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ALLOWANCE FOR LOAN AND LEASE LOSSES (Tables)
 9 Months Ended
Sep. 30, 2016
ALLOWANCE FOR LOAN AND LEASE LOSSES  
Schedule of activity in the allowance, by class
The following table presents by class, the activity in the Allowance for the periods indicated:
 
 
 
 
Real Estate
 
 
 
 
 
 
 
 
 
 
 
Commercial,
Financial &
Agricultural
 
Construction
 
Residential Mortgage
 
Home Equity
 
Commercial Mortgage
 
Consumer - Auto
 
Consumer - Other
 
Leases
 
Unallocated
 
Total
 
(Dollars in thousands)
Three Months Ended September 30, 2016
Beginning balance
$
4,442

 
$
3,823

 
$
14,192

 
$
3,446

 
$
27,448

 
$
2,573

 
$
2,840

 
$
—

 
$
2,000

 
$
60,764

Provision (credit) for loan and lease losses
20

 
(1,528
)
 
(451
)
 
562

 
(1,206
)
 
658

 
1,202

 
—

 
—

 
(743
)
 
4,462

 
2,295

 
13,741

 
4,008

 
26,242

 
3,231

 
4,042

 
—

 
2,000

 
60,021

Charge-offs
465

 
—

 
—

 
—

 
—

 
409

 
940

 
—

 
—

 
1,814

Recoveries
555

 
91

 
173

 
4

 
128

 
115

 
111

 
—

 
—

 
1,177

Net charge-offs (recoveries)
(90
)
 
(91
)
 
(173
)
 
(4
)
 
(128
)
 
294

 
829

 
—

 
—

 
637

Ending balance
$
4,552

 
$
2,386

 
$
13,914

 
$
4,012

 
$
26,370

 
$
2,937

 
$
3,213

 
$
—

 
$
2,000

 
$
59,384

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Three Months Ended September 30, 2015
Beginning balance
$
7,569

 
$
10,670

 
$
14,932

 
$
2,914

 
$
20,008

 
$
3,410

 
$
3,920

 
$
1

 
$
3,500

 
$
66,924

Provision (credit) for loan and lease losses
(293
)
 
(2,702
)
 
(144
)
 
121

 
(1,573
)
 
424

 
548

 
(28
)
 
—

 
(3,647
)
 
7,276

 
7,968

 
14,788

 
3,035

 
18,435

 
3,834

 
4,468

 
(27
)
 
3,500

 
63,277

Charge-offs
170

 
—

 
—

 
46

 
—

 
299

 
575

 
—

 
—

 
1,090

Recoveries
504

 
283

 
191

 
5

 
3,130

 
209

 
108

 
27

 
—

 
4,457

Net charge-offs (recoveries)
(334
)
 
(283
)
 
(191
)
 
41

 
(3,130
)
 
90

 
467

 
(27
)
 
—

 
(3,367
)
Ending balance
$
7,610

 
$
8,251

 
$
14,979

 
$
2,994

 
$
21,565

 
$
3,744

 
$
4,001

 
$
—

 
$
3,500

 
$
66,644

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 

 
 
 
 
Real Estate
 
 
 
 
 
 
 
 
 
 
 
Commercial,
Financial &
Agricultural
 
Construction
 
Residential Mortgage
 
Home Equity
 
Commercial Mortgage
 
Consumer - Auto
 
Consumer - Other
 
Leases
 
Unallocated
 
Total
 
(Dollars in thousands)
Nine Months Ended September 30, 2016
Beginning balance
$
6,905

 
$
8,454

 
$
14,642

 
$
3,096

 
$
21,847

 
$
2,891

 
$
3,339

 
$
—

 
$
2,140

 
$
63,314

Provision (credit) for loan and lease losses
(2,888
)
 
(6,177
)
 
(1,119
)
 
916

 
4,368

 
2,294

 
(126
)
 
—

 
(140
)
 
(2,872
)
 
4,017

 
2,277

 
13,523

 
4,012

 
26,215

 
5,185

 
3,213

 
—

 
2,000

 
60,442

Charge-offs
1,089

 
—

 
—

 
—

 
—

 
3,596

 
—

 
—

 
—

 
4,685

Recoveries
1,624

 
109

 
391

 
—

 
155

 
1,348

 
—

 
—

 
—

 
3,627

Net charge-offs (recoveries)
(535
)
 
(109
)
 
(391
)
 
—

 
(155
)
 
2,248

 
—

 
—

 
—

 
1,058

Ending balance
$
4,552

 
$
2,386

 
$
13,914

 
$
4,012

 
$
26,370

 
$
2,937

 
$
3,213

 
$
—

 
$
2,000

 
$
59,384

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Nine Months Ended September 30, 2015
Beginning balance
$
8,954

 
$
14,969

 
$
15,031

 
$
2,896

 
$
20,869

 
$
3,373

 
$
3,941

 
$
7

 
$
4,000

 
$
74,040

Provision (credit) for loan and lease losses
(617
)
 
(7,588
)
 
(1,082
)
 
(843
)
 
(6,009
)
 
652

 
2,308

 
(34
)
 
(500
)
 
(13,713
)
 
8,337

 
7,381

 
13,949

 
2,053

 
14,860

 
4,025

 
6,249

 
(27
)
 
3,500

 
60,327

Charge-offs
5,104

 
—

 
—

 
110

 
—

 
1,046

 
2,883

 
—

 
—

 
9,143

Recoveries
4,377

 
870

 
1,030

 
1,051

 
6,705

 
765

 
635

 
27

 
—

 
15,460

Net charge-offs (recoveries)
727

 
(870
)
 
(1,030
)
 
(941
)
 
(6,705
)
 
281

 
2,248

 
(27
)
 
—

 
(6,317
)
Ending balance
$
7,610

 
$
8,251

 
$
14,979

 
$
2,994

 
$
21,565

 
$
3,744

 
$
4,001

 
$
—

 
$
3,500

 
$
66,644