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ALLOWANCE FOR LOAN AND LEASE LOSSES (Tables)
 12 Months Ended
Dec. 31, 2015
Receivables [Abstract]  
Schedule of activity in the allowance, by class
The following table presents by class, the activity in the Allowance for the periods indicated:
 
 
Commercial,
 
Real estate
 
 
 
 
 
 
 
 
 
Financial &
Agricultural
 
Construction
 
Mortgage -
Residential
 
Mortgage -
Commercial
 
Consumer
 
Leases
 
Unallocated
 
Total
 
(Dollars in thousands)
Year ended December 31, 2015
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

Beginning balance
$
8,954

 
$
14,969

 
$
17,927

 
$
20,869

 
$
7,314

 
$
7

 
$
4,000

 
$
74,040

Provision (credit) for loan and lease losses
(1,179
)
 
(7,395
)
 
(2,256
)
 
(4,903
)
 
1,956

 
(34
)
 
(1,860
)
 
(15,671
)
 
7,775

 
7,574

 
15,671

 
15,966

 
9,270

 
(27
)
 
2,140

 
58,369

Charge-offs
5,658

 
—

 
110

 
838

 
4,650

 
—

 
—

 
11,256

Recoveries
4,788

 
880

 
2,177

 
6,719

 
1,610

 
27

 
—

 
16,201

Net charge-offs (recoveries)
870

 
(880
)
 
(2,067
)
 
(5,881
)
 
3,040

 
(27
)
 
—

 
(4,945
)
Ending balance
$
6,905

 
$
8,454

 
$
17,738

 
$
21,847

 
$
6,230

 
$
—

 
$
2,140

 
$
63,314

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Year ended December 31, 2014
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 
Beginning balance
$
13,196

 
$
2,774

 
$
25,272

 
$
29,947

 
$
6,576

 
$
55

 
$
6,000

 
$
83,820

Provision (credit) for loan and lease losses
(1,522
)
 
10,155

 
(8,198
)
 
(8,090
)
 
3,289

 
(48
)
 
(2,000
)
 
(6,414
)
 
11,674

 
12,929

 
17,074

 
21,857

 
9,865

 
7

 
4,000

 
77,406

Charge-offs
5,046

 
—

 
139

 
1,041

 
3,703

 
8

 
—

 
9,937

Recoveries
2,326

 
2,040

 
992

 
53

 
1,152

 
8

 
—

 
6,571

Net charge-offs (recoveries)
2,720

 
(2,040
)
 
(853
)
 
988

 
2,551

 
—

 
—

 
3,366

Ending balance
$
8,954

 
$
14,969

 
$
17,927

 
$
20,869

 
$
7,314

 
$
7

 
$
4,000

 
$
74,040

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Year ended December 31, 2013
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 
Beginning balance
$
4,987

 
$
4,510

 
$
27,836

 
$
50,574

 
$
2,421

 
$
85

 
$
6,000

 
$
96,413

Provision (credit) for loan and lease losses
9,634

 
(4,974
)
 
(2,588
)
 
(18,099
)
 
5,093

 
(376
)
 
—

 
(11,310
)
 
14,621

 
(464
)
 
25,248

 
32,475

 
7,514

 
(291
)
 
6,000

 
85,103

Charge-offs
2,812

 
358

 
1,083

 
6,768

 
1,595

 
—

 
—

 
12,616

Recoveries
1,387

 
3,596

 
1,107

 
4,240

 
657

 
346

 
—

 
11,333

Net charge-offs
1,425

 
(3,238
)
 
(24
)
 
2,528

 
938

 
(346
)
 
—

 
1,283

Ending balance
$
13,196

 
$
2,774

 
$
25,272

 
$
29,947

 
$
6,576

 
$
55

 
$
6,000

 
$
83,820
Schedule of changes in the allowance for loan and lease losses for impaired loans
Changes in the allowance for loan and lease losses for impaired loans (included in the above amounts) were as follows:
 
 
Year Ended December 31,
 
2015
 
2014
 
2013
 
(Dollars in thousands)
Balance, beginning of year
$
1,533

 
$
349

 
$
3,011

Provision for loan and lease losses
51

 
1,354

 
—

Other changes
(1,533
)
 
(170
)
 
(2,662
)
Balance, end of year
$
51

 
$
1,533

 
$
349