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Concentration of Operations (Tables)
12 Months Ended
Dec. 31, 2024
Concentration Of Operations [Abstract]  
Net Premiums Earned for the Top Ten States

Net premiums earned during 2024, 2023 and 2022 for the top ten states in 2024 and all others are shown below:

 

 

2024

 

 

2023

 

 

2022

 

 

 

Dollars

 

 

Percent

 

 

Dollars

 

 

Percent

 

 

Dollars

 

 

Percent

 

 

 

(Dollars in thousands)

 

Florida

 

$

38,976

 

 

 

14.4

%

 

$

33,838

 

 

 

12.7

%

 

$

31,955

 

 

 

11.8

%

Georgia

 

 

28,267

 

 

 

10.4

%

 

 

30,504

 

 

 

11.4

%

 

 

30,831

 

 

 

11.3

%

Pennsylvania

 

 

19,564

 

 

 

7.2

%

 

 

19,963

 

 

 

7.5

%

 

 

21,017

 

 

 

7.7

%

Louisiana

 

 

16,998

 

 

 

6.3

%

 

 

21,150

 

 

 

7.9

%

 

 

21,804

 

 

 

8.0

%

Illinois

 

 

16,294

 

 

 

6.0

%

 

 

13,072

 

 

 

4.9

%

 

 

12,209

 

 

 

4.5

%

North Carolina

 

 

15,863

 

 

 

5.9

%

 

 

16,432

 

 

 

6.2

%

 

 

17,883

 

 

 

6.6

%

Texas

 

 

10,886

 

 

 

4.0

%

 

 

6,151

 

 

 

2.3

%

 

 

6,307

 

 

 

2.3

%

Wisconsin

 

 

10,769

 

 

 

4.0

%

 

 

11,724

 

 

 

4.4

%

 

 

12,007

 

 

 

4.4

%

Virginia

 

 

10,151

 

 

 

3.8

%

 

 

10,400

 

 

 

3.8

%

 

 

11,537

 

 

 

4.3

%

South Carolina

 

 

8,603

 

 

 

3.2

%

 

 

9,050

 

 

 

3.4

%

 

 

9,808

 

 

 

3.6

%

All others

 

 

94,268

 

 

 

34.8

%

 

 

94,841

 

 

 

35.5

%

 

 

96,340

 

 

 

35.5

%

Total net premiums earned

 

$

270,639

 

 

 

100.0

%

 

$

267,125

 

 

 

100.0

%

 

$

271,698

 

 

 

100.0

%