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LOANS AND CREDIT QUALITY (Tables)

3 Months Ended

Mar. 31, 2025

Receivables [Abstract]

Schedule of loans and leases, excluding loans held for sale

The following table presents loans by class, excluding loans held for sale, net of deferred fees and costs as of the dates presented:

(dollars in thousands)			March 31, 2025						December 31, 2024
Commercial and industrial			$	634,620					$	606,936
Real estate:
Construction			160,092						145,211
Residential mortgage			1,870,239						1,892,520
Home equity			655,237						676,982
Commercial mortgage			1,552,439						1,500,680
Consumer			461,920						510,523
Loans, net of deferred fees and costs			$	5,334,547					$	5,332,852

Financing Receivable, Purchased With Credit Deterioration

The following tables present the loan purchase information at the time of purchase by class during the periods presented. None of these loan purchases were categorized as purchased credit deteriorated ("PCD") and there were no loans categorized as PCD during the periods presented. There were no loan purchases made during the three months ended March 31, 2024.

			Three Months Ended March 31, 2025
(dollars in thousands)			U.S. Mainland Consumer - Unsecured						U.S. Mainland Consumer - Automobile						Total
Purchases:
Outstanding balance			$	—					$	31,440					$	31,440
Premium			—						236						236
Purchase price			$	—					$	31,676					$	31,676

Schedule of aging of the recorded investment in past due loans and leases, by class

The following tables also present the amortized cost of loans on nonaccrual status for which there was no related ACL as of the dates presented:

(dollars in thousands)			Accruing Loans 30 - 59 Days Past Due						Accruing Loans 60 - 89 Days Past Due						Accruing Loans 90+ Days Past Due						Nonaccrual Loans						Total Past Due and Nonaccrual						Loans Not Past Due						Total Loans						Nonaccrual Loans With No ACL
March 31, 2025
Commercial and industrial			$	2,722					$	80					$	—					$	531					$	3,333					$	631,287					$	634,620					$	—
Real estate:
Construction			—						—						—						—						—						160,092						160,092						—
Residential mortgage			7,335						6,163						—						9,199						22,697						1,847,542						1,870,239						9,199
Home equity			749						676						87						746						2,258						652,979						655,237						746
Commercial mortgage			—						556						—						—						556						1,551,883						1,552,439						—
Consumer			3,599						997						670						609						5,875						456,045						461,920						—
Total			$	14,405					$	8,472					$	757					$	11,085					$	34,719					$	5,299,828					$	5,334,547					$	9,945

(dollars in thousands)			Accruing Loans 30 - 59 Days Past Due						Accruing Loans 60 - 89 Days Past Due						Accruing Loans 90+ Days Past Due						Nonaccrual Loans						Total Past Due and Nonaccrual						Loans Not Past Due						Total Loans						Nonaccrual Loans With No ACL
December 31, 2024
Commercial and industrial			$	2,978					$	210					$	—					$	414					$	3,602					$	603,334					$	606,936					$	—
Real estate:
Construction			—						—						—						—						—						145,211						145,211						—
Residential mortgage			8,880						3,316						323						9,044						21,563						1,870,957						1,892,520						9,044
Home equity			943						485						78						952						2,458						674,524						676,982						952
Commercial mortgage			—						—						—						—						—						1,500,680						1,500,680						—
Consumer			5,255						1,444						373						608						7,680						502,843						510,523						—
Total			$	18,056					$	5,455					$	774					$	11,018					$	35,303					$	5,297,549					$	5,332,852					$	9,996

Schedule of balance in the allowance for loan and lease losses and the recorded investment in loans and leases based on the impairment measurement methods, by class

The following tables present the amortized cost basis of collateral-dependent loans by class and the related ACL allocated to these loans as of the dates presented:

(dollars in thousands)			Secured by 1-4 Family Residential Properties																														Allocated ACL
March 31, 2025
Real estate:
Residential mortgage			$	9,199																													$	—
Home equity			746																														—
Total			$	9,945																													$	—

(dollars in thousands)			Secured by 1-4 Family Residential Properties						Secured by Nonfarm Nonresidential Properties																		Total						Allocated ACL
December 31, 2024
Real estate:
Residential mortgage			$	9,044					$	—																	$	9,044					$	—
Home equity			952						—																		952						—
Total			$	9,996					$	—																	$	9,996					$	—

Schedule of recorded investment in loans and leases, by class and credit indicator

The following tables present the amortized cost basis, net of deferred fees and costs, of the Company's loans by class, credit quality indicator and origination year as of the dates presented. Revolving loans converted to term as of and during the periods presented were not material to the total loan portfolio. In addition, the following tables present gross charge-offs of loans by origination year during the periods presented.

(dollars in thousands)						Amortized Cost of Term Loans by Year of Origination																																				Amortized Cost of Revolving Loans
March 31, 2025						2025						2024						2023						2022						2021						Prior												Total
Commercial and industrial:
Risk Rating
Pass						$	16,247					$	191,912					$	47,166					$	65,690					$	54,737					$	151,939					$	100,222					$	627,913
Special Mention						—						—						561						—						1,449						100						—						2,110
Substandard						—						3,428						50						720						41						258						100						4,597
Subtotal						16,247						195,340						47,777						66,410						56,227						152,297						100,322						634,620
Construction:
Risk Rating
Pass						—						12,926						43,513						38,253						19,147						46,253						—						160,092
Subtotal						—						12,926						43,513						38,253						19,147						46,253						—						160,092
Residential mortgage:
Risk Rating
Pass						7,667						83,254						88,003						257,730						583,222						840,276						—						1,860,152
Substandard						—						—						259						1,599						281						7,948						—						10,087
Subtotal						7,667						83,254						88,262						259,329						583,503						848,224						—						1,870,239
Home equity:
Risk Rating
Pass						61						1,044						11,689						29,036						17,332						32,827						562,415						654,404
Substandard						—						—						—						—						—						583						250						833
Subtotal						61						1,044						11,689						29,036						17,332						33,410						562,665						655,237
Commercial mortgage:
Risk Rating
Pass						58,254						190,823						95,093						216,794						219,492						740,588						6,471						1,527,515
Special Mention						—						—						620						—						2,483						1,764						—						4,867
Substandard						—						—						—						12,671						—						7,386						—						20,057
Subtotal						58,254						190,823						95,713						229,465						221,975						749,738						6,471						1,552,439
Consumer:
Risk Rating
Pass						22,362						67,603						65,400						156,630						83,662						30,312						34,672						460,641
Substandard						—						100						66						216						85						798						—						1,265
Loss						—						—						—						—						—						14						—						14
Subtotal						22,362						67,703						65,466						156,846						83,747						31,124						34,672						461,920
Total						$	104,591					$	551,090					$	352,420					$	779,339					$	981,931					$	1,861,046					$	704,130					$	5,334,547

(dollars in thousands)						Amortized Cost of Term Loans by Year of Origination																																				Amortized Cost of Revolving Loans
December 31, 2024						2024						2023						2022						2021						2020						Prior												Total
Commercial and industrial:
Risk Rating
Pass						$	167,816					$	58,905					$	69,576					$	57,354					$	21,827					$	142,546					$	81,876					$	599,900
Special Mention						—						—						—						2,539						—						—						—						2,539
Substandard						3,372						110						922						11						—						82						—						4,497
Subtotal						171,188						59,015						70,498						59,904						21,827						142,628						81,876						606,936
Construction:
Risk Rating
Pass						10,141						33,646						35,398						19,217						11,754						34,937						118						145,211
Subtotal						10,141						33,646						35,398						19,217						11,754						34,937						118						145,211
Residential mortgage:
Risk Rating
Pass						85,844						89,118						259,516						589,118						393,633						465,032						—						1,882,261
Substandard						—						—						1,599						616						1,855						6,189						—						10,259
Subtotal						85,844						89,118						261,115						589,734						395,488						471,221						—						1,892,520
Home equity:
Risk Rating
Pass						1,060						11,787						28,687						18,277						8,406						25,235						582,499						675,951
Substandard						—						—						—						—						—						1,031						—						1,031
Subtotal						1,060						11,787						28,687						18,277						8,406						26,266						582,499						676,982
Commercial mortgage:
Risk Rating
Pass						180,391						95,323						235,344						223,724						111,399						635,255						5,731						1,487,167
Special Mention						—						621						—						2,506						—						2,930						—						6,057
Substandard						—						—						—						—						—						7,456						—						7,456
Subtotal						180,391						95,944						235,344						226,230						111,399						645,641						5,731						1,500,680
Consumer:
Risk Rating
Pass						95,971						60,771						173,097						92,976						20,838						14,466						51,422						509,541
Substandard						21						90						162						144						27						478						60						982
Subtotal						95,992						60,861						173,259						93,120						20,865						14,944						51,482						510,523
Total						$	544,616					$	350,371					$	804,301					$	1,006,482					$	569,739					$	1,335,637					$	721,706					$	5,332,852

(dollars in thousands)						Gross Charge-Offs by Year of Origination
Three Months Ended March 31, 2025						2025						2024						2023						2022						2021						Prior									Total
Commercial and industrial						$	—					$	34					$	93					$	147					$	82					$	224											$	580
Consumer						—						212						192						1,605						633						335												2,977
Gross charge-offs						$	—					$	246					$	285					$	1,752					$	715					$	559											$	3,557

(dollars in thousands)						Gross Charge-Offs by Year of Origination
Three Months Ended March 31, 2024						2024						2023						2022						2021						2020						Prior									Total
Commercial and industrial						$	—					$	9					$	171					$	78					$	13					$	411											$	682
Consumer						—						182						2,743						1,216						165						532												4,838
Gross charge-offs						$	—					$	191					$	2,914					$	1,294					$	178					$	943											$	5,520

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Financing Receivable, Purchased With Credit Deterioration

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Tabular disclosure of allowance for credit loss on financing receivable.

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Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.

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Tabular disclosure of aging analysis for financing receivable.

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Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables.

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