<SEC-DOCUMENT>0000908834-24-000182.txt : 20240724
<SEC-HEADER>0000908834-24-000182.hdr.sgml : 20240724
<ACCEPTANCE-DATETIME>20240724154312
ACCESSION NUMBER:		0000908834-24-000182
CONFORMED SUBMISSION TYPE:	13F-HR
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20240630
FILED AS OF DATE:		20240724
DATE AS OF CHANGE:		20240724
EFFECTIVENESS DATE:		20240724

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			HORIZON BANCORP INC /IN/
		CENTRAL INDEX KEY:			0000706129
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		ORGANIZATION NAME:           	02 Finance
		IRS NUMBER:				351562417
		STATE OF INCORPORATION:			IN
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		13F-HR
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	028-06479
		FILM NUMBER:		241137955

	BUSINESS ADDRESS:	
		STREET 1:		515 FRANKLIN STREET
		CITY:			MICHIGAN CITY
		STATE:			IN
		ZIP:			46360
		BUSINESS PHONE:		2198790211

	MAIL ADDRESS:	
		STREET 1:		515 FRANKLIN STREET
		CITY:			MICHIGAN CITY
		STATE:			IN
		ZIP:			46360

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	HORIZON BANCORP /IN/
		DATE OF NAME CHANGE:	19920703

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CITIZENS MICHIANA FINANCIAL CORP
		DATE OF NAME CHANGE:	19861021
</SEC-HEADER>
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      <periodOfReport>06-30-2024</periodOfReport>
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        <address>
          <com:street1>515 FRANKLIN STREET</com:street1>
          <com:city>MICHIGAN CITY</com:city>
          <com:stateOrCountry>IN</com:stateOrCountry>
          <com:zipCode>46360</com:zipCode>
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    <signatureBlock>
      <name>Rebecca L Greenlaw</name>
      <title>VP, Trust Operations and Risk Management</title>
      <phone>219-873-2618</phone>
      <signature>Rebecca L Greenlaw</signature>
      <city>Michigan City</city>
      <stateOrCountry>IN</stateOrCountry>
      <signatureDate>07-24-2024</signatureDate>
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        <nameOfIssuer>Chemours CO Com</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>163851108</cusip>
        <value>1</value>
        <shrsOrPrnAmt>
            <sshPrnamt>40</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>40</None>
        </votingAuthority>
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        <nameOfIssuer>Chevron Corp</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>166764100</cusip>
        <value>192</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1228</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>437</Sole>
            <Shared>0</Shared>
            <None>791</None>
        </votingAuthority>
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        <nameOfIssuer>Chipotle Mexican Grill Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>169656105</cusip>
        <value>363</value>
        <shrsOrPrnAmt>
            <sshPrnamt>5800</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>900</Sole>
            <Shared>0</Shared>
            <None>4900</None>
        </votingAuthority>
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        <nameOfIssuer>Cisco Systems Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>17275R102</cusip>
        <value>185</value>
        <shrsOrPrnAmt>
            <sshPrnamt>3892</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>601</Sole>
            <Shared>0</Shared>
            <None>3291</None>
        </votingAuthority>
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        <nameOfIssuer>Coca Cola CO</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>191216100</cusip>
        <value>233</value>
        <shrsOrPrnAmt>
            <sshPrnamt>3664</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>398</Sole>
            <Shared>0</Shared>
            <None>3266</None>
        </votingAuthority>
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        <nameOfIssuer>Cognex Corp</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>192422103</cusip>
        <value>1</value>
        <shrsOrPrnAmt>
            <sshPrnamt>20</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>20</None>
        </votingAuthority>
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        <nameOfIssuer>Cognizant Tech Solutions Cl A</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>192446102</cusip>
        <value>33</value>
        <shrsOrPrnAmt>
            <sshPrnamt>485</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>485</None>
        </votingAuthority>
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        <nameOfIssuer>Comcast Corp Cl A</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>20030N101</cusip>
        <value>164</value>
        <shrsOrPrnAmt>
            <sshPrnamt>4185</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>632</Sole>
            <Shared>0</Shared>
            <None>3553</None>
        </votingAuthority>
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        <nameOfIssuer>Conocophillips</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>20825C104</cusip>
        <value>65</value>
        <shrsOrPrnAmt>
            <sshPrnamt>572</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>572</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Constellation Brands Inc Cl A</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>21036P108</cusip>
        <value>32</value>
        <shrsOrPrnAmt>
            <sshPrnamt>125</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>125</None>
        </votingAuthority>
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        <nameOfIssuer>Corteva Inc Com</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>22052L104</cusip>
        <value>350</value>
        <shrsOrPrnAmt>
            <sshPrnamt>6485</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>6485</None>
        </votingAuthority>
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        <nameOfIssuer>Costco Wholesale Corp</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>22160K105</cusip>
        <value>502</value>
        <shrsOrPrnAmt>
            <sshPrnamt>591</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>87</Sole>
            <Shared>0</Shared>
            <None>504</None>
        </votingAuthority>
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        <nameOfIssuer>Cummins Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>231021106</cusip>
        <value>78</value>
        <shrsOrPrnAmt>
            <sshPrnamt>280</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>125</Sole>
            <Shared>0</Shared>
            <None>155</None>
        </votingAuthority>
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        <nameOfIssuer>DTE Energy</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>233331107</cusip>
        <value>22</value>
        <shrsOrPrnAmt>
            <sshPrnamt>197</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>197</None>
        </votingAuthority>
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        <nameOfIssuer>Disney Walt CO</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>254687106</cusip>
        <value>180</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1815</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>215</Sole>
            <Shared>0</Shared>
            <None>1600</None>
        </votingAuthority>
    </infoTable>
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        <nameOfIssuer>Discover Financial Services</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>254709108</cusip>
        <value>6</value>
        <shrsOrPrnAmt>
            <sshPrnamt>49</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>16</Sole>
            <Shared>0</Shared>
            <None>33</None>
        </votingAuthority>
    </infoTable>
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        <nameOfIssuer>Dow Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>260557103</cusip>
        <value>207</value>
        <shrsOrPrnAmt>
            <sshPrnamt>3910</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>3910</None>
        </votingAuthority>
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        <nameOfIssuer>Duke Energy Corp</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>26441C204</cusip>
        <value>4</value>
        <shrsOrPrnAmt>
            <sshPrnamt>38</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>38</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>DuPont de Nemours Inc Com</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>26614N102</cusip>
        <value>517</value>
        <shrsOrPrnAmt>
            <sshPrnamt>6421</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>198</Sole>
            <Shared>0</Shared>
            <None>6223</None>
        </votingAuthority>
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        <nameOfIssuer>EOG Resources Inc Com</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>26875P101</cusip>
        <value>114</value>
        <shrsOrPrnAmt>
            <sshPrnamt>908</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>140</Sole>
            <Shared>0</Shared>
            <None>768</None>
        </votingAuthority>
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        <nameOfIssuer>Eastman Chemical CO</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>277432100</cusip>
        <value>35</value>
        <shrsOrPrnAmt>
            <sshPrnamt>353</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>353</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>Eaton Vance Ltd Duration Incom</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>27828H105</cusip>
        <value>1</value>
        <shrsOrPrnAmt>
            <sshPrnamt>159</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>159</None>
        </votingAuthority>
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        <nameOfIssuer>Edison Intl</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>281020107</cusip>
        <value>4</value>
        <shrsOrPrnAmt>
            <sshPrnamt>62</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>62</None>
        </votingAuthority>
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        <nameOfIssuer>Equifax Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>294429105</cusip>
        <value>32</value>
        <shrsOrPrnAmt>
            <sshPrnamt>132</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>132</None>
        </votingAuthority>
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        <nameOfIssuer>Evergy Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>30034W106</cusip>
        <value>7</value>
        <shrsOrPrnAmt>
            <sshPrnamt>134</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>134</None>
        </votingAuthority>
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        <nameOfIssuer>Exxon Mobil Corp</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>30231G102</cusip>
        <value>219</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1899</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>226</Sole>
            <Shared>0</Shared>
            <None>1673</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>Meta Platforms Inc Cl A</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>30303M102</cusip>
        <value>553</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1096</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>149</Sole>
            <Shared>0</Shared>
            <None>947</None>
        </votingAuthority>
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        <nameOfIssuer>Fedex Corp</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>31428X106</cusip>
        <value>49</value>
        <shrsOrPrnAmt>
            <sshPrnamt>164</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>164</None>
        </votingAuthority>
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        <nameOfIssuer>Finward Bancorp</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>31812F109</cusip>
        <value>7</value>
        <shrsOrPrnAmt>
            <sshPrnamt>268</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>268</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>First Financial Bancorp</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>320209109</cusip>
        <value>76</value>
        <shrsOrPrnAmt>
            <sshPrnamt>3426</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>3426</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>First Trust Financials Alphadex</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>33734X135</cusip>
        <value>50</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1086</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>147</Sole>
            <Shared>0</Shared>
            <None>939</None>
        </votingAuthority>
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        <nameOfIssuer>Flexshares Morningstar Global Ups</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>33939L407</cusip>
        <value>13961</value>
        <shrsOrPrnAmt>
            <sshPrnamt>347813</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>69223</Sole>
            <Shared>0</Shared>
            <None>278590</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>Flexshares IBOXX 3 Year Target Date</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>33939L506</cusip>
        <value>8969</value>
        <shrsOrPrnAmt>
            <sshPrnamt>380210</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>92057</Sole>
            <Shared>0</Shared>
            <None>288153</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>Flexshares High Yield VL ETF</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>33939L662</cusip>
        <value>3025</value>
        <shrsOrPrnAmt>
            <sshPrnamt>74884</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>21459</Sole>
            <Shared>0</Shared>
            <None>53425</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>Flexshares Credit Scored US Corp Bond</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>33939L761</cusip>
        <value>8927</value>
        <shrsOrPrnAmt>
            <sshPrnamt>188059</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>45679</Sole>
            <Shared>0</Shared>
            <None>142380</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Flexshares Quality Dividend Index ETF</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>33939L860</cusip>
        <value>2666</value>
        <shrsOrPrnAmt>
            <sshPrnamt>40091</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>8443</Sole>
            <Shared>0</Shared>
            <None>31648</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>Fortrea Holdings Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>34965K107</cusip>
        <value>3</value>
        <shrsOrPrnAmt>
            <sshPrnamt>128</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>128</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Fox Corp B Com</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>35137L204</cusip>
        <value>34</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1072</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>1072</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Freeport McMoran Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>35671D857</cusip>
        <value>100</value>
        <shrsOrPrnAmt>
            <sshPrnamt>2059</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>312</Sole>
            <Shared>0</Shared>
            <None>1747</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>GE Healthcare Technologies Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>36266G107</cusip>
        <value>9</value>
        <shrsOrPrnAmt>
            <sshPrnamt>110</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>110</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>General Dynamics Corp</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>369550108</cusip>
        <value>271</value>
        <shrsOrPrnAmt>
            <sshPrnamt>935</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>115</Sole>
            <Shared>0</Shared>
            <None>820</None>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>128</Sole>
            <Shared>0</Shared>
            <None>716</None>
        </votingAuthority>
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        <nameOfIssuer>Leidos Holdings Inc Com</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>525327102</cusip>
        <value>52</value>
        <shrsOrPrnAmt>
            <sshPrnamt>355</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>355</None>
        </votingAuthority>
    </infoTable>
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        <nameOfIssuer>Lilly Eli &amp; CO</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>532457108</cusip>
        <value>264</value>
        <shrsOrPrnAmt>
            <sshPrnamt>292</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>292</None>
        </votingAuthority>
    </infoTable>
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        <nameOfIssuer>Lions Gate Entertainment Corp Cl A</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>535919401</cusip>
        <value>0</value>
        <shrsOrPrnAmt>
            <sshPrnamt>50</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>50</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Lions Gate Entertainment Corp Cl B</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>535919500</cusip>
        <value>1</value>
        <shrsOrPrnAmt>
            <sshPrnamt>100</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>100</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Lockheed Martin Corp</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>539830109</cusip>
        <value>46</value>
        <shrsOrPrnAmt>
            <sshPrnamt>99</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>99</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Msc Industrial Direct Inc Cl A</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>553530106</cusip>
        <value>1</value>
        <shrsOrPrnAmt>
            <sshPrnamt>18</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>6</Sole>
            <Shared>0</Shared>
            <None>12</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Marathon Digital Holdings Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>565788106</cusip>
        <value>40</value>
        <shrsOrPrnAmt>
            <sshPrnamt>2030</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>2030</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Marathon Oil Corp</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>565849106</cusip>
        <value>10</value>
        <shrsOrPrnAmt>
            <sshPrnamt>332</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>110</Sole>
            <Shared>0</Shared>
            <None>222</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Marsh &amp; McLennan Cos Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>571748102</cusip>
        <value>213</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1010</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>139</Sole>
            <Shared>0</Shared>
            <None>871</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>Masco Corporation</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>574599106</cusip>
        <value>162</value>
        <shrsOrPrnAmt>
            <sshPrnamt>2428</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>369</Sole>
            <Shared>0</Shared>
            <None>2059</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Mastercard Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>57636Q104</cusip>
        <value>449</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1018</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>144</Sole>
            <Shared>0</Shared>
            <None>874</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>McDonalds Corp</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>580135101</cusip>
        <value>152</value>
        <shrsOrPrnAmt>
            <sshPrnamt>596</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>89</Sole>
            <Shared>0</Shared>
            <None>507</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Merck &amp; CO Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>58933Y105</cusip>
        <value>66</value>
        <shrsOrPrnAmt>
            <sshPrnamt>536</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>536</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Microsoft Corp</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>594918104</cusip>
        <value>1420</value>
        <shrsOrPrnAmt>
            <sshPrnamt>3176</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>446</Sole>
            <Shared>0</Shared>
            <None>2730</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>Microstrategy Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>594972408</cusip>
        <value>214</value>
        <shrsOrPrnAmt>
            <sshPrnamt>155</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>155</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Microchip Technology Inc.</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>595017104</cusip>
        <value>148</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1614</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>237</Sole>
            <Shared>0</Shared>
            <None>1377</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Mondelez International Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>609207105</cusip>
        <value>242</value>
        <shrsOrPrnAmt>
            <sshPrnamt>3693</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>550</Sole>
            <Shared>0</Shared>
            <None>3143</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>Motorola Solutions Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>620076307</cusip>
        <value>56</value>
        <shrsOrPrnAmt>
            <sshPrnamt>144</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>144</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>Nasdaq Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>631103108</cusip>
        <value>36</value>
        <shrsOrPrnAmt>
            <sshPrnamt>592</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>592</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>Nextera Energy Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>65339F101</cusip>
        <value>161</value>
        <shrsOrPrnAmt>
            <sshPrnamt>2272</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>293</Sole>
            <Shared>0</Shared>
            <None>1979</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>Nike Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>654106103</cusip>
        <value>154</value>
        <shrsOrPrnAmt>
            <sshPrnamt>2037</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>301</Sole>
            <Shared>0</Shared>
            <None>1736</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>Nisource Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>65473P105</cusip>
        <value>467</value>
        <shrsOrPrnAmt>
            <sshPrnamt>16197</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>16197</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>Norfolk Southern Corp</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>655844108</cusip>
        <value>233</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1084</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>155</Sole>
            <Shared>0</Shared>
            <None>929</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>Northrop Grumman Corp</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>666807102</cusip>
        <value>58</value>
        <shrsOrPrnAmt>
            <sshPrnamt>133</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>12</Sole>
            <Shared>0</Shared>
            <None>121</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>Nvidia Corp</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>67066G104</cusip>
        <value>1150</value>
        <shrsOrPrnAmt>
            <sshPrnamt>9312</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>1540</Sole>
            <Shared>0</Shared>
            <None>7772</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>O'Reilly Automotive Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>67103H107</cusip>
        <value>19</value>
        <shrsOrPrnAmt>
            <sshPrnamt>18</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>6</Sole>
            <Shared>0</Shared>
            <None>12</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>Omnicom Group</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>681919106</cusip>
        <value>5</value>
        <shrsOrPrnAmt>
            <sshPrnamt>55</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>19</Sole>
            <Shared>0</Shared>
            <None>36</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>Oracle Corp</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>68389X105</cusip>
        <value>780</value>
        <shrsOrPrnAmt>
            <sshPrnamt>5523</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>292</Sole>
            <Shared>0</Shared>
            <None>5231</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>Organon &amp; Co</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>68622V106</cusip>
        <value>2</value>
        <shrsOrPrnAmt>
            <sshPrnamt>107</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>107</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>PPL Corp</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>69351T106</cusip>
        <value>23</value>
        <shrsOrPrnAmt>
            <sshPrnamt>820</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>820</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>Palantir Technologies Inc Cl A</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>69608A108</cusip>
        <value>3</value>
        <shrsOrPrnAmt>
            <sshPrnamt>100</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>100</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>Palo Alto Networks Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>697435105</cusip>
        <value>218</value>
        <shrsOrPrnAmt>
            <sshPrnamt>644</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>85</Sole>
            <Shared>0</Shared>
            <None>559</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Paypal Hldgs Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>70450Y103</cusip>
        <value>108</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1861</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>221</Sole>
            <Shared>0</Shared>
            <None>1640</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Pepsico Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>713448108</cusip>
        <value>21</value>
        <shrsOrPrnAmt>
            <sshPrnamt>128</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>12</Sole>
            <Shared>0</Shared>
            <None>116</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Pfizer Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>717081103</cusip>
        <value>2638</value>
        <shrsOrPrnAmt>
            <sshPrnamt>94291</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>1195</Sole>
            <Shared>0</Shared>
            <None>93096</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Philip Morris International Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>718172109</cusip>
        <value>88</value>
        <shrsOrPrnAmt>
            <sshPrnamt>870</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>870</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Phillips 66</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>718546104</cusip>
        <value>20</value>
        <shrsOrPrnAmt>
            <sshPrnamt>144</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>144</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Portillos Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>73642K106</cusip>
        <value>0</value>
        <shrsOrPrnAmt>
            <sshPrnamt>50</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>50</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Procter &amp; Gamble CO</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>742718109</cusip>
        <value>184</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1117</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>146</Sole>
            <Shared>0</Shared>
            <None>971</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Prologis Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>74340W103</cusip>
        <value>4</value>
        <shrsOrPrnAmt>
            <sshPrnamt>38</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>38</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Prudential Financial Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>744320102</cusip>
        <value>35</value>
        <shrsOrPrnAmt>
            <sshPrnamt>300</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>300</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Qualcomm Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>747525103</cusip>
        <value>56</value>
        <shrsOrPrnAmt>
            <sshPrnamt>283</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>283</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>RTX CORPORATION</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>75513E101</cusip>
        <value>109</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1083</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>1083</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Riot Platforms, Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>767292105</cusip>
        <value>17</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1900</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>1900</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Rivian Automotive Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>76954A103</cusip>
        <value>0</value>
        <shrsOrPrnAmt>
            <sshPrnamt>10</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>10</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Roper Technologies, Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>776696106</cusip>
        <value>2</value>
        <shrsOrPrnAmt>
            <sshPrnamt>4</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>1</Sole>
            <Shared>0</Shared>
            <None>3</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>S&amp;P Global Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>78409V104</cusip>
        <value>41</value>
        <shrsOrPrnAmt>
            <sshPrnamt>91</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>91</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>SPDR S&amp;P 500</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>78462F103</cusip>
        <value>116</value>
        <shrsOrPrnAmt>
            <sshPrnamt>213</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>213</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>SPDR S&amp;P 500 Value ETF</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>78464A508</cusip>
        <value>7</value>
        <shrsOrPrnAmt>
            <sshPrnamt>136</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>136</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>SPDR S&amp;P Regional Banking ETF</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>78464A698</cusip>
        <value>9</value>
        <shrsOrPrnAmt>
            <sshPrnamt>176</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>53</Sole>
            <Shared>0</Shared>
            <None>123</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>SPDR S&amp;P Dividend</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>78464A763</cusip>
        <value>170</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1336</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>1336</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>SPDR S&amp;P 500 Large Cap ETF</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>78464A854</cusip>
        <value>7</value>
        <shrsOrPrnAmt>
            <sshPrnamt>110</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>110</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>SPDR S&amp;P Kensho New Economies Composite ETF</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>78468R648</cusip>
        <value>1</value>
        <shrsOrPrnAmt>
            <sshPrnamt>28</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>28</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Salesforce Com Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>79466L302</cusip>
        <value>222</value>
        <shrsOrPrnAmt>
            <sshPrnamt>865</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>131</Sole>
            <Shared>0</Shared>
            <None>734</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Sandstorm Gold Ltd</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>80013R206</cusip>
        <value>3</value>
        <shrsOrPrnAmt>
            <sshPrnamt>478</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>478</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Schlumberger</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>806857108</cusip>
        <value>183</value>
        <shrsOrPrnAmt>
            <sshPrnamt>3871</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>421</Sole>
            <Shared>0</Shared>
            <None>3450</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Charles Schwab Corp</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>808513105</cusip>
        <value>120</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1626</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>233</Sole>
            <Shared>0</Shared>
            <None>1393</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>SPDR Energy Select Sector SPDR</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>81369Y506</cusip>
        <value>123</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1352</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>224</Sole>
            <Shared>0</Shared>
            <None>1128</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>SPDR Utilities Select Sector</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>81369Y886</cusip>
        <value>106</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1553</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>82</Sole>
            <Shared>0</Shared>
            <None>1471</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Servicenow Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>81762P102</cusip>
        <value>48</value>
        <shrsOrPrnAmt>
            <sshPrnamt>61</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>61</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>A O Smith Corp</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>831865209</cusip>
        <value>46</value>
        <shrsOrPrnAmt>
            <sshPrnamt>566</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>566</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>Solventum Corp</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>83444M101</cusip>
        <value>3</value>
        <shrsOrPrnAmt>
            <sshPrnamt>62</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>62</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>Southwest Airlines CO</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>844741108</cusip>
        <value>3</value>
        <shrsOrPrnAmt>
            <sshPrnamt>110</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>110</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>Starbucks Corp</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>855244109</cusip>
        <value>8</value>
        <shrsOrPrnAmt>
            <sshPrnamt>110</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>110</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>TJX Cos Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>872540109</cusip>
        <value>237</value>
        <shrsOrPrnAmt>
            <sshPrnamt>2150</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>318</Sole>
            <Shared>0</Shared>
            <None>1832</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>Textron Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>883203101</cusip>
        <value>42</value>
        <shrsOrPrnAmt>
            <sshPrnamt>488</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>488</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>3M CO</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>88579Y101</cusip>
        <value>26</value>
        <shrsOrPrnAmt>
            <sshPrnamt>250</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>250</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>Truist Finl Corp</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>89832Q109</cusip>
        <value>222</value>
        <shrsOrPrnAmt>
            <sshPrnamt>5727</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>815</Sole>
            <Shared>0</Shared>
            <None>4912</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>Tyson Foods Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>902494103</cusip>
        <value>17</value>
        <shrsOrPrnAmt>
            <sshPrnamt>300</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>300</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>United Parcel Service Inc Cl B</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>911312106</cusip>
        <value>27</value>
        <shrsOrPrnAmt>
            <sshPrnamt>195</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>195</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>Vaneck ETF Trust AgriBusiness</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>92189F700</cusip>
        <value>1</value>
        <shrsOrPrnAmt>
            <sshPrnamt>12</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>12</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>Vanguard Bd Index Fds</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>921937835</cusip>
        <value>57077</value>
        <shrsOrPrnAmt>
            <sshPrnamt>792187</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>220375</Sole>
            <Shared>0</Shared>
            <None>571812</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>Vanguard Whitehall Fds Inc High Div Yld</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>921946406</cusip>
        <value>24</value>
        <shrsOrPrnAmt>
            <sshPrnamt>200</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>200</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>Vanguard Ftse Emerging Markets</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>922042858</cusip>
        <value>4</value>
        <shrsOrPrnAmt>
            <sshPrnamt>102</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>102</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>Vanguard Consumer Discretionary</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>92204A108</cusip>
        <value>165</value>
        <shrsOrPrnAmt>
            <sshPrnamt>527</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>242</Sole>
            <Shared>0</Shared>
            <None>285</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Vanguard Consumer Staples ETF</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>92204A207</cusip>
        <value>108</value>
        <shrsOrPrnAmt>
            <sshPrnamt>533</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>312</Sole>
            <Shared>0</Shared>
            <None>221</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>Vanguard Financials ETF</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>92204A405</cusip>
        <value>53</value>
        <shrsOrPrnAmt>
            <sshPrnamt>535</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>107</Sole>
            <Shared>0</Shared>
            <None>428</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>Vanguard Health Care Index Fund</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>92204A504</cusip>
        <value>128</value>
        <shrsOrPrnAmt>
            <sshPrnamt>481</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>225</Sole>
            <Shared>0</Shared>
            <None>256</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>Vanguard Industrials ETF</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>92204A603</cusip>
        <value>105</value>
        <shrsOrPrnAmt>
            <sshPrnamt>448</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>236</Sole>
            <Shared>0</Shared>
            <None>212</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Vanguard Info Tech</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>92204A702</cusip>
        <value>29</value>
        <shrsOrPrnAmt>
            <sshPrnamt>50</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>50</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Vanguard Communication Services</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>92204A884</cusip>
        <value>44</value>
        <shrsOrPrnAmt>
            <sshPrnamt>322</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>30</Sole>
            <Shared>0</Shared>
            <None>292</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>Vanguard Short-Term Corporate</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>92206C409</cusip>
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