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Concentration of Operations | 12 Months Ended
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Dec. 31, 2012
Concentration of Operations [Abstract] |
Concentration of Operations |
18. | Concentration of Operations
The Company derives its revenues almost entirely from its operations in the workers’ compensation insurance line of business. Total net premiums earned for the different lines of business are shown below:
|  | 2012 |  |  | 2011 |  |  | 2010 |
| Dollars |  |  | Percent |  |  | Dollars |  |  | Percent |  |  | Dollars |  |  | Percent |
|  | (Dollars in thousands) |
Workers’ compensation |  | $ | 290,538 |  |  |  | 99.9 | % |  | $ | 249,966 |  |  |  | 99.6 | % |  | $ | 217,810 |  |  |  | 99.5 | %
General liability |  |  | 151 |  |  |  | 0.1 | % |  |  | 1,049 |  |  |  | 0.4 | % |  |  | 1,071 |  |  |  | 0.5 | %
Total net premiums earned |  | $ | 290,689 |  |  |  | 100.0 | % |  | $ | 251,015 |  |  |  | 100.0 | % |  | $ | 218,881 |  |  |  | 100.0 | %
Net premiums earned during 2012, 2011 and 2010 for the top ten states in 2012 and all others are shown below:
|  | 2012 |  |  | 2011 |  |  | 2010 |
| Dollars |  |  | Percent |  |  | Dollars |  |  | Percent |  |  | Dollars |  |  | Percent |
|  | (Dollars in thousands) |
Louisiana |  | $ | 31,134 |  |  |  | 10.7 | % |  | $ | 28,157 |  |  |  | 11.2 | % |  | $ | 23,406 |  |  |  | 10.7 | %
Georgia |  |  | 25,033 |  |  |  | 8.6 |  |  |  | 21,496 |  |  |  | 8.6 |  |  |  | 19,308 |  |  |  | 8.8 |
Pennsylvania |  |  | 24,480 |  |  |  | 8.4 |  |  |  | 19,265 |  |  |  | 7.7 |  |  |  | 16,784 |  |  |  | 7.7 |
North Carolina |  |  | 20,036 |  |  |  | 6.9 |  |  |  | 17,071 |  |  |  | 6.8 |  |  |  | 17,038 |  |  |  | 7.8 |
Illinois |  |  | 18,119 |  |  |  | 6.2 |  |  |  | 14,673 |  |  |  | 5.8 |  |  |  | 14,294 |  |  |  | 6.5 |
Oklahoma |  |  | 16,157 |  |  |  | 5.6 |  |  |  | 16,037 |  |  |  | 6.4 |  |  |  | 14,544 |  |  |  | 6.6 |
Virginia |  |  | 16,144 |  |  |  | 5.6 |  |  |  | 15,660 |  |  |  | 6.2 |  |  |  | 13,680 |  |  |  | 6.3 |
Texas |  |  | 11,687 |  |  |  | 4.0 |  |  |  | 11,073 |  |  |  | 4.4 |  |  |  | 8,858 |  |  |  | 4.0 |
Kansas |  |  | 10,925 |  |  |  | 3.8 |  |  |  | 9,486 |  |  |  | 3.8 |  |  |  | 7,126 |  |  |  | 3.3 |
Minnesota |  |  | 10,094 |  |  |  | 3.5 |  |  |  | 9,388 |  |  |  | 3.7 |  |  |  | 7,887 |  |  |  | 3.6 |
All others |  |  | 106,880 |  |  |  | 36.7 |  |  |  | 88,709 |  |  |  | 35.4 |  |  |  | 75,956 |  |  |  | 34.7 |
Total net premiums earned |  | $ | 290,689 |  |  |  | 100.0 | % |  | $ | 251,015 |  |  |  | 100.0 | % |  | $ | 218,881 |  |  |  | 100.0 | %

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