XML 65 R54.htm IDEA: XBRL DOCUMENT v3.20.2
LOANS AND THE ALLOWANCE FOR LOAN LOSSES - Individually evaluated for impairment by category of loans (Details) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2020
Sep. 30, 2019
Sep. 30, 2020
Sep. 30, 2019
Dec. 31, 2019
Unpaid Principal Balance          
With an allowance recorded $ 23,056   $ 23,056   $ 22,029
With no related allowance 72,219   72,219   47,386
Total 95,275   95,275   69,415
Recorded Investment          
With an allowance recorded 23,010   23,010   21,991
With no related allowance 72,091   72,091   47,360
Total 95,101   95,101   69,351
Related Allowance 6,801   6,801   6,180
Average Recorded Investment          
With an allowance recorded 22,924 $ 21,609 21,956 $ 21,720  
With no related allowance 68,052 51,453 59,312 52,644  
Total 90,976 73,062 81,268 74,364  
Interest Income Recognized          
With an allowance recorded 154 204 603 521  
With no related allowance 722 170 1,849 1,250  
Total 876 374 2,452 1,771  
Commercial and industrial          
Unpaid Principal Balance          
With an allowance recorded 2,781   2,781   4,292
With no related allowance 2,777   2,777   6,438
Total 5,558   5,558   10,730
Recorded Investment          
With an allowance recorded 2,781   2,781   4,292
With no related allowance 2,777   2,777   6,441
Total 5,558   5,558   10,733
Related Allowance 1,588   1,588   2,170
Average Recorded Investment          
With an allowance recorded 2,763 4,957 3,124 5,081  
With no related allowance 2,894 5,480 4,637 5,681  
Total 5,657 10,437 7,761 10,762  
Interest Income Recognized          
With an allowance recorded 41 26 129 115  
With no related allowance 61   213 150  
Total 102 26 342 265  
Agricultural and farmland          
Unpaid Principal Balance          
With an allowance recorded 173   173   590
With no related allowance 14,383   14,383   13,369
Total 14,556   14,556   13,959
Recorded Investment          
With an allowance recorded 172   172   590
With no related allowance 14,383   14,383   13,376
Total 14,555   14,555   13,966
Related Allowance 33   33   105
Average Recorded Investment          
With an allowance recorded 174 491 307 404  
With no related allowance 10,220 15,384 13,187 15,889  
Total 10,394 15,875 13,494 16,293  
Interest Income Recognized          
With an allowance recorded 2 5 6 12  
With no related allowance 144 10 500 352  
Total 146 15 506 364  
Commercial real estate - owner occupied          
Unpaid Principal Balance          
With an allowance recorded 1,440   1,440   830
With no related allowance 11,728   11,728   10,089
Total 13,168   13,168   10,919
Recorded Investment          
With an allowance recorded 1,441   1,441   830
With no related allowance 11,726   11,726   10,097
Total 13,167   13,167   10,927
Related Allowance 434   434   270
Average Recorded Investment          
With an allowance recorded 1,281 1,970 1,141 1,998  
With no related allowance 11,766 10,555 11,367 10,640  
Total 13,047 12,525 12,508 12,638  
Interest Income Recognized          
With an allowance recorded 18 11 56 90  
With no related allowance 150 28 401 360  
Total 168 39 457 450  
Commercial real estate - non-owner occupied          
Unpaid Principal Balance          
With an allowance recorded 4,203   4,203   99
With no related allowance 28,462   28,462   3,297
Total 32,665   32,665   3,396
Recorded Investment          
With an allowance recorded 4,201   4,201   99
With no related allowance 28,399   28,399   3,299
Total 32,600   32,600   3,398
Related Allowance 884   884   70
Average Recorded Investment          
With an allowance recorded 4,216 101 1,504 102  
With no related allowance 28,544 3,853 17,358 4,000  
Total 32,760 3,954 18,862 4,102  
Interest Income Recognized          
With an allowance recorded 2 5 7 5  
With no related allowance 282 57 388 111  
Total 284 62 395 116  
Multi-family          
Unpaid Principal Balance          
With no related allowance 889   889   1,328
Total 889   889   1,328
Recorded Investment          
With no related allowance 889   889   1,324
Total 889   889   1,324
Average Recorded Investment          
With no related allowance 889 1,339 299 1,349  
Total 889 1,339 299 1,349  
Interest Income Recognized          
With no related allowance       9  
Total       9  
Construction and land development          
Unpaid Principal Balance          
With an allowance recorded 2,055   2,055   3,679
With no related allowance 1,575   1,575   104
Total 3,630   3,630   3,783
Recorded Investment          
With an allowance recorded 2,055   2,055   3,679
With no related allowance 1,573   1,573   103
Total 3,628   3,628   3,782
Related Allowance 226   226   567
Average Recorded Investment          
With an allowance recorded 2,080 2,754 2,571 2,842  
With no related allowance 1,476 106 637 107  
Total 3,556 2,860 3,208 2,949  
Interest Income Recognized          
With an allowance recorded 25 42 91 131  
With no related allowance 1 1 3 3  
Total 26 43 94 134  
One-to-four family residential          
Unpaid Principal Balance          
With an allowance recorded 3,614   3,614   3,401
With no related allowance 7,672   7,672   7,986
Total 11,286   11,286   11,387
Recorded Investment          
With an allowance recorded 3,596   3,596   3,390
With no related allowance 7,623   7,623   7,959
Total 11,219   11,219   11,349
Related Allowance 796   796   822
Average Recorded Investment          
With an allowance recorded 3,587 2,082 3,240 2,091  
With no related allowance 7,500 9,904 8,167 10,107  
Total 11,087 11,986 11,407 12,198  
Interest Income Recognized          
With an allowance recorded 24 16 84 65  
With no related allowance 63 74 266 194  
Total 87 90 350 259  
Municipal, consumer, and other          
Unpaid Principal Balance          
With an allowance recorded 8,790   8,790   9,138
With no related allowance 4,733   4,733   4,775
Total 13,523   13,523   13,913
Recorded Investment          
With an allowance recorded 8,764   8,764   9,111
With no related allowance 4,721   4,721   4,761
Total 13,485   13,485   13,872
Related Allowance 2,840   2,840   $ 2,176
Average Recorded Investment          
With an allowance recorded 8,823 9,254 10,069 9,202  
With no related allowance 4,763 4,832 3,660 4,871  
Total 13,586 14,086 13,729 14,073  
Interest Income Recognized          
With an allowance recorded 42 99 230 103  
With no related allowance 21   78 71  
Total $ 63 $ 99 $ 308 $ 174