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Concentration of Operations (Tables)

12 Months Ended

Dec. 31, 2018

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Net Premiums Earned for the Top Ten States

Net premiums earned during 2018, 2017 and 2016 for the top ten states in 2018 and all others are shown below:

		2018								2017								2016
		Dollars				Percent				Dollars				Percent				Dollars				Percent
		(Dollars in thousands)
Georgia		$	40,351				11.5	%		$	40,801				11.8	%		$	38,168				10.4	%
Florida			39,672				11.3	%			34,615				10.0	%			29,051				7.9	%
Pennsylvania			31,708				9.1	%			32,931				9.5	%			39,460				10.7	%
Louisiana			25,810				7.4	%			25,422				7.3	%			30,426				8.3	%
Illinois			19,710				5.6	%			22,169				6.4	%			25,796				7.0	%
North Carolina			19,537				5.6	%			18,388				5.3	%			20,784				5.6	%
Virginia			15,228				4.3	%			16,298				4.7	%			16,599				4.5	%
Wisconsin			14,101				4.0	%			13,790				4.0	%			13,544				3.7	%
South Carolina			13,924				4.0	%			13,327				3.9	%			13,897				3.8	%
Minnesota			12,900				3.7	%			13,968				4.0	%			15,130				4.1	%
All others			117,385				33.5	%			114,447				33.1	%			125,849				34.0	%
Total net premiums earned		$	350,326				100.0	%		$	346,156				100.0	%		$	368,704				100.0	%

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