XML 87 R72.htm IDEA: XBRL DOCUMENT v3.3.1.900
ALLOWANCE FOR LOAN AND LEASE LOSSES (Details) - USD ($)
$ in Thousands
3 Months Ended 12 Months Ended
Dec. 31, 2015
Sep. 30, 2015
Jun. 30, 2015
Mar. 31, 2015
Dec. 31, 2014
Sep. 30, 2014
Jun. 30, 2014
Mar. 31, 2014
Dec. 31, 2015
Dec. 31, 2014
Dec. 31, 2013
Changes in the allowance                      
Beginning balance       $ 74,040       $ 83,820 $ 74,040 $ 83,820 $ 96,413
Provision (credit) for loan and lease losses $ (1,958) $ (3,647) $ (7,319) (2,747) $ (5,371) $ (1,722) $ 1,995 (1,316) (15,671) (6,414) (11,310)
Subtotal                 58,369 77,406 85,103
Charge-offs                 11,256 9,937 12,616
Recoveries                 16,201 6,571 11,333
Net charge-offs (recoveries)                 (4,945) 3,366 1,283
Ending balance 63,314       74,040       63,314 74,040 83,820
Commercial, financial & agricultural                      
Changes in the allowance                      
Beginning balance       8,954       13,196 8,954 13,196 4,987
Provision (credit) for loan and lease losses                 (1,179) (1,522) 9,634
Subtotal                 7,775 11,674 14,621
Charge-offs                 5,658 5,046 2,812
Recoveries                 4,788 2,326 1,387
Net charge-offs (recoveries)                 870 2,720 1,425
Ending balance 6,905       8,954       6,905 8,954 13,196
Real estate, construction                      
Changes in the allowance                      
Beginning balance       14,969       2,774 14,969 2,774 4,510
Provision (credit) for loan and lease losses                 (7,395) 10,155 (4,974)
Subtotal                 7,574 12,929 (464)
Charge-offs                 0 0 358
Recoveries                 880 2,040 3,596
Net charge-offs (recoveries)                 (880) (2,040) (3,238)
Ending balance 8,454       14,969       8,454 14,969 2,774
Real estate, Mortgage - residential                      
Changes in the allowance                      
Beginning balance       17,927       25,272 17,927 25,272 27,836
Provision (credit) for loan and lease losses                 (2,256) (8,198) (2,588)
Subtotal                 15,671 17,074 25,248
Charge-offs                 110 139 1,083
Recoveries                 2,177 992 1,107
Net charge-offs (recoveries)                 (2,067) (853) (24)
Ending balance 17,738       17,927       17,738 17,927 25,272
Real estate, Mortgage - commercial                      
Changes in the allowance                      
Beginning balance       20,869       29,947 20,869 29,947 50,574
Provision (credit) for loan and lease losses                 (4,903) (8,090) (18,099)
Subtotal                 15,966 21,857 32,475
Charge-offs                 838 1,041 6,768
Recoveries                 6,719 53 4,240
Net charge-offs (recoveries)                 (5,881) 988 2,528
Ending balance 21,847       20,869       21,847 20,869 29,947
Consumer                      
Changes in the allowance                      
Beginning balance       7,314       6,576 7,314 6,576 2,421
Provision (credit) for loan and lease losses                 1,956 3,289 5,093
Subtotal                 9,270 9,865 7,514
Charge-offs                 4,650 3,703 1,595
Recoveries                 1,610 1,152 657
Net charge-offs (recoveries)                 3,040 2,551 938
Ending balance 6,230       7,314       6,230 7,314 6,576
Leases                      
Changes in the allowance                      
Beginning balance       7       55 7 55 85
Provision (credit) for loan and lease losses                 (34) (48) (376)
Subtotal                 (27) 7 (291)
Charge-offs                 0 8 0
Recoveries                 27 8 346
Net charge-offs (recoveries)                 (27) 0 (346)
Ending balance 0       7       0 7 55
Unallocated                      
Changes in the allowance                      
Beginning balance       $ 4,000       $ 6,000 4,000 6,000 6,000
Provision (credit) for loan and lease losses                 (1,860) (2,000) 0
Subtotal                 2,140 4,000 6,000
Charge-offs                 0 0 0
Recoveries                 0 0 0
Net charge-offs (recoveries)                 0 0 0
Ending balance $ 2,140       $ 4,000       $ 2,140 $ 4,000 $ 6,000