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LOANS AND LEASES (Tables) | 9 Months Ended
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Sep. 30, 2013
LOANS AND LEASES |
Schedule of loans and leases, excluding loans held for sale |
|  | September 30, |  | December 31, |
|  | 2013 |  | 2012 |
|  | (Dollars in thousands) |
Commercial, financial and agricultural |  | $ | 367,923 |  | $ | 246,278 |
Real estate: |  |  |  |  |
Construction |  | 73,387 |  | 96,240 |
Mortgage - residential |  | 1,195,847 |  | 1,035,273 |
Mortgage - commercial |  | 614,860 |  | 673,506 |
Consumer |  | 226,338 |  | 143,387 |
Leases |  | 6,539 |  | 10,504 |
|  | 2,484,894 |  | 2,205,188 |
Unearned income |  | (576 | ) | (1,244 | )
Total loans and leases |  | $ | 2,484,318 |  | $ | 2,203,944 |
Schedule of balance in the allowance for loan and lease losses and the recorded investment in loans and lease based on the impairment measurement methods, by class |
|  | Commercial, |  | Real estate |  |  |  |  |  |  |
|  | Financial & Agricultural |  | Construction |  | Mortgage - Residential |  | Mortgage - Commercial |  | Consumer |  | Leases |  | Total |
|  | (Dollars in thousands) |
September 30, 2013 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Allowance for loan and lease losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending balance attributable to loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  | $ | 403 |  | $ | 1,576 |  | $ | — |  | $ | — |  | $ | — |  | $ | — |  | $ | 1,979 |
Collectively evaluated for impairment |  | 12,534 |  | 2,945 |  | 26,782 |  | 30,112 |  | 4,820 |  | 56 |  | 77,249 |
|  | 12,937 |  | 4,521 |  | 26,782 |  | 30,112 |  | 4,820 |  | 56 |  | 79,228 |
Unallocated |  |  |  |  |  |  |  |  |  |  |  |  |  | 6,000 |
Total ending balance |  | $ | 12,937 |  | $ | 4,521 |  | $ | 26,782 |  | $ | 30,112 |  | $ | 4,820 |  | $ | 56 |  | $ | 85,228 |
Loans and leases: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  | $ | 3,945 |  | $ | 20,638 |  | $ | 36,298 |  | $ | 20,418 |  | $ | — |  | $ | — |  | $ | 81,299 |
Collectively evaluated for impairment |  | 363,978 |  | 52,749 |  | 1,159,549 |  | 594,442 |  | 226,338 |  | 6,539 |  | 2,403,595 |
|  | 367,923 |  | 73,387 |  | 1,195,847 |  | 614,860 |  | 226,338 |  | 6,539 |  | 2,484,894 |
Unearned income |  | 307 |  | (184 | ) | 1,116 |  | (1,065 | ) | (750 | ) | — |  | (576 | )
Total ending balance |  | $ | 368,230 |  | $ | 73,203 |  | $ | 1,196,963 |  | $ | 613,795 |  | $ | 225,588 |  | $ | 6,539 |  | $ | 2,484,318 |
December 31, 2012 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Allowance for loan and lease losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending balance attributable to loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  | $ | 882 |  | $ | 1,582 |  | $ | 272 |  | $ | 270 |  | $ | — |  | $ | 5 |  | $ | 3,011 |
Collectively evaluated for impairment |  | 4,105 |  | 2,928 |  | 29,638 |  | 48,230 |  | 2,421 |  | 80 |  | 87,402 |
|  | 4,987 |  | 4,510 |  | 29,910 |  | 48,500 |  | 2,421 |  | 85 |  | 90,413 |
Unallocated |  |  |  |  |  |  |  |  |  |  |  |  |  | 6,000 |
Total ending balance |  | $ | 4,987 |  | $ | 4,510 |  | $ | 29,910 |  | $ | 48,500 |  | $ | 2,421 |  | $ | 85 |  | $ | 96,413 |
Loans and leases: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  | $ | 3,957 |  | $ | 48,264 |  | $ | 42,865 |  | $ | 15,911 |  | $ | — |  | $ | 95 |  | $ | 111,092 |
Collectively evaluated for impairment |  | 242,321 |  | 47,976 |  | 992,408 |  | 657,595 |  | 143,387 |  | 10,409 |  | 2,094,096 |
|  | 246,278 |  | 96,240 |  | 1,035,273 |  | 673,506 |  | 143,387 |  | 10,504 |  | 2,205,188 |
Unearned income |  | (60 | ) | (46 | ) | 124 |  | (1,258 | ) | (4 | ) | — |  | (1,244 | )
Total ending balance |  | $ | 246,218 |  | $ | 96,194 |  | $ | 1,035,397 |  | $ | 672,248 |  | $ | 143,383 |  | $ | 10,504 |  | $ | 2,203,944 |
Schedule of impaired loans, by class |
|  | Unpaid Principal Balance |  | Recorded Investment |  | Allowance Allocated |
|  | (Dollars in thousands) |
September 30, 2013 |  |  |  |  |  |  |
Impaired loans with no related allowance recorded: |  |  |  |  |  |  |
Commercial, financial & agricultural |  | $ | 980 |  | $ | 980 |  | $ | — |
Real estate: |  |  |  |  |  |  |
Construction |  | 15,429 |  | 9,043 |  | — |
Mortgage - residential |  | 42,191 |  | 36,298 |  | — |
Mortgage - commercial |  | 26,395 |  | 20,418 |  | — |
Total impaired loans with no related allowance recorded |  | 84,995 |  | 66,739 |  | — |
Impaired loans with an allowance recorded: |  |  |  |  |  |  |
Commercial, financial & agricultural |  | 4,445 |  | 2,965 |  | 403 |
Real estate: |  |  |  |  |  |  |
Construction |  | 13,672 |  | 11,595 |  | 1,576 |
Total impaired loans with an allowance recorded |  | 18,117 |  | 14,560 |  | 1,979 |
Total |  | $ | 103,112 |  | $ | 81,299 |  | $ | 1,979 |
December 31, 2012 |  |  |  |  |  |  |
Impaired loans with no related allowance recorded: |  |  |  |  |  |  |
Commercial, financial & agricultural |  | $ | 1,225 |  | $ | 526 |  | $ | — |
Real estate: |  |  |  |  |  |  |
Construction |  | 52,352 |  | 36,664 |  | — |
Mortgage - residential |  | 47,364 |  | 41,894 |  | — |
Mortgage - commercial |  | 13,616 |  | 13,211 |  | — |
Total impaired loans with no related allowance recorded |  | 114,557 |  | 92,295 |  | — |
Impaired loans with an allowance recorded: |  |  |  |  |  |  |
Commercial, financial & agricultural |  | 4,807 |  | 3,431 |  | 882 |
Real estate: |  |  |  |  |  |  |
Construction |  | 13,678 |  | 11,600 |  | 1,582 |
Mortgage - residential |  | 1,935 |  | 971 |  | 272 |
Mortgage - commercial |  | 3,939 |  | 2,700 |  | 270 |
Leases |  | 95 |  | 95 |  | 5 |
Total impaired loans with an allowance recorded |  | 24,454 |  | 18,797 |  | 3,011 |
Total |  | $ | 139,011 |  | $ | 111,092 |  | $ | 3,011 |
Schedule of average recorded investment and interest income recognized on impaired loans, by class |
|  | Three Months Ended September 30, |  | Nine Months Ended September 30, |
|  | 2013 |  | 2012 |  | 2013 |  | 2012 |
|  | Average Recorded Investment |  | Interest Income Recognized |  | Average Recorded Investment |  | Interest Income Recognized |  | Average Recorded Investment |  | Interest Income Recognized |  | Average Recorded Investment |  | Interest Income Recognized |
|  | (Dollars in thousands) |
Commercial, financial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
& agricultural |  | $ | 4,104 |  | $ | 6 |  | $ | 3,956 |  | $ | 1 |  | $ | 4,189 |  | $ | 18 |  | $ | 3,304 |  | $ | 30 |
Real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction |  | 20,812 |  | 942 |  | 48,412 |  | 83 |  | 28,149 |  | 1,409 |  | 58,893 |  | 728 |
Mortgage - residential |  | 36,228 |  | 24 |  | 46,036 |  | 120 |  | 38,909 |  | 352 |  | 48,418 |  | 298 |
Mortgage - commercial |  | 19,436 |  | 441 |  | 17,994 |  | 162 |  | 22,286 |  | 623 |  | 19,589 |  | 330 |
Leases |  | — |  | — |  | 252 |  | — |  | 43 |  | — |  | 135 |  | — |
Total |  | $ | 80,580 |  | $ | 1,413 |  | $ | 116,650 |  | $ | 366 |  | $ | 93,576 |  | $ | 2,402 |  | $ | 130,339 |  | $ | 1,386 |
Schedule of aging of the recorded investment in past due loans and leases, by class |
|  | Accruing Loans 30 - 59 Days Past Due |  | Accruing Loans 60 - 89 Days Past Due |  | Accruing Loans Greater Than 90 Days Past Due |  | Nonaccrual Loans |  | Total Past Due and Nonaccrual |  | Loans and Leases Not Past Due |  | Total |
|  | (Dollars in thousands) |
September 30, 2013 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial, financial & agricultural |  | $ | 245 |  | $ | 104 |  | $ | — |  | $ | 3,529 |  | $ | 3,878 |  | $ | 364,352 |  | $ | 368,230 |
Real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction |  | — |  | — |  | — |  | 16,497 |  | 16,497 |  | 56,706 |  | 73,203 |
Mortgage - residential |  | 485 |  | 1,893 |  | 19 |  | 20,703 |  | 23,100 |  | 1,173,863 |  | 1,196,963 |
Mortgage - commercial |  | 240 |  | — |  | — |  | 12,559 |  | 12,799 |  | 600,996 |  | 613,795 |
Consumer |  | 528 |  | 140 |  | 18 |  | — |  | 686 |  | 224,902 |  | 225,588 |
Leases |  | — |  | — |  | — |  | — |  | — |  | 6,539 |  | 6,539 |
Total |  | $ | 1,498 |  | $ | 2,137 |  | $ | 37 |  | $ | 53,288 |  | $ | 56,960 |  | $ | 2,427,358 |  | $ | 2,484,318 |
December 31, 2012 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial, financial & agricultural |  | $ | 123 |  | $ | 139 |  | $ | — |  | $ | 3,510 |  | $ | 3,772 |  | $ | 242,446 |  | $ | 246,218 |
Real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction |  | 124 |  | — |  | — |  | 38,742 |  | 38,866 |  | 57,328 |  | 96,194 |
Mortgage - residential |  | 8,330 |  | 590 |  | 387 |  | 27,499 |  | 36,806 |  | 998,591 |  | 1,035,397 |
Mortgage - commercial |  | 219 |  | — |  | — |  | 9,487 |  | 9,706 |  | 662,542 |  | 672,248 |
Consumer |  | 249 |  | 169 |  | 116 |  | — |  | 534 |  | 142,849 |  | 143,383 |
Leases |  | — |  | — |  | — |  | 94 |  | 94 |  | 10,410 |  | 10,504 |
Total |  | $ | 9,045 |  | $ | 898 |  | $ | 503 |  | $ | 79,332 |  | $ | 89,778 |  | $ | 2,114,166 |  | $ | 2,203,944 |
Schedule of information related to loans modifications in a TDR, by class |
|  | Number of Contracts |  | Recorded Investment (as of period end) |  | Increase in the Allowance |
|  | (Dollars in thousands) |
Three months ended September 30, 2013 |  |  |  |  |  |  |
Real estate: |  |  |  |  |  |  |
Mortgage - residential |  | 1 |  | $ | 241 |  | $ | — |
Mortgage - commercial |  | 1 |  | 9,099 |  | — |
Total |  | 2 |  | $ | 9,340 |  | $ | — |
Three months ended September 30, 2012 |  |  |  |  |  |  |
Commercial, financial & agricultural |  | 1 |  | $ | 457 |  | $ | — |
Real estate: |  |  |  |  |  |  |
Construction |  | 4 |  | 9,838 |  | — |
Mortgage - residential |  | 3 |  | 1,226 |  | 155 |
Total |  | 8 |  | $ | 11,521 |  | $ | 155 |
Nine months ended September 30, 2013 |  |  |  |  |  |  |
Commercial, financial & agricultural |  | 1 |  | $ | 564 |  | $ | — |
Real estate: |  |  |  |  |  |  |
Construction |  | 1 |  | 184 |  | — |
Mortgage - residential |  | 4 |  | 1,860 |  | — |
Mortgage - commercial |  | 1 |  | 9,099 |  | — |
Total |  | 7 |  | $ | 11,707 |  | $ | — |
Nine months ended September 30, 2012 |  |  |  |  |  |  |
Real estate: |  |  |  |  |  |  |
Construction |  | 2 |  | $ | 10,593 |  | $ | 3,014 |
Mortgage - residential |  | 26 |  | 9,635 |  | 447 |
Total |  | 28 |  | $ | 20,228 |  | $ | 3,461 |
Schedule of loans modified as a TDR within the previous twelve months that subsequently defaulted, by class |
|  | Three Months Ended September 30, |  | Nine Months Ended September 30, |
|  | 2013 |  | 2012 |  |  | 2013 |  | 2012 |
|  | Number of Contracts |  | Recorded Investment (as of period end) |  | Number of Contracts |  | Recorded Investment (as of period end) |  | Number of Contracts |  | Recorded Investment (as of period end) |  | Number of Contracts |  | Recorded Investment (as of period end) |
|  | (Dollars in thousands) |
Commercial, financial & agricultural |  | — |  | $ | — |  | — |  | $ | — |  | 1 |  | $ | 564 |  | — |  | $ | — |
Real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction |  | — |  | — |  | 3 |  | 4,668 |  | 1 |  | 184 |  | 7 |  | 6,207 |
Mortgage - residential |  | — |  | — |  | 1 |  | 93 |  | 3 |  | 1,330 |  | 4 |  | 878 |
Mortgage - commercial |  | — |  | — |  | — |  | — |  | — |  | — |  | 2 |  | 6,212 |
Total |  | — |  | $ | — |  | 4 |  | $ | 4,761 |  | 5 |  | $ | 2,078 |  | 13 |  | $ | 13,297 |
Schedule of recorded investment in the loans and leases, by class and credit indicator |
|  | Pass |  | Special Mention |  | Substandard |  | Doubtful |  | Loss |  | Less: Unearned Income |  | Total |
|  | (Dollars in thousands) |
September 30, 2013 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial, financial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
& agricultural |  | $ | 355,519 |  | $ | 6,308 |  | $ | 6,096 |  | $ | — |  | $ | — |  | $ | (307 | ) | $ | 368,230 |
Real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction |  | 53,736 |  | — |  | 19,651 |  | — |  | — |  | 184 |  | 73,203 |
Mortgage - residential |  | 1,171,598 |  | 1,044 |  | 23,205 |  | — |  | — |  | (1,116 | ) | 1,196,963 |
Mortgage - commercial |  | 555,679 |  | 24,081 |  | 35,100 |  | — |  | — |  | 1,065 |  | 613,795 |
Consumer |  | 226,301 |  | — |  | 37 |  | — |  | — |  | 750 |  | 225,588 |
Leases |  | 6,539 |  | — |  | — |  | — |  | — |  | — |  | 6,539 |
Total |  | $ | 2,369,372 |  | $ | 31,433 |  | $ | 84,089 |  | $ | — |  | $ | — |  | $ | 576 |  | $ | 2,484,318 |
December 31, 2012 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial, financial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
& agricultural |  | $ | 232,062 |  | $ | 6,609 |  | $ | 7,607 |  | $ | — |  | $ | — |  | $ | 60 |  | $ | 246,218 |
Real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction |  | 42,619 |  | 9,635 |  | 43,986 |  | — |  | — |  | 46 |  | 96,194 |
Mortgage - residential |  | 1,003,268 |  | 1,109 |  | 30,896 |  | — |  | — |  | (124 | ) | 1,035,397 |
Mortgage - commercial |  | 577,638 |  | 65,114 |  | 30,754 |  | — |  | — |  | 1,258 |  | 672,248 |
Consumer |  | 143,258 |  | — |  | 129 |  | — |  | — |  | 4 |  | 143,383 |
Leases |  | 9,860 |  | 274 |  | 370 |  | — |  | — |  | — |  | 10,504 |
Total |  | $ | 2,008,705 |  | $ | 82,741 |  | $ | 113,742 |  | $ | — |  | $ | — |  | $ | 1,244 |  | $ | 2,203,944 |

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- Definition Tabular disclosure of financing receivables that have been modified by trouble debt restructurings within the previous twelve months and for which there was a payment default. + References No definition available. + Details
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- Definition Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 29 -URI http://asc.fasb.org/extlink&oid=28368275&loc=SL6953659-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 55 -Paragraph 19 -URI http://asc.fasb.org/extlink&oid=32702940&loc=SL6953803-111525 + Details
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