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ALLOWANCE FOR CREDIT LOSSES AND RESERVE FOR OFF-BALANCE SHEET CREDIT EXPOSURE (Details) - USD ($) $ in Thousands | 3 Months Ended | 9 Months Ended
--- | --- | ---
Sep. 30, 2022 | Sep. 30, 2021 | Sep. 30, 2022 | Sep. 30, 2021
Changes in the allowance |  |  |  |
Beginning balance | $ 65,211 | $ 77,781 | $ 68,097 | $ 83,269
(Credit) provision for credit losses | 362 | (2,635) | (1,844) | (6,899)
Subtotal | 65,942 | 74,812 | 67,353 | 76,363
Charge-offs | 2,462 | 1,163 | 5,809 | 4,794
Recoveries | 902 | 938 | 2,838 | 3,018
Net charge-offs (recoveries) | 1,560 | 225 | 2,971 | 1,776
Ending balance | 64,382 | 74,587 | 64,382 | 74,587
Provision (credit) for credit losses on loans | 731 | (2,969) | (744) | (6,906)
Off-Balance Sheet, Credit Loss, Liability [Roll Forward] |  |  |  |
Off-balance sheet, credit loss, liability, beginning balance |  | 4,744 | 4,804 | 4,884
(Credit) provision for off-balance sheet credit exposures | (300) | 400 | (1,100) | 200
Off-balance sheet, credit loss, liability, ending balance | 3,704 | 5,078 | 3,704 | 5,078
Provision (credit) on accrued interest receivable |  |  |  | (200)
Commercial, financial and agricultural: |  |  |  |
Changes in the allowance |  |  |  |
Beginning balance | 15 | 356 | 77 | 304
Subtotal | 4 | 185 | 4 | 185
Charge-offs | 0 | 0 | 0 | 0
Recoveries | 0 | 0 | 0 | 0
Net charge-offs (recoveries) | 0 | 0 | 0 | 0
Ending balance | 4 | 185 | 4 | 185
Provision (credit) for credit losses on loans | (11) | (171) | (73) | (119)
Other |  |  |  |
Changes in the allowance |  |  |  |
Beginning balance | 7,725 | 13,414 | 10,314 | 18,717
Subtotal | 7,242 | 12,920 | 7,418 | 13,565
Charge-offs | 550 | 334 | 1,291 | 1,344
Recoveries | 220 | 281 | 785 | 646
Net charge-offs (recoveries) | 330 | 53 | 506 | 698
Ending balance | 6,912 | 12,867 | 6,912 | 12,867
Provision (credit) for credit losses on loans | (483) | (494) | (2,896) | (5,152)
Construction | Real Estate |  |  |  |
Changes in the allowance |  |  |  |
Beginning balance | 3,065 | 4,693 | 3,908 | 4,277
Subtotal | 2,613 | 4,234 | 2,551 | 4,234
Charge-offs | 0 | 0 | 0 | 0
Recoveries | 14 | 0 | 76 | 0
Net charge-offs (recoveries) | (14) | 0 | (76) | 0
Ending balance | 2,627 | 4,234 | 2,627 | 4,234
Provision (credit) for credit losses on loans | (452) | (459) | (1,357) | (43)
Residential Mortgage | Real Estate |  |  |  |
Changes in the allowance |  |  |  |
Beginning balance | 12,767 | 16,911 | 12,463 | 16,484
Subtotal | 11,617 | 14,502 | 11,469 | 14,210
Charge-offs | 0 | 0 | 0 | 0
Recoveries | 14 | 53 | 162 | 345
Net charge-offs (recoveries) | (14) | (53) | (162) | (345)
Ending balance | 11,631 | 14,555 | 11,631 | 14,555
Provision (credit) for credit losses on loans | (1,150) | (2,409) | (994) | (2,274)
Home Equity | Real Estate |  |  |  |
Changes in the allowance |  |  |  |
Beginning balance | 4,045 | 6,309 | 4,509 | 5,449
Subtotal | 3,888 | 5,715 | 3,888 | 5,706
Charge-offs | 0 | 0 | 0 | 0
Recoveries | 36 | 0 | 36 | 9
Net charge-offs (recoveries) | (36) | 0 | (36) | (9)
Ending balance | 3,924 | 5,715 | 3,924 | 5,715
Provision (credit) for credit losses on loans | (157) | (594) | (621) | 257
Commercial Mortgage | Real Estate |  |  |  |
Changes in the allowance |  |  |  |
Beginning balance | 17,858 | 19,534 | 18,411 | 22,163
Subtotal | 17,830 | 19,129 | 17,830 | 19,056
Charge-offs | 0 | 0 | 0 | 0
Recoveries | 0 | 0 | 0 | 73
Net charge-offs (recoveries) | 0 | 0 | 0 | (73)
Ending balance | 17,830 | 19,129 | 17,830 | 19,129
Provision (credit) for credit losses on loans | (28) | (405) | (581) | (3,107)
Consumer | Consumer |  |  |  |
Changes in the allowance |  |  |  |
Beginning balance | 19,736 | 16,564 | 18,415 | 15,875
Subtotal | 22,748 | 18,127 | 24,193 | 19,407
Charge-offs | 1,912 | 829 | 4,518 | 3,450
Recoveries | 618 | 604 | 1,779 | 1,945
Net charge-offs (recoveries) | 1,294 | 225 | 2,739 | 1,505
Ending balance | 21,454 | 17,902 | 21,454 | 17,902
Provision (credit) for credit losses on loans | 3,012 | 1,563 | 5,778 | 3,532
Adjusted balance at beginning of period |  |  |  |
Off-Balance Sheet, Credit Loss, Liability [Roll Forward] |  |  |  |
Off-balance sheet, credit loss, liability, beginning balance | 4,073 |  |  |
(Credit) provision for off-balance sheet credit exposures | $ (369) | $ 334 | $ (1,100) | $ 194

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- Definition Represents the balance in the allowance for loans and leases receivable after providing for estimated losses but before reflecting the write-off or recovery of bad debts. + References No definition available. + Details
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- Definition Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section S99 -Paragraph 4 -Subparagraph (SAB Topic 6.L.1) -URI https://asc.fasb.org/extlink&oid=122038336&loc=d3e74567-122707 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (g) -URI https://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524 Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 30 -Section 50 -Paragraph 2 -Subparagraph (b)(1)(ii) -URI https://asc.fasb.org/extlink&oid=121614798&loc=d3e15032-111544 Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(1) -URI https://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524 + Details
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