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MORTGAGE SERVICING RIGHTS (Tables)
 9 Months Ended
Sep. 30, 2025
Goodwill and Intangible Assets Disclosure [Abstract]  
Schedule of gross carrying value and accumulated amortization related to intangible assets The following table presents mortgage loans serviced for others by investor, which totaled $1.16 billion and $1.18 billion as of September 30, 2025 and December 31, 2024, respectively.
(dollars in thousands)September 30, 2025December 31, 2024
Mortgage loan portfolio serviced for:
Federal National Mortgage Association$720,975 $720,070 
Federal Home Loan Mortgage Corporation437,283 457,228 
Federal Home Loan Bank352 444 
Total loans serviced for others$1,158,610 $1,177,742 

The following tables present changes in mortgage servicing rights for the periods presented:

(dollars in thousands)
Balance at June 30, 2025$8,436 
Additions233 
Amortization(210)
Balance at September 30, 2025$8,459 
Balance at June 30, 2024$8,636 
Additions90 
Amortization(213)
Balance at September 30, 2024$8,513 

(dollars in thousands)
Balance at December 31, 2024$8,473 
Additions593 
Amortization(607)
Balance at September 30, 2025$8,459 
Balance at December 31, 2023$8,696 
Additions400 
Amortization(583)
Balance at September 30, 2024$8,513 
Schedule of fair market value and key assumptions used in determining the fair market value of our mortgage servicing rights
The following table presents the fair market value and key assumptions used in determining the fair market value of MSR as of the dates presented:

(dollars in thousands)September 30, 2025December 31, 2024
Fair market value, beginning of year$12,387 $12,185 
Fair market value, end of period11,454 12,387 
Weighted average discount rate9.5 %9.5 %
Weighted average prepayment speed assumption11.8 10.2