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CONDENSED CONSOLIDATED STATEMENTS OF INCOME (USD $)
In Thousands, except Share data, unless otherwise specified
 3 Months Ended 6 Months Ended
Jun. 30, 2013
Jun. 30, 2012
Jun. 30, 2013
Jun. 30, 2012
Revenues        
Gross premiums written $ 95,815 $ 85,476 $ 194,938 $ 170,400
Ceded premiums written (4,576) (3,971) (9,057) (7,875)
Net premiums written 91,239 81,505 185,881 162,525
Net premiums earned 81,983 69,733 161,692 139,523
Net investment income 6,649 6,605 13,319 13,519
Net realized gains/(losses) on investments (1,291) 137 (1,267) 1,928
Fee and other income 170 162 279 321
Total revenues 87,511 76,637 174,023 155,291
Expenses        
Loss and loss adjustment expenses incurred 56,813 56,720 112,814 108,563
Underwriting and certain other operating costs 7,770 4,923 14,838 9,210
Commissions 6,229 5,399 12,393 10,694
Salaries and benefits 5,664 5,025 11,309 10,158
Interest expense   207   486
Policyholder dividends 388 330 942 714
Total expenses 76,864 72,604 152,296 139,825
Income before income taxes 10,647 4,033 21,727 15,466
Income tax expense 3,003 588 5,232 2,460
Net income 7,644 3,445 16,495 13,006
Net income available to common shareholders $ 7,618 $ 3,443 $ 16,454 $ 13,001
Earnings per share        
Basic $ 0.42 $ 0.19 $ 0.90 $ 0.72
Diluted $ 0.41 $ 0.19 $ 0.88 $ 0.70
Shares used in computing earnings per share        
Basic 18,353,174 18,150,306 18,317,452 18,145,525
Diluted 18,712,299 18,588,495 18,713,776 18,586,156
Cash dividends declared per common share $ 0.08   $ 0.16