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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2019
Sep. 30, 2018
Sep. 30, 2019
Sep. 30, 2018
Loans, including fees:        
Taxable $ 29,308 $ 28,226 $ 89,257 $ 82,724
Federally tax exempt 684 749 2,130 1,981
Securities:        
Taxable 3,572 3,619 11,295 10,804
Federally tax exempt 1,395 1,758 4,459 5,484
Interest-bearing deposits in bank 662 362 1,948 1,137
Other interest and dividend income 15 18 46 54
Total interest and dividend income 35,636 34,732 109,135 102,184
INTEREST EXPENSE        
Deposits 2,000 1,619 6,094 4,215
Securities sold under agreements to repurchase 17 13 48 32
Borrowings   29 7 252
Subordinated debentures 478 470 1,462 1,319
Total interest expense 2,495 2,131 7,611 5,818
Net interest income 33,141 32,601 101,524 96,366
PROVISION FOR LOAN LOSSES 684 1,238 3,266 1,791
Net interest income after provision for loan losses 32,457 31,363 98,258 94,575
NONINTEREST INCOME        
Mortgage servicing 795 755 2,342 2,400
Mortgage servicing rights fair value adjustment (860) (93) (2,982) 274
Gains on sale of mortgage loans 992 855 2,177 2,206
Gains (losses) on securities (73) 180 42 150
Gains (losses) on foreclosed assets (20) (251) 132 (858)
Gains (losses) on sales of other assets (29) (13) 944 207
Other noninterest income 1,005 939 2,759 2,696
Total noninterest income 7,582 8,407 22,415 24,811
NONINTEREST EXPENSE        
Salaries 12,335 12,264 36,339 36,572
Employee benefits 2,224 1,492 8,314 4,722
Occupancy of bank premises 1,785 1,822 5,260 5,576
Furniture and equipment 545 695 2,050 2,307
Data processing 1,471 1,265 4,023 3,935
Marketing and customer relations 801 974 2,837 3,086
Amortization of intangible assets 335 389 1,087 1,169
FDIC insurance 8 241 435 728
Loan collection and servicing 547 625 1,901 1,990
Foreclosed assets 196 247 525 672
Other noninterest expense 2,056 1,923 6,305 6,120
Total noninterest expense 22,303 21,937 69,076 66,877
INCOME BEFORE INCOME TAX EXPENSE 17,736 17,833 51,597 52,509
INCOME TAX EXPENSE 299 241 819 630
NET INCOME $ 17,437 $ 17,592 $ 50,778 $ 51,879
EARNINGS PER SHARE - BASIC $ 0.97 $ 0.98 $ 2.82 $ 2.87
EARNINGS PER SHARE - DILUTED $ 0.97 $ 0.98 $ 2.82 $ 2.87
WEIGHTED AVERAGE SHARES OF COMMON STOCK OUTSTANDING 18,027,512 18,027,512 18,027,512 18,054,011
Card income        
NONINTEREST INCOME        
Revenue $ 1,985 $ 1,848 $ 5,813 $ 5,427
Service charges on deposit accounts        
NONINTEREST INCOME        
Revenue 2,111 2,157 5,805 6,063
Wealth management fees        
NONINTEREST INCOME        
Revenue $ 1,676 1,695 5,216 5,315
Title insurance activity        
NONINTEREST INCOME        
Revenue   $ 335 $ 167 $ 931