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Off-Balance Sheet Arrangements, Commitments, and Contingencies (Tables)
3 Months Ended
Mar. 31, 2025
Commitments and Contingencies Disclosure [Abstract]  
Financial Instruments with Off-Balance Sheet Risk
The following tables represent, by loan portfolio segment, a summary of changes in the activity in the liability for commitments to extend credit and standby letters of credit (please see note 14):
Three Month Ended
March 31, 202545382March 31, 2024
Balance, beginning of periodCredit loss expense (reversal)Ending balanceBalance, beginning of periodCredit loss expense (reversal)Ending balance
Commercial$1,385 $(253)$1,132 $— $— $— 
Real Estate61 11 72 64 (18)46 
Mortgage Warehouse— — — — — — 
Consumer703 93 796 551 153 704 
Total$2,149 $(149)$2,000 $615 $135 $750 
The following table represents the commitments to extend credit and standby letters of credit as of March 31, 2025 and December 31, 2024, respectively:
March 31, 2025December 31, 2024
Commitments to extend credit$1,046,675 $1,018,302 
Standby letters of credit26,096 23,457 
Total$1,072,771 $1,041,759