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LOANS AND LEASES (Tables) | 12 Months Ended
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Dec. 31, 2015
Receivables [Abstract] |
Schedule of loans and leases, excluding loans held for sale | Loans and leases, excluding loans held for sale, consisted of the following:
| December 31,
| 2015 |  | 2014
| (Dollars in thousands)
Commercial, financial & agricultural | $ | 520,457 |  |  | $ | 463,070 |
Real estate: |  |  |  |
Construction | 85,196 |  |  | 115,023 |
Mortgage - residential | 1,433,862 |  |  | 1,280,089 |
Mortgage - commercial | 761,566 |  |  | 704,099 |
Consumer | 408,024 |  |  | 365,662 |
Leases | 1,028 |  |  | 3,140 |
| 3,210,133 |  |  | 2,931,083 |
Net deferred costs | 1,399 |  |  | 1,115 |
Total loans and leases | $ | 3,211,532 |  |  | $ | 2,932,198 |
Schedule of activity of loans made to certain directors, executive officers and their affiliates | In the normal course of business, our bank makes loans to certain directors, executive officers and their affiliates. An analysis of the activity of such loans follows:
| December 31,
| 2015 |  | 2014
| (Dollars in thousands)
Balance, beginning of year | $ | 29,231 |  |  | $ | 12,942 |
Additions | 10,392 |  |  | 19,448 |
Repayments | (20,863 | ) |  | (3,159 | )
Other changes | $ | (8,285 | ) |  | $ | — |
Balance, end of year | $ | 10,475 |  |  | $ | 29,231 |
Schedule of balance in the allowance for loan and lease losses and the recorded investment in loans and lease based on the impairment measurement methods, by class | The following table presents by class, the balance in the Allowance and the recorded investment in loans and leases based on the Company’s impairment method as of December 31, 2015 and 2014:
| Commercial, |  | Real estate |  |  |  |  |  |
| Financial & Agricultural |  | Construction |  | Mortgage - Residential |  | Mortgage - Commercial |  | Consumer |  | Leases |  | Total
| (Dollars in thousands)
December 31, 2015 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Allowance for loan and lease losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending balance attributable to loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 51 |  |  | $ | — |  |  | $ | — |  |  | $ | 51 |
Collectively evaluated for impairment | 6,905 |  |  | 8,454 |  |  | 17,738 |  |  | 21,796 |  |  | 6,230 |  |  | — |  |  | 61,123 |
| 6,905 |  |  | 8,454 |  |  | 17,738 |  |  | 21,847 |  |  | 6,230 |  |  | — |  |  | 61,174 |
Unallocated |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2,140 |
Total ending balance | $ | 6,905 |  |  | $ | 8,454 |  |  | $ | 17,738 |  |  | $ | 21,847 |  |  | $ | 6,230 |  |  | $ | — |  |  | $ | 63,314 |
Loans and leases: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment | $ | 1,044 |  |  | $ | 4,126 |  |  | $ | 22,716 |  |  | $ | 10,318 |  |  | $ | — |  |  | $ | — |  |  | $ | 38,204 |
Collectively evaluated for impairment | 519,413 |  |  | 81,070 |  |  | 1,411,146 |  |  | 751,248 |  |  | 408,024 |  |  | 1,028 |  |  | 3,171,929 |
| 520,457 |  |  | 85,196 |  |  | 1,433,862 |  |  | 761,566 |  |  | 408,024 |  |  | 1,028 |  |  | 3,210,133 |
Net deferred costs (income) | 629 |  |  | (311 | ) |  | 2,443 |  |  | (817 | ) |  | (545 | ) |  | — |  |  | 1,399 |
Total ending balance | $ | 521,086 |  |  | $ | 84,885 |  |  | $ | 1,436,305 |  |  | $ | 760,749 |  |  | $ | 407,479 |  |  | $ | 1,028 |  |  | $ | 3,211,532 |
December 31, 2014 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Allowance for loan and lease losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending balance attributable to loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment | $ | 1,533 |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 1,533 |
Collectively evaluated for impairment | 7,421 |  |  | 14,969 |  |  | 17,927 |  |  | 20,869 |  |  | 7,314 |  |  | 7 |  |  | 68,507 |
| 8,954 |  |  | 14,969 |  |  | 17,927 |  |  | 20,869 |  |  | 7,314 |  |  | 7 |  |  | 70,040 |
Unallocated |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4,000 |
Total ending balance | $ | 8,954 |  |  | $ | 14,969 |  |  | $ | 17,927 |  |  | $ | 20,869 |  |  | $ | 7,314 |  |  | $ | 7 |  |  | $ | 74,040 |
Loans and leases: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment | $ | 13,369 |  |  | $ | 4,888 |  |  | $ | 30,893 |  |  | $ | 23,126 |  |  | $ | — |  |  | $ | — |  |  | $ | 72,276 |
Collectively evaluated for impairment | 449,701 |  |  | 110,135 |  |  | 1,249,196 |  |  | 680,973 |  |  | 365,662 |  |  | 3,140 |  |  | 2,858,807 |
| 463,070 |  |  | 115,023 |  |  | 1,280,089 |  |  | 704,099 |  |  | 365,662 |  |  | 3,140 |  |  | 2,931,083 |
Net deferred costs (income) | 693 |  |  | (469 | ) |  | 2,235 |  |  | (826 | ) |  | (518 | ) |  | — |  |  | 1,115 |
Total ending balance | $ | 463,763 |  |  | $ | 114,554 |  |  | $ | 1,282,324 |  |  | $ | 703,273 |  |  | $ | 365,144 |  |  | $ | 3,140 |  |  | $ | 2,932,198 |
Schedule of impaired loans, by class | The following table presents by class, impaired loans as of December 31, 2015 and 2014:
| Unpaid Principal Balance |  | Recorded Investment |  | Allowance Allocated
| (Dollars in thousands)
December 31, 2015 |  |  |  |  |  |  |  |
Impaired loans with no related allowance recorded: |  |  |  |  |  |  |  |
Commercial, financial & agricultural | $ | 1,155 |  |  | $ | 1,044 |  |  | $ | — |
Real estate: |  |  |  |  |
Construction | 10,472 |  |  | 4,126 |  |  | — |
Mortgage - residential | 24,792 |  |  | 22,716 |  |  | — |
Mortgage - commercial | 10,010 |  |  | 9,152 |  |  | — |
Total impaired loans with no related allowance recorded | 46,429 |  |  | 37,038 |  |  | — |
Impaired loans with an allowance recorded: |  |  |  |  |  |  |  |
Real estate: Mortgage - commercial | 1,166 |  |  | 1,166 |  |  | 51 |
Total impaired loans with an allowance recorded | 1,166 |  |  | 1,166 |  |  | 51 |
Total | $ | 47,595 |  |  | $ | 38,204 |  |  | $ | 51 |
December 31, 2014 |  |  |  |  |  |  |  |
Impaired loans with no related allowance recorded: |  |  |  |  |  |  |  |
Commercial, financial & agricultural | $ | 738 |  |  | $ | 738 |  |  | $ | — |
Real estate: |  |  |  |  |  |  |  |
Construction | 11,275 |  |  | 4,888 |  |  | — |
Mortgage - residential | 34,131 |  |  | 30,893 |  |  | — |
Mortgage - commercial | 30,249 |  |  | 23,126 |  |  | — |
Total impaired loans with no related allowance recorded | 76,393 |  |  | 59,645 |  |  | — |
Impaired loans with an allowance recorded: |  |  |  |  |  |  |  |
Commercial, financial & agricultural | 16,630 |  |  | 12,631 |  |  | 1,533 |
Total impaired loans with an allowance recorded | 16,630 |  |  | 12,631 |  |  | 1,533 |
Total | $ | 93,023 |  |  | $ | 72,276 |  |  | $ | 1,533 |
Schedule of average recorded investment and interest income recognized on impaired loans, by class | The following table presents by class, the average recorded investment and interest income recognized on impaired loans as of December 31, 2015, 2014 and 2013:
| Average Recorded Investment |  | Interest Income Recognized
| (Dollars in thousands)
December 31, 2015 |  |  |  |  |
Commercial, financial & agricultural | $ | 6,273 |  |  | $ | 17 |
Real estate: |  |  |
Construction | 4,428 |  |  | 190 |
Mortgage - residential | 26,101 |  |  | 78 |
Mortgage - commercial | 14,240 |  |  | 373 |
Total | $ | 51,042 |  |  | $ | 658 |
December 31, 2014 |  |  |  |  |
Commercial, financial & agricultural | $ | 14,303 |  |  | $ | 22 |
Real estate: |  |  |  |  |
Construction | 5,517 |  |  | 163 |
Mortgage - residential | 33,102 |  |  | 627 |
Mortgage - commercial | 18,692 |  |  | 397 |
Total | $ | 71,614 |  |  | $ | 1,209 |
December 31, 2013 |  |  |  |  |
Commercial, financial & agricultural | $ | 4,138 |  |  | $ | 24 |
Real estate: |  |  |  |  |
Construction | 24,545 |  |  | 1,442 |
Mortgage - residential | 38,325 |  |  | 586 |
Mortgage - commercial | 21,160 |  |  | 833 |
Leases | 33 |  |  | — |
Total | $ | 88,201 |  |  | $ | 2,885 |
Schedule of aging of the recorded investment in past due loans and leases, by class | The following table presents by class, the aging of the recorded investment in past due loans and leases as of December 31, 2015 and 2014:
| 30 - 59 Days Past Due |  | 60 - 89 Days Past Due |  | Accruing Loans Greater Than 90 Days Past Due |  | Nonaccrual Loans |  | Total Past Due |  | Loans and Leases Not Past Due |  | Total
| (Dollars in thousands)
December 31, 2015 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial, financial & agricultural | $ | 276 |  |  | $ | 140 |  |  | $ | — |  |  | $ | 1,044 |  |  | $ | 1,460 |  |  | $ | 519,626 |  |  | $ | 521,086 |
Real estate: |  |  |  |  |  |  |  |  |  |  |  |  |
Construction | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 84,885 |  |  | 84,885 |
Mortgage - residential | 3,834 |  |  | 545 |  |  | — |  |  | 6,130 |  |  | 10,509 |  |  | 1,425,796 |  |  | 1,436,305 |
Mortgage - commercial | 54 |  |  | — |  |  | — |  |  | 7,094 |  |  | 7,148 |  |  | 753,601 |  |  | 760,749 |
Consumer | 1,443 |  |  | 521 |  |  | 273 |  |  | — |  |  | 2,237 |  |  | 405,242 |  |  | 407,479 |
Leases | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 1,028 |  |  | 1,028 |
Total | $ | 5,607 |  |  | $ | 1,206 |  |  | $ | 273 |  |  | $ | 14,268 |  |  | $ | 21,354 |  |  | $ | 3,190,178 |  |  | $ | 3,211,532 |
December 31, 2014 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial, financial & agricultural | $ | 183 |  |  | $ | 85 |  |  | $ | — |  |  | $ | 13,007 |  |  | $ | 13,275 |  |  | $ | 450,488 |  |  | $ | 463,763 |
Real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction | — |  |  | — |  |  | — |  |  | 310 |  |  | 310 |  |  | 114,244 |  |  | 114,554 |
Mortgage - residential | 3,078 |  |  | 379 |  |  | — |  |  | 13,048 |  |  | 16,505 |  |  | 1,265,819 |  |  | 1,282,324 |
Mortgage - commercial | 68 |  |  | — |  |  | — |  |  | 12,722 |  |  | 12,790 |  |  | 690,483 |  |  | 703,273 |
Consumer | 1,500 |  |  | 417 |  |  | 77 |  |  | — |  |  | 1,994 |  |  | 363,150 |  |  | 365,144 |
Leases | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 3,140 |  |  | 3,140 |
Total | $ | 4,829 |  |  | $ | 881 |  |  | $ | 77 |  |  | $ | 39,087 |  |  | $ | 44,874 |  |  | $ | 2,887,324 |  |  | $ | 2,932,198 |
Schedule of information related to loans modifications in a TDR, by class | The following table presents by class, information related to loans modified in a TDR during the years ended December 31, 2015 and 2014:
| Number of Contracts |  | Recorded Investment (as of period end) |  | Increase in the Allowance
| (Dollars in thousands)
Year ended December 31, 2015 |  |  |  |  |  |  |  |
Commercial, financial & agricultural | 1 |  |  | $ | 488 |  |  | $ | — |
Real estate: mortgage - residential | 3 |  |  | 4,131 |  |  | — |
| 4 |  |  | 4,619 |  |  | — |
Year ended December 31, 2014 |  |  |  |  |  |  |  |
Real estate: mortgage - residential | 12 |  |  | $ | 790 |  |  | $ | — |
Schedule of loans modified as a TDR within the previous twelve months that subsequently defaulted, by class | The following table presents by class, loans modified as a TDR within the previous twelve months that subsequently defaulted during the years ended December 31, 2015 and 2014:
| Year Ended December 31,
| 2015 |  | 2014
| Number of Contracts |  | Recorded Investment (as of period end) |  | Number of Contracts |  | Recorded Investment (as of period end)
| (Dollars in thousands)
Real estate: mortgage - residential | — |  |  | $ | — |  |  | 1 |  |  | $ | 25 |
Total | — |  |  | $ | — |  |  | 1 |  |  | $ | 25 |
Schedule of recorded investment in the loans and leases, by class and credit indicator | The following table presents by class and credit indicator, the recorded investment in the Company’s loans and leases as of December 31, 2015 and 2014:
| Pass |  | Special Mention |  | Substandard |  | Subtotal |  | Net Deferred Costs (Income) |  | Total
| (Dollars in thousands)
December 31, 2015 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial, financial & agricultural | $ | 514,971 |  |  | $ | 2,168 |  |  | $ | 3,318 |  |  | $ | 520,457 |  |  | $ | 629 |  |  | $ | 521,086 |
Real estate: |  |  |  |  |  |  |  |  |  |  |
Construction | 83,601 |  |  | 808 |  |  | 787 |  |  | 85,196 |  |  | (311 | ) |  | 84,885 |
Mortgage - residential | 1,427,732 |  |  | — |  |  | 6,130 |  |  | 1,433,862 |  |  | 2,443 |  |  | 1,436,305 |
Mortgage - commercial | 705,520 |  |  | 41,335 |  |  | 14,711 |  |  | 761,566 |  |  | (817 | ) |  | 760,749 |
Consumer | 407,778 |  |  | 95 |  |  | 151 |  |  | 408,024 |  |  | (545 | ) |  | 407,479 |
Leases | 1,028 |  |  | — |  |  | — |  |  | 1,028 |  |  | — |  |  | 1,028 |
Total | $ | 3,140,630 |  |  | $ | 44,406 |  |  | $ | 25,097 |  |  | $ | 3,210,133 |  |  | $ | 1,399 |  |  | $ | 3,211,532 |
December 31, 2014 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial, financial & agricultural | $ | 432,892 |  |  | $ | 14,655 |  |  | $ | 15,523 |  |  | $ | 463,070 |  |  | $ | 693 |  |  | $ | 463,763 |
Real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction | 111,370 |  |  | — |  |  | 3,653 |  |  | 115,023 |  |  | (469 | ) |  | 114,554 |
Mortgage - residential | 1,265,470 |  |  | 352 |  |  | 14,267 |  |  | 1,280,089 |  |  | 2,235 |  |  | 1,282,324 |
Mortgage - commercial | 660,492 |  |  | 10,498 |  |  | 33,109 |  |  | 704,099 |  |  | (826 | ) |  | 703,273 |
Consumer | 365,332 |  |  | 294 |  |  | 36 |  |  | 365,662 |  |  | (518 | ) |  | 365,144 |
Leases | 3,140 |  |  | — |  |  | — |  |  | 3,140 |  |  | — |  |  | 3,140 |
Total | $ | 2,838,696 |  |  | $ | 25,799 |  |  | $ | 66,588 |  |  | $ | 2,931,083 |  |  | $ | 1,115 |  |  | $ | 2,932,198 |

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- Definition Tabular disclosure of financing receivables that have been modified by trouble debt restructurings within the previous twelve months and for which there was a payment default. + References No definition available. + Details
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- Definition Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 55 -Paragraph 19 -URI http://asc.fasb.org/extlink&oid=32702940&loc=SL6953803-111525 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 29 -URI http://asc.fasb.org/extlink&oid=49124121&loc=SL6953659-111524 + Details
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- Definition Tabular disclosure of financing receivables that are past due but not impaired, financing receivables that are 90 days past due and still accruing, and financing receivables on nonaccrual status. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7 -URI http://asc.fasb.org/extlink&oid=49124121&loc=d3e5111-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7A -URI http://asc.fasb.org/extlink&oid=49124121&loc=SL6953401-111524 + Details
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- Definition Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.3,4) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 + Details
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