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Consolidated Statements of Income - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Revenues      
Net premiums earned $ 270,639 $ 267,125 $ 271,698
Net investment income 29,212 31,339 27,223
Net realized gains (losses) on investments (576) 6,579 3,440
Net unrealized gains (losses) on equity securities 9,508 1,228 (8,092)
Fee and other income 260 582 468
Total revenues 309,043 306,853 294,737
Expenses      
Loss and loss adjustment expenses incurred 157,267 148,263 152,316
Underwriting and certain other operating costs 24,876 27,508 24,039
Commissions 23,750 23,446 21,483
Salaries and benefits 31,503 27,359 26,510
Policyholder dividends 2,657 2,957 2,699
Provision for investment related credit loss expense (benefit) (66) (57) 44
Total expenses 239,987 229,476 227,091
Income before income taxes 69,056 77,377 67,646
Income tax expense 13,620 15,269 12,044
Net income $ 55,436 $ 62,108 $ 55,602
Earnings per share      
Basic $ 2.91 $ 3.24 $ 2.89
Diluted $ 2.89 $ 3.23 $ 2.88
Shares used in computing earnings per share      
Basic 19,070,717 19,149,080 19,233,241
Diluted 19,159,805 19,226,021 19,321,717
Extraordinary cash dividends declared per common share $ 3.00 $ 3.50 $ 4.00
Cash dividends declared per common share $ 1.48 $ 1.36 $ 1.24