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ALLOWANCE FOR LOAN AND LEASE LOSSES (Tables)
 12 Months Ended
Dec. 31, 2018
Receivables [Abstract]  
Schedule of activity in the allowance, by class
The following tables present by class, the activity in the Allowance for the periods indicated:
 
 
 
 
Real Estate
 
 
 
 
 
 
 
 
 
Commercial,
Financial &
Agricultural
 
Construction
 
Residential
Mortgage
 
Home
Equity
 
Commercial
Mortgage
 
Consumer
 
Leases
 
Unallocated
 
Total
 
(Dollars in thousands)
Year ended December 31, 2018
Beginning balance
$
7,594

 
$
1,835

 
$
14,328

 
$
3,317

 
$
16,801

 
$
6,126

 
$
—

 
$
—

 
$
50,001

Provision (credit) for loan and lease losses
2,082

 
(6,392
)
 
(183
)
 
444

 
(3,495
)
 
6,420

 
—

 
—

 
(1,124
)
 
9,676

 
(4,557
)
 
14,145

 
3,761

 
13,306

 
12,546

 
—

 
—

 
48,877

Charge-offs
2,852

 
—

 
—

 
—

 
—

 
7,323

 
—

 
—

 
10,175

Recoveries
1,203

 
5,759

 
204

 
27

 
52

 
1,969

 
—

 
—

 
9,214

Net charge-offs (recoveries)
1,649

 
(5,759
)
 
(204
)
 
(27
)
 
(52
)
 
5,354

 
—

 
—

 
961

Ending balance
$
8,027

 
$
1,202

 
$
14,349

 
$
3,788

 
$
13,358

 
$
7,192

 
$
—

 
$
—

 
$
47,916



 
 
 
Real Estate
 
 
 
 
 
 
 
 
 
Commercial,
Financial &
Agricultural
 
Construction
 
Residential
Mortgage
 
Home
Equity
 
Commercial
Mortgage
 
Consumer
 
Leases
 
Unallocated
 
Total
 
(Dollars in thousands)
Year ended December 31, 2017
Beginning balance
$
8,637

 
$
4,224

 
$
15,055

 
$
3,502

 
$
19,104

 
$
6,109

 
$
—

 
$
—

 
$
56,631

Provision (credit) for loan and lease losses
(705
)
 
(2,558
)
 
(1,533
)
 
(229
)
 
(2,460
)
 
4,811

 
—

 
—

 
(2,674
)
 
7,932

 
1,666

 
13,522

 
3,273

 
16,644

 
10,920

 
—

 
—

 
53,957

Charge-offs
1,704

 
—

 
73

 
—

 
—

 
6,294

 
—

 
—

 
8,071

Recoveries
1,366

 
169

 
879

 
44

 
157

 
1,500

 
—

 
—

 
4,115

Net charge-offs (recoveries)
338

 
(169
)
 
(806
)
 
(44
)
 
(157
)
 
4,794

 
—

 
—

 
3,956

Ending balance
$
7,594

 
$
1,835

 
$
14,328

 
$
3,317

 
$
16,801

 
$
6,126

 
$
—

 
$
—

 
$
50,001


 
 
 
Real Estate
 
 
 
 
 
 
 
 
 
Commercial,
Financial &
Agricultural
 
Construction
 
Residential
Mortgage
 
Home
Equity
 
Commercial
Mortgage
 
Consumer
 
Leases
 
Unallocated
 
Total
 
(Dollars in thousands)
Year ended December 31, 2016
Beginning balance
$
6,905

 
$
8,454

 
$
14,642

 
$
3,096

 
$
21,847

 
$
6,230

 
$
—

 
$
2,140

 
$
63,314

Provision (credit) for loan and lease losses
1,217

 
(4,363
)
 
(282
)
 
391

 
(3,558
)
 
3,218

 
—

 
(2,140
)
 
(5,517
)
 
8,122

 
4,091

 
14,360

 
3,487

 
18,289

 
9,448

 
—

 
—

 
57,797

Charge-offs
1,599

 
—

 
—

 
—

 
209

 
5,054

 
—

 
—

 
6,862

Recoveries
2,114

 
133

 
695

 
15

 
1,024

 
1,715

 
—

 
—

 
5,696

Net charge-offs
(515
)
 
(133
)
 
(695
)
 
(15
)
 
(815
)
 
3,339

 
—

 
—

 
1,166

Ending balance
$
8,637

 
$
4,224

 
$
15,055

 
$
3,502

 
$
19,104

 
$
6,109

 
$
—

 
$
—

 
$
56,631
Schedule of changes in the allowance for loan and lease losses for impaired loans
Changes in the allowance for loan and lease losses for impaired loans (included in the above amounts) were as follows:
 
 
Year Ended December 31,
 
2018
 
2017
 
2016
 
(Dollars in thousands)
Balance, beginning of year
$
—

 
$
—

 
$
51

Provision for loan and lease losses
—

 
—

 
—

Other changes
—

 
—

 
(51
)
Balance, end of year
$
—

 
$
—

 
$
—