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  <xsd:element id="cpf_InterestBearingDemandAndSavingsDeposits" name="InterestBearingDemandAndSavingsDeposits" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="cpf_InterestExpenseSavingsAndMoneyMarket" name="InterestExpenseSavingsAndMoneyMarket" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cpf_InterestRateForwardsMember" name="InterestRateForwardsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cpf_InterestRateLockandForwardSaleCommitmentMember" name="InterestRateLockandForwardSaleCommitmentMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cpf_InterestRateOptionsMember" name="InterestRateOptionsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="cpf_InvestmentsInAndAdvanceToAffiliatesSubsidiariesAssociatesAndJointVenturesOther" name="InvestmentsInAndAdvanceToAffiliatesSubsidiariesAssociatesAndJointVenturesOther" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="cpf_InvestmentsinandAdvancetoAffiliatesSubsidiariesAssociatesandJointVenturesInvestmentsinLowIncomeHousingTaxCreditPartnerships" name="InvestmentsinandAdvancetoAffiliatesSubsidiariesAssociatesandJointVenturesInvestmentsinLowIncomeHousingTaxCreditPartnerships" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="cpf_IslandPacificHomeLoansLLCMember" name="IslandPacificHomeLoansLLCMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="cpf_LoanPlacementFees" name="LoanPlacementFees" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="cpf_LoansAndLeasesReceivableAllowanceExcludingNetChargeoffs" name="LoansAndLeasesReceivableAllowanceExcludingNetChargeoffs" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="cpf_LoansAndLeasesReceivableGross" name="LoansAndLeasesReceivableGross" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="cpf_LoansAndLeasesReceivableNumberOfLoansSold" name="LoansAndLeasesReceivableNumberOfLoansSold" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="duration" />
  <xsd:element id="cpf_LoansAndLeasesReceivableWeightedAverageRemainingTerm" name="LoansAndLeasesReceivableWeightedAverageRemainingTerm" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cpf_LoansHeldforsaleMember" name="LoansHeldforsaleMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cpf_MortgageBackedSecuritiesCommercialNonGovernmentAgenciesMember" name="MortgageBackedSecuritiesCommercialNonGovernmentAgenciesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cpf_MortgageBackedSecuritiesCommercialUSGovernmentSponsoredEntitiesMember" name="MortgageBackedSecuritiesCommercialUSGovernmentSponsoredEntitiesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cpf_MortgageBackedSecuritiesResidentialNonGovernmentAgenciesMember" name="MortgageBackedSecuritiesResidentialNonGovernmentAgenciesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cpf_MortgageBackedSecuritiesResidentialUSGovernmentSponsoredEntitiesMember" name="MortgageBackedSecuritiesResidentialUSGovernmentSponsoredEntitiesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cpf_MortgageBankingIncomeMember" name="MortgageBankingIncomeMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="cpf_MortgageLoansonRealEstateForeclosuresNumber" name="MortgageLoansonRealEstateForeclosuresNumber" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cpf_MortgageRevenueBondsMember" name="MortgageRevenueBondsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cpf_MortgageServicingRightsMember" name="MortgageServicingRightsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="cpf_Mortgagebanking" name="Mortgagebanking" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="cpf_NetChangeInCommonStockHeldByDirectorsDeferredCompensationPlan" name="NetChangeInCommonStockHeldByDirectorsDeferredCompensationPlan" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="cpf_NoninterestBearingDemand" name="NoninterestBearingDemand" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="cpf_NumberOfInvestmentSecuritiesHeld" name="NumberOfInvestmentSecuritiesHeld" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="cpf_OneHawaiiHomeLoansLLCMember" name="OneHawaiiHomeLoansLLCMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="cpf_OtherAssetsExcludingMarketableSecuritiesAndLoansReceivableGross" name="OtherAssetsExcludingMarketableSecuritiesAndLoansReceivableGross" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="cpf_OtherIntangibleAssetsAbstract" name="OtherIntangibleAssetsAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cpf_OtherLoanMember" name="OtherLoanMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="cpf_OtherNoninterestIncome" name="OtherNoninterestIncome" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="cpf_OtherServiceChargesAndFees" name="OtherServiceChargesAndFees" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cpf_PacificAccessMortgageLLCMember" name="PacificAccessMortgageLLCMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="cpf_PaymentsForRepurchaseOfCommonStockAndOtherRelatedCosts" name="PaymentsForRepurchaseOfCommonStockAndOtherRelatedCosts" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="cpf_PurchaseProceedsfromRedemptionofFHLBStockNet" name="PurchaseProceedsfromRedemptionofFHLBStockNet" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cpf_RealEstatePortfolioSegmentMember" name="RealEstatePortfolioSegmentMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cpf_ResidentialRealEstateLoanMember" name="ResidentialRealEstateLoanMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cpf_RestrictedStockAndRestrictedStockUnitsRSUMember" name="RestrictedStockAndRestrictedStockUnitsRSUMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="cpf_ScheduleOfAverageRecordedInvestmentAndInterestIncomeRecognizedOnImpairedLoansTableTextBlock" name="ScheduleOfAverageRecordedInvestmentAndInterestIncomeRecognizedOnImpairedLoansTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="cpf_ServiceChargesOnDepositAccounts" name="ServiceChargesOnDepositAccounts" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cpf_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsPeriodIncreaseDecreaseAbstract" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsPeriodIncreaseDecreaseAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cpf_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsWeightedAverageGrantDateFairValuePeriodIncreaseDecreaseAbstract" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsWeightedAverageGrantDateFairValuePeriodIncreaseDecreaseAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cpf_SharesUsedInComputationAbstract" name="SharesUsedInComputationAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cpf_StandbyLettersOfCreditAndFinancialGuaranteesMember" name="StandbyLettersOfCreditAndFinancialGuaranteesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="cpf_StatutoryRetainedEarnings" name="StatutoryRetainedEarnings" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="cpf_StockPurchasedDuringPeriodSharesDirectorsDeferredCompensationPlan" name="StockPurchasedDuringPeriodSharesDirectorsDeferredCompensationPlan" nillable="true" substitutionGroup="xbrli:item" type="xbrli:sharesItemType" xbrli:periodType="duration" />
  <xsd:element id="cpf_StockRepurchasedDuringPeriodValueAndOtherRelatedCosts" name="StockRepurchasedDuringPeriodValueAndOtherRelatedCosts" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="cpf_StockSoldDuringPeriodValueDirectorsDeferredCompensationPlan" name="StockSoldDuringPeriodValueDirectorsDeferredCompensationPlan" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="cpf_TransferOfPortfolioLoansTransferredToHeldForSaleCategoryNumberOfNonperformingLoans" name="TransferOfPortfolioLoansTransferredToHeldForSaleCategoryNumberOfNonperformingLoans" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="duration" />
  <xsd:element id="cpf_TransferofPortfolioLoansandLeasestoOtherRealEstate" name="TransferofPortfolioLoansandLeasestoOtherRealEstate" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cpf_TreasuryMember" name="TreasuryMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="cpf_TrustPreferredInvestments" name="TrustPreferredInvestments" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="cpf_WriteDownOfOtherRealEstateNetOfGainOnSale" name="WriteDownOfOtherRealEstateNetOfGainOnSale" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
</xsd:schema>
