XML 27 R47.htm IDEA: XBRL DOCUMENT v2.4.0.6
ALLOWANCE FOR LOAN AND LEASE LOSSES (Details) (USD $)
In Thousands, unless otherwise specified
 3 Months Ended 6 Months Ended
Jun. 30, 2012
Jun. 30, 2011
Jun. 30, 2012
Jun. 30, 2011
Activity in the allowance, by class        
Beginning balance $ 114,322 $ 178,010 $ 122,093 $ 192,854
Provision (credit) for loan and lease losses (6,630) (8,784) (11,620) (10,359)
Subtotal 107,692 169,226 110,473 182,495
Charge-offs (5,925) (6,194) (9,887) (24,325)
Recoveries 2,047 3,902 3,228 8,764
Net charge-offs (3,878) (2,292) (6,659) (15,561)
Ending balance 103,814 166,934 103,814 166,934
Commercial, financial and agricultural
        
Activity in the allowance, by class        
Beginning balance 5,301 11,134 6,110 13,426
Provision (credit) for loan and lease losses 1,523 1,094 2,126 (224)
Subtotal 6,824 12,228 8,236 13,202
Charge-offs (1,394) (455) (3,076) (1,861)
Recoveries 832 854 1,102 1,286
Net charge-offs (562) 399 (1,974) (575)
Ending balance 6,262 12,627 6,262 12,627
Real estate, Construction
        
Activity in the allowance, by class        
Beginning balance 21,380 59,078 28,630 76,556
Provision (credit) for loan and lease losses (6,079) (6,137) (12,128) (13,123)
Subtotal 15,301 52,941 16,502 63,433
Charge-offs (3,715) (3,000) (5,341) (16,858)
Recoveries 745 2,549 1,170 5,915
Net charge-offs (2,970) (451) (4,171) (10,943)
Ending balance 12,331 52,490 12,331 52,490
Real estate, Mortgage - residential
        
Activity in the allowance, by class        
Beginning balance 33,445 30,823 32,736 31,830
Provision (credit) for loan and lease losses (3,713) (1,365) (2,921) (1,036)
Subtotal 29,732 29,458 29,815 30,794
Charge-offs (173) (1,263) (373) (3,299)
Recoveries 262 231 379 931
Net charge-offs 89 (1,032) 6 (2,368)
Ending balance 29,821 28,426 29,821 28,426
Real estate, Mortgage - commercial
        
Activity in the allowance, by class        
Beginning balance 45,911 68,991 47,729 64,308
Provision (credit) for loan and lease losses 1,649 (2,482) (171) 2,388
Subtotal 47,560 66,509 47,558 66,696
Charge-offs (320) (879) (320) (1,105)
Recoveries 2 3 4 42
Net charge-offs (318) (876) (316) (1,063)
Ending balance 47,242 65,633 47,242 65,633
Consumer
        
Activity in the allowance, by class        
Beginning balance 2,105 2,451 2,335 3,155
Provision (credit) for loan and lease losses 22 852 (148) 428
Subtotal 2,127 3,303 2,187 3,583
Charge-offs (323) (597) (749) (1,202)
Recoveries 204 265 570 590
Net charge-offs (119) (332) (179) (612)
Ending balance 2,008 2,971 2,008 2,971
Leases
        
Activity in the allowance, by class        
Beginning balance 180 1,533 553 1,579
Provision (credit) for loan and lease losses (32) (746) (378) (792)
Subtotal 148 787 175 787
Charge-offs     (28)  
Recoveries 2   3  
Net charge-offs 2   (25)  
Ending balance 150 787 150 787
Unallocated
        
Activity in the allowance, by class        
Beginning balance 6,000 4,000 4,000 2,000
Provision (credit) for loan and lease losses     2,000 2,000
Subtotal 6,000 4,000 6,000 4,000
Ending balance $ 6,000 $ 4,000 $ 6,000 $ 4,000