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LOANS AND LEASES (Tables)

12 Months Ended

Dec. 31, 2021

Receivables [Abstract]

Schedule of loans and leases, excluding loans held for sale

Loans, excluding loans held for sale, net of ACL under ASC 326 as of December 31, 2021 and December 31, 2020 consisted of the following:

			December 31,
(Dollars in thousands)			2021						2020
Commercial, financial and agricultural:
Small Business Administration Paycheck Protection Program ("SBA PPP")			$	94,850					$	425,993
Other			530,383						545,136
Real estate:
Construction			123,351						125,625
Residential mortgage			1,875,200						1,687,251
Home equity			635,721						550,216
Commercial mortgage			1,222,138						1,158,203
Consumer			624,115						479,580
Subtotal			5,105,758						4,972,004
Net deferred fees			(4,109)						(7,891)
Total loans			$	5,101,649					$	4,964,113

Financing Receivable, Purchased With Credit Deterioration

The following table presents loan purchases by class for the periods presented:

(Dollars in thousands)			Consumer - Unsecured						Consumer - Automobile						Total
Year Ended December 31, 2021
Purchases:
Outstanding balance			$	199,813					$	71,432					$	271,245
Purchase (discount) premium			(9,613)						5,080						(4,533)
Purchase price			$	190,200					$	76,512					$	266,712
Year Ended December 31, 2020
Purchases:
Outstanding balance			$	54,777					$	—					$	54,777
Purchase discount			(1,619)						—						(1,619)
Purchase price			$	53,158					$	—					$	53,158

Schedule of balance in the allowance for loan and lease losses and the recorded investment in loans and lease based on the impairment measurement methods, by class

Schedule of impaired loans, by class

Schedule of average recorded investment and interest income recognized on impaired loans, by class

Schedule of aging of the recorded investment in past due loans and leases, by class

The following tables present by class, the aging of the recorded investment in past due loans as of December 31, 2021 and 2020:

			December 31, 2021
(Dollars in thousands)			Accruing Loans 30 - 59 Days Past Due						Accruing Loans 60 - 89 Days Past Due						Accruing Loans 90+  Days Past Due						Nonaccrual Loans						Total Past Due and Nonaccrual						Loans and Leases Not Past Due						Total						Nonaccrual Loans with No ACL
Commercial, financial and agricultural:
SBA PPP			$	—					$	—					$	—					$	—					$	—					$	91,327					$	91,327					$	—
Other			970						604						945						183						2,702						527,419						530,121						—
Real estate:
Construction			638						—						—						—						638						122,229						122,867						—
Residential mortgage			5,315						—						—						4,623						9,938						1,866,042						1,875,980						4,623
Home equity			234						—						44						786						1,064						636,185						637,249						786
Commercial mortgage			—						—						—						—						—						1,220,204						1,220,204						—
Consumer			2,444						712						374						289						3,819						620,082						623,901						—
Total			$	9,601					$	1,316					$	1,363					$	5,881					$	18,161					$	5,083,488					$	5,101,649					$	5,409

			December 31, 2020
(Dollars in thousands)			Accruing Loans 30 - 59 Days Past Due						Accruing Loans 60 - 89 Days Past Due						Accruing Loans 90+  Days Past Due						Nonaccrual Loans						Total Past Due and Nonaccrual						Loans and Leases Not Past Due						Total						Nonaccrual Loans with No ACL
Commercial, financial and agricultural:
SBA PPP			$	—					$	—					$	—					$	—					$	—					$	416,375					$	416,375					$	—
Other			613						350						—						1,461						2,424						542,667						545,091						—
Real estate:
Construction			—						—						—						—						—						125,407						125,407						—
Residential mortgage			2,832						689						567						4,115						8,203						1,682,009						1,690,212						4,115
Home equity			273						3						—						524						800						550,466						551,266						524
Commercial mortgage			—						—						—						—						—						1,156,328						1,156,328						—
Consumer			2,725						906						240						92						3,963						475,471						479,434						—
Total			$	6,443					$	1,948					$	807					$	6,192					$	15,390					$	4,948,723					$	4,964,113					$	4,639

Schedule of information related to loans modifications in a TDR, by class

The following table presents by class, information related to loans modified in a TDR during the years ended December 31, 2021, 2020 and 2019:

			Year Ended December 31, 2021
(Dollars in thousands)			Number of Loans						Recorded Investment (as of period end)						Increase in the ACL
Real estate: Residential mortgage			1						$	48					$	—
Total			1						$	48					$	—
			Year Ended December 31, 2020
(Dollars in thousands)			Number of Loans						Recorded Investment (as of period end)						Increase in the ACL
Real estate: Residential mortgage			1						$	677					$	—
Real estate: Commercial mortgage			1						276						—
Consumer			11						207						—
Total			13						$	1,160					$	—
			Year Ended December 31, 2019
(Dollars in thousands)			Number of Loans						Recorded Investment (as of period end)						Increase in the ACL
Real estate: Residential mortgage			1						$	104					$	—
Total			1						$	104					$	—

Schedule of recorded investment in the loans and leases, by class and credit indicator

The following tables present by class and credit indicator, the recorded investment in the Company's loans as of December 31, 2021 and 2020:

(Dollars in thousands)			Pass						Special Mention						Substandard						Loss						Subtotal						Net Deferred (Fees) Costs						Total
December 31, 2021
Commercial, financial and agricultural:
SBA PPP			$	94,850					$	—					$	—					$	—					$	94,850					$	(3,523)					$	91,327
Other			504,823						14,283						11,277						—						530,383						(262)						530,121
Real estate:
Construction			122,433						—						918						—						123,351						(484)						122,867
Residential mortgage			1,869,604						973						4,623						—						1,875,200						780						1,875,980
Home equity			634,704						187						830						—						635,721						1,528						637,249
Commercial mortgage			1,180,074						16,062						26,002						—						1,222,138						(1,934)						1,220,204
Consumer			623,271						181						510						153						624,115						(214)						623,901
Total			$	5,029,759					$	31,686					$	44,160					$	153					$	5,105,758					$	(4,109)					$	5,101,649

(Dollars in thousands)			Pass						Special Mention						Substandard						Loss						Subtotal						Net Deferred (Fees) Costs						Total
December 31, 2020
Commercial, financial and agricultural:
SBA PPP			$	425,993					$	—					$	—					$	—					$	425,993					$	(9,618)					$	416,375
Other			471,085						67,177						6,874						—						545,136						(45)						545,091
Real estate:
Construction			122,782						2,843						—						—						125,625						(218)						125,407
Residential mortgage			1,680,762						1,736						4,753						—						1,687,251						2,961						1,690,212
Home equity			548,985						707						524						—						550,216						1,050						551,266
Commercial mortgage			1,051,122						69,786						37,295						—						1,158,203						(1,875)						1,156,328
Consumer			478,998						250						284						48						479,580						(146)						479,434
Total			$	4,779,727					$	142,499					$	49,730					$	48					$	4,972,004					$	(7,891)					$	4,964,113

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Tabular disclosure of allowance for credit loss on financing receivable.

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Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.

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Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables.

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Tabular disclosure of financing receivable modified as troubled debt restructuring.

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