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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2022
Mar. 31, 2021
Interest income:    
Interest and fees on loans $ 44,949 $ 46,074
Interest and dividends on investment securities:    
Taxable interest 7,134 5,106
Tax-exempt interest 651 514
Dividends 21 18
Interest on deposits in other banks 72 10
Dividends on Federal Home Loan Bank stock 59 59
Total interest income 52,886 51,781
Interest on deposits:    
Demand 112 86
Savings and money market 329 274
Time 469 588
Interest on short-term borrowings 0 2
Interest on long-term debt 1,041 1,027
Total interest expense 1,951 1,977
Net interest income 50,935 49,804
(Credit) provision for credit losses (3,195) (821)
Net interest income after provision for credit losses 54,130 50,625
Other operating income:    
Mortgage banking income 1,172 2,970
Service charges on deposit accounts 1,861 1,478
Other service charges and fees 4,488 3,790
Income from fiduciary activities 1,154 1,231
Income from bank-owned life insurance 539 797
Other 337 445
Total other operating income 9,551 10,711
Other operating expense:    
Salaries and employee benefits 20,942 19,827
Net occupancy 3,774 3,764
Equipment 1,082 1,000
Communication 806 769
Legal and professional services 2,626 2,377
Computer software 3,082 3,783
Advertising 1,150 1,658
Other 4,743 4,668
Total other operating expense 38,205 37,846
Income before income taxes 25,476 23,490
Income tax expense 6,038 5,452
Net income $ 19,438 $ 18,038
Per common share data:    
Basic earnings per common share (in dollars per share) $ 0.70 $ 0.64
Diluted earnings per common share (in dollars per share) 0.70 0.64
Cash dividends declared (in dollars per share) $ 0.26 $ 0.23
Shares Used in Computation [Abstract]    
Basic shares (in shares) 27,591,390 28,108,648
Diluted shares (in shares) 27,874,924 28,313,014