XML 67 R56.htm IDEA: XBRL DOCUMENT v3.20.2
ALLOWANCE FOR CREDIT LOSSES AND RESERVE FOR OFF-BALANCE SHEET CREDIT EXPOSURE (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2020
Sep. 30, 2019
Sep. 30, 2020
Sep. 30, 2019
Changes in the allowance        
Beginning balance   $ 48,267 $ 47,971 $ 47,916
Provision for credit losses $ 14,652 1,532 34,621 4,219
Provision for credit losses on loans [1] 14,465   34,434  
Subtotal 81,804 49,799 85,971 52,135
Charge-offs 2,388 2,634 8,823 7,646
Recoveries 1,126 1,002 3,394 3,678
Net charge-offs (recoveries) 1,262 1,632 5,429 3,968
Ending balance 80,542 48,167 80,542 48,167
Off-Balance Sheet, Credit Loss, Liability [Roll Forward]        
Off-balance sheet, credit loss, liability, beginning balance   1,897 1,272 1,242
Provision for off-balance sheet credit exposures 221 (466)   189
Off-balance sheet, credit loss, liability, ending balance 4,604 1,431 4,604 1,431
Commercial Financial And Agricultural        
Changes in the allowance        
Beginning balance   0 0 0
Provision for credit losses   0   0
Provision for credit losses on loans [1] 2   390  
Subtotal 390 0 390 0
Charge-offs 0 0 0 0
Recoveries 0 0 0 0
Net charge-offs (recoveries) 0 0 0 0
Ending balance 390 0 390 0
Other        
Changes in the allowance        
Beginning balance   8,109 8,136 8,027
Provision for credit losses   107   943
Provision for credit losses on loans [1] 2,620   11,511  
Subtotal 18,127 8,216 19,020 8,970
Charge-offs 810 797 2,350 2,099
Recoveries 321 362 968 910
Net charge-offs (recoveries) 489 435 1,382 1,189
Ending balance 17,638 7,781 17,638 7,781
Construction | Real Estate        
Changes in the allowance        
Beginning balance   1,313 1,792 1,202
Provision for credit losses   374   (113)
Provision for credit losses on loans [1] 759   1,631  
Subtotal 4,033 1,687 3,902 1,089
Charge-offs 0 0 0 0
Recoveries 0 6 131 604
Net charge-offs (recoveries) 0 (6) (131) (604)
Ending balance 4,033 1,693 4,033 1,693
Residential Mortgage | Real Estate        
Changes in the allowance        
Beginning balance   13,367 13,327 14,349
Provision for credit losses   75   (1,301)
Provision for credit losses on loans [1] 3,537   4,478  
Subtotal 18,562 13,442 18,413 13,048
Charge-offs 11 0 63 0
Recoveries 13 104 214 498
Net charge-offs (recoveries) (2) (104) (151) (498)
Ending balance 18,564 13,546 18,564 13,546
Home Equity | Real Estate        
Changes in the allowance        
Beginning balance   4,313 4,206 3,788
Provision for credit losses   (45)   462
Provision for credit losses on loans [1] 2,517   3,545  
Subtotal 6,168 4,268 6,137 4,250
Charge-offs 0 5 0 5
Recoveries 0 24 31 42
Net charge-offs (recoveries) 0 (19) (31) (37)
Ending balance 6,168 4,287 6,168 4,287
Commercial Mortgage | Real Estate        
Changes in the allowance        
Beginning balance   11,668 11,113 13,358
Provision for credit losses   541   (1,174)
Provision for credit losses on loans [1] 3,304   5,712  
Subtotal 19,452 12,209 19,449 12,184
Charge-offs 75 0 75 0
Recoveries 12 0 15 25
Net charge-offs (recoveries) 63 0 60 (25)
Ending balance 19,389 12,209 19,389 12,209
Consumer | Consumer        
Changes in the allowance        
Beginning balance   9,497 9,397 7,192
Provision for credit losses   480   5,402
Provision for credit losses on loans [1] 1,726   7,167  
Subtotal 15,072 9,977 18,660 12,594
Charge-offs 1,492 1,832 6,335 5,542
Recoveries 780 506 2,035 1,599
Net charge-offs (recoveries) 712 1,326 4,300 3,943
Ending balance 14,360 $ 8,651 14,360 $ 8,651
Impact of the adoption of new accounting standards        
Changes in the allowance        
Beginning balance     3,566  
Off-Balance Sheet, Credit Loss, Liability [Roll Forward]        
Off-balance sheet, credit loss, liability, beginning balance     740  
Impact of the adoption of new accounting standards | Commercial Financial And Agricultural        
Changes in the allowance        
Beginning balance     0  
Impact of the adoption of new accounting standards | Other        
Changes in the allowance        
Beginning balance     (627)  
Impact of the adoption of new accounting standards | Construction | Real Estate        
Changes in the allowance        
Beginning balance     479  
Impact of the adoption of new accounting standards | Residential Mortgage | Real Estate        
Changes in the allowance        
Beginning balance     608  
Impact of the adoption of new accounting standards | Home Equity | Real Estate        
Changes in the allowance        
Beginning balance     (1,614)  
Impact of the adoption of new accounting standards | Commercial Mortgage | Real Estate        
Changes in the allowance        
Beginning balance     2,624  
Impact of the adoption of new accounting standards | Consumer | Consumer        
Changes in the allowance        
Beginning balance     2,096  
Adjusted balance at beginning of period        
Changes in the allowance        
Beginning balance 67,339   51,537  
Off-Balance Sheet, Credit Loss, Liability [Roll Forward]        
Off-balance sheet, credit loss, liability, beginning balance 4,383   2,012  
Provision for off-balance sheet credit exposures     2,592  
Adjusted balance at beginning of period | Commercial Financial And Agricultural        
Changes in the allowance        
Beginning balance 388   0  
Adjusted balance at beginning of period | Other        
Changes in the allowance        
Beginning balance 15,507   7,509  
Adjusted balance at beginning of period | Construction | Real Estate        
Changes in the allowance        
Beginning balance 3,274   2,271  
Adjusted balance at beginning of period | Residential Mortgage | Real Estate        
Changes in the allowance        
Beginning balance 15,025   13,935  
Adjusted balance at beginning of period | Home Equity | Real Estate        
Changes in the allowance        
Beginning balance 3,651   2,592  
Adjusted balance at beginning of period | Commercial Mortgage | Real Estate        
Changes in the allowance        
Beginning balance 16,148   13,737  
Adjusted balance at beginning of period | Consumer | Consumer        
Changes in the allowance        
Beginning balance $ 13,346   $ 11,493