1553</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Discover Financial Services</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>254709108</cusip>
        <value>6</value>
        <shrsOrPrnAmt>
            <sshPrnamt>49</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>16</Sole>
            <Shared>0</Shared>
            <None>33</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Dollar Tree Stores</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>256746108</cusip>
        <value>11</value>
        <shrsOrPrnAmt>
            <sshPrnamt>84</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>84</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Dow Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>260557103</cusip>
        <value>421</value>
        <shrsOrPrnAmt>
            <sshPrnamt>7271</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>7271</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Duke Energy Corp</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>26441C204</cusip>
        <value>7</value>
        <shrsOrPrnAmt>
            <sshPrnamt>76</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>76</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>DuPont de Nemours Inc Com</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>26614N102</cusip>
        <value>766</value>
        <shrsOrPrnAmt>
            <sshPrnamt>9995</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>115</Sole>
            <Shared>0</Shared>
            <None>9880</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>EOG Resources Inc Com</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>26875P101</cusip>
        <value>109</value>
        <shrsOrPrnAmt>
            <sshPrnamt>856</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>83</Sole>
            <Shared>0</Shared>
            <None>773</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Eastman Chemical CO</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>277432100</cusip>
        <value>35</value>
        <shrsOrPrnAmt>
            <sshPrnamt>353</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>353</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Eaton Vance Ltd Duration Incom</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>27828H105</cusip>
        <value>4</value>
        <shrsOrPrnAmt>
            <sshPrnamt>378</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>378</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Edison Intl</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>281020107</cusip>
        <value>8</value>
        <shrsOrPrnAmt>
            <sshPrnamt>112</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>112</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Equifax Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>294429105</cusip>
        <value>35</value>
        <shrsOrPrnAmt>
            <sshPrnamt>132</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>132</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Evergy Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>30034W106</cusip>
        <value>7</value>
        <shrsOrPrnAmt>
            <sshPrnamt>134</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>134</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Exxon Mobil Corp</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>30231G102</cusip>
        <value>231</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1991</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>132</Sole>
            <Shared>0</Shared>
            <None>1859</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Meta Platforms Inc Cl A</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>30303M102</cusip>
        <value>513</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1057</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>97</Sole>
            <Shared>0</Shared>
            <None>960</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Fedex Corp</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>31428X106</cusip>
        <value>58</value>
        <shrsOrPrnAmt>
            <sshPrnamt>200</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>200</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Fifth Third Bancorp</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>316773100</cusip>
        <value>337</value>
        <shrsOrPrnAmt>
            <sshPrnamt>9064</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>9064</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Finward Bancorp</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>31812F109</cusip>
        <value>7</value>
        <shrsOrPrnAmt>
            <sshPrnamt>268</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>268</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>First Financial Bancorp</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>320209109</cusip>
        <value>77</value>
        <shrsOrPrnAmt>
            <sshPrnamt>3426</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>3426</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>First Trust Financials Alphadex</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>33734X135</cusip>
        <value>107</value>
        <shrsOrPrnAmt>
            <sshPrnamt>2254</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>700</Sole>
            <Shared>0</Shared>
            <None>1554</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Flexshares Morningstar Global Ups</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>33939L407</cusip>
        <value>9331</value>
        <shrsOrPrnAmt>
            <sshPrnamt>227199</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>46581</Sole>
            <Shared>0</Shared>
            <None>180618</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Flexshares IBOXX 3 Year Target Date</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>33939L506</cusip>
        <value>4945</value>
        <shrsOrPrnAmt>
            <sshPrnamt>208227</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>47405</Sole>
            <Shared>0</Shared>
            <None>160822</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Flexshares High Yield VL ETF</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>33939L662</cusip>
        <value>4049</value>
        <shrsOrPrnAmt>
            <sshPrnamt>98489</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>22326</Sole>
            <Shared>0</Shared>
            <None>76163</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Flexshares Credit Scored US Corp Bond</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>33939L761</cusip>
        <value>4910</value>
        <shrsOrPrnAmt>
            <sshPrnamt>102771</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>23403</Sole>
            <Shared>0</Shared>
            <None>79368</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Flexshares Quality Dividend Index ETF</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>33939L860</cusip>
        <value>2551</value>
        <shrsOrPrnAmt>
            <sshPrnamt>38711</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>8170</Sole>
            <Shared>0</Shared>
            <None>30541</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Fortrea Holdings Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>34965K107</cusip>
        <value>5</value>
        <shrsOrPrnAmt>
            <sshPrnamt>128</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>128</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Fox Corp B Com</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>35137L204</cusip>
        <value>31</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1072</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>1072</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Freeport McMoran Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>35671D857</cusip>
        <value>92</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1949</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>184</Sole>
            <Shared>0</Shared>
            <None>1765</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>GE Healthcare Technologies Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>36266G107</cusip>
        <value>18</value>
        <shrsOrPrnAmt>
            <sshPrnamt>196</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>196</None>
        </votingAuthority>
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        <nameOfIssuer>General Dynamics Corp</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>369550108</cusip>
        <value>247</value>
        <shrsOrPrnAmt>
            <sshPrnamt>874</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>70</Sole>
            <Shared>0</Shared>
            <None>804</None>
        </votingAuthority>
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        <nameOfIssuer>GSK PLC ADr</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>37733W204</cusip>
        <value>173</value>
        <shrsOrPrnAmt>
            <sshPrnamt>4032</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>429</Sole>
            <Shared>0</Shared>
            <None>3603</None>
        </votingAuthority>
    </infoTable>
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        <nameOfIssuer>Goldman Sachs Physical Gold Unit</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>38150K103</cusip>
        <value>294</value>
        <shrsOrPrnAmt>
            <sshPrnamt>13383</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>9495</Sole>
            <Shared>0</Shared>
            <None>3888</None>
        </votingAuthority>
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        <nameOfIssuer>Grainger Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>384802104</cusip>
        <value>154</value>
        <shrsOrPrnAmt>
            <sshPrnamt>151</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>19</Sole>
            <Shared>0</Shared>
            <None>132</None>
        </votingAuthority>
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        <nameOfIssuer>Halliburton CO</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>406216101</cusip>
        <value>108</value>
        <shrsOrPrnAmt>
            <sshPrnamt>2749</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>263</Sole>
            <Shared>0</Shared>
            <None>2486</None>
        </votingAuthority>
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        <nameOfIssuer>Healthpeak Pptys Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>42250P103</cusip>
        <value>4</value>
        <shrsOrPrnAmt>
            <sshPrnamt>219</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>24</Sole>
            <Shared>0</Shared>
            <None>195</None>
        </votingAuthority>
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        <nameOfIssuer>Hershey CO Foods Corp</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>427866108</cusip>
        <value>194</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1000</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>1000</None>
        </votingAuthority>
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        <titleOfClass>Com</titleOfClass>
        <cusip>437076102</cusip>
        <value>196</value>
        <shrsOrPrnAmt>
            <sshPrnamt>510</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>52</Sole>
            <Shared>0</Shared>
            <None>458</None>
        </votingAuthority>
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        <nameOfIssuer>Honeywell International Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>438516106</cusip>
        <value>175</value>
        <shrsOrPrnAmt>
            <sshPrnamt>855</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>87</Sole>
            <Shared>0</Shared>
            <None>768</None>
        </votingAuthority>
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        <nameOfIssuer>Horizon Bancorp Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>440407104</cusip>
        <value>8336</value>
        <shrsOrPrnAmt>
            <sshPrnamt>649697</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>61035</Sole>
            <Shared>0</Shared>
            <None>588662</None>
        </votingAuthority>
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        <nameOfIssuer>Humana Inc Com</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>444859102</cusip>
        <value>31</value>
        <shrsOrPrnAmt>
            <sshPrnamt>88</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>88</None>
        </votingAuthority>
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        <nameOfIssuer>Huntington Bancshares</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>446150104</cusip>
        <value>114</value>
        <shrsOrPrnAmt>
            <sshPrnamt>8151</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>8151</None>
        </votingAuthority>
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        <nameOfIssuer>Huntington Ingalls Inds Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>446413106</cusip>
        <value>51</value>
        <shrsOrPrnAmt>
            <sshPrnamt>176</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>176</None>
        </votingAuthority>
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        <nameOfIssuer>Intel Corp</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>458140100</cusip>
        <value>158</value>
        <shrsOrPrnAmt>
            <sshPrnamt>3567</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>37</Sole>
            <Shared>0</Shared>
            <None>3530</None>
        </votingAuthority>
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        <nameOfIssuer>Intercontinental Exchange Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>45866F104</cusip>
        <value>162</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1178</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>159</Sole>
            <Shared>0</Shared>
            <None>1019</None>
        </votingAuthority>
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        <nameOfIssuer>International Business Machines</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>459200101</cusip>
        <value>247</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1293</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>122</Sole>
            <Shared>0</Shared>
            <None>1171</None>
        </votingAuthority>
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        <nameOfIssuer>International Flavors &amp; Fragrance</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>459506101</cusip>
        <value>6</value>
        <shrsOrPrnAmt>
            <sshPrnamt>64</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>64</None>
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        <nameOfIssuer>International Paper Co Com</nameOfIssuer>
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        <cusip>460146103</cusip>
        <value>27</value>
        <shrsOrPrnAmt>
            <sshPrnamt>702</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>702</None>
        </votingAuthority>
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        <nameOfIssuer>Intuit</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>461202103</cusip>
        <value>60</value>
        <shrsOrPrnAmt>
            <sshPrnamt>93</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>93</None>
        </votingAuthority>
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        <nameOfIssuer>Invesco Dynamic Pharmaceuticals</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>46137V662</cusip>
        <value>61</value>
        <shrsOrPrnAmt>
            <sshPrnamt>767</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>464</Sole>
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            <None>303</None>
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        <nameOfIssuer>Invesco Dwa Basic Materials</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>46137V704</cusip>
        <value>67</value>
        <shrsOrPrnAmt>
            <sshPrnamt>726</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>416</Sole>
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            <None>310</None>
        </votingAuthority>
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        <nameOfIssuer>Invesco Dwa Energy Momentum ETF</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>46137V878</cusip>
        <value>3</value>
        <shrsOrPrnAmt>
            <sshPrnamt>60</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>60</Sole>
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            <None>0</None>
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        <nameOfIssuer>iShares Gold Trust New ETF</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>464285204</cusip>
        <value>6</value>
        <shrsOrPrnAmt>
            <sshPrnamt>150</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>150</None>
        </votingAuthority>
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        <nameOfIssuer>Ishares Core S&amp;P 500 ETF</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>464287200</cusip>
        <value>49</value>
        <shrsOrPrnAmt>
            <sshPrnamt>94</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>94</None>
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        <nameOfIssuer>Ishares Msci Emerging Markets</nameOfIssuer>
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        <cusip>464287234</cusip>
        <value>3981</value>
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            <sshPrnamt>96906</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>19812</Sole>
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            <None>77094</None>
        </votingAuthority>
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        <nameOfIssuer>Ishares Msci Eafe Index</nameOfIssuer>
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        <cusip>464287465</cusip>
        <value>8577</value>
        <shrsOrPrnAmt>
            <sshPrnamt>107396</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>21299</Sole>
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            <None>86097</None>
        </votingAuthority>
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        <nameOfIssuer>Ishares Expanded Tech Sector ETF</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>464287549</cusip>
        <value>769</value>
        <shrsOrPrnAmt>
            <sshPrnamt>8928</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>3882</Sole>
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            <None>5046</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>Ishares Nasdaq Biotechnology</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>464287556</cusip>
        <value>47</value>
        <shrsOrPrnAmt>
            <sshPrnamt>345</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>145</Sole>
            <Shared>0</Shared>
            <None>200</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>Ishares Russell 2000 Value ETF</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>464287630</cusip>
        <value>23</value>
        <shrsOrPrnAmt>
            <sshPrnamt>145</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>145</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>Ishares Russell 2000 Growth</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>464287648</cusip>
        <value>49</value>
        <shrsOrPrnAmt>
            <sshPrnamt>182</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>182</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Ishares Russell 2000 Index</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>464287655</cusip>
        <value>100</value>
        <shrsOrPrnAmt>
            <sshPrnamt>477</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>224</Sole>
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            <None>253</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>Ishares Core S&amp;P Smallcap ETF</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>464287804</cusip>
        <value>9</value>
        <shrsOrPrnAmt>
            <sshPrnamt>80</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>80</None>
        </votingAuthority>
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        <nameOfIssuer>Ishares Trust EAFE Small Cap ETF</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>464288273</cusip>
        <value>93</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1467</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>1467</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>Ishares Intermediate Government Credit ETF</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>464288612</cusip>
        <value>40991</value>
        <shrsOrPrnAmt>
            <sshPrnamt>394216</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>114863</Sole>
            <Shared>0</Shared>
            <None>279353</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>Ishares 5-10 Year Investment Grade Corp ETF</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>464288638</cusip>
        <value>6</value>
        <shrsOrPrnAmt>
            <sshPrnamt>108</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>108</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>Ishares Tr EAFE Value ETF</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>464288877</cusip>
        <value>145</value>
        <shrsOrPrnAmt>
            <sshPrnamt>2674</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>2674</None>
        </votingAuthority>
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        <nameOfIssuer>Ishares Silver Trust</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>46428Q109</cusip>
        <value>172</value>
        <shrsOrPrnAmt>
            <sshPrnamt>7556</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>7556</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>Ishares Core Msci Eafe ETF</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>46432F842</cusip>
        <value>7556</value>
        <shrsOrPrnAmt>
            <sshPrnamt>101799</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>20113</Sole>
            <Shared>0</Shared>
            <None>81686</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>Ishares Msci Singapore Capped</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>46434G780</cusip>
        <value>5</value>
        <shrsOrPrnAmt>
            <sshPrnamt>250</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>250</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>Ishares Exponential Technologies ETF</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>46434V381</cusip>
        <value>6</value>
        <shrsOrPrnAmt>
            <sshPrnamt>108</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>108</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>JPMorgan</nameOfIssuer>
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        <cusip>46625H100</cusip>
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            <None>265</None>
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        <cusip>500754106</cusip>
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            <sshPrnamt>15</sshPrnamt>
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        <titleOfClass>Com</titleOfClass>
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            <sshPrnamt>440</sshPrnamt>
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            <sshPrnamt>690</sshPrnamt>
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        <value>47</value>
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            <sshPrnamt>355</sshPrnamt>
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        <value>245</value>
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            <sshPrnamt>314</sshPrnamt>
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            <None>314</None>
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        <titleOfClass>Com</titleOfClass>
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            <sshPrnamt>50</sshPrnamt>
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            <None>50</None>
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        <value>1</value>
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            <sshPrnamt>100</sshPrnamt>
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            <None>100</None>
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        <titleOfClass>Com</titleOfClass>
        <cusip>539830109</cusip>
        <value>53</value>
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            <sshPrnamt>116</sshPrnamt>
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            <None>116</None>
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        <titleOfClass>Com</titleOfClass>
        <cusip>550241103</cusip>
        <value>0</value>
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            <sshPrnamt>253</sshPrnamt>
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            <None>253</None>
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        <titleOfClass>Com</titleOfClass>
        <cusip>553530106</cusip>
        <value>2</value>
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            <sshPrnamt>18</sshPrnamt>
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            <None>12</None>
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        <titleOfClass>Com</titleOfClass>
        <cusip>56418H100</cusip>
        <value>9</value>
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            <sshPrnamt>115</sshPrnamt>
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            <None>115</None>
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        <value>46</value>
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            <sshPrnamt>2030</sshPrnamt>
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            <None>2030</None>
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        <cusip>565849106</cusip>
        <value>9</value>
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            <sshPrnamt>332</sshPrnamt>
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            <None>222</None>
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        <cusip>571748102</cusip>
        <value>164</value>
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        <cusip>574599106</cusip>
        <value>165</value>
        <shrsOrPrnAmt>
            <sshPrnamt>2095</sshPrnamt>
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        <votingAuthority>
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            <None>1880</None>
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        <value>446</value>
        <shrsOrPrnAmt>
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            <None>832</None>
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        <value>146</value>
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        <value>264</value>
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        <value>123</value>
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        <cusip>609207105</cusip>
        <value>222</value>
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        <investmentDiscretion>OTR</investmentDiscretion>
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        <cusip>617446448</cusip>
        <value>16</value>
        <shrsOrPrnAmt>
            <sshPrnamt>173</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
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        <cusip>620076307</cusip>
        <value>51</value>
        <shrsOrPrnAmt>
            <sshPrnamt>144</sshPrnamt>
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        <cusip>631103108</cusip>
        <value>37</value>
        <shrsOrPrnAmt>
            <sshPrnamt>592</sshPrnamt>
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            <None>592</None>
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        <titleOfClass>Com</titleOfClass>
        <cusip>65339F101</cusip>
        <value>127</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1995</sshPrnamt>
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        <shrsOrPrnAmt>
            <sshPrnamt>1771</sshPrnamt>
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        <cusip>65473P105</cusip>
        <value>448</value>
        <shrsOrPrnAmt>
            <sshPrnamt>16197</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
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            <None>16197</None>
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        <titleOfClass>Com</titleOfClass>
        <cusip>655844108</cusip>
        <value>222</value>
        <shrsOrPrnAmt>
            <sshPrnamt>871</sshPrnamt>
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            <Sole>86</Sole>
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            <None>785</None>
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        <titleOfClass>Com</titleOfClass>
        <cusip>666807102</cusip>
        <value>64</value>
        <shrsOrPrnAmt>
            <sshPrnamt>133</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>12</Sole>
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            <None>121</None>
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        <nameOfIssuer>Nuveen Select Tax-Free Income ETF</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>67062F100</cusip>
        <value>33</value>
        <shrsOrPrnAmt>
            <sshPrnamt>2253</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
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            <None>2253</None>
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        <titleOfClass>Com</titleOfClass>
        <cusip>67066G104</cusip>
        <value>797</value>
        <shrsOrPrnAmt>
            <sshPrnamt>882</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>106</Sole>
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            <None>776</None>
        </votingAuthority>
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        <nameOfIssuer>O'Reilly Automotive Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>67103H107</cusip>
        <value>20</value>
        <shrsOrPrnAmt>
            <sshPrnamt>18</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
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            <Sole>6</Sole>
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            <None>12</None>
        </votingAuthority>
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        <nameOfIssuer>Omnicom Group</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>681919106</cusip>
        <value>5</value>
        <shrsOrPrnAmt>
            <sshPrnamt>55</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
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            <Sole>19</Sole>
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            <None>36</None>
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        <nameOfIssuer>Oracle Corp</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>68389X105</cusip>
        <value>664</value>
        <shrsOrPrnAmt>
            <sshPrnamt>5290</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>184</Sole>
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            <None>5106</None>
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        <nameOfIssuer>Organon &amp; Co</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>68622V106</cusip>
        <value>3</value>
        <shrsOrPrnAmt>
            <sshPrnamt>160</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
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            <None>160</None>
        </votingAuthority>
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        <nameOfIssuer>PPL Corp</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>69351T106</cusip>
        <value>40</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1450</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
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            <None>1450</None>
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        <nameOfIssuer>Palantir Technologies Inc Cl A</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>69608A108</cusip>
        <value>2</value>
        <shrsOrPrnAmt>
            <sshPrnamt>100</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>100</None>
        </votingAuthority>
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        <titleOfClass>Com</titleOfClass>
        <cusip>697435105</cusip>
        <value>151</value>
        <shrsOrPrnAmt>
            <sshPrnamt>532</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>38</Sole>
            <Shared>0</Shared>
            <None>494</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Paypal Hldgs Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>70450Y103</cusip>
        <value>71</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1054</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>41</Sole>
            <Shared>0</Shared>
            <None>1013</None>
        </votingAuthority>
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        <nameOfIssuer>Pepsico Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>713448108</cusip>
        <value>33</value>
        <shrsOrPrnAmt>
            <sshPrnamt>188</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>12</Sole>
            <Shared>0</Shared>
            <None>176</None>
        </votingAuthority>
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        <nameOfIssuer>Pfizer Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>717081103</cusip>
        <value>2926</value>
        <shrsOrPrnAmt>
            <sshPrnamt>105456</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>344</Sole>
            <Shared>0</Shared>
            <None>105112</None>
        </votingAuthority>
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        <nameOfIssuer>Philip Morris International Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>718172109</cusip>
        <value>88</value>
        <shrsOrPrnAmt>
            <sshPrnamt>957</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>957</None>
        </votingAuthority>
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        <nameOfIssuer>Phillips 66</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>718546104</cusip>
        <value>24</value>
        <shrsOrPrnAmt>
            <sshPrnamt>144</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>144</None>
        </votingAuthority>
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        <nameOfIssuer>Portillos Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>73642K106</cusip>
        <value>1</value>
        <shrsOrPrnAmt>
            <sshPrnamt>50</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>50</None>
        </votingAuthority>
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        <nameOfIssuer>Procter &amp; Gamble CO</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>742718109</cusip>
        <value>188</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1159</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>87</Sole>
            <Shared>0</Shared>
            <None>1072</None>
        </votingAuthority>
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        <nameOfIssuer>Prologis Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>74340W103</cusip>
        <value>5</value>
        <shrsOrPrnAmt>
            <sshPrnamt>38</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>38</None>
        </votingAuthority>
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        <nameOfIssuer>Proshares Tr S&amp;P 500 Dv Arist</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>74348A467</cusip>
        <value>17</value>
        <shrsOrPrnAmt>
            <sshPrnamt>166</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>166</None>
        </votingAuthority>
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        <nameOfIssuer>Prudential Financial Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>744320102</cusip>
        <value>45</value>
        <shrsOrPrnAmt>
            <sshPrnamt>386</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>386</None>
        </votingAuthority>
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        <nameOfIssuer>Qualcomm Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>747525103</cusip>
        <value>61</value>
        <shrsOrPrnAmt>
            <sshPrnamt>362</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>362</None>
        </votingAuthority>
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        <nameOfIssuer>RTX CORPORATION</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>75513E101</cusip>
        <value>106</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1083</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>1083</None>
        </votingAuthority>
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        <nameOfIssuer>Riot Platforms, Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>767292105</cusip>
        <value>23</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1900</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>1900</None>
        </votingAuthority>
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        <nameOfIssuer>Rivian Automotive Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>76954A103</cusip>
        <value>0</value>
        <shrsOrPrnAmt>
            <sshPrnamt>10</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>10</None>
        </votingAuthority>
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        <nameOfIssuer>Roper Technologies, Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>776696106</cusip>
        <value>2</value>
        <shrsOrPrnAmt>
            <sshPrnamt>4</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>1</Sole>
            <Shared>0</Shared>
            <None>3</None>
        </votingAuthority>
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        <nameOfIssuer>S&amp;P Global Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>78409V104</cusip>
        <value>49</value>
        <shrsOrPrnAmt>
            <sshPrnamt>116</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>116</None>
        </votingAuthority>
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        <nameOfIssuer>SPDR S&amp;P 500</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>78462F103</cusip>
        <value>111</value>
        <shrsOrPrnAmt>
            <sshPrnamt>213</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>213</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
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        <nameOfIssuer>SPDR Gold Shares</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>78463V107</cusip>
        <value>215</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1043</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>1043</None>
        </votingAuthority>
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        <nameOfIssuer>SPDR Portfolio Morgage Backed Bond ETF</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>78464A383</cusip>
        <value>6</value>
        <shrsOrPrnAmt>
            <sshPrnamt>277</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>277</None>
        </votingAuthority>
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        <nameOfIssuer>SPDR S&amp;P 500 Value ETF</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>78464A508</cusip>
        <value>12</value>
        <shrsOrPrnAmt>
            <sshPrnamt>240</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>240</None>
        </votingAuthority>
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        <nameOfIssuer>SPDR Portfolio Long Term Treasury ETF</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>78464A664</cusip>
        <value>2</value>
        <shrsOrPrnAmt>
            <sshPrnamt>88</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>88</None>
        </votingAuthority>
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        <nameOfIssuer>SPDR Intermediate Term Treasury ETF</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>78464A672</cusip>
        <value>5</value>
        <shrsOrPrnAmt>
            <sshPrnamt>194</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>194</None>
        </votingAuthority>
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        <nameOfIssuer>SPDR S&amp;P Regional Banking ETF</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>78464A698</cusip>
        <value>9</value>
        <shrsOrPrnAmt>
            <sshPrnamt>176</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>53</Sole>
            <Shared>0</Shared>
            <None>123</None>
        </votingAuthority>
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        <nameOfIssuer>SPDR S&amp;P Dividend</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>78464A763</cusip>
        <value>229</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1746</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>1746</None>
        </votingAuthority>
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        <nameOfIssuer>SPDR S&amp;P 500 Large Cap ETF</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>78464A854</cusip>
        <value>12</value>
        <shrsOrPrnAmt>
            <sshPrnamt>196</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>196</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>SPDR S&amp;P Kensho New Economies Composite ETF</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>78468R648</cusip>
        <value>3</value>
        <shrsOrPrnAmt>
            <sshPrnamt>56</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>56</None>
        </votingAuthority>
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        <nameOfIssuer>Salesforce Com Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>79466L302</cusip>
        <value>243</value>
        <shrsOrPrnAmt>
            <sshPrnamt>806</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>84</Sole>
            <Shared>0</Shared>
            <None>722</None>
        </votingAuthority>
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        <nameOfIssuer>Sandstorm Gold Ltd</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>80013R206</cusip>
        <value>3</value>
        <shrsOrPrnAmt>
            <sshPrnamt>478</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>478</None>
        </votingAuthority>
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        <nameOfIssuer>Schlumberger</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>806857108</cusip>
        <value>205</value>
        <shrsOrPrnAmt>
            <sshPrnamt>3740</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>367</Sole>
            <Shared>0</Shared>
            <None>3373</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>Charles Schwab Corp</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>808513105</cusip>
        <value>104</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1436</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>139</Sole>
            <Shared>0</Shared>
            <None>1297</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>SPDR Energy Select Sector SPDR</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>81369Y506</cusip>
        <value>128</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1352</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>224</Sole>
            <Shared>0</Shared>
            <None>1128</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>Select Sector SPDR TR SBI Int</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>81369Y704</cusip>
        <value>3</value>
        <shrsOrPrnAmt>
            <sshPrnamt>21</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>21</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>SPDR Utilities Select Sector</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>81369Y886</cusip>
        <value>130</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1981</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>510</Sole>
            <Shared>0</Shared>
            <None>1471</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>Servicenow Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>81762P102</cusip>
        <value>60</value>
        <shrsOrPrnAmt>
            <sshPrnamt>79</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>79</None>
        </votingAuthority>
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        <nameOfIssuer>A O Smith Corp</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>831865209</cusip>
        <value>51</value>
        <shrsOrPrnAmt>
            <sshPrnamt>566</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>566</None>
        </votingAuthority>
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        <nameOfIssuer>Southwest Airlines CO</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>844741108</cusip>
        <value>3</value>
        <shrsOrPrnAmt>
            <sshPrnamt>110</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>110</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>Starbucks Corp</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>855244109</cusip>
        <value>10</value>
        <shrsOrPrnAmt>
            <sshPrnamt>110</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>110</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>TJX Cos Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>872540109</cusip>
        <value>234</value>
        <shrsOrPrnAmt>
            <sshPrnamt>2305</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>218</Sole>
            <Shared>0</Shared>
            <None>2087</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>Textron Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>883203101</cusip>
        <value>47</value>
        <shrsOrPrnAmt>
            <sshPrnamt>488</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>488</None>
        </votingAuthority>
    </infoTable>
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</SEC-DOCUMENT>
