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COMMITMENTS AND CONTINGENCIES (Tables)

12 Months Ended

Dec. 31, 2019

COMMITMENTS AND CONTINGENCIES

Schedule of commitments and conditional obligations

		Contractual Amount
		December 31,			December 31,
		2019			2018
			(dollars in thousands)
Commitments to extend credit		$	542,705		$	524,112
Standby letters of credit			8,991			10,358

Schedule of future minimum lease payments

Future minimum lease payments under these leases are as follows (dollars in thousands):

Year ended December 31,
2020		$	93
2021			86
2022			51
2023			21
2024			21
Thereafter			3
Total		$	275

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Tabular disclosure of undiscounted cash flows of lessee's operating lease liability. Includes, but is not limited to, reconciliation of undiscounted cash flows to operating lease liability recognized in statement of financial position.

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Tabular disclosure of the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined) which are not recognized in the financial statements (off-balance sheet) because they fail to meet some other criterion for recognition.

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