v3.25.4
FAIR VALUE OF FINANCIAL INSTRUMENTS - Schedule of Basis and Estimated Fair Values of Financial Instruments (Details) - USD ($)
$ in Thousands
Dec. 31, 2025
Dec. 31, 2024
Financial assets:    
Held-to-maturity securities $ 1,439,972 $ 1,432,720
Carrying Value    
Financial assets:    
Cash and cash equivalents 291,217 60,749
Held-to-maturity securities 1,554,015 1,586,205
Loans held for sale 2,814 37,593
Loans receivable, net 4,899,687 4,612,838
Resell agreements 48,662 23,741
Accrued interest receivable 65,128 61,172
Financial liabilities:    
FHLBNY advances 5,760 250,706
Subordinated debt, net 63,787 63,703
Accrued interest payable 2,407 2,356
Carrying Value | Deposits payable on demand    
Financial liabilities:    
Deposits 7,746,044 6,941,390
Carrying Value | Time deposits and CDs    
Financial liabilities:    
Deposits 203,197 239,215
Estimated Fair Value    
Financial assets:    
Cash and cash equivalents 291,217 60,749
Held-to-maturity securities 1,439,972 1,432,720
Loans held for sale 2,814 37,593
Loans receivable, net 4,742,463 4,352,266
Resell agreements 48,662 23,741
Accrued interest receivable 65,128 61,172
Financial liabilities:    
FHLBNY advances 5,666 250,709
Subordinated debt, net 61,013 57,651
Accrued interest payable 2,407 2,356
Estimated Fair Value | Deposits payable on demand    
Financial liabilities:    
Deposits 7,746,044 6,941,390
Estimated Fair Value | Time deposits and CDs    
Financial liabilities:    
Deposits 203,170 238,788
Estimated Fair Value | Level 1    
Financial assets:    
Cash and cash equivalents 291,217 60,749
Held-to-maturity securities 0 0
Loans held for sale 0 0
Loans receivable, net 0 0
Resell agreements 0 0
Accrued interest receivable 124 44
Financial liabilities:    
FHLBNY advances 0 0
Subordinated debt, net 0 0
Accrued interest payable 0 0
Estimated Fair Value | Level 1 | Deposits payable on demand    
Financial liabilities:    
Deposits 0 0
Estimated Fair Value | Level 1 | Time deposits and CDs    
Financial liabilities:    
Deposits 0 0
Estimated Fair Value | Level 2    
Financial assets:    
Cash and cash equivalents 0 0
Held-to-maturity securities 449,414 499,564
Loans held for sale 0 0
Loans receivable, net 0 0
Resell agreements 0 0
Accrued interest receivable 11,912 11,781
Financial liabilities:    
FHLBNY advances 5,666 250,709
Subordinated debt, net 61,013 57,651
Accrued interest payable 2,407 2,356
Estimated Fair Value | Level 2 | Deposits payable on demand    
Financial liabilities:    
Deposits 7,746,044 6,941,390
Estimated Fair Value | Level 2 | Time deposits and CDs    
Financial liabilities:    
Deposits 203,170 238,788
Estimated Fair Value | Level 3    
Financial assets:    
Cash and cash equivalents 0 0
Held-to-maturity securities 990,558 933,156
Loans held for sale 2,814 37,593
Loans receivable, net 4,742,463 4,352,266
Resell agreements 48,662 23,741
Accrued interest receivable 53,092 49,347
Financial liabilities:    
FHLBNY advances 0 0
Subordinated debt, net 0 0
Accrued interest payable 0 0
Estimated Fair Value | Level 3 | Deposits payable on demand    
Financial liabilities:    
Deposits 0 0
Estimated Fair Value | Level 3 | Time deposits and CDs    
Financial liabilities:    
Deposits $ 0 $ 0