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CONDENSED CONSOLIDATED STATEMENTS OF INCOME (Unaudited) (USD $)
In Thousands, except Share data, unless otherwise specified
 3 Months Ended
Mar. 31, 2014
Mar. 31, 2013
Revenues    
Gross premiums written $ 105,703 $ 99,123
Ceded premiums written (3,339) (4,481)
Net premiums written 102,364 94,642
Net premiums earned 89,233 79,709
Net investment income 6,708 6,670
Net realized gains on investments 101 24
Fee and other income 131 109
Total revenues 96,173 86,512
Expenses    
Loss and loss adjustment expenses incurred 61,285 56,001
Underwriting and certain other operating costs 7,963 7,068
Commissions 6,687 6,164
Salaries and benefits 6,721 5,645
Policyholder dividends 113 554
Total expenses 82,769 75,432
Income before income taxes 13,404 11,080
Income tax expense 2,855 2,229
Net income 10,549 8,851
Net income available to common shareholders $ 10,549 $ 8,836
Earnings per share    
Basic $ 0.57 $ 0.48
Diluted $ 0.56 $ 0.47
Shares used in computing earnings per share    
Basic 18,531,926 18,281,353
Diluted 18,859,682 18,689,842
Extraordinary cash dividends declared per common share $ 0.50  
Cash dividends declared per common share $ 0.12 $ 0.08