11. DEPOSITS

Time deposits that meet or exceed the FDIC insurance limit of $250,000 totaled $871.3 million and $798.9 million at December 31, 2017 and 2016, respectively.

Contractual maturities of time deposits of $250,000 or more as of December 31, 2017 were as follows (in thousands):



Period Ending:
Three months or less	$	527,762
Over three months through six months	202,367
Over six months through twelve months	49,764
2019	50,159
2020	34,602
2021	3,585
2022	3,070
Thereafter	—
Total	$	871,309

At December 31, 2017 and 2016, overdrawn deposit accounts totaling $0.7 million and $0.7 million have been reclassified as loans on the consolidated balance sheets.