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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2020
Dec. 31, 2019
Dec. 31, 2018
Loans, including fees:      
Taxable $ 102,893 $ 117,296 $ 111,349
Federally tax exempt 2,303 2,846 2,685
Securities:      
Taxable 13,179 14,854 14,459
Federally tax exempt 4,696 5,728 7,154
Interest-bearing deposits in bank 938 2,951 1,717
Other interest and dividend income 56 60 68
Total interest and dividend income 124,065 143,735 137,432
INTEREST EXPENSE      
Deposits 4,221 7,932 5,887
Securities sold under agreements to repurchase 48 72 48
Borrowings 2 9 260
Subordinated notes 616    
Junior subordinated debentures issued to capital trusts 1,573 1,922 1,795
Total interest expense 6,460 9,935 7,990
Net interest income 117,605 133,800 129,442
PROVISION FOR LOAN LOSSES 10,532 3,404 5,697
Net interest income after provision for loan losses 107,073 130,396 123,745
NONINTEREST INCOME      
Mortgage servicing 2,978 3,143 3,261
Mortgage servicing rights fair value adjustment (2,584) (2,400) 629
Gains on sale of mortgage loans 8,835 3,092 2,872
Gains (losses) on securities 33 (5) (2,663)
Gains (losses) on foreclosed assets 142 940 (1,337)
Gains (losses) on other assets (71) 1,244 787
Other noninterest income 3,812 4,108 3,560
Total noninterest income 34,456 32,751 31,240
NONINTEREST EXPENSE      
Salaries 50,616 49,003 49,123
Employee benefits 8,045 9,883 6,759
Occupancy of bank premises 6,580 6,867 7,352
Furniture and equipment 2,447 2,813 3,000
Data processing 6,742 5,570 5,234
Marketing and customer relations 3,476 3,873 4,211
Amortization of intangible assets 1,232 1,423 1,559
FDIC insurance 707 198 942
Loan collection and servicing 1,755 2,633 2,710
Foreclosed assets 557 676 772
Other noninterest expense 9,799 8,087 8,655
Total noninterest expense 91,956 91,026 90,317
INCOME BEFORE INCOME TAX EXPENSE 49,573 72,121 64,668
INCOME TAX EXPENSE 12,728 5,256 869
NET INCOME $ 36,845 $ 66,865 $ 63,799
EARNINGS PER SHARE - BASIC $ 1.34 $ 3.33 $ 3.54
EARNINGS PER SHARE - DILUTED $ 1.34 $ 3.33 $ 3.54
WEIGHTED AVERAGE SHARES OF COMMON STOCK OUTSTANDING 27,457,306 20,090,270 18,047,332
Card income      
NONINTEREST INCOME      
Revenue $ 8,087 $ 7,765 $ 7,381
Service charges on deposit accounts      
NONINTEREST INCOME      
Revenue 5,987 7,870 8,141
Wealth management fees      
NONINTEREST INCOME      
Revenue $ 7,237 6,827 7,402
Title insurance activity      
NONINTEREST INCOME      
Revenue   $ 167 $ 1,207