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FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK (Details) - USD ($) $ in Thousands | Dec. 31, 2015 | Dec. 31, 2014
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Commitments to extend credit |  |
FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK |  |
Financial instruments whose contract amounts represent credit risk | $ 801,835 | $ 720,255
Financial instruments whose contract amounts exceed the amount of credit risk | 720,255 |
Standby letters of credit and financial guarantees written |  |
FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK |  |
Financial instruments whose contract amounts represent credit risk | 13,434 | 18,797
Financial instruments whose contract amounts exceed the amount of credit risk | 18,797 |
Interest rate options |  |
FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK |  |
Financial instruments whose contract amounts exceed the amount of credit risk | 24,009 | 44,266
Forward interest rate contracts |  |
FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK |  |
Financial instruments whose contract amounts exceed the amount of credit risk | $ 9,973 | $ 23,919

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- Definition The fair value of financial liabilities, which are not recognized in the financial statements (off-balance sheet) because they fail to meet some other criterion for recognition. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 825 -SubTopic 10 -Section 50 -Paragraph 10 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=49121117&loc=d3e13433-108611 + Details
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