XML 50 R39.htm IDEA: XBRL DOCUMENT
v3.20.2

REGULATORY MATTERS (Tables) | 6 Months Ended
--- | ---
Jun. 30, 2020
REGULATORY MATTERS |
Schedule of the Company's and the bank subsidiaries' actual and required capital amounts and ratios |
|  | Actual |  | For Capital Adequacy Purposes |  | To Be Well Capitalized Under Prompt Corrective Action Provisions |
June 30, 2020 |  | Amount |  | Ratio |  | Amount |  | Ratio |  | Amount |  | Ratio |
|  |  | (dollars in thousands) |
Total Capital (to Risk Weighted Assets) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consolidated HBT Financial, Inc. |  | $ | 370,484 |  | 15.13 | % | $ | 195,840 |  | 8.00 | % |  | N/A |  | N/A |
Heartland Bank |  |  | 327,109 |  | 14.52 |  |  | 180,224 |  | 8.00 |  | $ | 225,280 |  | 10.00 | %
State Bank of Lincoln |  |  | 35,891 |  | 18.59 |  |  | 15,444 |  | 8.00 |  |  | 19,305 |  | 10.00 |
Tier 1 Capital (to Risk Weighted Assets) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consolidated HBT Financial, Inc. |  | $ | 340,761 |  | 13.92 | % | $ | 146,880 |  | 6.00 | % |  | N/A |  | N/A |
Heartland Bank |  |  | 299,935 |  | 13.31 |  |  | 135,168 |  | 6.00 |  | $ | 180,224 |  | 8.00 | %
State Bank of Lincoln |  |  | 33,477 |  | 17.34 |  |  | 11,583 |  | 6.00 |  |  | 15,444 |  | 8.00 |
Common Equity Tier 1 Capital (to Risk Weighted Assets) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consolidated HBT Financial, Inc. |  | $ | 304,310 |  | 12.43 | % | $ | 110,160 |  | 4.50 | % |  | N/A |  | N/A |
Heartland Bank |  |  | 299,935 |  | 13.31 |  |  | 101,376 |  | 4.50 |  | $ | 146,432 |  | 6.50 | %
State Bank of Lincoln |  |  | 33,477 |  | 17.34 |  |  | 8,687 |  | 4.50 |  |  | 12,548 |  | 6.50 |
Tier 1 Capital (to Average Assets) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consolidated HBT Financial, Inc. |  | $ | 340,761 |  | 10.00 | % | $ | 136,357 |  | 4.00 | % |  | N/A |  | N/A |
Heartland Bank |  |  | 299,935 |  | 9.77 |  |  | 122,741 |  | 4.00 |  | $ | 153,426 |  | 5.00 | %
State Bank of Lincoln |  |  | 33,477 |  | 9.93 |  |  | 13,488 |  | 4.00 |  |  | 16,861 |  | 5.00 |
|  | Actual |  | For Capital Adequacy Purposes |  | To Be Well Capitalized Under Prompt Corrective Action Provisions |
December 31, 2019 |  | Amount |  | Ratio |  | Amount |  | Ratio |  | Amount |  | Ratio |
|  |  | (dollars in thousands) |
Total Capital (to Risk Weighted Assets) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consolidated HBT Financial, Inc. |  | $ | 356,994 |  | 14.54 | % | $ | 196,358 |  | 8.00 | % |  | N/A |  | N/A |
Heartland Bank |  |  | 315,516 |  | 14.02 |  |  | 180,071 |  | 8.00 |  | $ | 225,088 |  | 10.00 | %
State Bank of Lincoln |  |  | 35,390 |  | 17.58 |  |  | 16,104 |  | 8.00 |  |  | 20,130 |  | 10.00 |
Tier 1 Capital (to Risk Weighted Assets) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consolidated HBT Financial, Inc. |  | $ | 334,695 |  | 13.64 | % | $ | 147,268 |  | 6.00 | % |  | N/A |  | N/A |
Heartland Bank |  |  | 295,385 |  | 13.12 |  |  | 135,053 |  | 6.00 |  | $ | 180,071 |  | 8.00 | %
State Bank of Lincoln |  |  | 33,222 |  | 16.50 |  |  | 12,078 |  | 6.00 |  |  | 16,104 |  | 8.00 |
Common Equity Tier 1 Capital (to Risk Weighted Assets) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consolidated HBT Financial, Inc. |  | $ | 298,277 |  | 12.15 | % | $ | 110,451 |  | 4.50 | % |  | N/A |  | N/A |
Heartland Bank |  |  | 295,385 |  | 13.12 |  |  | 101,290 |  | 4.50 |  | $ | 146,307 |  | 6.50 | %
State Bank of Lincoln |  |  | 33,222 |  | 16.50 |  |  | 9,058 |  | 4.50 |  |  | 13,084 |  | 6.50 |
Tier 1 Capital (to Average Assets) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consolidated HBT Financial, Inc. |  | $ | 334,695 |  | 10.38 | % | $ | 129,027 |  | 4.00 | % |  | N/A |  | N/A |
Heartland Bank |  |  | 295,385 |  | 10.25 |  |  | 115,281 |  | 4.00 |  | $ | 144,102 |  | 5.00 | %
State Bank of Lincoln |  |  | 33,222 |  | 9.82 |  |  | 13,531 |  | 4.00 |  |  | 16,914 |  | 5.00 |

X
- References No definition available. + Details
Name: | us-gaap_BankingAndThriftOtherDisclosuresAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1B -URI http://asc.fasb.org/extlink&oid=117337116&loc=SL5958570-112826 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1 -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=117337116&loc=SL5958568-112826 + Details
Name: | us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration