XML 124 R41.htm IDEA: XBRL DOCUMENT v2.4.0.6
ALLOWANCE FOR LOAN AND LEASE LOSSES (Tables)
12 Months Ended
Dec. 31, 2012
ALLOWANCE FOR LOAN AND LEASE LOSSES  
Schedule of activity in the allowance, by class

 

 

 

 

Commercial,

 

Real estate

 

 

 

 

 

 

 

 

 

 

 

financial &

 

 

 

Mortgage -

 

Mortgage -

 

 

 

 

 

 

 

 

 

 

 

agricultural

 

Construction

 

residential

 

commercial

 

Consumer

 

Leases

 

Unallocated

 

Total

 

 

 

(Dollars in thousands)

 

Year Ended December 31, 2012

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Beginning balance

 

$

6,110

 

$

28,630

 

$

32,736

 

$

47,729

 

$

2,335

 

$

553

 

$

4,000

 

$

122,093

 

Provision (credit) for loan and lease losses

 

1,042

 

(22,307

)

(2,038

)

2,316

 

547

 

(445

)

2,000

 

(18,885

)

 

 

7,152

 

6,323

 

30,698

 

50,045

 

2,882

 

108

 

6,000

 

103,208

 

Charge-offs

 

(3,779

)

(8,435

)

(1,664

)

(2,033

)

(1,490

)

(28

)

 

(17,429

)

Recoveries

 

1,614

 

6,622

 

876

 

488

 

1,029

 

5

 

 

10,634

 

Net charge-offs

 

(2,165

)

(1,813

)

(788

)

(1,545

)

(461

)

(23

)

 

(6,795

)

Ending balance

 

$

4,987

 

$

4,510

 

$

29,910

 

$

48,500

 

$

2,421

 

$

85

 

$

6,000

 

$

96,413

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Year Ended December 31, 2011

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Beginning balance

 

$

13,426

 

$

76,556

 

$

31,830

 

$

64,308

 

$

3,155

 

$

1,579

 

$

2,000

 

$

192,854

 

Provision (credit) for loan and lease losses

 

(6,720

)

(23,073

)

3,569

 

(15,664

)

214

 

(1,016

)

2,000

 

(40,690

)

 

 

6,706

 

53,483

 

35,399

 

48,644

 

3,369

 

563

 

4,000

 

152,164

 

Charge-offs

 

(2,401

)

(31,371

)

(4,347

)

(1,298

)

(2,116

)

(10

)

 

(41,543

)

Recoveries

 

1,805

 

6,518

 

1,684

 

383

 

1,082

 

 

 

11,472

 

Net charge-offs

 

(596

)

(24,853

)

(2,663

)

(915

)

(1,034

)

(10

)

 

(30,071

)

Ending balance

 

$

6,110

 

$

28,630

 

$

32,736

 

$

47,729

 

$

2,335

 

$

553

 

$

4,000

 

$

122,093

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Year Ended December 31, 2010

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Beginning balance

 

$

11,026

 

$

114,256

 

$

23,930

 

$

44,308

 

$

4,555

 

$

1,079

 

$

6,125

 

$

205,279

 

Provision (credit) for loan and lease losses

 

7,529

 

75,227

 

27,926

 

51,977

 

583

 

431

 

(4,125

)

159,548

 

 

 

18,555

 

189,483

 

51,856

 

96,285

 

5,138

 

1,510

 

2,000

 

364,827

 

Charge-offs

 

(7,550

)

(126,829

)

(21,042

)

(41,280

)

(3,242

)

(19

)

 

(199,962

)

Recoveries

 

2,421

 

13,902

 

1,016

 

9,303

 

1,259

 

88

 

 

27,989

 

Net charge-offs

 

(5,129

)

(112,927

)

(20,026

)

(31,977

)

(1,983

)

69

 

 

(171,973

)

Ending balance

 

$

13,426

 

$

76,556

 

$

31,830

 

$

64,308

 

$

3,155

 

$

1,579

 

$

2,000

 

$

192,854

Schedule of changes in the allowance for loan and lease losses for impaired loans

 

 

 

 

Year Ended December 31,

 

 

 

2012

 

2011

 

2010

 

 

 

(Dollars in thousands)

 

 

 

 

 

 

 

 

 

Balance, beginning of year

 

$

772

 

$

19,525

 

$

38,353

 

Provision for loan and lease losses

 

2,520

 

333

 

18,249

 

Other changes

 

(281

)

(19,086

)

(37,077

)

Balance, end of year

 

$

3,011

 

$

772

 

$

19,525