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LOANS AND CREDIT QUALITY (Tables)

9 Months Ended

Sep. 30, 2025

Receivables [Abstract]

Schedule of loans and leases, excluding loans held for sale

The following table presents loans by class, excluding loans held for sale, net of deferred fees and costs as of the dates presented:

(dollars in thousands)			September 30, 2025						December 31, 2024
Commercial and industrial			$	608,814					$	606,936
Construction			217,610						145,211
Residential mortgage			1,839,535						1,892,520
Home equity			610,889						676,982
Commercial mortgage			1,613,187						1,500,680
Consumer			477,167						510,523
Loans, net of deferred fees and costs			$	5,367,202					$	5,332,852

Schedule of aging of the recorded investment in past due loans and leases, by class

The following tables also present the amortized cost of loans on nonaccrual status for which there was no related ACL as of the dates presented:

(dollars in thousands)			Accruing Loans 30 - 59 Days Past Due						Accruing Loans 60 - 89 Days Past Due						Accruing Loans 90+ Days Past Due						Nonaccrual Loans						Total Past Due and Nonaccrual						Loans Not Past Due						Total Loans						Nonaccrual Loans With No ACL
September 30, 2025
Commercial and industrial			$	940					$	821					$	—					$	357					$	2,118					$	606,696					$	608,814					$	160
Construction			—						—						—						—						—						217,610						217,610						—
Residential mortgage			—						1,015						1,159						11,413						13,587						1,825,948						1,839,535						11,413
Home equity			175						758						—						2,119						3,052						607,837						610,889						2,119
Commercial mortgage			831						—						—						—						831						1,612,356						1,613,187						—
Consumer			3,460						1,322						349						430						5,561						471,606						477,167						—
Total			$	5,406					$	3,916					$	1,508					$	14,319					$	25,149					$	5,342,053					$	5,367,202					$	13,692

(dollars in thousands)			Accruing Loans 30 - 59 Days Past Due						Accruing Loans 60 - 89 Days Past Due						Accruing Loans 90+ Days Past Due						Nonaccrual Loans						Total Past Due and Nonaccrual						Loans Not Past Due						Total Loans						Nonaccrual Loans With No ACL
December 31, 2024
Commercial and industrial			$	2,978					$	210					$	—					$	414					$	3,602					$	603,334					$	606,936					$	—
Construction			—						—						—						—						—						145,211						145,211						—
Residential mortgage			8,880						3,316						323						9,044						21,563						1,870,957						1,892,520						9,044
Home equity			943						485						78						952						2,458						674,524						676,982						952
Commercial mortgage			—						—						—						—						—						1,500,680						1,500,680						—
Consumer			5,255						1,444						373						608						7,680						502,843						510,523						—
Total			$	18,056					$	5,455					$	774					$	11,018					$	35,303					$	5,297,549					$	5,332,852					$	9,996

Schedule of balance in the allowance for loan and lease losses and the recorded investment in loans and leases based on the impairment measurement methods, by class

The following tables present the amortized cost basis of collateral-dependent loans by class and the related ACL allocated to these loans as of the dates presented:

(dollars in thousands)						Secured by 1-4 Family Residential Properties																														Allocated ACL
September 30, 2025
Residential mortgage						$	11,413																													$	—
Home equity						2,119																														—
Total						$	13,532																													$	—

(dollars in thousands)						Secured by 1-4 Family Residential Properties																														Allocated ACL
December 31, 2024
Residential mortgage						$	9,044																													$	—
Home equity						952																														—
Total						$	9,996																													$	—

Schedule of recorded investment in loans and leases, by class and credit indicator

The following tables present the amortized cost basis, net of deferred fees and costs, of the Company's loans by class, credit quality indicator and origination year as of the dates presented. Revolving loans converted to term as of and during the periods presented were not material to the total loan portfolio. In addition, the following tables present gross charge-offs of loans by origination year during the periods presented.

(dollars in thousands)						Amortized Cost of Term Loans by Year of Origination																																				Amortized Cost of Revolving Loans
September 30, 2025						2025						2024						2023						2022						2021						Prior												Total
Commercial and industrial:
Risk Rating
Pass						$	49,927					$	181,982					$	41,427					$	60,834					$	51,465					$	120,034					$	97,335					$	603,004
Special Mention						—						—						1,076						—						—						—						862						1,938
Substandard						—						3,231						422						—						85						124						10						3,872
Subtotal						49,927						185,213						42,925						60,834						51,550						120,158						98,207						608,814
Construction:
Risk Rating
Pass						42,890						19,092						51,045						45,923						17,814						40,846						—						217,610
Subtotal						42,890						19,092						51,045						45,923						17,814						40,846						—						217,610
Residential mortgage:
Risk Rating
Pass						53,078						77,955						83,662						241,205						565,322						804,866						—						1,826,088
Substandard						—						—						249						1,599						1,312						10,287						—						13,447
Subtotal						53,078						77,955						83,911						242,804						566,634						815,153						—						1,839,535
Home equity:
Risk Rating
Pass						301						997						11,063						25,737						16,986						32,179						521,507						608,770
Substandard						—						—						1,185						—						—						934						—						2,119
Subtotal						301						997						12,248						25,737						16,986						33,113						521,507						610,889
Commercial mortgage:
Risk Rating
Pass						188,748						145,868						94,584						197,427						215,995						691,734						5,871						1,540,227
Special Mention						—						—						617						30,000						—						475						—						31,092
Substandard						—						33,231						—						—						1,390						7,247						—						41,868
Subtotal						188,748						179,099						95,201						227,427						217,385						699,456						5,871						1,613,187
Consumer:
Risk Rating
Pass						72,953						94,023						61,288						112,369						79,008						20,943						35,804						476,388
Substandard						63						35						79						109						72						421						—						779
Subtotal						73,016						94,058						61,367						112,478						79,080						21,364						35,804						477,167
Total						$	407,960					$	556,414					$	346,697					$	715,203					$	949,449					$	1,730,090					$	661,389					$	5,367,202

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Tabular disclosure of allowance for credit loss on financing receivable.

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Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.

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Tabular disclosure of aging analysis for financing receivable.

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Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables.

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