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LOANS AND LEASES (Tables) | 6 Months Ended
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Jun. 30, 2014
LOANS AND LEASES |
Schedule of loans and leases, excluding loans held for sale |
|  | June 30, |  | December 31, |
|  | 2014 |  | 2013 |
|  | (Dollars in thousands) |
Commercial, financial and agricultural |  | $ | 432,029 |  | $ | 398,365 |
Real estate: |  |  |  |  |
Construction |  | 100,357 |  | 75,927 |
Mortgage - residential |  | 1,224,948 |  | 1,135,155 |
Mortgage - commercial |  | 698,688 |  | 703,800 |
Consumer |  | 333,609 |  | 311,670 |
Leases |  | 4,087 |  | 6,241 |
|  | 2,793,718 |  | 2,631,158 |
Net deferred costs (income) |  | 465 |  | (557 | )
Total loans and leases |  | $ | 2,794,183 |  | $ | 2,630,601 |
Schedule of balance in the allowance for loan and lease losses and the recorded investment in loans and lease based on the impairment measurement methods, by class |
|  | Commercial, |  | Real Estate |  |  |  |  |  |  |
|  | Financial & Agricultural |  | Construction |  | Mortgage - Residential |  | Mortgage - Commercial |  | Consumer |  | Leases |  | Total |
|  | (Dollars in thousands) |
June 30, 2014 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Allowance for loan and lease losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending balance attributable to loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  | $ | 3,173 |  | $ | — |  | $ | — |  | $ | — |  | $ | — |  | $ | — |  | $ | 3,173 |
Collectively evaluated for impairment |  | 9,082 |  | 15,525 |  | 19,198 |  | 25,885 |  | 6,723 |  | 13 |  | 76,426 |
|  | 12,255 |  | 15,525 |  | 19,198 |  | 25,885 |  | 6,723 |  | 13 |  | 79,599 |
Unallocated |  |  |  |  |  |  |  |  |  |  |  |  |  | 4,000 |
Total ending balance |  | $ | 12,255 |  | $ | 15,525 |  | $ | 19,198 |  | $ | 25,885 |  | $ | 6,723 |  | $ | 13 |  | $ | 83,599 |
Loans and leases: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  | $ | 17,041 |  | $ | 5,185 |  | $ | 32,064 |  | $ | 17,176 |  | $ | — |  | $ | — |  | $ | 71,466 |
Collectively evaluated for impairment |  | 414,988 |  | 95,172 |  | 1,192,884 |  | 681,512 |  | 333,609 |  | 4,087 |  | 2,722,252 |
|  | 432,029 |  | 100,357 |  | 1,224,948 |  | 698,688 |  | 333,609 |  | 4,087 |  | 2,793,718 |
Net deferred costs (income) |  | 715 |  | (479 | ) | 1,916 |  | (956 | ) | (731 | ) | — |  | 465 |
Total ending balance |  | $ | 432,744 |  | $ | 99,878 |  | $ | 1,226,864 |  | $ | 697,732 |  | $ | 332,878 |  | $ | 4,087 |  | $ | 2,794,183 |
December 31, 2013 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Allowance for loan and lease losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending balance attributable to loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  | $ | 349 |  | $ | — |  | $ | — |  | $ | — |  | $ | — |  | $ | — |  | $ | 349 |
Collectively evaluated for impairment |  | 12,847 |  | 2,774 |  | 25,272 |  | 29,947 |  | 6,576 |  | 55 |  | 77,471 |
|  | 13,196 |  | 2,774 |  | 25,272 |  | 29,947 |  | 6,576 |  | 55 |  | 77,820 |
Unallocated |  |  |  |  |  |  |  |  |  |  |  |  |  | 6,000 |
Total ending balance |  | $ | 13,196 |  | $ | 2,774 |  | $ | 25,272 |  | $ | 29,947 |  | $ | 6,576 |  | $ | 55 |  | $ | 83,820 |
Loans and leases: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  | $ | 3,939 |  | $ | 8,065 |  | $ | 36,779 |  | $ | 16,271 |  | $ | — |  | $ | — |  | $ | 65,054 |
Collectively evaluated for impairment |  | 394,426 |  | 67,862 |  | 1,098,376 |  | 687,529 |  | 311,670 |  | 6,241 |  | 2,566,104 |
|  | 398,365 |  | 75,927 |  | 1,135,155 |  | 703,800 |  | 311,670 |  | 6,241 |  | 2,631,158 |
Net deferred costs (income) |  | 351 |  | (311 | ) | 1,418 |  | (1,033 | ) | (982 | ) | — |  | (557 | )
Total ending balance |  | $ | 398,716 |  | $ | 75,616 |  | $ | 1,136,573 |  | $ | 702,767 |  | $ | 310,688 |  | $ | 6,241 |  | $ | 2,630,601 |
Schedule of impaired loans, by class |
|  | Unpaid Principal Balance |  | Recorded Investment |  | Allowance Allocated |
|  | (Dollars in thousands) |
June 30, 2014 |  |  |  |  |  |  |
Impaired loans with no related allowance recorded: |  |  |  |  |  |  |
Commercial, financial & agricultural |  | $ | 3,342 |  | $ | 3,342 |  | $ | — |
Real estate: |  |  |  |  |  |  |
Construction |  | 11,572 |  | 5,185 |  | — |
Mortgage - residential |  | 35,573 |  | 32,064 |  | — |
Mortgage - commercial |  | 24,299 |  | 17,176 |  | — |
Total impaired loans with no related allowance recorded |  | 74,786 |  | 57,767 |  | — |
Impaired loans with an allowance recorded: |  |  |  |  |  |  |
Commercial, financial & agricultural |  | 15,167 |  | 13,699 |  | 3,173 |
Total impaired loans with an allowance recorded |  | 15,167 |  | 13,699 |  | 3,173 |
Total |  | $ | 89,953 |  | $ | 71,466 |  | $ | 3,173 |
December 31, 2013 |  |  |  |  |  |  |
Impaired loans with no related allowance recorded: |  |  |  |  |  |  |
Commercial, financial & agricultural |  | $ | 1,069 |  | $ | 1,040 |  | $ | — |
Real estate: |  |  |  |  |  |  |
Construction |  | 14,451 |  | 8,065 |  | — |
Mortgage - residential |  | 41,117 |  | 36,779 |  | — |
Mortgage - commercial |  | 22,353 |  | 16,271 |  | — |
Total impaired loans with no related allowance recorded |  | 78,990 |  | 62,155 |  | — |
Impaired loans with an allowance recorded: |  |  |  |  |  |  |
Commercial, financial & agricultural |  | 4,367 |  | 2,899 |  | 349 |
Total impaired loans with an allowance recorded |  | 4,367 |  | 2,899 |  | 349 |
Total |  | $ | 83,357 |  | $ | 65,054 |  | $ | 349 |
Schedule of average recorded investment and interest income recognized on impaired loans, by class |
|  | Three Months Ended June 30, |  | Six Months Ended June 30, |
|  | 2014 |  | 2013 |  | 2014 |  | 2013 |
|  | Average Recorded Investment |  | Interest Income Recognized |  | Average Recorded Investment |  | Interest Income Recognized |  | Average Recorded Investment |  | Interest Income Recognized |  | Average Recorded Investment |  | Interest Income Recognized |
|  | (Dollars in thousands) |
Commercial, financial & agricultural |  | $ | 17,300 |  | $ | 6 |  | $ | 4,403 |  | $ | 6 |  | $ | 12,858 |  | $ | 11 |  | $ | 4,225 |  | $ | 12 |
Real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction |  | 5,225 |  | 44 |  | 26,892 |  | 291 |  | 6,024 |  | 76 |  | 36,464 |  | 467 |
Mortgage - residential |  | 33,419 |  | 274 |  | 37,588 |  | 197 |  | 34,913 |  | 437 |  | 39,992 |  | 328 |
Mortgage - commercial |  | 16,201 |  | 76 |  | 19,302 |  | 92 |  | 16,123 |  | 115 |  | 18,404 |  | 182 |
Leases |  | — |  | — |  | 34 |  | — |  | — |  | — |  | 61 |  | — |
Total |  | $ | 72,145 |  | $ | 400 |  | $ | 88,219 |  | $ | 586 |  | $ | 69,918 |  | $ | 639 |  | $ | 99,146 |  | $ | 989 |
Schedule of aging of the recorded investment in past due loans and leases, by class |
|  | Accruing Loans 30 - 59 Days Past Due |  | Accruing Loans 60 - 89 Days Past Due |  | Accruing Loans Greater Than 90 Days Past Due |  | Nonaccrual Loans |  | Total Past Due and Nonaccrual |  | Loans and Leases Not Past Due |  | Total |
|  | (Dollars in thousands) |
June 30, 2014 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial, financial & agricultural |  | $ | 95 |  | $ | 114 |  | $ | — |  | $ | 16,657 |  | $ | 16,866 |  | $ | 415,878 |  | $ | 432,744 |
Real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction |  | — |  | — |  | — |  | 373 |  | 373 |  | 99,505 |  | 99,878 |
Mortgage - residential |  | 136 |  | 45 |  | 99 |  | 13,608 |  | 13,888 |  | 1,212,976 |  | 1,226,864 |
Mortgage - commercial |  | — |  | — |  | — |  | 6,236 |  | 6,236 |  | 691,496 |  | 697,732 |
Consumer |  | 964 |  | 334 |  | 20 |  | — |  | 1,318 |  | 331,560 |  | 332,878 |
Leases |  | — |  | — |  | — |  | — |  | — |  | 4,087 |  | 4,087 |
Total |  | $ | 1,195 |  | $ | 493 |  | $ | 119 |  | $ | 36,874 |  | $ | 38,681 |  | $ | 2,755,502 |  | $ | 2,794,183 |
December 31, 2013 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial, financial & agricultural |  | $ | 50 |  | $ | — |  | $ | — |  | $ | 3,533 |  | $ | 3,583 |  | $ | 395,133 |  | $ | 398,716 |
Real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction |  | — |  | 120 |  | — |  | 4,015 |  | 4,135 |  | 71,481 |  | 75,616 |
Mortgage - residential |  | 3,898 |  | 1,885 |  | — |  | 20,271 |  | 26,054 |  | 1,110,519 |  | 1,136,573 |
Mortgage - commercial |  | 544 |  | — |  | — |  | 13,769 |  | 14,313 |  | 688,454 |  | 702,767 |
Consumer |  | 577 |  | 92 |  | — |  | — |  | 669 |  | 310,019 |  | 310,688 |
Leases |  | — |  | — |  | 15 |  | — |  | 15 |  | 6,226 |  | 6,241 |
Total |  | $ | 5,069 |  | $ | 2,097 |  | $ | 15 |  | $ | 41,588 |  | $ | 48,769 |  | $ | 2,581,832 |  | $ | 2,630,601 |
Schedule of information related to loans modifications in a TDR, by class |
|  | Number of Contracts |  | Recorded Investment (as of Period End) |  | Increase in the Allowance |
|  | (Dollars in thousands) |
Three Months Ended June 30, 2013 |  |  |  |  |  |  |
Real estate: |  |  |  |  |  |  |
Construction |  | 1 |  | $ | 189 |  | $ | — |
Mortgage - residential |  | 3 |  | 1,626 |  | — |
Total |  | 4 |  | $ | 1,815 |  | $ | — |
Six Months Ended June 20, 2014 |  |  |  |  |  |  |
Real estate mortgage - residential |  | 9 |  | $ | 600 |  | $ | — |
Six Months Ended June 30, 2013 |  |  |  |  |  |  |
Commercial, financial & agricultural |  | 1 |  | $ | 587 |  | $ | — |
Real estate: |  |  |  |  |  |  |
Construction |  | 1 |  | 189 |  | — |
Mortgage - residential |  | 3 |  | 1,626 |  | — |
Total |  | 5 |  | $ | 2,402 |  | $ | — |
Schedule of loans modified as a TDR within the previous twelve months that subsequently defaulted, by class |
|  | Three and Six Months Ended June 30, |
|  | 2013 |
|  | Number of Contracts |  | Recorded Investment (as of Period End) |
|  | (Dollars in thousands) |
Commercial, financial & agricultural |  | 1 |  | $ | 132 |
Schedule of recorded investment in the loans and leases, by class and credit indicator |
|  | Pass |  | Special Mention |  | Substandard |  | Subtotal |  | Net Deferred Costs (Income) |  | Total |
|  | (Dollars in thousands) |
June 30, 2014 |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial, financial & agricultural |  | $ | 402,119 |  | $ | 11,344 |  | $ | 18,566 |  | $ | 432,029 |  | $ | 715 |  | $ | 432,744 |
Real estate: |  |  |  |  |  |  |  |  |  |  |  |  |
Construction |  | 96,231 |  | — |  | 4,126 |  | 100,357 |  | (479 | ) | 99,878 |
Mortgage - residential |  | 1,210,715 |  | — |  | 14,233 |  | 1,224,948 |  | 1,916 |  | 1,226,864 |
Mortgage - commercial |  | 653,898 |  | 9,285 |  | 35,505 |  | 698,688 |  | (956 | ) | 697,732 |
Consumer |  | 333,589 |  | — |  | 20 |  | 333,609 |  | (731 | ) | 332,878 |
Leases |  | 4,087 |  | — |  | — |  | 4,087 |  | — |  | 4,087 |
Total |  | $ | 2,700,639 |  | $ | 20,629 |  | $ | 72,450 |  | $ | 2,793,718 |  | $ | 465 |  | $ | 2,794,183 |
December 31, 2013 |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial, financial & agricultural |  | $ | 371,285 |  | $ | 21,511 |  | $ | 5,569 |  | $ | 398,365 |  | $ | 351 |  | $ | 398,716 |
Real estate: |  |  |  |  |  |  |  |  |  |  |  |  |
Construction |  | 67,435 |  | 4,477 |  | 4,015 |  | 75,927 |  | (311 | ) | 75,616 |
Mortgage - residential |  | 1,113,363 |  | 361 |  | 21,431 |  | 1,135,155 |  | 1,418 |  | 1,136,573 |
Mortgage - commercial |  | 651,761 |  | 20,690 |  | 31,349 |  | 703,800 |  | (1,033 | ) | 702,767 |
Consumer |  | 311,670 |  | — |  | — |  | 311,670 |  | (982 | ) | 310,688 |
Leases |  | 6,241 |  | — |  | — |  | 6,241 |  | — |  | 6,241 |
Total |  | $ | 2,521,755 |  | $ | 47,039 |  | $ | 62,364 |  | $ | 2,631,158 |  | $ | (557 | ) | $ | 2,630,601 |

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- Definition Tabular disclosure of financing receivables that have been modified by trouble debt restructurings within the previous twelve months and for which there was a payment default. + References No definition available. + Details
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- Definition Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 29 -URI http://asc.fasb.org/extlink&oid=28368275&loc=SL6953659-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 55 -Paragraph 19 -URI http://asc.fasb.org/extlink&oid=32702940&loc=SL6953803-111525 + Details
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