v3.25.4
REGULATORY CAPITAL (Tables)
12 Months Ended
Dec. 31, 2025
Regulatory Capital [Abstract]  
Schedule of Bank's Capital and Ratio Amounts
The Company’s actual capital amounts and ratios are presented in the following table:
Actual
For Capital
Adequacy Purposes (1)
To Be Considered
Well Capitalized
(In thousands)AmountRatioAmountRatioAmountRatio
December, 31, 2025
   Total capital to risk weighted assets$936,532 16.40 %$456,875 8.00 %N/AN/A
   Tier 1 capital to risk weighted assets812,379 14.23 %342,656 6.00 %N/AN/A
   Tier 1 capital to average assets812,379 9.36 %347,198 4.00 %N/AN/A
   Common equity tier 1 to risk weighted assets812,379 14.23 %256,992 4.50 %N/AN/A
December, 31, 2024
   Total capital to risk weighted assets$879,316 16.26 %$432,496 8.00 %N/AN/A
   Tier 1 capital to risk weighted assets751,394 13.90 %324,372 6.00 %N/AN/A
   Tier 1 capital to average assets751,394 9.00 %334,112 4.00 %N/AN/A
   Common equity tier 1 to risk weighted assets751,394 13.90 %243,279 4.50 %N/AN/A
(1)Amounts are shown exclusive of the applicable capital conservation buffer of 2.50%.
The Bank’s actual capital amounts and ratios are presented in the following table:
Actual
For Capital
Adequacy Purposes (1)
To Be Considered
Well Capitalized
(In thousands)AmountRatioAmountRatioAmountRatio
December, 31, 2025
   Total capital to risk weighted assets$890,991 15.64 %$455,612 8.00 %$569,515 10.00 %
   Tier 1 capital to risk weighted assets830,625 14.58 %341,709 6.00 %455,612 8.00 %
   Tier 1 capital to average assets830,625 9.63 %345,109 4.00 %431,387 5.00 %
Common equity tier 1 to risk weighted assets830,625 14.58 %256,282 4.50 %370,185 6.50 %
December, 31, 2024
   Total capital to risk weighted assets$829,871 15.35 %$432,493 8.00 %$540,616 10.00 %
   Tier 1 capital to risk weighted assets765,652 14.16 %324,370 6.00 %432,493 8.00 %
   Tier 1 capital to average assets765,652 9.17 %334,109 4.00 %417,637 5.00 %
   Common equity tier 1 to risk weighted assets765,652 14.16 %243,277 4.50 %351,400 6.50 %
(1)Amounts are shown exclusive of the applicable capital conservation buffer of 2.50%.