XML 70 R40.htm IDEA: XBRL DOCUMENT v2.4.1.9
ALLOWANCE FOR LOAN AND LEASE LOSSES (Tables)
 12 Months Ended
Dec. 31, 2014
ALLOWANCE FOR LOAN AND LEASE LOSSES  
Schedule of activity in the allowance, by class

 

 

 

Commercial,

 

Real estate

 

 

 

 

 

 

 

 

 

 

 

Financial &

 

 

 

Mortgage -

 

Mortgage -

 

 

 

 

 

 

 

 

 

 

 

Agricultural

 

Construction

 

Residential

 

Commercial

 

Consumer

 

Leases

 

Unallocated

 

Total

 

 

 

(Dollars in thousands)

 

Year Ended December 31, 2014

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Beginning balance

 

$
13,196

 

$
2,774

 

$
25,272

 

$
29,947

 

$
6,576

 

$
55

 

$
6,000

 

$
83,820

 

Provision (credit) for loan and lease losses

 
(1,522

)
10,155

 
(8,198

)
(8,090

)
3,289

 
(48

)
(2,000

)
(6,414

)

 

 
11,674

 
12,929

 
17,074

 
21,857

 
9,865

 
7

 
4,000

 
77,406

 

Charge-offs

 
5,046

 

—

 
139

 
1,041

 
3,703

 
8

 

—

 
9,937

 

Recoveries

 
2,326

 
2,040

 
992

 
53

 
1,152

 
8

 

—

 
6,571

 

Net charge-offs (recoveries)

 
2,720

 
(2,040

)
(853

)
988

 
2,551

 

—

 

—

 
3,366

 

Ending balance

 

$
8,954

 

$
14,969

 

$
17,927

 

$
20,869

 

$
7,314

 

$
7

 

$
4,000

 

$
74,040

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Year Ended December 31, 2013

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Beginning balance

 

$
4,987

 

$
4,510

 

$
27,836

 

$
50,574

 

$
2,421

 

$
85

 

$
6,000

 

$
96,413

 

Provision (credit) for loan and lease losses

 
9,634

 
(4,974

)
(2,588

)
(18,099

)
5,093

 
(376

)

—

 
(11,310

)

 

 
14,621

 
(464

)
25,248

 
32,475

 
7,514

 
(291

)
6,000

 
85,103

 

Charge-offs

 
2,812

 
358

 
1,083

 
6,768

 
1,595

 

—

 

—

 
12,616

 

Recoveries

 
1,387

 
3,596

 
1,107

 
4,240

 
657

 
346

 

—

 
11,333

 

Net charge-offs (recoveries)

 
1,425

 
(3,238

)
(24

)
2,528

 
938

 
(346

)

—

 
1,283

 

Ending balance

 

$
13,196

 

$
2,774

 

$
25,272

 

$
29,947

 

$
6,576

 

$
55

 

$
6,000

 

$
83,820

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Year Ended December 31, 2012

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Beginning balance

 

$
6,110

 

$
28,630

 

$
30,732

 

$
49,733

 

$
2,335

 

$
553

 

$
4,000

 

$
122,093

 

Provision (credit) for loan and lease losses

 
1,042

 
(22,307

)
(2,108

)
2,386

 
547

 
(445

)
2,000

 
(18,885

)

 

 
7,152

 
6,323

 
28,624

 
52,119

 
2,882

 
108

 
6,000

 
103,208

 

Charge-offs

 
3,779

 
8,435

 
1,664

 
2,033

 
1,490

 
28

 

—

 
17,429

 

Recoveries

 
1,614

 
6,622

 
876

 
488

 
1,029

 
5

 

—

 
10,634

 

Net charge-offs

 
2,165

 
1,813

 
788

 
1,545

 
461

 
23

 

—

 
6,795

 

Ending balance

 

$
4,987

 

$
4,510

 

$
27,836

 

$
50,574

 

$
2,421

 

$
85

 

$
6,000

 

$
96,413

 

 

Schedule of changes in the allowance for loan and lease losses for impaired loans

 

 

 

Year Ended December 31,

 

 

 

2014

 

2013

 

2012

 

 

 

(Dollars in thousands)

 

 

 

 

 

 

 

 

 

Balance, beginning of year

 

$
349

 

$
3,011

 

$
772

 

Provision for loan and lease losses

 
1,354

 

—

 
2,520

 

Other changes

 
(170

)
(2,662

)
(281

)

Balance, end of year

 

$
1,533

 

$
349

 

$
3,011