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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Cash flows from operating activities:    
Net income $ 54,605 $ 42,067
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision for credit losses 13,316 9,008
Depreciation and amortization of premises and equipment 5,357 5,133
Loss on disposal of premises and equipment 2,002 55
Cash flows from operating leases (3,842) (4,246)
Amortization of mortgage servicing rights 607 583
Net (accretion of discount) amortization of premium on investment securities (918) 1,558
Share-based compensation 1,621 1,812
Net loss (gain) on sales of investment securities 30 0
Net gain on sales of residential mortgage loans (909) (923)
Proceeds from sales of loans held for sale 61,600 47,771
Originations of loans held for sale (56,586) (46,679)
Equity in the (earnings) losses of unconsolidated entities (37) 24
Distributions from unconsolidated entities 878 0
Net increase in cash surrender value of bank-owned life insurance (5,781) (4,653)
Deferred income tax expense (853) 13,369
Net tax expense from share-based compensation 137 191
Net change in other assets and liabilities 5,721 (858)
Net cash provided by operating activities 76,948 64,212
Cash flows from investing activities:    
Purchases of investment securities available-for-sale (50,592) (95,533)
Proceeds from maturities, prepayments and calls of investment securities available-for-sale 59,043 38,819
Proceeds from sales of investment securities available-for-sale 1,480 0
Proceeds from maturities, prepayments and calls of investment securities held-to-maturity 30,557 30,987
Net loan payments received 55,298 111,592
Purchases of loan portfolios (99,592) (27,115)
Purchases of bank-owned life insurance (1,027) (2,803)
Proceeds from bank-owned life insurance death benefits 3,281 2,248
Net purchases of premises and equipment (3,761) (13,579)
Contributions to unconsolidated entities (4,159) (17,930)
Net purchases of FHLB and FRB stock (18,286) (136)
Net cash (used in) provided by investing activities (27,758) 26,550
Cash flows from financing activities:    
Net decrease in deposits (66,327) (264,579)
Repayments of long-term debt (25,000) 0
Cash dividends paid on common stock (21,896) (21,106)
Repurchases of common stock and other related costs (7,015) (945)
Net cash used in financing activities (120,238) (286,630)
Net decrease in cash and cash equivalents (71,048) (195,868)
Cash and cash equivalents at beginning of period 380,941 522,437
Cash and cash equivalents at end of period 309,893 326,569
Cash paid during the period for:    
Interest expense paid 57,936 78,148
Income taxes paid, net 7,429 0
Supplemental disclosure of non-cash information:    
Lease liabilities arising from obtaining right-of-use lease assets 2,451 6,187
Amortization of unrealized losses on investment securities transferred to held-to-maturity at fair value $ 5,143 $ 5,425