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SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details 3) (USD $) In Millions, unless otherwise specified |  |  | 12 Months Ended
--- | --- | --- | ---
Dec. 31, 2013 | Dec. 31, 2012 | Dec. 31, 2013 Consumer loans | Dec. 31, 2013 Real estate, Mortgage - Residential
Allowance for Loan and Lease Losses |  |  |  |
Charged off or written down period |  |  | 90 days | 90 days
Reserve for unfunded loan commitments | $ 2.1 | $ 5.6 |  |

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- Definition Represents the period of time within which delinquent loans will be charged off or written off. + References No definition available. + Details
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- Definition The amount of unfunded commitments for which the entity is obligated, to those certain investments for which net asset value per share is calculated (including by unit, membership interest, or other equity (ownership interest) unit measure) (alternative investments). + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 820 -SubTopic 10 -Section 50 -Paragraph 6A -Subparagraph (c) -URI http://asc.fasb.org/extlink&oid=25499696&loc=SL6742756-110258 + Details
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- Details
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