XML 31 R49.htm IDEA: XBRL DOCUMENT v2.4.0.8
ALLOWANCE FOR LOAN AND LEASE LOSSES (Details) (USD $)
In Thousands, unless otherwise specified
3 Months Ended 9 Months Ended
Sep. 30, 2013
Sep. 30, 2012
Sep. 30, 2013
Sep. 30, 2012
Changes in the allowance        
Beginning balance $ 87,105 $ 103,814 $ 96,413 $ 122,093
Provision (credit) for loan and lease losses (3,189) (4,982) (9,977) (16,602)
Subtotal 83,916 98,832 86,436 105,491
Charge-offs 892 3,444 8,113 13,331
Recoveries 2,204 1,540 6,905 4,768
Net charge-offs (recoveries) (1,312) 1,904 1,208 8,563
Ending balance 85,228 96,928 85,228 96,928
Commercial, Financial & Agricultural
       
Changes in the allowance        
Beginning balance 9,653 6,262 4,987 6,110
Provision (credit) for loan and lease losses 3,385 (465) 9,230 1,661
Subtotal 13,038 5,797 14,217 7,771
Charge-offs 360 476 2,201 3,552
Recoveries 259 208 921 1,310
Net charge-offs (recoveries) 101 268 1,280 2,242
Ending balance 12,937 5,529 12,937 5,529
Real estate, Construction
       
Changes in the allowance        
Beginning balance 6,460 12,331 4,510 28,630
Provision (credit) for loan and lease losses (2,505) (3,127) (2,432) (15,255)
Subtotal 3,955 9,204 2,078 13,375
Charge-offs 3 1,813 358 7,154
Recoveries 569 353 2,801 1,523
Net charge-offs (recoveries) (566) 1,460 (2,443) 5,631
Ending balance 4,521 7,744 4,521 7,744
Real estate, Mortgage - Residential
       
Changes in the allowance        
Beginning balance 25,613 29,821 29,910 32,736
Provision (credit) for loan and lease losses 1,141 2,981 (2,836) 60
Subtotal 26,754 32,802 27,074 32,796
Charge-offs 63 757 857 1,130
Recoveries 91 236 565 615
Net charge-offs (recoveries) (28) 521 292 515
Ending balance 26,782 32,281 26,782 32,281
Real estate, Mortgage - Commercial
       
Changes in the allowance        
Beginning balance 35,461 47,242 48,500 47,729
Provision (credit) for loan and lease losses (6,486) (4,780) (16,808) (4,951)
Subtotal 28,975 42,462 31,692 42,778
Charge-offs     3,674 320
Recoveries 1,137 472 2,094 476
Net charge-offs (recoveries) (1,137) (472) 1,580 (156)
Ending balance 30,112 42,934 30,112 42,934
Consumer
       
Changes in the allowance        
Beginning balance 3,848 2,008 2,421 2,335
Provision (credit) for loan and lease losses 1,292 434 2,903 286
Subtotal 5,140 2,442 5,324 2,621
Charge-offs 466 398 1,023 1,147
Recoveries 146 269 519 839
Net charge-offs (recoveries) 320 129 504 308
Ending balance 4,820 2,313 4,820 2,313
Leases
       
Changes in the allowance        
Beginning balance 70 150 85 553
Provision (credit) for loan and lease losses (16) (25) (34) (403)
Subtotal 54 125 51 150
Charge-offs       28
Recoveries 2 2 5 5
Net charge-offs (recoveries) (2) (2) (5) 23
Ending balance 56 127 56 127
Unallocated
       
Changes in the allowance        
Beginning balance 6,000 6,000 6,000 4,000
Provision (credit) for loan and lease losses       2,000
Subtotal 6,000 6,000 6,000 6,000
Ending balance $ 6,000 $ 6,000 $ 6,000 $ 6,000