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LEGAL PROCEEDINGS
6 Months Ended
Jun. 30, 2025
Legal Proceedings [Abstract]  
LEGAL PROCEEDINGS
17. CONTINGENT LIABILITIES AND OTHER COMMITMENTS

The Company and its subsidiaries are involved in legal proceedings arising in the ordinary course of business. The outcome of these matters and the timing of ultimate resolution is inherently difficult to predict. Based on information currently available to us and after consultation with legal counsel, management believes the ultimate disposition of those matters will not have a material adverse effect on our financial condition or operations.

In the normal course of business there are outstanding contingent liabilities and other commitments such as unused loan commitment, unused letters of credit and items held for collections, which are not reflected in the accompanying consolidated financial statements. Management does not anticipate any material losses as a result of these transactions and has a reserve for off-balance sheet credit exposures appropriately recorded in other liabilities on the Company's consolidated balance sheets.