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Loans Receivable, Net | 12 Months Ended
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Dec. 31, 2021
Restricted Net Assets |
Loans Receivable, Net | 10. Loans Receivable, Net Loans receivable as of December 31, 2020 and 2021 consist of the following: ​
​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | As of December 31,
​ | ​ | (Amount in Thousands)
​ |  | 2020 |  | 2021 |  | 2021
​ |  | RMB |  | RMB |  | US$
Loans receivable: | ​ |  | ​ |  | ​ |
-Within credit term | ​ | 261,434 | ​ | 536,758 | ​ | 84,229
-Past due | ​ | 163,376 | ​ | 152,934 | ​ | 23,999
Total loans receivable | ​ | 424,810 | ​ | 689,692 | ​ | 108,228
Allowance for credit losses | ​ | (5,863) | ​ | (93,926) | ​ | (14,739)
Loans receivable, net | ​ | 418,947 | ​ | 595,766 | ​ | 93,489
​ The loan interest rates range between 4% and 17% for the years ended December 31, 2020 and 2021. Majority of loans were short-term loans and recorded within loans receivables, net, and long-term loans of RMB66.1 million were recorded in other non-current assets as of December 31, 2021. RMB370.4 million and RMB620.8 million of the balance is secured by collateral as of December 31, 2020 and 2021, respectively. The Group also purchased past due loans from third parties with the amount of RMB103.7 million and RMB77.5 million for the years ended December 31, 2020 and 2021, respectively. The purchased past due loans of RMB96.4 million and RMB58.5 million were collected or transferred to other investors, for the years ended December 31, 2020 and 2021, respectively. The following table presents the activity in the allowance for loan losses as of and for the years ended December 31, 2020 and 2021. ​
​ | ​ | ​ | ​ | ​
​ |  | (Amount in Thousands)
​ | ​ | RMB |  | US$
Loans receivable—January 1 2020 |  | 5,147 |  | 808
Provisions |  | 9,195 | ​ | 1,443
Reversal of allowance provided |  | (5,147) | ​ | (808)
Write off | ​ | (3,332) | ​ | (523)
Loans receivable—December 31, 2020 |  | 5,863 | ​ | 920
Provisions |  | 99,057 | ​ | 15,544
Reversal of allowance provided |  | (5,863) | ​ | (920)
Write off | ​ | (5,131) | ​ | (805)
Loans receivable—December 31, 2021 |  | 93,926 | ​ | 14,739
​

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- Definition The entire disclosure for claims held for amounts due a entity, excluding financing receivables. Examples include, but are not limited to, trade accounts receivables, notes receivables, loans receivables. Includes disclosure for allowance for credit losses. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -URI http://asc.fasb.org/subtopic&trid=2196772 + Details
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