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ALLOWANCE FOR LOAN AND LEASE LOSSES (Tables)
3 Months Ended
Mar. 31, 2016
ALLOWANCE FOR LOAN AND LEASE LOSSES  
Schedule of activity in the allowance, by class
The following table presents by class, the activity in the Allowance for the periods indicated:
 
 
 
 
Real estate
 
 
 
 
 
 
 
 
 
Commercial,
Financial &
Agricultural
 
Construction
 
Mortgage -
Residential
 
Mortgage -
Commercial
 
Consumer
 
Leases
 
Unallocated
 
Total
 
(Dollars in thousands)
Three Months Ended March 31, 2016
Beginning balance
$
6,905

 
$
8,454

 
$
17,738

 
$
21,847

 
$
6,230

 
$

 
$
2,140

 
$
63,314

Provision (credit) for loan and lease losses
98

 
(4,335
)
 
230

 
3,313

 
87

 
 
 
(140
)
 
(747
)
 
7,003

 
4,119

 
17,968

 
25,160

 
6,317

 

 
2,000

 
62,567

Charge-offs
352

 

 

 

 
1,112

 

 

 
1,464

Recoveries
349

 
9

 
37

 
13

 
638

 

 

 
1,046

Net charge-offs (recoveries)
3

 
(9
)
 
(37
)
 
(13
)
 
474

 

 

 
418

Ending balance
$
7,000

 
$
4,128

 
$
18,005

 
$
25,173

 
$
5,843

 
$

 
$
2,000

 
$
62,149

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Three Months Ended March 31, 2015
Beginning balance
$
8,954

 
$
14,969

 
$
17,927

 
$
20,869

 
$
7,314

 
$
7

 
$
4,000

 
$
74,040

Provision (credit) for loan and lease losses
147

 
(787
)
 
(2,344
)
 
(721
)
 
965

 
(7
)
 

 
(2,747
)
 
9,101

 
14,182

 
15,583

 
20,148

 
8,279

 

 
4,000

 
71,293

Charge-offs
878

 

 
14

 

 
1,894

 

 

 
2,786

Recoveries
568

 
123

 
1,488

 
13

 
734

 

 

 
2,926

Net charge-offs (recoveries)
310

 
(123
)
 
(1,474
)
 
(13
)
 
1,160

 

 

 
(140
)
Ending balance
$
8,791

 
$
14,305

 
$
17,057

 
$
20,161

 
$
7,119

 
$

 
$
4,000

 
$
71,433