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LOANS AND CREDIT QUALITY (Tables)

6 Months Ended

Jun. 30, 2025

Receivables [Abstract]

Schedule of loans and leases, excluding loans held for sale

The following table presents loans by class, excluding loans held for sale, net of deferred fees and costs as of the dates presented:

(dollars in thousands)			June 30, 2025						December 31, 2024
Commercial and industrial			$	608,130					$	606,936
Real estate:
Construction			190,008						145,211
Residential mortgage			1,851,690						1,892,520
Home equity			627,834						676,982
Commercial mortgage			1,540,523						1,500,680
Consumer			471,624						510,523
Loans, net of deferred fees and costs			$	5,289,809					$	5,332,852

Schedule of aging of the recorded investment in past due loans and leases, by class

The following tables also present the amortized cost of loans on nonaccrual status for which there was no related ACL as of the dates presented:

(dollars in thousands)			Accruing Loans 30 - 59 Days Past Due						Accruing Loans 60 - 89 Days Past Due						Accruing Loans 90+ Days Past Due						Nonaccrual Loans						Total Past Due and Nonaccrual						Loans Not Past Due						Total Loans						Nonaccrual Loans With No ACL
June 30, 2025
Commercial and industrial			$	1,601					$	231					$	—					$	110					$	1,942					$	606,188					$	608,130					$	—
Real estate:
Construction			—						—						—						—						—						190,008						190,008						—
Residential mortgage			693						4,077						1,625						12,327						18,722						1,832,968						1,851,690						12,327
Home equity			716						1,023						21						1,889						3,649						624,185						627,834						1,889
Commercial mortgage			481						—						—						—						481						1,540,042						1,540,523						—
Consumer			3,506						1,488						418						569						5,981						465,643						471,624						—
Total			$	6,997					$	6,819					$	2,064					$	14,895					$	30,775					$	5,259,034					$	5,289,809					$	14,216

(dollars in thousands)			Accruing Loans 30 - 59 Days Past Due						Accruing Loans 60 - 89 Days Past Due						Accruing Loans 90+ Days Past Due						Nonaccrual Loans						Total Past Due and Nonaccrual						Loans Not Past Due						Total Loans						Nonaccrual Loans With No ACL
December 31, 2024
Commercial and industrial			$	2,978					$	210					$	—					$	414					$	3,602					$	603,334					$	606,936					$	—
Real estate:
Construction			—						—						—						—						—						145,211						145,211						—
Residential mortgage			8,880						3,316						323						9,044						21,563						1,870,957						1,892,520						9,044
Home equity			943						485						78						952						2,458						674,524						676,982						952
Commercial mortgage			—						—						—						—						—						1,500,680						1,500,680						—
Consumer			5,255						1,444						373						608						7,680						502,843						510,523						—
Total			$	18,056					$	5,455					$	774					$	11,018					$	35,303					$	5,297,549					$	5,332,852					$	9,996

Schedule of balance in the allowance for loan and lease losses and the recorded investment in loans and leases based on the impairment measurement methods, by class

The following tables present the amortized cost basis of collateral-dependent loans by class and the related ACL allocated to these loans as of the dates presented:

(dollars in thousands)						Secured by 1-4 Family Residential Properties																														Allocated ACL
June 30, 2025
Real estate:
Residential mortgage						$	12,327																													$	—
Home equity						1,889																														—
Total						$	14,216																													$	—

(dollars in thousands)						Secured by 1-4 Family Residential Properties																														Allocated ACL
December 31, 2024
Real estate:
Residential mortgage						$	9,044																													$	—
Home equity						952																														—
Total						$	9,996																													$	—

Schedule of recorded investment in loans and leases, by class and credit indicator

The following tables present the amortized cost basis, net of deferred fees and costs, of the Company's loans by class, credit quality indicator and origination year as of the dates presented. Revolving loans converted to term as of and during the periods presented were not material to the total loan portfolio. In addition, the following tables present gross charge-offs of loans by origination year during the periods presented.

(dollars in thousands)						Amortized Cost of Term Loans by Year of Origination																																				Amortized Cost of Revolving Loans
June 30, 2025						2025						2024						2023						2022						2021						Prior												Total
Commercial and industrial:
Risk Rating
Pass						$	31,282					$	187,004					$	45,474					$	62,664					$	56,749					$	123,716					$	96,531					$	603,420
Special Mention						—						—						473						—						79						—						—						552
Substandard						—						3,346						60						703						16						33						—						4,158
Subtotal						31,282						190,350						46,007						63,367						56,844						123,749						96,531						608,130
Construction:
Risk Rating
Pass						17,703						17,259						52,798						43,193						17,887						41,168						—						190,008
Subtotal						17,703						17,259						52,798						43,193						17,887						41,168						—						190,008
Residential mortgage:
Risk Rating
Pass						21,133						81,145						87,380						252,374						576,264						818,561						—						1,836,857
Substandard						—						—						259						1,599						1,318						11,657						—						14,833
Subtotal						21,133						81,145						87,639						253,973						577,582						830,218						—						1,851,690
Home equity:
Risk Rating
Pass						230						2,354						11,516						26,800						16,854						32,338						535,832						625,924
Substandard						—						—						1,190						—						—						470						250						1,910
Subtotal						230						2,354						12,706						26,800						16,854						32,808						536,082						627,834
Commercial mortgage:
Risk Rating
Pass						74,618						146,086						94,851						198,733						217,594						729,933						6,171						1,467,986
Special Mention						—						—						618						29,939						1,403						—						—						31,960
Substandard						—						33,261						—						—						—						7,316						—						40,577
Subtotal						74,618						179,347						95,469						228,672						218,997						737,249						6,171						1,540,523
Consumer:
Risk Rating
Pass						45,082						85,783						65,601						139,490						74,807						24,325						35,548						470,636
Substandard						—						102						67						185						51						564						1						970
Loss						—						—						—						—						—						18						—						18
Subtotal						45,082						85,885						65,668						139,675						74,858						24,907						35,549						471,624
Total						$	190,048					$	556,340					$	360,287					$	755,680					$	963,022					$	1,790,099					$	674,333					$	5,289,809

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- Definition

Tabular disclosure of allowance for credit loss on financing receivable.

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Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.

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Tabular disclosure of aging analysis for financing receivable.

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Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables.

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