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v3.19.3.a.u2

LOANS AND LEASES (Tables) | 12 Months Ended
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Dec. 31, 2019
Receivables [Abstract] |
Schedule of loans and leases, excluding loans held for sale | Loans and leases, excluding loans held for sale, consisted of the following as of December 31, 2019 and 2018:
| December 31,
| 2019 |  | 2018
| (Dollars in thousands)
Commercial, financial and agricultural | $ | 570,089 |  |  | $ | 581,177 |
Real estate: |  |  |
Construction | 96,139 |  |  | 67,269 |
Residential mortgage | 1,595,801 |  |  | 1,424,384 |
Home equity | 490,239 |  |  | 468,966 |
Commercial mortgage | 1,124,911 |  |  | 1,041,685 |
Consumer | 569,516 |  |  | 492,268 |
Leases | — |  |  | 124 |
Subtotal | 4,446,695 |  |  | 4,075,873 |
Net deferred costs | 2,845 |  |  | 2,493 |
Total loans and leases | $ | 4,449,540 |  |  | $ | 4,078,366 |
Schedule of balance in the allowance for loan and lease losses and the recorded investment in loans and lease based on the impairment measurement methods, by class | The following tables present by class, the balance in the Allowance and the recorded investment in loans and leases based on the Company's impairment method as of December 31, 2019 and 2018:
|  |  | Real Estate |  |  |  |  |  |
| Comml., Fin. & Ag. |  | Constr. |  | Resi. Mortgage |  | Home Equity |  | Comml. Mortgage |  | Consumer |  | Leases |  | Total
| (Dollars in thousands)
December 31, 2019 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Allowance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment | $ | 218 |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 17 |  |  | $ | — |  |  | $ | 235 |
Collectively evaluated for impairment | 7,918 |  |  | 1,792 |  |  | 13,327 |  |  | 4,206 |  |  | 11,113 |  |  | 9,380 |  |  | — |  |  | 47,736 |
Total ending balance | $ | 8,136 |  |  | $ | 1,792 |  |  | $ | 13,327 |  |  | $ | 4,206 |  |  | $ | 11,113 |  |  | $ | 9,397 |  |  | $ | — |  |  | $ | 47,971 |
Loans and leases: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment | $ | 602 |  |  | $ | — |  |  | $ | 6,516 |  |  | $ | 92 |  |  | $ | 1,839 |  |  | $ | 17 |  |  | $ | — |  |  | $ | 9,066 |
Collectively evaluated for impairment | 569,487 |  |  | 96,139 |  |  | 1,589,285 |  |  | 490,147 |  |  | 1,123,072 |  |  | 569,499 |  |  | — |  |  | 4,437,629 |
Subtotal | 570,089 |  |  | 96,139 |  |  | 1,595,801 |  |  | 490,239 |  |  | 1,124,911 |  |  | 569,516 |  |  | — |  |  | 4,446,695 |
Net deferred costs (income) | 215 |  |  | (285 | ) |  | 4,000 |  |  | 495 |  |  | (1,496 | ) |  | (84 | ) |  | — |  |  | 2,845 |
Total ending balance | $ | 570,304 |  |  | $ | 95,854 |  |  | $ | 1,599,801 |  |  | $ | 490,734 |  |  | $ | 1,123,415 |  |  | $ | 569,432 |  |  | $ | — |  |  | $ | 4,449,540 |
|  |  | Real Estate |  |  |  |  |  |
| Comml., Fin. & Ag. |  | Constr. |  | Resi. Mortgage |  | Home Equity |  | Comml. Mortgage |  | Consumer |  | Leases |  | Total
| (Dollars in thousands)
December 31, 2018 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Allowance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |
Collectively evaluated for impairment | 8,027 |  |  | 1,202 |  |  | 14,349 |  |  | 3,788 |  |  | 13,358 |  |  | 7,192 |  |  | — |  |  | 47,916 |
Total ending balance | $ | 8,027 |  |  | $ | 1,202 |  |  | $ | 14,349 |  |  | $ | 3,788 |  |  | $ | 13,358 |  |  | $ | 7,192 |  |  | $ | — |  |  | $ | 47,916 |
Loans and leases: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment | $ | 220 |  |  | $ | 2,273 |  |  | $ | 10,075 |  |  | $ | 275 |  |  | $ | 2,348 |  |  | $ | — |  |  | $ | — |  |  | $ | 15,191 |
Collectively evaluated for impairment | 580,957 |  |  | 64,996 |  |  | 1,414,309 |  |  | 468,691 |  |  | 1,039,337 |  |  | 492,268 |  |  | 124 |  |  | 4,060,682 |
Subtotal | 581,177 |  |  | 67,269 |  |  | 1,424,384 |  |  | 468,966 |  |  | 1,041,685 |  |  | 492,268 |  |  | 124 |  |  | 4,075,873 |
Net deferred costs (income) | 483 |  |  | (342 | ) |  | 3,821 |  |  | — |  |  | (1,407 | ) |  | (62 | ) |  | — |  |  | 2,493 |
Total ending balance | $ | 581,660 |  |  | $ | 66,927 |  |  | $ | 1,428,205 |  |  | $ | 468,966 |  |  | $ | 1,040,278 |  |  | $ | 492,206 |  |  | $ | 124 |  |  | $ | 4,078,366 |
Schedule of impaired loans, by class | The following table presents by class, impaired loans as of December 31, 2019 and 2018:
| December 31, 2019 |  | December 31, 2018
| Unpaid Principal Balance |  | Recorded Investment |  | Allowance Allocated |  | Unpaid Principal Balance |  | Recorded Investment |  | Allowance Allocated
| (Dollars in thousands)
Impaired loans with no related Allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial, financial and agricultural | $ | 246 |  |  | $ | 135 |  |  | $ | — |  |  | $ | 330 |  |  | $ | 220 |  |  | $ | — |
Real estate: |  |  |  |  |  |  |  |  |  |  |
Construction | — |  |  | — |  |  | — |  |  | 3,076 |  |  | 2,273 |  |  | — |
Residential mortgage | 7,230 |  |  | 6,516 |  |  | — |  |  | 11,019 |  |  | 10,075 |  |  | — |
Home equity | 92 |  |  | 92 |  |  | — |  |  | 275 |  |  | 275 |  |  | — |
Commercial mortgage | 1,839 |  |  | 1,839 |  |  | — |  |  | 2,348 |  |  | 2,348 |  |  | — |
Total impaired loans with no related Allowance recorded | 9,407 |  |  | 8,582 |  |  | — |  |  | 17,048 |  |  | 15,191 |  |  | — |
Impaired loans with an Allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial, financial and agricultural | 467 |  |  | 467 |  |  | 218 |  |  | — |  |  | — |  |  | — |
Consumer | 17 |  |  | 17 |  |  | 17 |  |  | — |  |  | — |  |  | — |
Total impaired loans with an Allowance recorded | 484 |  |  | 484 |  |  | 235 |  |  | — |  |  | — |  |  | — |
Total impaired loans | $ | 9,891 |  |  | $ | 9,066 |  |  | $ | 235 |  |  | $ | 17,048 |  |  | $ | 15,191 |  |  | $ | — |
Schedule of average recorded investment and interest income recognized on impaired loans, by class | The following table presents by class, the average recorded investment and interest income recognized on impaired loans during the years ended December 31, 2019, 2018 and 2017:
| Year Ended |  | Year Ended |  | Year Ended
| December 31, 2019 |  | December 31, 2018 |  | December 31, 2017
| Average Recorded Investment |  | Interest Income Recognized |  | Average Recorded Investment |  | Interest Income Recognized |  | Average Recorded Investment |  | Interest Income Recognized
| (Dollars in thousands)
Commercial, financial and agricultural | $ | 214 |  |  | $ | 9 |  |  | $ | 435 |  |  | $ | 24 |  |  | $ | 1,272 |  |  | $ | 24 |
Real estate: |  |  |  |  |  |  |  |  |  |  |  |  |
Construction | 1,018 |  |  | 62 |  |  | 2,436 |  |  | 111 |  |  | 2,760 |  |  | 99 |
Residential mortgage | 8,322 |  |  | 905 |  |  | 12,681 |  |  | 662 |  |  | 17,122 |  |  | 1,843 |
Home equity | 277 |  |  | 13 |  |  | 482 |  |  | — |  |  | 1,213 |  |  | 69 |
Commercial mortgage | 2,098 |  |  | 86 |  |  | 3,368 |  |  | 179 |  |  | 4,893 |  |  | 313 |
Consumer | 3 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Total | $ | 11,932 |  |  | $ | 1,075 |  |  | $ | 19,402 |  |  | $ | 976 |  |  | $ | 27,260 |  |  | $ | 2,348 |
Schedule of aging of the recorded investment in past due loans and leases, by class | The following tables present by class, the aging of the recorded investment in past due loans and leases as of December 31, 2019 and 2018:
| Accruing Loans 30 - 59 Days Past Due |  | Accruing Loans 60 - 89 Days Past Due |  | Accruing Loans 90+ Days Past Due |  | Nonaccrual Loans |  | Total Past Due and Nonaccrual |  | Loans and Leases Not Past Due |  | Total
| (Dollars in thousands)
December 31, 2019 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial, financial and agricultural | $ | 476 |  |  | $ | 865 |  |  | $ | — |  |  | $ | 467 |  |  | $ | 1,808 |  |  | $ | 568,496 |  |  | $ | 570,304 |
Real estate: |  |  |  |  |  |  |  |  |  |  |  |  |
Construction | 643 |  |  | — |  |  | — |  |  | — |  |  | 643 |  |  | 95,211 |  |  | 95,854 |
Residential mortgage | 1,830 |  |  | 589 |  |  | 724 |  |  | 979 |  |  | 4,122 |  |  | 1,595,679 |  |  | 1,599,801 |
Home equity | 759 |  |  | 207 |  |  | — |  |  | 92 |  |  | 1,058 |  |  | 489,676 |  |  | 490,734 |
Commercial mortgage | — |  |  | 397 |  |  | — |  |  | — |  |  | 397 |  |  | 1,123,018 |  |  | 1,123,415 |
Consumer | 3,223 |  |  | 943 |  |  | 286 |  |  | 17 |  |  | 4,469 |  |  | 564,963 |  |  | 569,432 |
Total | $ | 6,931 |  |  | $ | 3,001 |  |  | $ | 1,010 |  |  | $ | 1,555 |  |  | $ | 12,497 |  |  | $ | 4,437,043 |  |  | $ | 4,449,540 |
| Accruing Loans 30 - 59 Days Past Due |  | Accruing Loans 60 - 89 Days Past Due |  | Accruing Loans 90+ Days Past Due |  | Nonaccrual Loans |  | Total Past Due and Nonaccrual |  | Loans and Leases Not Past Due |  | Total
| (Dollars in thousands)
December 31, 2018 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial, financial and agricultural | $ | 1,348 |  |  | $ | 162 |  |  | $ | — |  |  | $ | — |  |  | $ | 1,510 |  |  | $ | 580,150 |  |  | $ | 581,660 |
Real estate: |  |  |  |  |  |  |  |  |  |  |  |  |
Construction | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 66,927 |  |  | 66,927 |
Residential mortgage | 3,966 |  |  | 157 |  |  | — |  |  | 2,048 |  |  | 6,171 |  |  | 1,422,034 |  |  | 1,428,205 |
Home equity | 433 |  |  | 104 |  |  | 298 |  |  | 275 |  |  | 1,110 |  |  | 467,856 |  |  | 468,966 |
Commercial mortgage | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 1,040,278 |  |  | 1,040,278 |
Consumer | 2,340 |  |  | 872 |  |  | 238 |  |  | — |  |  | 3,450 |  |  | 488,756 |  |  | 492,206 |
Leases | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 124 |  |  | 124 |
Total | $ | 8,087 |  |  | $ | 1,295 |  |  | $ | 536 |  |  | $ | 2,323 |  |  | $ | 12,241 |  |  | $ | 4,066,125 |  |  | $ | 4,078,366 |
Schedule of information related to loans modifications in a TDR, by class | The following table presents by class, information related to loans modified in a TDR during the years ended December 31, 2019, 2018 and 2017:
| Year Ended December 31, 2019
| Number of Loans |  | Recorded Investment (as of period end) |  | Increase in the Allowance
| (Dollars in thousands)
Real estate: Residential mortgage | 1 |  |  | $ | 104 |  |  | $ | — |
Total | 1 |  |  | $ | 104 |  |  | $ | — |
| Year Ended December 31, 2018
| Number of Loans |  | Recorded Investment (as of period end) |  | Increase in the Allowance
| (Dollars in thousands)
Real estate: Residential mortgage | 3 |  |  | $ | 575 |  |  | $ | — |
Total | 3 |  |  | $ | 575 |  |  | $ | — |
| Year Ended December 31, 2017
| Number of Loans |  | Recorded Investment (as of period end) |  | Increase in the Allowance
| (Dollars in thousands)
Real estate: Residential mortgage | 3 |  |  | $ | 104 |  |  | $ | — |
Total | 3 |  |  | $ | 104 |  |  | $ | — |
Schedule of recorded investment in the loans and leases, by class and credit indicator | The following tables present by class and credit indicator, the recorded investment in the Company's loans and leases as of December 31, 2019 and 2018:
| Pass |  | Special Mention |  | Substandard |  | Loss |  | Subtotal |  | Net Deferred Costs (Income) |  | Total
| (Dollars in thousands)
December 31, 2019 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial, financial and agricultural | $ | 523,342 |  |  | $ | 20,677 |  |  | $ | 26,070 |  |  | $ | — |  |  | $ | 570,089 |  |  | $ | 215 |  |  | $ | 570,304 |
Real estate: |  |  |  |  |  |  |  |  |  |  |  |  |
Construction | 96,139 |  |  | — |  |  | — |  |  | — |  |  | 96,139 |  |  | (285 | ) |  | 95,854 |
Residential mortgage | 1,593,072 |  |  | 840 |  |  | 1,889 |  |  | — |  |  | 1,595,801 |  |  | 4,000 |  |  | 1,599,801 |
Home equity | 490,147 |  |  | — |  |  | 92 |  |  | — |  |  | 490,239 |  |  | 495 |  |  | 490,734 |
Commercial mortgage | 1,094,364 |  |  | 17,440 |  |  | 13,107 |  |  | — |  |  | 1,124,911 |  |  | (1,496 | ) |  | 1,123,415 |
Consumer | 569,212 |  |  | — |  |  | 193 |  |  | 111 |  |  | 569,516 |  |  | (84 | ) |  | 569,432 |
Total | $ | 4,366,276 |  |  | $ | 38,957 |  |  | $ | 41,351 |  |  | $ | 111 |  |  | $ | 4,446,695 |  |  | $ | 2,845 |  |  | $ | 4,449,540 |
| Pass |  | Special Mention |  | Substandard |  | Loss |  | Subtotal |  | Net Deferred Costs (Income) |  | Total
| (Dollars in thousands)
December 31, 2018 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial, financial and agricultural | $ | 552,706 |  |  | $ | 7,961 |  |  | $ | 20,510 |  |  | $ | — |  |  | $ | 581,177 |  |  | $ | 483 |  |  | $ | 581,660 |
Real estate: |  |  |  |  |  |  |  |  |  |  |  |  |
Construction | 67,269 |  |  | — |  |  | — |  |  | — |  |  | 67,269 |  |  | (342 | ) |  | 66,927 |
Residential mortgage | 1,422,240 |  |  | — |  |  | 2,144 |  |  | — |  |  | 1,424,384 |  |  | 3,821 |  |  | 1,428,205 |
Home equity | 468,394 |  |  | — |  |  | 572 |  |  | — |  |  | 468,966 |  |  | — |  |  | 468,966 |
Commercial mortgage | 1,029,581 |  |  | 10,412 |  |  | 1,692 |  |  | — |  |  | 1,041,685 |  |  | (1,407 | ) |  | 1,040,278 |
Consumer | 492,030 |  |  | — |  |  | 80 |  |  | 158 |  |  | 492,268 |  |  | (62 | ) |  | 492,206 |
Leases | 124 |  |  | — |  |  | — |  |  | — |  |  | 124 |  |  | — |  |  | 124 |
Total | $ | 4,032,344 |  |  | $ | 18,373 |  |  | $ | 24,998 |  |  | $ | 158 |  |  | $ | 4,075,873 |  |  | $ | 2,493 |  |  | $ | 4,078,366 |

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- Definition Tabular disclosure of the average recorded investment and interest income recognized on the accrual and cash basis for impaired financing receivables by class of financing receivable. + References No definition available. + Details
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- Definition Tabular disclosure of allowance for credit loss on financing receivable. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -URI http://asc.fasb.org/extlink&oid=118936363&loc=SL6953423-111524 Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -URI http://asc.fasb.org/extlink&oid=119407570&loc=SL82919249-210447 + Details
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- Definition Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 5 -URI http://asc.fasb.org/extlink&oid=119407570&loc=SL82919230-210447 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 29 -URI http://asc.fasb.org/extlink&oid=118936363&loc=SL6953659-111524 + Details
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- Definition Tabular disclosure of aging analysis for financing receivable. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 14 -URI http://asc.fasb.org/extlink&oid=119407570&loc=SL82919253-210447 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7A -URI http://asc.fasb.org/extlink&oid=118936363&loc=SL6953401-111524 Reference 3: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 80 -URI http://asc.fasb.org/extlink&oid=118955255&loc=SL82922355-210448 Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7 -URI http://asc.fasb.org/extlink&oid=118936363&loc=d3e5111-111524 + Details
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- Definition Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.3,4) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 + Details
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- Definition Tabular disclosure of financing receivable modified as troubled debt restructuring. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 33 -URI http://asc.fasb.org/extlink&oid=118936363&loc=SL6953676-111524 Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 34 -URI http://asc.fasb.org/extlink&oid=118936363&loc=SL6953682-111524 + Details
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