v3.25.4
LOANS RECEIVABLE, NET - Schedule of Activity in Allowance by Portfolio (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Beginning balance - ACL $ 60,086 $ 65,691 $ 45,031
Provision for (recovery of) credit losses 17,636 10,353 13,463
Charge-offs (23,452) (17,850) (16,058)
Recoveries 3,316 1,892 2,026
Ending balance - ACL 57,586 60,086 65,691
Adoption of ASU No. 2016-13 | Adoption of ASU No. 2016-13      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Beginning balance - ACL     21,229
Balance at January 1, 2023 adjusted for change in accounting principle      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Beginning balance - ACL   65,691 66,260
Ending balance - ACL     65,691
Commercial portfolio | Commercial and industrial      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Beginning balance - ACL 13,505 18,331 12,916
Provision for (recovery of) credit losses 9,840 3,240 3,272
Charge-offs (10,366) (8,144) (1,726)
Recoveries 297 78 53
Ending balance - ACL 13,276 13,505 18,331
Commercial portfolio | Commercial and industrial | Adoption of ASU No. 2016-13 | Adoption of ASU No. 2016-13      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Beginning balance - ACL     3,816
Commercial portfolio | Commercial and industrial | Balance at January 1, 2023 adjusted for change in accounting principle      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Beginning balance - ACL   18,331 16,732
Ending balance - ACL     18,331
Commercial portfolio | Multifamily      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Beginning balance - ACL 2,794 2,133 7,104
Provision for (recovery of) credit losses 4,469 1,171 (1,441)
Charge-offs (2,471) (510) (2,367)
Recoveries 0 0 20
Ending balance - ACL 4,792 2,794 2,133
Commercial portfolio | Multifamily | Adoption of ASU No. 2016-13 | Adoption of ASU No. 2016-13      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Beginning balance - ACL     (1,183)
Commercial portfolio | Multifamily | Balance at January 1, 2023 adjusted for change in accounting principle      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Beginning balance - ACL   2,133 5,921
Ending balance - ACL     2,133
Commercial portfolio | Commercial real estate      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Beginning balance - ACL 1,600 1,276 3,627
Provision for (recovery of) credit losses 179 324 (1,030)
Charge-offs 0 0 0
Recoveries 0 0 0
Ending balance - ACL 1,779 1,600 1,276
Commercial portfolio | Commercial real estate | Adoption of ASU No. 2016-13 | Adoption of ASU No. 2016-13      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Beginning balance - ACL     (1,321)
Commercial portfolio | Commercial real estate | Balance at January 1, 2023 adjusted for change in accounting principle      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Beginning balance - ACL   1,276 2,306
Ending balance - ACL     1,276
Commercial portfolio | Construction and land development      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Beginning balance - ACL 1,253 24 825
Provision for (recovery of) credit losses 253 831 4,329
Charge-offs 0 0 (4,664)
Recoveries 0 398 0
Ending balance - ACL 1,506 1,253 24
Commercial portfolio | Construction and land development | Adoption of ASU No. 2016-13 | Adoption of ASU No. 2016-13      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Beginning balance - ACL     (466)
Commercial portfolio | Construction and land development | Balance at January 1, 2023 adjusted for change in accounting principle      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Beginning balance - ACL   24 359
Ending balance - ACL     24
Retail portfolio | Residential real estate lending      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Beginning balance - ACL 9,493 13,273 11,338
Provision for (recovery of) credit losses (2,814) (3,590) (1,774)
Charge-offs (304) (1,182) (65)
Recoveries 782 992 706
Ending balance - ACL 7,157 9,493 13,273
Retail portfolio | Residential real estate lending | Adoption of ASU No. 2016-13 | Adoption of ASU No. 2016-13      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Beginning balance - ACL     3,068
Retail portfolio | Residential real estate lending | Balance at January 1, 2023 adjusted for change in accounting principle      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Beginning balance - ACL   13,273 14,406
Ending balance - ACL     13,273
Retail portfolio | Consumer solar      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Beginning balance - ACL 29,095 27,978 6,867
Provision for (recovery of) credit losses 7,041 8,439 10,700
Charge-offs (10,140) (7,694) (6,966)
Recoveries 2,153 372 1,211
Ending balance - ACL 28,149 29,095 27,978
Retail portfolio | Consumer solar | Adoption of ASU No. 2016-13 | Adoption of ASU No. 2016-13      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Beginning balance - ACL     16,166
Retail portfolio | Consumer solar | Balance at January 1, 2023 adjusted for change in accounting principle      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Beginning balance - ACL   27,978 23,033
Ending balance - ACL     27,978
Retail portfolio | Consumer and Other      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Beginning balance - ACL 2,346 2,676 2,354
Provision for (recovery of) credit losses (1,332) (62) (593)
Charge-offs (171) (320) (270)
Recoveries 84 52 36
Ending balance - ACL $ 927 2,346 2,676
Retail portfolio | Consumer and Other | Adoption of ASU No. 2016-13 | Adoption of ASU No. 2016-13      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Beginning balance - ACL     1,149
Retail portfolio | Consumer and Other | Balance at January 1, 2023 adjusted for change in accounting principle      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Beginning balance - ACL   $ 2,676 3,503
Ending balance - ACL     $ 2,676