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LOANS AND LEASES (Tables) | 12 Months Ended
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Dec. 31, 2021
Receivables [Abstract] |
Schedule of loans and leases, excluding loans held for sale | Loans, excluding loans held for sale, net of ACL under ASC 326 as of December 31, 2021 and December 31, 2020 consisted of the following:
| December 31,
(Dollars in thousands) | 2021 |  | 2020
Commercial, financial and agricultural: |  |  |
Small Business Administration Paycheck Protection Program ("SBA PPP") | $ | 94,850 |  |  | $ | 425,993 |
Other | 530,383 |  |  | 545,136 |
Real estate: |  |  |
Construction | 123,351 |  |  | 125,625 |
Residential mortgage | 1,875,200 |  |  | 1,687,251 |
Home equity | 635,721 |  |  | 550,216 |
Commercial mortgage | 1,222,138 |  |  | 1,158,203 |
Consumer | 624,115 |  |  | 479,580 |
Subtotal | 5,105,758 |  |  | 4,972,004 |
Net deferred fees | (4,109) |  |  | (7,891) |
Total loans | $ | 5,101,649 |  |  | $ | 4,964,113 |
Financing Receivable, Purchased With Credit Deterioration | The following table presents loan purchases by class for the periods presented:
(Dollars in thousands) | Consumer - Unsecured |  | Consumer - Automobile |  | Total
Year Ended December 31, 2021 |  |  |  |  |
Purchases: |  |  |  |  |
Outstanding balance | $ | 199,813 |  |  | $ | 71,432 |  |  | $ | 271,245 |
Purchase (discount) premium | (9,613) |  |  | 5,080 |  |  | (4,533) |
Purchase price | $ | 190,200 |  |  | $ | 76,512 |  |  | $ | 266,712 |
Year Ended December 31, 2020 |  |  |  |  |
Purchases: |  |  |  |  |
Outstanding balance | $ | 54,777 |  |  | $ | — |  |  | $ | 54,777 |
Purchase discount | (1,619) |  |  | — |  |  | (1,619) |
Purchase price | $ | 53,158 |  |  | $ | — |  |  | $ | 53,158 |
Schedule of balance in the allowance for loan and lease losses and the recorded investment in loans and lease based on the impairment measurement methods, by class |
Schedule of impaired loans, by class |
Schedule of average recorded investment and interest income recognized on impaired loans, by class |
Schedule of aging of the recorded investment in past due loans and leases, by class | The following tables present by class, the aging of the recorded investment in past due loans as of December 31, 2021 and 2020:
| December 31, 2021
(Dollars in thousands) | Accruing Loans 30 - 59 Days Past Due |  | Accruing Loans 60 - 89 Days Past Due |  | Accruing Loans 90+ Days Past Due |  | Nonaccrual Loans |  | Total Past Due and Nonaccrual |  | Loans and Leases Not Past Due |  | Total |  | Nonaccrual Loans with No ACL
Commercial, financial and agricultural: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
SBA PPP | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 91,327 |  |  | $ | 91,327 |  |  | $ | — |
Other | 970 |  |  | 604 |  |  | 945 |  |  | 183 |  |  | 2,702 |  |  | 527,419 |  |  | 530,121 |  |  | — |
Real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction | 638 |  |  | — |  |  | — |  |  | — |  |  | 638 |  |  | 122,229 |  |  | 122,867 |  |  | — |
Residential mortgage | 5,315 |  |  | — |  |  | — |  |  | 4,623 |  |  | 9,938 |  |  | 1,866,042 |  |  | 1,875,980 |  |  | 4,623 |
Home equity | 234 |  |  | — |  |  | 44 |  |  | 786 |  |  | 1,064 |  |  | 636,185 |  |  | 637,249 |  |  | 786 |
Commercial mortgage | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 1,220,204 |  |  | 1,220,204 |  |  | — |
Consumer | 2,444 |  |  | 712 |  |  | 374 |  |  | 289 |  |  | 3,819 |  |  | 620,082 |  |  | 623,901 |  |  | — |
Total | $ | 9,601 |  |  | $ | 1,316 |  |  | $ | 1,363 |  |  | $ | 5,881 |  |  | $ | 18,161 |  |  | $ | 5,083,488 |  |  | $ | 5,101,649 |  |  | $ | 5,409 |
| December 31, 2020
(Dollars in thousands) | Accruing Loans 30 - 59 Days Past Due |  | Accruing Loans 60 - 89 Days Past Due |  | Accruing Loans 90+ Days Past Due |  | Nonaccrual Loans |  | Total Past Due and Nonaccrual |  | Loans and Leases Not Past Due |  | Total |  | Nonaccrual Loans with No ACL
Commercial, financial and agricultural: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
SBA PPP | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 416,375 |  |  | $ | 416,375 |  |  | $ | — |
Other | 613 |  |  | 350 |  |  | — |  |  | 1,461 |  |  | 2,424 |  |  | 542,667 |  |  | 545,091 |  |  | — |
Real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 125,407 |  |  | 125,407 |  |  | — |
Residential mortgage | 2,832 |  |  | 689 |  |  | 567 |  |  | 4,115 |  |  | 8,203 |  |  | 1,682,009 |  |  | 1,690,212 |  |  | 4,115 |
Home equity | 273 |  |  | 3 |  |  | — |  |  | 524 |  |  | 800 |  |  | 550,466 |  |  | 551,266 |  |  | 524 |
Commercial mortgage | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 1,156,328 |  |  | 1,156,328 |  |  | — |
Consumer | 2,725 |  |  | 906 |  |  | 240 |  |  | 92 |  |  | 3,963 |  |  | 475,471 |  |  | 479,434 |  |  | — |
Total | $ | 6,443 |  |  | $ | 1,948 |  |  | $ | 807 |  |  | $ | 6,192 |  |  | $ | 15,390 |  |  | $ | 4,948,723 |  |  | $ | 4,964,113 |  |  | $ | 4,639 |
Schedule of information related to loans modifications in a TDR, by class | The following table presents by class, information related to loans modified in a TDR during the years ended December 31, 2021, 2020 and 2019:
| Year Ended December 31, 2021
(Dollars in thousands) | Number of Loans |  | Recorded Investment (as of period end) |  | Increase in the ACL
Real estate: Residential mortgage | 1 |  |  | $ | 48 |  |  | $ | — |
Total | 1 |  |  | $ | 48 |  |  | $ | — |
| Year Ended December 31, 2020
(Dollars in thousands) | Number of Loans |  | Recorded Investment (as of period end) |  | Increase in the ACL
Real estate: Residential mortgage | 1 |  |  | $ | 677 |  |  | $ | — |
Real estate: Commercial mortgage | 1 |  |  | 276 |  |  | — |
Consumer | 11 |  |  | 207 |  |  | — |
Total | 13 |  |  | $ | 1,160 |  |  | $ | — |
| Year Ended December 31, 2019
(Dollars in thousands) | Number of Loans |  | Recorded Investment (as of period end) |  | Increase in the ACL
Real estate: Residential mortgage | 1 |  |  | $ | 104 |  |  | $ | — |
Total | 1 |  |  | $ | 104 |  |  | $ | — |
Schedule of recorded investment in the loans and leases, by class and credit indicator | The following tables present by class and credit indicator, the recorded investment in the Company's loans as of December 31, 2021 and 2020:
(Dollars in thousands) | Pass |  | Special Mention |  | Substandard |  | Loss |  | Subtotal |  | Net Deferred (Fees) Costs |  | Total
December 31, 2021 |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial, financial and agricultural: |  |  |  |  |  |  |  |  |  |  |  |  |
SBA PPP | $ | 94,850 |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 94,850 |  |  | $ | (3,523) |  |  | $ | 91,327 |
Other | 504,823 |  |  | 14,283 |  |  | 11,277 |  |  | — |  |  | 530,383 |  |  | (262) |  |  | 530,121 |
Real estate: |  |  |  |  |  |  |  |  |  |  |  |  |
Construction | 122,433 |  |  | — |  |  | 918 |  |  | — |  |  | 123,351 |  |  | (484) |  |  | 122,867 |
Residential mortgage | 1,869,604 |  |  | 973 |  |  | 4,623 |  |  | — |  |  | 1,875,200 |  |  | 780 |  |  | 1,875,980 |
Home equity | 634,704 |  |  | 187 |  |  | 830 |  |  | — |  |  | 635,721 |  |  | 1,528 |  |  | 637,249 |
Commercial mortgage | 1,180,074 |  |  | 16,062 |  |  | 26,002 |  |  | — |  |  | 1,222,138 |  |  | (1,934) |  |  | 1,220,204 |
Consumer | 623,271 |  |  | 181 |  |  | 510 |  |  | 153 |  |  | 624,115 |  |  | (214) |  |  | 623,901 |
Total | $ | 5,029,759 |  |  | $ | 31,686 |  |  | $ | 44,160 |  |  | $ | 153 |  |  | $ | 5,105,758 |  |  | $ | (4,109) |  |  | $ | 5,101,649 |
(Dollars in thousands) | Pass |  | Special Mention |  | Substandard |  | Loss |  | Subtotal |  | Net Deferred (Fees) Costs |  | Total
December 31, 2020 |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial, financial and agricultural: |  |  |  |  |  |  |  |  |  |  |  |  |
SBA PPP | $ | 425,993 |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 425,993 |  |  | $ | (9,618) |  |  | $ | 416,375 |
Other | 471,085 |  |  | 67,177 |  |  | 6,874 |  |  | — |  |  | 545,136 |  |  | (45) |  |  | 545,091 |
Real estate: |  |  |  |  |  |  |  |  |  |  |  |  |
Construction | 122,782 |  |  | 2,843 |  |  | — |  |  | — |  |  | 125,625 |  |  | (218) |  |  | 125,407 |
Residential mortgage | 1,680,762 |  |  | 1,736 |  |  | 4,753 |  |  | — |  |  | 1,687,251 |  |  | 2,961 |  |  | 1,690,212 |
Home equity | 548,985 |  |  | 707 |  |  | 524 |  |  | — |  |  | 550,216 |  |  | 1,050 |  |  | 551,266 |
Commercial mortgage | 1,051,122 |  |  | 69,786 |  |  | 37,295 |  |  | — |  |  | 1,158,203 |  |  | (1,875) |  |  | 1,156,328 |
Consumer | 478,998 |  |  | 250 |  |  | 284 |  |  | 48 |  |  | 479,580 |  |  | (146) |  |  | 479,434 |
Total | $ | 4,779,727 |  |  | $ | 142,499 |  |  | $ | 49,730 |  |  | $ | 48 |  |  | $ | 4,972,004 |  |  | $ | (7,891) |  |  | $ | 4,964,113 |

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- Definition Tabular disclosure of the average recorded investment and interest income recognized on the accrual and cash basis for impaired financing receivables by class of financing receivable. + References No definition available. + Details
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- Definition Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 5 -URI http://asc.fasb.org/extlink&oid=124255953&loc=SL82919230-210447 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 29 -URI http://asc.fasb.org/extlink&oid=123577603&loc=SL6953659-111524 + Details
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