The following table presents by class, the activity in the Allowance for the periods indicated:



				Real Estate
	Commercial, Financial & Agricultural			Construction			Mortgage - Residential			Mortgage - Commercial			Consumer		Leases		Unallocated			Total
	(Dollars in thousands)
Three Months Ended June 30, 2016
Beginning balance	$	7,000		$	4,128		$	18,005		$	25,173		$	5,843	$	—	$	2,000		$	62,149
Provision (credit) for loan and lease losses	(3,006		)	(314		)	(544		)	2,261			221				—			(1,382		)
	3,994			3,814			17,461			27,434			6,064		—		2,000			60,767
Charge-offs	272			—			—			—			1,135		—		—			1,407
Recoveries	720			9			177			14			484		—		—			1,404
Net charge-offs (recoveries)	(448		)	(9		)	(177		)	(14		)	651		—		—			3
Ending balance	$	4,442		$	3,823		$	17,638		$	27,448		$	5,413	$	—	$	2,000		$	60,764

Three Months Ended June 30, 2015
Beginning balance	$	8,791		$	14,305		$	17,057		$	20,161		$	7,119	$	—	$	4,000		$	71,433
Provision (credit) for loan and lease losses	(498		)	(4,099		)	442			(3,715		)	1,050		1		(500		)	(7,319		)
	8,293			10,206			17,499			16,446			8,169		1		3,500			64,114
Charge-offs	4,003			—			50			—			1,214		—		—			5,267
Recoveries	3,279			464			397			3,562			375		—		—			8,077
Net charge-offs (recoveries)	724			(464		)	(347		)	(3,562		)	839		—		—			(2,810		)
Ending balance	$	7,569		$	10,670		$	17,846		$	20,008		$	7,330	$	1	$	3,500		$	66,924



				Real Estate
	Commercial, Financial & Agricultural			Construction			Mortgage - Residential			Mortgage - Commercial			Consumer		Leases			Unallocated			Total
	(Dollars in thousands)
Six Months Ended June 30, 2016
Beginning balance	$	6,905		$	8,454		$	17,738		$	21,847		$	6,230	$	—		$	2,140		$	63,314
Provision (credit) for loan and lease losses	(2,908		)	(4,649		)	(314		)	5,574			308					(140		)	(2,129		)
	3,997			3,805			17,424			27,421			6,538		—			2,000			61,185
Charge-offs	624			—			—			—			2,247		—			—			2,871
Recoveries	1,069			18			214			27			1,122		—			—			2,450
Net charge-offs (recoveries)	(445		)	(18		)	(214		)	(27		)	1,125		—			—			421
Ending balance	$	4,442		$	3,823		$	17,638		$	27,448		$	5,413	$	—		$	2,000		$	60,764

Six Months Ended June 30, 2015
Beginning balance	$	8,954		$	14,969		$	17,927		$	20,869		$	7,314	$	7		$	4,000		$	74,040
Provision (credit) for loan and lease losses	(324		)	(4,886		)	(1,902		)	(4,436		)	1,988		(6		)	(500		)	(10,066		)
	8,630			10,083			16,025			16,433			9,302		1			3,500			63,974
Charge-offs	4,934			—			64			—			3,055		—			—			8,053
Recoveries	3,873			587			1,885			3,575			1,083		—			—			11,003
Net charge-offs (recoveries)	1,061			(587		)	(1,821		)	(3,575		)	1,972		—			—			(2,950		)
Ending balance	$	7,569		$	10,670		$	17,846		$	20,008		$	7,330	$	1		$	3,500		$	66,924