v3.25.4
REGULATORY CAPITAL (Details)
$ in Thousands
Dec. 31, 2025
USD ($)
Dec. 31, 2024
USD ($)
Actual    
Total capital to risk weighted assets, amount, actual $ 890,991 $ 829,871
Tier 1 capital to risk weighted assets, amount, actual 830,625 765,652
Tier 1 capital to average assets, amount, actual 830,625 765,652
Common equity tier 1 to risk weighted assets, amount, actual $ 830,625 $ 765,652
Total capital to risk weighted assets, ratio, actual 0.1564 0.1535
Tier 1 capital to risk weighted assets, ratio, actual 0.1458 0.1416
Tier 1 capital to average assets, ratio, actual 0.0963 0.0917
Common equity tier 1 to risk weighted assets, ratio, actual 0.1458 0.1416
For Capital Adequacy Purposes    
Total capital to risk weighted assets, amount, capital adequacy $ 455,612 $ 432,493
Tier 1 capital to risk weighted assets, amount, capital adequacy 341,709 324,370
Tier 1 capital to average assets, amount, capital adequacy 345,109 334,109
Common equity tier 1 to risk weighted assets, amount, capital adequacy $ 256,282 $ 243,277
Total capital to risk weighted assets, ratio, capital adequacy 0.0800 0.0800
Tier 1 capital to risk weighted assets, ratio, capital adequacy 0.0600 0.0600
Tier 1 capital to average assets, ratio, capital adequacy 0.0400 0.0400
Common equity tier 1 to risk weighted assets, ratio, capital adequacy 0.0450 0.0450
To Be Considered Well Capitalized    
Total capital to risk weighted assets, amount, well capitalized $ 569,515 $ 540,616
Tier 1 capital to risk weighted assets, amount, well capitalized 455,612 432,493
Tier 1 capital to average assets, amount, well capitalized 431,387 417,637
Common equity tier 1 to risk weighted assets, amount, well capitalized $ 370,185 $ 351,400
Total capital to risk weighted assets, ratio, well capitalized 0.1000 0.1000
Tier 1 capital to risk weighted assets, ratio, well capitalized 0.0800 0.0800
Tier 1 capital to average assets, ratio, well capitalized 0.0500 0.0500
Common equity tier 1 to risk weighted assets, ratio, well capitalized 0.0650 0.0650
Consolidated    
Actual    
Total capital to risk weighted assets, amount, actual $ 936,532 $ 879,316
Tier 1 capital to risk weighted assets, amount, actual 812,379 751,394
Tier 1 capital to average assets, amount, actual 812,379 751,394
Common equity tier 1 to risk weighted assets, amount, actual $ 812,379 $ 751,394
Total capital to risk weighted assets, ratio, actual 0.1640 0.1626
Tier 1 capital to risk weighted assets, ratio, actual 0.1423 0.1390
Tier 1 capital to average assets, ratio, actual 0.0936 0.0900
Common equity tier 1 to risk weighted assets, ratio, actual 0.1423 0.1390
For Capital Adequacy Purposes    
Total capital to risk weighted assets, amount, capital adequacy $ 456,875 $ 432,496
Tier 1 capital to risk weighted assets, amount, capital adequacy 342,656 324,372
Tier 1 capital to average assets, amount, capital adequacy 347,198 334,112
Common equity tier 1 to risk weighted assets, amount, capital adequacy $ 256,992 $ 243,279
Total capital to risk weighted assets, ratio, capital adequacy 0.0800 0.0800
Tier 1 capital to risk weighted assets, ratio, capital adequacy 0.0600 0.0600
Tier 1 capital to average assets, ratio, capital adequacy 0.0400 0.0400
Common equity tier 1 to risk weighted assets, ratio, capital adequacy 0.0450 0.0450