<SEC-DOCUMENT>0001558370-21-008063.txt : 20210607
<SEC-HEADER>0001558370-21-008063.hdr.sgml : 20210607
<ACCEPTANCE-DATETIME>20210607161332
ACCESSION NUMBER:		0001558370-21-008063
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		16
CONFORMED PERIOD OF REPORT:	20210607
ITEM INFORMATION:		Entry into a Material Definitive Agreement
ITEM INFORMATION:		Regulation FD Disclosure
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20210607
DATE AS OF CHANGE:		20210607

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			HBT Financial, Inc.
		CENTRAL INDEX KEY:			0000775215
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				371117216
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-39085
		FILM NUMBER:		21999679

	BUSINESS ADDRESS:	
		STREET 1:		401 N. HERSHEY ROAD
		CITY:			BLOOMINGTON
		STATE:			IL
		ZIP:			61702
		BUSINESS PHONE:		(309) 662-4444

	MAIL ADDRESS:	
		STREET 1:		401 N. HERSHEY ROAD
		CITY:			BLOOMINGTON
		STATE:			IL
		ZIP:			61702

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	HEARTLAND BANCORP, INC.
		DATE OF NAME CHANGE:	20190624

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	HEARTLAND BANCORP
		DATE OF NAME CHANGE:	19850822
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>tmb-20210607x8k.htm
<DESCRIPTION>8-K
<TEXT>
<XBRL>
<?xml version='1.0' encoding='UTF-8'?>

      <!-- iXBRL document created with: Toppan Merrill Bridge iXBRL 9.6.7713.40453 -->
      <!-- Based on: iXBRL 1.1 -->
      <!-- Created on: 6/7/2021 8:13:10 PM -->
      <!-- iXBRL Library version: 1.0.7713.40461 -->
      <!-- iXBRL Service Job ID: e0d2f9df-1287-4b65-9095-10162af949ea -->

  <html xmlns:dei="http://xbrl.sec.gov/dei/2020-01-31" xmlns="http://www.w3.org/1999/xhtml" xmlns:hbt="http://www.deitaxonomy.com/20210607" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:xs="http://www.w3.org/2001/XMLSchema-instance" xmlns:ixt-sec="http://www.sec.gov/inlineXBRL/transformation/2015-08-31" xmlns:ixt="http://www.xbrl.org/inlineXBRL/transformation/2015-02-26" xmlns:ix="http://www.xbrl.org/2013/inlineXBRL" xmlns:ref="http://www.xbrl.org/2006/ref" xmlns:xbrli="http://www.xbrl.org/2003/instance"><head><meta http-equiv="content-type" content="text/html" /><title></title></head><body><div style="margin-top:30pt;"></div><div style="display:none;"><ix:header><ix:hidden><ix:nonNumeric contextRef="Duration_6_7_2021_To_6_7_2021_Rq2HgHTFz0ebF_w_fYf8lQ" name="dei:EntityCentralIndexKey" id="Tc_YEfA7fErVEK23AGHt6aAFw_2_1">0000775215</ix:nonNumeric><ix:nonNumeric contextRef="Duration_6_7_2021_To_6_7_2021_Rq2HgHTFz0ebF_w_fYf8lQ" name="dei:AmendmentFlag" id="Tc_LyWUrbRJwE6cjjQH7vkmJA_3_1">false</ix:nonNumeric></ix:hidden><ix:references><link:schemaRef xlink:href="tmb-20210607.xsd" xlink:type="simple"></link:schemaRef></ix:references><ix:resources><xbrli:context id="Duration_6_7_2021_To_6_7_2021_Rq2HgHTFz0ebF_w_fYf8lQ"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000775215</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2021-06-07</xbrli:startDate><xbrli:endDate>2021-06-07</xbrli:endDate></xbrli:period></xbrli:context></ix:resources></ix:header></div><div style="max-width:100%;padding-left:10.35%;padding-right:10.35%;position:relative;"><div style="clear:both;max-width:100%;position:relative;"><a id="_e7137a8e_e23b_41ff_8f37_08ca2240501f"></a><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;"><b style="font-size:14pt;font-weight:bold;">UNITED STATES</b></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;"><b style="font-size:14pt;font-weight:bold;">SECURITIES AND EXCHANGE COMMISSION</b></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt 0pt 12pt 0pt;"><b style="font-size:14pt;font-weight:bold;">WASHINGTON, D.C. 20549</b></p><p style="font-family:'Times New Roman','Times','serif';font-size:16pt;text-align:center;margin:0pt;"><b style="font-weight:bold;">FORM&#160;</b><ix:nonNumeric contextRef="Duration_6_7_2021_To_6_7_2021_Rq2HgHTFz0ebF_w_fYf8lQ" name="dei:DocumentType" id="Narr_VXpkObP_KESnHKQmedt-Aw"><b style="font-weight:bold;">8-K</b></ix:nonNumeric></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;"><b style="font-size:14pt;font-weight:bold;">CURRENT REPORT PURSUANT TO</b></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;"><b style="font-size:14pt;font-weight:bold;">SECTION&#160;13 OR 15(d)&#160;OF THE</b></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt 0pt 12pt 0pt;"><b style="font-size:14pt;font-weight:bold;">SECURITIES EXCHANGE ACT OF 1934</b></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt 0pt 12pt 0pt;">Date of report (Date of earliest event reported): <ix:nonNumeric contextRef="Duration_6_7_2021_To_6_7_2021_Rq2HgHTFz0ebF_w_fYf8lQ" format="ixt:datemonthdayyearen" name="dei:DocumentPeriodEndDate" id="Narr_Zey1i5L13k6qG68VwhEEoA">June&#160;7, 2021</ix:nonNumeric></p><p style="font-family:'Times New Roman','Times','serif';font-size:16pt;text-align:center;margin:0pt;"><ix:nonNumeric contextRef="Duration_6_7_2021_To_6_7_2021_Rq2HgHTFz0ebF_w_fYf8lQ" name="dei:EntityRegistrantName" id="Narr_d8NVBfxHk0axFb-_FQb_4g"><b style="font-weight:bold;">HBT FINANCIAL,&#160;INC.</b></ix:nonNumeric></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt 0pt 12pt 0pt;">(Exact name of registrant as specified in its charter)</p><a id="_c5481500_74fd_450f_b66b_55159ed0edd2"></a><a id="Tc_4HCQgiHip0mFRv24xw6FVA_1_0"></a><a id="Tc_1gUY6Fr6JkS4-5Xh8aS8uA_1_1"></a><a id="Tc_QPNyhg7xH0SmcwmpIQdQIg_1_2"></a><a id="Tc_KyFJhecSWUmTELIiBAiPHA_3_0"></a><a id="Tc_w-TdaQOYuE-Uy4ShIVJXSg_4_0"></a><a id="Tc_ZW8kXILwsEy1Ia55rRdsfQ_4_2"></a><table style="border-collapse:collapse;font-size:16pt;height:max-content;margin-left:auto;margin-right:auto;padding-left:0pt;padding-right:0pt;width:100%;"><tr><td style="vertical-align:top;width:33.32%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;"><ix:nonNumeric contextRef="Duration_6_7_2021_To_6_7_2021_Rq2HgHTFz0ebF_w_fYf8lQ" format="ixt-sec:stateprovnameen" name="dei:EntityIncorporationStateCountryCode" id="Tc_8dhRUGtWNkm3mDWU7aAOZw_0_0"><b style="font-weight:bold;">Delaware</b></ix:nonNumeric></p></td><td style="vertical-align:top;width:33.32%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;"><ix:nonNumeric contextRef="Duration_6_7_2021_To_6_7_2021_Rq2HgHTFz0ebF_w_fYf8lQ" name="dei:EntityFileNumber" id="Tc_8NLw7HuEAUO4TdS-jkgZZA_0_1"><b style="font-weight:bold;">001-39085</b></ix:nonNumeric></p></td><td style="vertical-align:top;width:33.34%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;"><ix:nonNumeric contextRef="Duration_6_7_2021_To_6_7_2021_Rq2HgHTFz0ebF_w_fYf8lQ" name="dei:EntityTaxIdentificationNumber" id="Tc_kOPEKYb_aES2rRNe0OzJbg_0_2"><b style="font-weight:bold;">37-1117216</b></ix:nonNumeric></p></td></tr><tr><td style="vertical-align:bottom;width:33.32%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;">(State or other jurisdiction<br />of incorporation)</p></td><td style="vertical-align:top;width:33.32%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;">(Commission File Number)</p></td><td style="vertical-align:bottom;width:33.34%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;">(IRS Employer<br />Identification Number)</p></td></tr><tr><td style="vertical-align:top;width:33.32%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><span style="margin-bottom:12pt;visibility:hidden;">&#8203;</span></p></td><td style="vertical-align:top;width:33.32%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><span style="margin-bottom:12pt;visibility:hidden;">&#8203;</span></p></td><td style="vertical-align:top;width:33.34%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><span style="margin-bottom:12pt;visibility:hidden;">&#8203;</span></p></td></tr><tr><td style="vertical-align:bottom;width:33.32%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;"><ix:nonNumeric contextRef="Duration_6_7_2021_To_6_7_2021_Rq2HgHTFz0ebF_w_fYf8lQ" name="dei:EntityAddressAddressLine1" id="Narr_s7BhgxtOPEWYB9tjNR_B3Q"><b style="font-weight:bold;">401 North Hershey Road</b></ix:nonNumeric><b style="font-weight:bold;"><br /></b><ix:nonNumeric contextRef="Duration_6_7_2021_To_6_7_2021_Rq2HgHTFz0ebF_w_fYf8lQ" name="dei:EntityAddressCityOrTown" id="Narr_tlTqztMyDUKJ05988_0tVA"><b style="font-weight:bold;">Bloomington</b></ix:nonNumeric><b style="font-weight:bold;">, </b><ix:nonNumeric contextRef="Duration_6_7_2021_To_6_7_2021_Rq2HgHTFz0ebF_w_fYf8lQ" format="ixt-sec:stateprovnameen" name="dei:EntityAddressStateOrProvince" id="Narr_XhZD5V0Xsk2w02oYTGPCoQ"><b style="font-weight:bold;">Illinois</b></ix:nonNumeric></p></td><td style="vertical-align:top;width:33.32%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><span style="margin-bottom:12pt;visibility:hidden;">&#8203;</span></p></td><td style="vertical-align:bottom;width:33.34%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;"><ix:nonNumeric contextRef="Duration_6_7_2021_To_6_7_2021_Rq2HgHTFz0ebF_w_fYf8lQ" name="dei:EntityAddressPostalZipCode" id="Tc_OG8l5Mm4E0ePLExMvp_ylQ_3_2"><b style="font-weight:bold;">61704</b></ix:nonNumeric></p></td></tr><tr><td style="vertical-align:top;width:33.32%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;">(Address of principal executive<br />offices)</p></td><td style="vertical-align:top;width:33.32%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><span style="margin-bottom:12pt;visibility:hidden;">&#8203;</span></p></td><td style="vertical-align:top;width:33.34%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;">(Zip Code)</p></td></tr></table><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><span style="visibility:hidden;">&#8203;</span></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;"><b style="font-weight:bold;">(</b><ix:nonNumeric contextRef="Duration_6_7_2021_To_6_7_2021_Rq2HgHTFz0ebF_w_fYf8lQ" name="dei:CityAreaCode" id="Narr_JvyfEqXMrEq-QluBYpUxLA"><b style="font-weight:bold;">888</b></ix:nonNumeric><b style="font-weight:bold;">)&#160;</b><ix:nonNumeric contextRef="Duration_6_7_2021_To_6_7_2021_Rq2HgHTFz0ebF_w_fYf8lQ" name="dei:LocalPhoneNumber" id="Narr_OZbIRp3e_kKsxz0olmJ7BQ"><b style="font-weight:bold;">897-2276</b></ix:nonNumeric></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt 0pt 12pt 0pt;">(Registrant&#8217;s telephone number, including area code)</p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;"><b style="font-weight:bold;">N/A</b></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt 0pt 12pt 0pt;">(Former name or former address, if changed since last report)</p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt 0pt 12pt 0pt;">Check the appropriate box below if the Form&#160;8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions ( <i style="font-style:italic;">see</i> General Instruction A.2. below):</p><a id="_9e40d79a_021b_4c37_b506_0c07674fd668"></a><a id="Tc_RBhrpRx4eEWJJpwSKCn_IA_1_1"></a><a id="Tc_EaC8vlJAB0yYvQxM7U4dzg_2_1"></a><a id="Tc_3JFW0Cz_UUaiucQxK-USsA_3_1"></a><a id="Tc_sYszZthi2E-ARVRYjtHWlg_4_1"></a><table style="border-collapse:collapse;font-size:16pt;height:max-content;margin-left:auto;margin-right:auto;padding-left:0pt;padding-right:0pt;width:100%;"><tr style="height:1pt;"><td style="vertical-align:top;width:2.78%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="position:absolute;top:0pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><span style="font-size:1pt;visibility:hidden;">&#8203;</span></p></div></div></td><td style="vertical-align:top;width:97.21%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="position:absolute;top:0pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><span style="font-size:1pt;visibility:hidden;">&#8203;</span></p></div></div></td></tr><tr><td style="vertical-align:top;width:2.78%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><ix:nonNumeric contextRef="Duration_6_7_2021_To_6_7_2021_Rq2HgHTFz0ebF_w_fYf8lQ" format="ixt-sec:boolballotbox" name="dei:WrittenCommunications" id="Tc_YlBpTZ6AWkCVkH3oQsMw_w_1_0"><span style="font-family:'Segoe UI Symbol';">&#9746;</span></ix:nonNumeric></p></td><td style="vertical-align:top;width:97.21%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;">Written communications pursuant to Rule&#160;425 under the Securities Act (17 CFR 230.425)</p></td></tr><tr><td style="vertical-align:top;width:2.78%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><ix:nonNumeric contextRef="Duration_6_7_2021_To_6_7_2021_Rq2HgHTFz0ebF_w_fYf8lQ" format="ixt-sec:boolballotbox" name="dei:SolicitingMaterial" id="Tc_XPPXSfSHwkyGI2ZwvgbENQ_2_0"><span style="font-family:'Segoe UI Symbol';">&#9744;</span></ix:nonNumeric></p></td><td style="vertical-align:top;width:97.21%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;">Soliciting material pursuant to Rule&#160;14a-12 under the Exchange Act (17 CFR 240.14a-12)</p></td></tr><tr><td style="vertical-align:top;width:2.78%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><ix:nonNumeric contextRef="Duration_6_7_2021_To_6_7_2021_Rq2HgHTFz0ebF_w_fYf8lQ" format="ixt-sec:boolballotbox" name="dei:PreCommencementTenderOffer" id="Tc_OnOFZBZuBUWngdxu85OZuQ_3_0"><span style="font-family:'Segoe UI Symbol';">&#9744;</span></ix:nonNumeric></p></td><td style="vertical-align:top;width:97.21%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;">Pre-commencement communications pursuant to Rule&#160;14d-2(b)&#160;under the Exchange Act (17 CFR 240.14d-2(b))</p></td></tr><tr><td style="vertical-align:top;width:2.78%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><ix:nonNumeric contextRef="Duration_6_7_2021_To_6_7_2021_Rq2HgHTFz0ebF_w_fYf8lQ" format="ixt-sec:boolballotbox" name="dei:PreCommencementIssuerTenderOffer" id="Tc_6T9D5BTTZkWE5hWpkz9hag_4_0"><span style="font-family:'Segoe UI Symbol';">&#9744;</span></ix:nonNumeric></p></td><td style="vertical-align:top;width:97.21%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;">Pre-commencement communications pursuant to Rule&#160;13e-4(c)&#160;under the Exchange Act (17 CFR 240.13e-4(c))</p></td></tr></table><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><span style="visibility:hidden;">&#8203;</span></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt 0pt 10pt 0pt;">Securities registered pursuant to Section&#160;12(b)&#160;of the Act:</p><a id="_dc26c454_0ada_4c95_8891_42df15469653"></a><a id="Tc_Z0F41e0W7kCkTTs9TGF58g_0_0"></a><a id="Tc_WTdLwD8ESkOPGeLw1mKYOQ_0_1"></a><a id="Tc_97CYt7zpKkeN3hx5cowhSw_0_2"></a><table style="border-collapse:collapse;font-size:16pt;height:max-content;margin-left:auto;margin-right:auto;padding-left:0pt;padding-right:0pt;width:100%;"><tr><td style="vertical-align:top;width:37.07%;border-bottom:1px solid #000000;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;">Title of each class</p></td><td style="vertical-align:top;width:24.12%;border-bottom:1px solid #000000;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;">Trading Symbol(s)</p></td><td style="vertical-align:top;width:38.79%;border-bottom:1px solid #000000;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;">Name of each exchange on which registered</p></td></tr><tr><td style="vertical-align:top;width:37.07%;border-bottom:1px solid #000000;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;"><ix:nonNumeric contextRef="Duration_6_7_2021_To_6_7_2021_Rq2HgHTFz0ebF_w_fYf8lQ" name="dei:Security12bTitle" id="Tc_R_b4P2bK_UWl8pJgLbBI6Q_1_0">Common Stock, par value $0.01 per share</ix:nonNumeric></p></td><td style="vertical-align:top;width:24.12%;border-bottom:1px solid #000000;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;"><ix:nonNumeric contextRef="Duration_6_7_2021_To_6_7_2021_Rq2HgHTFz0ebF_w_fYf8lQ" name="dei:TradingSymbol" id="Tc_uLFf5cZ2IEaEEfl9tUVVnA_1_1">HBT</ix:nonNumeric></p></td><td style="vertical-align:top;width:38.79%;border-bottom:1px solid #000000;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;"><ix:nonNumeric contextRef="Duration_6_7_2021_To_6_7_2021_Rq2HgHTFz0ebF_w_fYf8lQ" format="ixt-sec:exchnameen" name="dei:SecurityExchangeName" id="Tc_YuB8aEu7OEm-be8sRX8AXg_1_2">The Nasdaq Stock Market LLC</ix:nonNumeric></p></td></tr></table><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><span style="font-size:1pt;visibility:hidden;">&#8203;</span></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><span style="visibility:hidden;">&#8203;</span></p><table style="border-collapse:collapse;font-size:16pt;height:max-content;margin-left:auto;margin-right:auto;padding-left:0pt;padding-right:0pt;width:100%;"><tr><td colspan="2" style="vertical-align:top;width:100%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;">Indicate by check mark whether the registrant is an emerging growth company as defined in Rule&#160;405 of the Securities Act of 1933 (&#167;230.405 of this chapter) or Rule&#160;12b-2 of the Securities Exchange Act of 1934 (&#167;240.12b-2 of this chapter).</p></td></tr><tr><td style="vertical-align:top;width:50%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:right;margin:0pt 144pt 0pt 0pt;"><span style="margin-bottom:12pt;margin-right:0pt;visibility:hidden;">&#8203;</span></p></td><td style="vertical-align:top;width:50%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:right;margin:0pt;">Emerging growth company <ix:nonNumeric contextRef="Duration_6_7_2021_To_6_7_2021_Rq2HgHTFz0ebF_w_fYf8lQ" format="ixt-sec:boolballotbox" name="dei:EntityEmergingGrowthCompany" id="Narr_en1qiWD6FkS3cYjkhvP_5g"><span style="font-family:'Segoe UI Symbol';">&#9746;</span></ix:nonNumeric></p></td></tr><tr><td colspan="2" style="vertical-align:top;width:100%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><span style="margin-bottom:12pt;visibility:hidden;">&#8203;</span></p></td></tr><tr><td colspan="2" style="vertical-align:bottom;width:100%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;">If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section&#160;13(a)&#160;of the Exchange Act. <ix:nonNumeric contextRef="Duration_6_7_2021_To_6_7_2021_Rq2HgHTFz0ebF_w_fYf8lQ" format="ixt-sec:boolballotbox" name="dei:EntityExTransitionPeriod" id="Narr_wfXqwHxSY0aYAGWten7ajw"><span style="font-family:'Segoe UI Symbol';">&#9744;</span></ix:nonNumeric></p></td></tr></table><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><span style="visibility:hidden;">&#8203;</span></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><span style="visibility:hidden;">&#8203;</span></p><p style="display:none;font-family:'Times New Roman','Times','serif';line-height:0pt;margin:0pt;"><span style="font-size:0pt;font-weight:bold;visibility:hidden;">&#8203;</span></p><a id="_6faf9abd_f95b_44fa_afd3_46a5c2f49211"></a></div></div>
<div style="background-color:#000000;clear:both;height:2pt;page-break-after:always;width:79.3%;border:0;margin:30pt 10.35% 30pt 10.35%;"></div><div style="max-width:100%;padding-left:10.35%;padding-right:10.35%;position:relative;"><div style="clear:both;max-width:100%;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;font-weight:bold;margin:0pt 0pt 12pt 0pt;">Item&#160;1.01. Entry into a Material Definitive Agreement.</p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt 0pt 12pt 0pt;">On June 7, 2021, HBT Financial, Inc., a Delaware corporation (&#8220;HBT&#8221;), HB-NXT Merger, Inc., a Delaware corporation and wholly-owned subsidiary of HBT (&#8220;MergerCo&#8221;), and NXT Bancorporation, Inc., an Iowa corporation (&#8220;NXT&#8221;), entered into an Agreement and Plan of Merger (the &#8220;Merger Agreement&#8221;). The Merger Agreement provides that, upon the terms and subject to the conditions set forth therein, MergerCo will merge with and into NXT (the &#8220;Merger&#8221;), with NXT as the surviving entity, and as a result, NXT will become a wholly-owned subsidiary of HBT. Immediately following the Merger, NXT will merge into HBT, with HBT as the surviving entity. In addition, at a time to be determined by the parties, following these mergers, NXT Bank, an Iowa state chartered bank and a wholly-owned subsidiary of NXT (&#8220;NXT Bank&#8221;), will merge with and into Heartland Bank and Trust Company, an Illinois state chartered bank and a wholly-owned subsidiary of HBT (&#8220;Heartland Bank&#8221;), with Heartland Bank as the surviving bank. The Merger Agreement was unanimously approved and adopted by the board of directors of each of HBT and NXT.</p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt 0pt 12pt 0pt;"><span style="white-space:pre-wrap;">Upon the terms and subject to the conditions of the Merger Agreement, at the effective time of the Merger (the &#8220;Effective Time&#8221;), each share of common stock, no par value, of NXT that is issued and outstanding immediately prior to the Effective Time will be converted into the right to receive: (i) cash in the amount of $400.00 and (ii) 67.6783 duly authorized, validly issued, fully paid and non-assessable shares of HBT common stock, par value $0.01 per share, subject to adjustment if certain environmental conditions exist with respect to NXT&#8217;s real property and the total after-tax cost to remediate and/or cure such conditions or defects is greater than $1.0 million.  In lieu of fractional shares, holders of NXT common stock will receive cash.  In aggregate, based on NXT&#8217;s common stock outstanding as of the date hereof, NXT shareholders will receive cash consideration of approximately $10,632,892 and stock consideration of approximately 1,799,040 shares of HBT common stock.</span></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt 0pt 12pt 0pt;"><span style="white-space:pre-wrap;">The Merger Agreement contains customary representations and warranties from both HBT and NXT and each party has agreed to customary covenants, including, among others, covenants relating to (i) the conduct of NXT&#8217;s business during the interim period between the execution of the Merger Agreement and the Effective Time, (ii) the obligation of NXT to call a meeting of its shareholders to adopt the Merger Agreement and certain other shareholder matters and a requirement that the NXT board of directors recommend that its shareholders adopt the Merger Agreement and such matters presented at the special meeting, and (iii) NXT&#8217;s non-solicitation obligations relating to alternative acquisition proposals.  In addition, the completion of the Merger is subject to customary conditions, including (i) adoption and approval of the Merger Agreement by the shareholders of NXT, (ii) receipt of required regulatory approvals, and (iii) effectiveness of the Registration Statement on Form S-4 for the HBT common stock to be issued in the Merger. The Merger Agreement provides certain termination rights for both HBT and NXT and further provides for the payment of termination fees ranging from $0.75 million to $1.5 million to be made by one party to the other in case of termination under specified events.</span></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt 0pt 12pt 0pt;">Concurrently with the execution of the Merger Agreement, each NXT director and certain shareholders of NXT have executed voting and support agreements pursuant to which they have agreed to vote their NXT shares in favor of the Merger Agreement and the other shareholder matters to be approved at the NXT shareholder meeting. The voting agreements entered into by certain principal shareholders of NXT also prohibit the transfer by such principal shareholders of shares of HBT common stock that they receive as consideration in the Merger for a period of 60 days following the closing of the Merger, and thereafter, include limitations in the manner of transfer of the HBT common stock received. </p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt 0pt 12pt 0pt;">In addition, concurrently with the execution of the Merger Agreement, Nathan Koch, the President and Chief Executive Officer of NXT Bank entered into an employment agreement with HBT, which will become effective at the Effective Time of the Merger and governs the terms of the continuing employment for such executive. </p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><span style="visibility:hidden;">&#8203;</span></p></div></div>
<div style="background-color:#000000;clear:both;height:2pt;page-break-after:always;width:79.3%;border:0;margin:30pt 10.35% 30pt 10.35%;"></div><div style="max-width:100%;padding-left:10.35%;padding-right:10.35%;position:relative;"><div style="clear:both;max-width:100%;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt 0pt 12pt 0pt;">The representations, warranties and covenants of each party set forth in the Merger Agreement have been made only for purposes of, and were and are solely for the benefit of the parties to, the Merger Agreement, and investors should not rely on them as statements of fact. The Merger Agreement is included with this filing only to provide investors with information regarding the terms of the Merger Agreement, and not to provide investors with any other factual information regarding HBT or NXT, their respective affiliates or their respective businesses. The Merger Agreement should not be read alone, but should instead be read in conjunction with the other information regarding HBT or NXT, their respective affiliates or their respective businesses, the Merger Agreement and the Merger that will be contained in, or incorporated by reference into, the Registration Statement on Form S-4 that will include a proxy statement of NXT and a prospectus of HBT, as well as in the Annual Reports on Form 10-K, Quarterly Reports on Form 10-Q, and in other documents HBT files with the Securities and Exchange Commission (&#8220;SEC&#8221;).</p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt 0pt 12pt 0pt;">The foregoing description of the Merger Agreement does not purport to be complete and is qualified in its entirety by reference to the full text of the Merger Agreement, which is attached hereto as Exhibit 2.1 and incorporated herein by reference.</p><a id="_ba27d738_1840_4ca9_931a_47b34b4ca7dc"></a><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;font-weight:bold;margin:0pt 0pt 12pt 0pt;">Item&#160;7.01. Regulation FD Disclosure.</p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt 0pt 12pt 0pt;">On June&#160;7, 2021, HBT and NXT issued a joint press release announcing the execution of the Merger Agreement. A copy of the press release is furnished as Exhibit 99.1 to this Report.</p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt 0pt 12pt 0pt;">The information contained in Item 7.01, including Exhibit 99.1 furnished herewith, shall not be deemed &#8220;filed&#8221; for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the &#8220;Exchange Act&#8221;), or otherwise subject to the liabilities under that section, nor shall it be deemed incorporated by reference into any registration statement or other documents pursuant to the Securities Act of 1933, as amended (the &#8220;Securities Act&#8221;), or into any filing or other document pursuant to the Exchange Act, except as shall be expressly set forth by specific reference in such filing.</p><a id="_7576ab57_29a3_4342_8cbd_bd05d79e2073"></a><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt 0pt 12pt 0pt;"><b style="font-weight:bold;">Special Note Concerning Forward-Looking Statements</b></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt 0pt 12pt 0pt;">Certain statements in this Current Report on Form 8-K and the exhibits filed herewith, including any statements regarding the expected timetable for completion of the proposed transaction, the results, effects and benefits of the proposed transaction, future opportunities and any other statements regarding future expectations, beliefs, plans, objectives, financial conditions, assumptions or future events or performance that are not historical facts are &quot;forward-looking&quot; statements based on assumptions currently believed to be valid. The words &quot;anticipate,&quot; &quot;believe,&quot; &quot;expect,&quot; &quot;if,&quot; &quot;estimate,&quot; &quot;will,&quot; &quot;potential,&quot; and similar expressions or other words of similar meaning, and the negatives thereof, are intended to identify forward-looking statements. Specific forward-looking statements include statements regarding the completion of the proposed transaction and the anticipated growth opportunities from the proposed transaction. The forward-looking statements are intended to be subject to the safe harbor provided by Section 27A of the Securities Act, Section 21E of the Exchange Act and the Private Securities Litigation Reform Act of 1995.</p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt 0pt 12pt 0pt;">These forward-looking statements involve significant risks and uncertainties that could cause actual results to differ materially from those anticipated, including, but not limited to, the possibility that shareholders of NXT may not approve the merger agreement; the risk that a condition to closing of the proposed transaction may not be satisfied, that either party may terminate the merger agreement or that the closing of the proposed transaction might be delayed or not occur at all; potential adverse reactions or changes to business or employee relationships, including those resulting from the announcement or completion of the transaction; the diversion of management time on transaction-related issues; the ultimate timing, outcome and results of integrating the operations of NXT into those of HBT; the effects of the merger in HBT&#8217;s future financial condition, results of operations, strategy and plans; and regulatory approvals of the transaction. </p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt 0pt 12pt 0pt;">Additional factors that could cause results to differ materially from those described above can be found in HBT&#8217;s Annual Report on Form 10-K for the year ended December 31, 2020 and in its subsequently filed Quarterly Reports on Form 10-Q, and in other documents HBT files with the SEC, each of which is on file with the SEC and available from HBT&#8217;s website at https://ir.hbtfinancial.com.</p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><span style="visibility:hidden;">&#8203;</span></p></div></div>
<div style="background-color:#000000;clear:both;height:2pt;page-break-after:always;width:79.3%;border:0;margin:30pt 10.35% 30pt 10.35%;"></div><div style="max-width:100%;padding-left:10.35%;padding-right:10.35%;position:relative;"><div style="clear:both;max-width:100%;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt 0pt 12pt 0pt;">All forward-looking statements speak only as of the date they are made and are based on information available at that time. Neither HBT nor NXT assumes any obligation to update forward-looking statements to reflect circumstances or events that occur after the date the forward-looking statements were made or to reflect the occurrence of unanticipated events except as required by federal securities laws. As forward-looking statements involve significant risks and uncertainties, caution should be exercised against placing undue reliance on such statements.</p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt 0pt 12pt 0pt;"><b style="font-weight:bold;">Important Information and Where to Find It</b></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt 0pt 12pt 0pt;">In connection with the proposed transaction, HBT and NXT intend to file materials with the SEC, including a Registration Statement on Form S-4 of HBT that will include a joint proxy statement/prospectus of HBT and NXT. After the Registration Statement is declared effective by the SEC, HBT and NXT intend to mail a definitive proxy statement/prospectus to the shareholders of NXT. This Current Report on Form 8-K is not a substitute for the joint proxy statement/prospectus or the Registration Statement or for any other document that HBT or NXT may file with the SEC and send to NXT&#8217;s shareholders in connection with the proposed transaction. NXT&#8217;S SHAREHOLDERS ARE URGED TO CAREFULLY AND THOROUGHLY READ THE JOINT PROXY STATEMENT AND THE REGISTRATION STATEMENT/PROSPECTUS, AS MAY BE AMENDED OR SUPPLEMENTED FROM TIME TO TIME, AND OTHER RELEVANT DOCUMENTS FILED BY HBT OR NXT WITH THE SEC, WHEN THEY BECOME AVAILABLE BECAUSE THEY WILL CONTAIN IMPORTANT INFORMATION ABOUT HBT, NXT, THE PROPOSED TRANSACTION, THE RISKS RELATED THERETO AND RELATED MATTERS.</p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt 0pt 12pt 0pt;">Investors will be able to obtain free copies of the Registration Statement and joint proxy statement/prospectus, as each may be amended from time to time, and other relevant documents filed by HBT and NXT with the SEC (when they become available) through the website maintained by the SEC at www.sec.gov. Copies of documents filed with the SEC by HBT will be available free of charge from HBT&#8217;s website at https://ir.hbtfinancial.com or by contacting HBT&#8217;s Investor Relations Department at HBTIR@hbtbank.com.</p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt 0pt 12pt 0pt;"><b style="font-weight:bold;">Participants in the Proxy Solicitation</b></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt 0pt 12pt 0pt;">HBT, NXT and their respective directors and certain of their executive officers and other members of management and employees may be deemed, under SEC rules, to be participants in the solicitation of proxies from NXT&#8217;s shareholders in connection with the proposed transaction. Information regarding the executive officers and directors of HBT is included in its definitive proxy statement for its 2021 annual meeting filed with the SEC on April 7, 2021. Information regarding the executive officers and directors of NXT and additional information regarding the persons who may be deemed participants and their direct and indirect interests, by security holdings or otherwise, will be set forth in the Registration Statement and joint proxy statement/prospectus and other materials when they are filed with the SEC in connection with the proposed transaction. Free copies of these documents may be obtained as described in the paragraphs above.</p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt 0pt 12pt 0pt;"><b style="font-weight:bold;">No Offer or Solicitation</b></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt 0pt 12pt 0pt;">This Current Report on Form 8-K does not constitute an offer to sell or the solicitation of an offer to subscribe for or buy any securities or a solicitation of any vote or approval with respect to the proposed transaction or otherwise, nor shall there be any sale, issuance or transfer of securities in any jurisdiction in which such offer, solicitation or sale would be unlawful prior to registration or qualification under the securities laws of any such jurisdiction.</p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><span style="visibility:hidden;">&#8203;</span></p><a id="_5d42d366_cc1d_4088_9a54_dabc31ea2b3a"></a></div></div>
<div style="background-color:#000000;clear:both;height:2pt;page-break-after:always;width:79.3%;border:0;margin:30pt 10.35% 30pt 10.35%;"></div><div style="max-width:100%;padding-left:10.35%;padding-right:10.35%;position:relative;"><div style="clear:both;max-width:100%;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;font-weight:bold;margin:0pt 0pt 12pt 0pt;">Item&#160;9.01. Financial Statements and Exhibits.</p><a id="_9371782b_d130_4c77_bd74_c45be71bcab7"></a><table style="border-collapse:collapse;font-size:16pt;height:max-content;margin-left:auto;margin-right:auto;padding-left:0pt;padding-right:0pt;width:100%;"><tr><td style="vertical-align:top;width:17.09%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><b style="font-weight:bold;">Exhibit&#160;Number</b></p></td><td style="vertical-align:top;width:82.9%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><b style="font-weight:bold;">Description of Exhibit</b></p></td></tr><tr style="height:14.5pt;"><td style="vertical-align:top;width:17.09%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><span style="visibility:hidden;">&#8203;</span></p></td><td style="vertical-align:top;width:82.9%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><span style="visibility:hidden;">&#8203;</span></p></td></tr><tr><td style="vertical-align:top;width:17.09%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;">2.1*</p></td><td style="vertical-align:top;width:82.9%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><a style="-sec-extract:exhibit;" href="tmb-20210607xex2d1.htm"><span style="font-family:'Times New Roman','Times','serif';font-size:10pt;font-style:normal;font-weight:normal;text-align:left;">Agreement and Plan of Merger between HBT Financial, Inc., HB-NXT Merger, Inc. and NXT Bancorporation, Inc. dated June&#160;7, 2021.</span></a></p></td></tr><tr><td style="vertical-align:top;width:17.09%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><span style="visibility:hidden;">&#8203;</span></p></td><td style="vertical-align:top;width:82.9%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><span style="visibility:hidden;">&#8203;</span></p></td></tr><tr><td style="vertical-align:top;width:17.09%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;">99.1</p></td><td style="vertical-align:top;width:82.9%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><a style="-sec-extract:exhibit;" href="tmb-20210607xex99d1.htm"><span style="font-family:'Times New Roman','Times','serif';font-size:10pt;font-style:normal;font-weight:normal;text-align:left;">Press release dated June&#160;7, 2021.</span></a></p></td></tr><tr><td style="vertical-align:top;width:17.09%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><span style="visibility:hidden;">&#8203;</span></p></td><td style="vertical-align:top;width:82.9%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><span style="visibility:hidden;">&#8203;</span></p></td></tr><tr><td style="vertical-align:top;width:17.09%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;">104</p></td><td style="vertical-align:top;width:82.9%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;">Cover Page Interactive Data File (embedded within the Inline XBRL document)</p></td></tr></table><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><span style="visibility:hidden;">&#8203;</span></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;">* Schedules have been omitted pursuant to Item&#160;601(a)(5) of Regulation S-K. A copy of any omitted schedule will be furnished to the SEC upon request; provided, however, that the parties may request confidential treatment pursuant to Rule&#160;24b-2 of the Securities Exchange Act of 1934, as amended, for any document so furnished.</p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><span style="font-size:1pt;visibility:hidden;">&#8203;</span></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><span style="visibility:hidden;">&#8203;</span></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><span style="visibility:hidden;">&#8203;</span></p><a id="_f4020bbe_ad04_4ed2_969f_65b358ff0145"></a></div></div>
<div style="background-color:#000000;clear:both;height:2pt;page-break-after:always;width:79.3%;border:0;margin:30pt 10.35% 30pt 10.35%;"></div><div style="max-width:100%;padding-left:10.35%;padding-right:10.35%;position:relative;"><div style="clear:both;max-width:100%;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;font-weight:bold;text-align:center;margin:0pt 0pt 12pt 0pt;">SIGNATURES</p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt 0pt 12pt 0pt;">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.</p><table style="border-collapse:collapse;font-size:16pt;height:max-content;margin-left:auto;margin-right:auto;padding-left:0pt;padding-right:0pt;width:100%;"><tr style="height:1pt;"><td style="vertical-align:bottom;width:49.95%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="bottom:0pt;position:absolute;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><span style="font-size:1pt;visibility:hidden;">&#8203;</span></p></div></div></td><td style="vertical-align:bottom;width:2.97%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="bottom:0pt;position:absolute;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><span style="font-size:1pt;visibility:hidden;">&#8203;</span></p></div></div></td><td style="vertical-align:bottom;width:47.06%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="bottom:0pt;position:absolute;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><span style="font-size:1pt;visibility:hidden;">&#8203;</span></p></div></div></td></tr><tr><td style="vertical-align:bottom;width:49.95%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><span style="visibility:hidden;">&#8203;</span></p></td><td colspan="2" style="vertical-align:bottom;width:50.03%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><b style="font-weight:bold;">HBT FINANCIAL,&#160;INC.</b></p></td></tr><tr><td style="vertical-align:bottom;width:49.95%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><span style="visibility:hidden;">&#8203;</span></p></td><td style="vertical-align:bottom;width:2.97%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><span style="visibility:hidden;">&#8203;</span></p></td><td style="vertical-align:bottom;width:47.06%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><span style="visibility:hidden;">&#8203;</span></p></td></tr><tr><td style="vertical-align:bottom;width:49.95%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><span style="visibility:hidden;">&#8203;</span></p></td><td style="vertical-align:bottom;width:2.97%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><span style="visibility:hidden;">&#8203;</span></p></td><td style="vertical-align:bottom;width:47.06%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><span style="visibility:hidden;">&#8203;</span></p></td></tr><tr><td style="vertical-align:bottom;width:49.95%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><span style="visibility:hidden;">&#8203;</span></p></td><td style="vertical-align:bottom;width:2.97%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;">By:</p></td><td style="vertical-align:bottom;width:47.06%;border-bottom:1px solid #000000;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;">/s/ Matthew J. Doherty</p></td></tr><tr><td style="vertical-align:bottom;width:49.95%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><span style="visibility:hidden;">&#8203;</span></p></td><td style="vertical-align:bottom;width:2.97%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><span style="visibility:hidden;">&#8203;</span></p></td><td style="vertical-align:bottom;width:47.06%;border-top:1px solid #000000;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;">Name: Matthew J. Doherty</p></td></tr><tr><td style="vertical-align:bottom;width:49.95%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><span style="visibility:hidden;">&#8203;</span></p></td><td style="vertical-align:bottom;width:2.97%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><span style="visibility:hidden;">&#8203;</span></p></td><td style="vertical-align:bottom;width:47.06%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;">Title: Chief Financial Officer</p></td></tr><tr><td style="vertical-align:bottom;width:49.95%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><span style="visibility:hidden;">&#8203;</span></p></td><td style="vertical-align:bottom;width:2.97%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><span style="visibility:hidden;">&#8203;</span></p></td><td style="vertical-align:bottom;width:47.06%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><span style="visibility:hidden;">&#8203;</span></p></td></tr><tr><td style="vertical-align:bottom;width:49.95%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;">Date: June&#160;7, 2021</p></td><td style="vertical-align:bottom;width:2.97%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><span style="visibility:hidden;">&#8203;</span></p></td><td style="vertical-align:bottom;width:47.06%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><span style="visibility:hidden;">&#8203;</span></p></td></tr></table><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;"><span style="font-size:1pt;visibility:hidden;">&#8203;</span></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt 0pt 6.09pt 0pt;"><span style="visibility:hidden;">&#8203;</span></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><span style="visibility:hidden;">&#8203;</span></p></div></div>
<div style="background-color:#000000;clear:both;height:2pt;margin-left:10.35%;margin-right:10.35%;margin-top:30pt;page-break-after:avoid;width:79.3%;border:0;"></div></body></html>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-2.1
<SEQUENCE>2
<FILENAME>tmb-20210607xex2d1.htm
<DESCRIPTION>EX-2.1
<TEXT>
<!--Enhanced HTML document created with Toppan Merrill Bridge  9.10.0.88--><!--Created on: 6/7/2021 08:13:01 PM (UTC)--><!DOCTYPE HTML PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN" "http://www.w3.org/TR/html4/loose.dtd"><html><head><meta charset="UTF-8"><title></title></head><body><div style="margin-top:30pt;"></div><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;min-height:36pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:right;margin:0pt;"><b style="font-weight:bold;">EXHIBIT&#160;2.1</b></p></div><div style="clear:both;max-width:100%;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;text-align:center;margin:0pt 0pt 12pt 0pt;">AGREEMENT AND PLAN OF MERGER</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;text-align:center;margin:0pt 0pt 12pt 0pt;">BETWEEN</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;text-align:center;margin:0pt 0pt 12pt 0pt;">HBT FINANCIAL INC., </p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;text-align:center;margin:0pt 0pt 12pt 0pt;">HB-NXT MERGER, INC.</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;text-align:center;margin:0pt 0pt 12pt 0pt;">AND</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;text-align:center;margin:0pt 0pt 12pt 0pt;">NXT BANCORPORATION, INC.</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:center;margin:0pt;"><b style="font-weight:bold;">June 7, 2021</b></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.28;margin:0pt 0pt 8pt 0pt;"><font style="line-height:1.19;margin-bottom:0pt;visibility:hidden;">&#8203;</font></p><p style="display:none;font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:0pt;margin:0pt;"><font style="font-size:0pt;line-height:1.19;visibility:hidden;">&#8203;</font></p></div><div style="clear:both;margin-bottom:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;text-align:center;text-transform:uppercase;margin:0pt 0pt 12pt 0pt;"><a name="TOCHeading_1"></a><font style="font-weight:normal;">TABLE OF CONTENTS</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;text-align:right;margin:0pt 0pt 12pt 0pt;"><a name="TOCPage_1"></a><font style="font-weight:normal;">Page</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;text-transform:uppercase;margin:12pt 36pt 0pt 0pt;"><a href="#_Toc73529367"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;text-transform:uppercase;">Article 1 THE MERGER</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:287.01pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;text-transform:uppercase;">2</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529368"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 1.1</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">The Merger</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:261.03pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">2</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529369"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 1.2</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Effective Time; Closing</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:202.03pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">2</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529370"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 1.3</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Effects of the Merger</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:215.05pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">2</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529371"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 1.4</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Organizational Documents, Directors and Officers of the Surviving Entity</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:288.67pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">2</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529372"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 1.5</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Mid-Tier Merger</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:235.7pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">3</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529373"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 1.6</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Bank Merger</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:254.36pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">3</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529374"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 1.7</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Alternative Structure</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:217.04pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">3</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;text-transform:uppercase;margin:12pt 36pt 0pt 0pt;"><a href="#_Toc73529375"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;text-transform:uppercase;">Article 2 CONVERSION OF SECURITIES IN THE MERGER</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:101.67pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;text-transform:uppercase;">3</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529376"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 2.1</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Consideration</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:250.68pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">3</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529377"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 2.2</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">No Fractional Shares</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:216.69pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">4</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529378"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 2.3</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Exchange of Certificates</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:199.39pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">4</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529379"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 2.4</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Dissenting Shares</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:231.67pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">6</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;text-transform:uppercase;margin:12pt 36pt 0pt 0pt;"><a href="#_Toc73529380"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;text-transform:uppercase;">Article 3 REPRESENTATIONS AND WARRANTIES OF THE COMPANY</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:33.66pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;text-transform:uppercase;">6</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529381"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 3.1</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Company Organization</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:205.69pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">7</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529382"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 3.2</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Company Subsidiary Organizations</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:146.69pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">7</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529383"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 3.3</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Authorization; Enforceability</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:176.38pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">7</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529384"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 3.4</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">No Conflict</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:261.01pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">8</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529385"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 3.5</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Company Capitalization</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:201.02pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">9</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529386"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 3.6</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Company Subsidiary Capitalization</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:140.69pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">10</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529387"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 3.7</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Financial Statements and Reports; Regulatory Filings</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:55.03pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">10</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529388"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 3.8</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Books and Records</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:218.68pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">11</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529389"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 3.9</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Properties</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:263.34pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">12</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529390"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 3.10</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Loans; Loan Loss Reserve</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:184.37pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">13</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529391"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 3.11</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Taxes</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:283.35pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">15</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529392"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 3.12</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Employee Benefits</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:220.36pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">15</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529393"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 3.13</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Compliance with Legal Requirements</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:129.71pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">18</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529394"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 3.14</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Legal Proceedings; Orders</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:184.04pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">18</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529395"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 3.15</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Absence of Certain Changes and Events</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:119.06pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">19</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529396"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 3.16</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Material Contracts</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:222.36pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">22</font></a></p></div><div style="clear:both;margin-bottom:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:center;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529397"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 3.17</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">No Defaults</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:253.68pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">24</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529398"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 3.18</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Insurance</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:265.36pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">24</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529399"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 3.19</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Compliance with Environmental Laws</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:126.38pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">25</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529400"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 3.20</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Transactions with Affiliates</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:178.04pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">25</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529401"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 3.21</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Voting Requirements</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:209.02pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">25</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529402"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 3.22</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Brokerage Commissions</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:193.68pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">25</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529403"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 3.23</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Approval Delays</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:230.36pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">25</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529404"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 3.24</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Labor Matters</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:243.69pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">26</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529405"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 3.25</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Intellectual Property</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:213.7pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">26</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529406"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 3.26</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Investments</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:254.01pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">26</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529407"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 3.27</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Fiduciary Accounts</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:217.69pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">27</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529408"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 3.28</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Deposits</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:270pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">28</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529409"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 3.29</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Customer Information Security</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:162.03pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">28</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529410"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 3.30</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">No Other Representations or Warranties</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:118.73pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">28</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;text-transform:uppercase;margin:12pt 36pt 0pt 0pt;"><a href="#_Toc73529411"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;text-transform:uppercase;">Article 4 REPRESENTATIONS AND WARRANTIES OF ACQUIROR</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:51.33pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;text-transform:uppercase;">28</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529412"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 4.1</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Acquiror Organization</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:203.04pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">28</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529413"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 4.2</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Acquiror Subsidiary Organizations</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:144.04pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">29</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529414"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 4.3</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Authorization; Enforceability</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:170.38pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">29</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529415"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 4.4</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">No Conflict</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:255.01pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">29</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529416"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 4.5</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Acquiror Capitalization</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:198.37pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">30</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529417"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 4.6</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Acquiror Subsidiary Capitalization</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:144.04pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">30</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529418"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 4.7</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Acquiror SEC Reports; Financial Statements and Reports; Regulatory Filings</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:222.33pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">30</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529419"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 4.8</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Books and Records</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:218.68pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">31</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529420"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 4.9</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Loans; Loan Loss Reserve</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:184.37pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">31</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529421"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 4.10</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Absence of Certain Changes and Events</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:119.06pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">32</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529422"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 4.11</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Brokerage Commissions</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:193.68pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">32</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529423"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 4.12</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Approval Delays</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:230.36pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">32</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529424"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 4.13</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Financial Capability</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:214.35pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">32</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529425"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 4.14</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">No Other Representations or Warranties</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:118.73pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">32</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;text-transform:uppercase;margin:12pt 36pt 0pt 0pt;"><a href="#_Toc73529426"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;text-transform:uppercase;">Article 5 THE COMPANY&#8217;S COVENANTS</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:184.66pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;text-transform:uppercase;">33</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529427"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 5.1</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Access and Investigation</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:192.04pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">33</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529428"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 5.2</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Operation of the Company and Company Subsidiaries</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:52.04pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">35</font></a></p></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:0pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:justify;"> </font></font>ii</p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529429"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 5.3</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Notice of Changes</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:222.69pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">39</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529430"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 5.4</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Shareholders&#8217; Meeting</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:202.37pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">39</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529431"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 5.5</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Information Provided to Acquiror</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:149.7pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">40</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529432"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 5.6</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Operating Functions</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:213.68pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">40</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529433"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 5.7</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Resignations; Termination of Agreements</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:110.38pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">40</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529434"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 5.8</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Company Benefit Plans</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:198.01pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">40</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529435"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 5.9</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Acquisition Proposals</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:206.33pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">41</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529436"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 5.10</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Third Party Consents</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:210.01pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">41</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529437"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 5.11</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Conforming Accounting Entries</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:157.36pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">41</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529438"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 5.12</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Title and Survey to Real Estate</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:162.38pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">42</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529439"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 5.13</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Environmental Investigation</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:175.03pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">42</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;text-transform:uppercase;margin:12pt 36pt 0pt 0pt;"><a href="#_Toc73529440"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;text-transform:uppercase;">Article 6 ACQUIROR&#8217;S COVENANTS</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:208.33pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;text-transform:uppercase;">43</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529441"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 6.1</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Operation of Acquiror and Acquiror Subsidiaries</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:76.39pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">43</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529442"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 6.2</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Information Provided to the Company</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:128.7pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">44</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529443"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 6.3</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Operating Functions</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:213.68pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">44</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529444"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 6.4</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Notice of Changes</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:222.69pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">44</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529445"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 6.5</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Indemnification</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:235.36pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">44</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529446"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 6.6</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Bonus Payments</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:231.66pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">45</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529447"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 6.7</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Authorization and Reservation of Acquiror Common Stock</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:27.39pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">46</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529448"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 6.8</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Stock Exchange Listing</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:197.36pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">46</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;text-transform:uppercase;margin:12pt 36pt 0pt 0pt;"><a href="#_Toc73529449"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;text-transform:uppercase;">Article 7 COVENANTS OF ALL PARTIES</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:188.33pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;text-transform:uppercase;">46</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529450"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 7.1</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Regulatory Approvals</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:205.69pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">46</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529451"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 7.2</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">SEC Registration</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:228.33pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">46</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529452"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 7.3</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Publicity</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:268.66pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">47</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529453"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 7.4</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Reasonable Best Efforts; Cooperation</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:130.38pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">47</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529454"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 7.5</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Tax-Free Reorganization</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:191.72pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">48</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529455"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 7.6</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Employees and Employee Benefits</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:143.71pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">48</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529456"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 7.7</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Takeover Laws</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:237.7pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">50</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529457"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 7.8</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 16 Matters</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:221.35pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">50</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529458"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 7.9</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Shareholder Litigation</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:203.7pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">50</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;text-transform:uppercase;margin:12pt 36pt 0pt 0pt;"><a href="#_Toc73529459"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;text-transform:uppercase;">Article 8 CONDITIONS PRECEDENT TO OBLIGATIONS OF ACQUIROR</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:25.01pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;text-transform:uppercase;">50</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529460"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 8.1</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Accuracy of Representations and Warranties</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:97.43pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">50</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529461"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 8.2</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Performance by the Company</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:168.38pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">51</font></a></p></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:0pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:justify;"> </font></font>iii</p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529462"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 8.3</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Shareholder Approvals</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:201.03pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">51</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529463"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 8.4</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">No Proceedings, Injunctions or Restraints; Illegality</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:62.05pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">51</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529464"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 8.5</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Regulatory Approvals</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:205.69pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">51</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529465"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 8.6</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Registration Statement</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:202.35pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">51</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529466"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 8.7</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Officers&#8217; Certificate</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:215.06pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">51</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529467"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 8.8</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">No Material Adverse Effect</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:178.39pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">52</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529468"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 8.9</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Dissenting Shares</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:225.67pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">52</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529469"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 8.10</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Certain Agreements</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:215.7pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">52</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529470"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 8.11</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Dissolution of Certain Company Subsidiaries</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:94.01pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">52</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529471"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 8.12</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Other Documents</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:227.02pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">52</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;text-transform:uppercase;margin:12pt 36pt 0pt 0pt;"><a href="#_Toc73529472"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;text-transform:uppercase;">Article 9 CONDITIONS PRECEDENT TO THE OBLIGATIONS OF THE COMPANY</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:287.99pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;text-transform:uppercase;">52</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529473"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 9.1</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Accuracy of Representations and Warranties</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:97.43pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">52</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529474"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 9.2</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Performance by Acquiror</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:189.38pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">52</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529475"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 9.3</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Shareholder Approvals</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:201.03pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">53</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529476"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 9.4</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">No Proceedings; No Injunctions or Restraints; Illegality</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:44.05pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">53</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529477"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 9.5</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Regulatory Approvals</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:205.69pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">53</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529478"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 9.6</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Registration Statement</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:202.35pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">53</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529479"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 9.7</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Officers&#8217; Certificate</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:215.06pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">53</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529480"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 9.8</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Stock Exchange Listing</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:197.36pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">53</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529481"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 9.9</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">No Material Adverse Effect</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:178.39pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">53</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;text-transform:uppercase;margin:12pt 36pt 0pt 0pt;"><a href="#_Toc73529482"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;text-transform:uppercase;">Article 10 TERMINATION</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:268.02pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;text-transform:uppercase;">53</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529483"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 10.1</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Termination of Agreement</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:183.38pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">53</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529484"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 10.2</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Effect of Termination or Abandonment</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:123.4pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">56</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529485"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 10.3</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Fees and Expenses</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:221.36pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">56</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;text-transform:uppercase;margin:12pt 36pt 0pt 0pt;"><a href="#_Toc73529486"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;text-transform:uppercase;">Article 11 MISCELLANEOUS</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:251.34pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;text-transform:uppercase;">57</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529487"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 11.1</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Survival</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:271.34pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">57</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529488"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 11.2</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Governing Law; Venue; Waiver of Jury Trial</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:94.08pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">57</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529489"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 11.3</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Assignments, Successors and No Third-Party Rights</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:60.02pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">58</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529490"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 11.4</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Modification</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:249.35pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">59</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529491"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 11.5</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Extension of Time; Waiver</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:181.04pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">59</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529492"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 11.6</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Notices</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:275.34pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">59</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529493"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 11.7</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Entire Agreement</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:226.37pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">60</font></a></p></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:0pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:justify;"> </font></font>iv</p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529494"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 11.8</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Severability</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:254.02pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">61</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529495"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 11.9</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Further Assurances</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:219.02pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">61</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529496"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 11.10</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Specific Performance</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:208.38pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">61</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529497"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 11.11</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Counterparts</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:250.01pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">61</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;text-transform:uppercase;margin:12pt 36pt 0pt 0pt;"><a href="#_Toc73529498"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;text-transform:uppercase;">Article 12 DEFINITIONS</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:276.68pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;text-transform:uppercase;">61</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529499"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 12.1</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Definitions</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:258.01pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">61</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;padding-left:72pt;text-indent:-72pt;margin:0pt 36pt 6pt 36pt;"><a href="#_Toc73529500"><font style="display:inline-block;text-indent:0pt;width:72pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Section 12.2</font></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Principles of Construction</font><font style="bottom:3.0957031pt;display:inline-block;height:1em;width:186.01pt;border-bottom:1.0px dotted #000000;"></font><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">69</font></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt 0pt 6pt 0pt;"><font style="margin-bottom:0pt;visibility:hidden;">&#8203;</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt 0pt 6pt 0pt;"><b style="font-weight:bold;text-decoration:underline;text-decoration-color:#000000;">Exhibit</b></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt 0pt 6pt 0pt;"><font style="display:inline-block;text-indent:0pt;width:36pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">A-1</font></font>List of Parties Entering into Voting and Support Agreements</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt 0pt 6pt 0pt;"><font style="display:inline-block;text-indent:0pt;width:36pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">A-2</font></font>Form of Voting and Support Agreement</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt 0pt 6pt 0pt;"><font style="display:inline-block;text-indent:0pt;width:36pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">B-1</font></font>List of Parties Entering into Restrictive Covenants Agreement</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt 0pt 6pt 0pt;"><font style="display:inline-block;text-indent:0pt;width:36pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">B-2</font></font>Form of Restrictive Covenants Agreement</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt 0pt 6pt 0pt;"><font style="display:inline-block;text-indent:0pt;width:36pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">C</font></font>Mid-Tier Merger Agreement</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt 0pt 6pt 0pt;"><font style="display:inline-block;text-indent:0pt;width:36pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">D</font></font>Statutory Bank Merger Agreement</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p><p style="display:none;font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:0pt;margin:0pt;"><font style="font-size:0pt;line-height:1.19;visibility:hidden;">&#8203;</font></p></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:0pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:justify;"> </font></font>v</p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;text-align:center;margin:0pt 0pt 12pt 0pt;">INDEX OF DEFINED TERMS</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt;"><font style="display:inline-block;text-indent:0pt;width:36pt;"></font><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:center;margin:0pt;">vi</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Acquiror</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">1</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Acquiror Bank</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">62</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Acquiror Benefit Plan</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">62</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Acquiror Board</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">62</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Acquiror Bylaws</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">62</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Acquiror Capital Stock</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">62</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Acquiror Capitalization Date</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">30</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Acquiror Certificate of Incorporation</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">61</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Acquiror Common Stock</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">62</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Acquiror Disclosure Schedules</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">70</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Acquiror ERISA Affiliate</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">62</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Acquiror Financial Statements</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">31</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Acquiror Preferred Stock</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">30</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Acquiror SEC Reports</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">62</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Acquiror Stock Issuance</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">62</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Acquisition Proposal</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">62</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Affiliate</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">63</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Agreement</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">1</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Applicable Mortgage Business Requirements</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">63</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Articles of Merger</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">2</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Bank</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">63</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Bank Merger</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">63</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Business Day</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">63</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Call Report</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">63</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Certificate of Merger</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">2</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">CIC Payment</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">49</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Closing</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">2</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Closing Acquiror Common Stock Price</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">63</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Closing Date</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">2</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Code</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">63</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Company</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">1</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Company Adverse Recommendation</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">39</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Company Articles of Incorporation</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">63</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Company Benefit Plan</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">63</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Company Board</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">64</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Company Bylaws</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">64</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Company Capital Stock</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">64</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Company Capitalization Date</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">9</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Company Common Stock</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">64</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Company Disclosure Schedules</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">70</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Company Employees</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">37</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Company ERISA Affiliate</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">64</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Company Financial Statements</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">10</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Company Investment Securities</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">27</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Company Loans</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">13</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Company Material Contract</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">22</font></font></p></div></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:center;margin:0pt;">vii</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Company Permitted Exceptions</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">12</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Company Real Estate</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">64</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Company Shareholder Approval</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">64</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Company Shareholders&#8217; Meeting</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">39</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Company Stock Certificates</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">5</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Confidentiality Agreement</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">34</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Consulting Agreement</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">40</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Contemplated Transactions</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">64</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Contract</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">64</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Control,&#8221; &#8221;Controlling&#8221; or &#8221;Controlled</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">64</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Conversion Fund</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">5</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Covered Employees</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">48</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">CRA</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">64</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Deposit Insurance Fund</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">65</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Derivative Transactions</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">65</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">DGCL</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">65</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Dissenters&#8217; Shares</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">6</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">DOL</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">65</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Effective Time</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">2</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Environment</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">65</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Environmental Laws</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">65</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">ERISA</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">65</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Exchange Act</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">65</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Exchange Agent</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">4</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Existing D&amp;O Policy</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">45</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">FDIC</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">65</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Federal Reserve</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">65</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">GAAP</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">65</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Hazardous Materials</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">65</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">IBCA</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">65</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Immediate Family Member</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">65</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Indemnified Party</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">44</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">IRS</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">66</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Knowledge</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">66</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Legal Requirement</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">66</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Letter of Transmittal</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">5</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Lien</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">66</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Material Adverse Effect</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">66</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Merger</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">1</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">MergerCo</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">1</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Mid-Tier Merger</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">1</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Mid-Tier Merger Agreement</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">3</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Mortgage Agency</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">67</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Mortgage Loan</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">67</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">NASDAQ Rules</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">67</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">New Plans</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">49</font></font></p></div></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:0pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:justify;"> </font></font>viii</p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Old Plans</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">49</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Order</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">67</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Ordinary Course of Business</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">67</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">OREO</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">67</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Outstanding Company Shares</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">67</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">PBGC</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">67</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Per Share Cash Consideration</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">4</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Per Share Merger Consideration</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">3</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Per Share Stock Consideration</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">4</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Person</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">67</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Previously Disclosed</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">70</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Proceeding</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">68</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Proxy Statement</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">68</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Registration Statement</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">68</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Regulatory Authority</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">68</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Remediation Cost</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">68</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Representative</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">68</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Requisite Regulatory Approvals</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">68</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Restrictive Covenant Agreements</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">1</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Schedules</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">70</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">SEC</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">68</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Securities Act</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">68</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Shareholder Agreement</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">9</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Subsidiary</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">68</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Superior Proposal</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">68</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Surviving Entity</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">1</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Tax</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">69</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Tax Return</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">69</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Termination Date</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">54</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Termination Fee</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">57</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Third Party Consents</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">9</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Total Payments</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">50</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Transition Date</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">69</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">U.S.</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">69</font></font></p></div><div style="margin-bottom:0pt;margin-left:0pt;margin-top:0pt;overflow:hidden;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:0pt;margin-left:0pt;margin-top:0pt;padding-left:12.25pt;text-indent:-12.25pt;"><font style="padding-bottom:2.0pt;padding-right:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Unaudited Monthly Financial Statements</font></font><font style="bottom:3.0957031pt;display:block;height:1em;position:absolute;width:100%;z-index:0;border-bottom:1.0px dotted #000000;">&#8204;</font><font style="float:right;padding-left:2.0pt;position:relative;text-indent:0pt;z-index:1;background:white;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">34</font></font></p></div><p style="display:none;font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:0pt;margin:0pt;"><font style="font-size:0pt;line-height:1.19;visibility:hidden;">&#8203;</font></p></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:0pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:justify;"> </font></font>ix</p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p><p style="display:none;font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:0pt;margin:0pt;"><font style="font-size:0pt;line-height:1.19;visibility:hidden;">&#8203;</font></p></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:center;margin:0pt;">x</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;text-align:center;margin:0pt 0pt 12pt 0pt;">AGREEMENT AND PLAN OF MERGER</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;text-indent:36pt;margin:0pt 0pt 12pt 0pt;"><b style="font-variant:small-caps;font-weight:bold;">This Agreement And Plan Of Merger</b> (together with all exhibits and schedules, this &#8220;<b style="font-weight:bold;">Agreement</b>&#8221;) is entered into as of June 7, 2021, by and between HBT Financial, Inc., a Delaware corporation (&#8220;<b style="font-weight:bold;">Acquiror</b>&#8221;), HB-NXT MERGER, INC., a Delaware corporation and wholly-owned subsidiary of Acquiror (&#8220;<b style="font-weight:bold;">MergerCo</b>&#8221;), and NXT Bancorporation, Inc., an Iowa corporation (the &#8220;<b style="font-weight:bold;">Company</b>&#8221;).</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;text-align:center;margin:0pt 0pt 12pt 0pt;">RECITALS</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;text-indent:36pt;margin:0pt 0pt 12pt 0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:36pt;"><b style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:bold;line-height:1.19;text-align:justify;">A.</b></font>The boards of directors of the Company and Acquiror have determined that it is in the best interests of their respective companies and their shareholders to consummate the strategic business combination transaction provided for herein, pursuant to which MergerCo will, subject to the terms and conditions set forth herein, merge with and into Company (the&#160;&#8220;<b style="font-weight:bold;">Merger</b>&#8221;), with Company as the surviving entity in the Merger (sometimes referred to in such capacity as the &#8220;<b style="font-weight:bold;">Surviving Entity</b>&#8221;) and as a result of such Merger, Company shall become a wholly owned subsidiary of Acquiror.</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;text-indent:36pt;margin:0pt 0pt 12pt 0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:36pt;"><b style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:bold;line-height:1.19;text-align:justify;">B.</b></font>Immediately after the effectiveness of the Merger, the Company, as the Surviving Entity of the Merger and a wholly-owned subsidiary of Acquiror following the effectiveness of the Merger, shall merge with and into Acquiror, with the Acquiror as the surviving corporation (the &#8220;<b style="font-weight:bold;">Mid-Tier Merger</b>&#8221;).</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;text-indent:36pt;margin:0pt 0pt 12pt 0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:36pt;"><b style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:bold;line-height:1.19;text-align:justify;">C</b><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:justify;">.</font></font>The parties intend that the Merger qualify as a &#8220;reorganization&#8221; under the provisions of Section 368(a) of the Code, and that this Agreement be and hereby is adopted as a &#8220;plan of reorganization&#8221; within the meaning of Sections 354 and 361 of the Code.</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;text-indent:36pt;margin:0pt 0pt 12pt 0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:36pt;"><b style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:bold;line-height:1.19;text-align:justify;">D.</b></font>As an inducement to Acquiror to enter into this Agreement, certain of the directors, executive officers and shareholders of the Company, listed on <u style="text-decoration:underline;text-decoration-color:#000000;">Exhibit A-1</u> hereto, have, concurrently with the execution of this Agreement, entered into a Voting and Support Agreement in substantially the form attached hereto as <u style="text-decoration:underline;text-decoration-color:#000000;">Exhibit A-2</u>.</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;text-indent:36pt;margin:0pt 0pt 12pt 0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:36pt;"><b style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:bold;line-height:1.19;text-align:justify;">E.</b></font>As an inducement of Acquiror&#8217;s willingness to enter into this Agreement, certain of the Company&#8217;s directors and executive officers, listed on <u style="text-decoration:underline;text-decoration-color:#000000;">Exhibit B-1</u> hereto, have, concurrently with the execution of this Agreement, entered into a confidentiality, non-solicitation and non-competition agreement, the form of which is attached hereto as Exhibit B-2 (the &#8220;<u style="text-decoration:underline;text-decoration-color:#000000;">Restrictive Covenant Agreements</u>&#8221;), pursuant to which, among other things, such persons are prohibited from competing with the business conducted by the Acquiror and its Subsidiaries.</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;text-indent:36pt;margin:0pt 0pt 12pt 0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:36pt;"><b style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:bold;line-height:1.19;text-align:justify;">F.</b></font>As further inducement to Acquiror to enter into this Agreement, the Bank&#8217;s President and Chief Executive Officer has, concurrently with the execution of this Agreement, entered into an Employment Agreement, by and between Acquiror and such President and Chief Executive Officer, which becomes effective as of the Effective Time and governs the terms of continuing employment for such executive.</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;text-indent:36pt;margin:0pt 0pt 12pt 0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:36pt;"><b style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:bold;line-height:1.19;text-align:justify;">G.</b></font>The parties desire to make certain representations, warranties and agreements in connection with the Merger and the other transactions contemplated by this Agreement and the parties also agree to certain prescribed conditions to the Merger and other transactions.</p></div><div style="clear:both;margin-bottom:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;text-align:center;margin:0pt 0pt 12pt 0pt;">AGREEMENTS</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;text-indent:36pt;margin:0pt 0pt 12pt 0pt;">In consideration of the foregoing premises and the following mutual promises, covenants and agreements, the parties hereby agree as follows:</p><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:center;text-indent:0pt;"><font style="color:#010000;font-family:'Times New Roman';text-transform:uppercase;white-space:nowrap;">Article 1&#160;</font><b style="font-family:'Times New Roman Bold';font-weight:bold;"><font style="display:inline-block;visibility:hidden;width:0pt;">&#8203;</font><br></b><a name="_Toc72402018"></a><a name="_Toc72405680"></a><a name="_Toc72405870"></a><a name="_Toc73529367"></a>THE MERGER</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 1.1</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402019"></a><a name="_Toc72405681"></a><a name="_Toc72405871"></a><a name="_Toc73529368"></a></b><b style="font-weight:bold;text-decoration:underline;">The Merger</b><font style="font-weight:normal;">. Provided that this Agreement shall not prior thereto have been terminated in accordance with its express terms, upon the terms and subject to the conditions of this Agreement and in accordance with the applicable provisions of the DGCL and IBCA, at the Effective Time, MergerCo shall be merged with and into the Company pursuant to the provisions of, and with the effects provided in, the DGCL and IBCA, the separate corporate existence of MergerCo shall cease and the Company will be the Surviving Entity and a wholly-owned subsidiary of Acquiror.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 1.2</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402020"></a><a name="_Ref72402986"></a><a name="_Toc72405682"></a><a name="_Toc72405872"></a><a name="_Toc73529369"></a></b><b style="font-weight:bold;text-decoration:underline;">Effective Time; Closing</b><font style="font-weight:normal;">.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(a)</font>Provided that this Agreement shall not prior thereto have been terminated in accordance with its express terms, the closing of the Merger (the &#8220;<b style="font-weight:bold;">Closing</b>&#8221;) shall occur through the mail or at a place that is mutually acceptable to Acquiror and the Company, or if they fail to agree, at the offices of Kirkland &amp; Ellis LLP, located at 300 North LaSalle Street, Chicago, Illinois 60654, at 10:00 a.m., local time, on the date that is the first day of the month immediately following the month during which the fifteenth (15) Business Day after the satisfaction or waiver (subject to applicable Legal Requirements) of the latest to be satisfied of the conditions set forth in <b style="font-weight:bold;">Article 8</b> and <b style="font-weight:bold;">Article 9</b> (other than those conditions that by their nature are to be satisfied or waived at the Closing, but subject to the satisfaction or waiver of those conditions) occurs or at such other time and place as Acquiror and the Company may agree in writing (the &#8220;<b style="font-weight:bold;">Closing Date</b>&#8221;). Subject to the provisions of <b style="font-weight:bold;">Article 10</b>, failure to consummate the Merger on the date and time and at the place determined pursuant to this <b style="font-weight:bold;">Section 1.2</b> will not result in the termination of this Agreement and will not relieve any party of any obligation under this Agreement.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(b)</font>The parties hereto agree to file on the Closing Date articles of merger with the Secretary of State of the State of Iowa (the &#8220;<b style="font-weight:bold;">Articles of Merger</b>&#8221;) and a certificate of merger with the Secretary of State of the State of Delaware (the &#8220;<b style="font-weight:bold;">Certificate of Merger</b>&#8221;). &#160;The Merger shall become effective as of the date and time specified in the Articles of Merger and the Certificate of Merger (the &#8220;<b style="font-weight:bold;">Effective Time</b>&#8221;).</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 1.3</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402021"></a><a name="_Toc72405683"></a><a name="_Toc72405873"></a><a name="_Toc73529370"></a></b><b style="font-weight:bold;text-decoration:underline;">Effects of the Merger</b><font style="font-weight:normal;">. At and after the Effective Time, the Merger shall have the effects prescribed by applicable law, including the DGCL and the IBCA. Without limiting the generality of the foregoing, at the Effective Time, all of the property, rights, privileges, powers and franchises of the Company shall be vested in the Surviving Entity, and all debts, liabilities and duties of the Company shall become the debts, liabilities and duties of the Surviving Entity.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 1.4</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402022"></a><a name="_Toc72405684"></a><a name="_Toc72405874"></a><a name="_Toc73529371"></a></b><b style="font-weight:bold;text-decoration:underline;">Organizational Documents, Directors and Officers of the Surviving Entity</b><font style="font-weight:normal;">. The MergerCo Certificate of Incorporation and MergerCo Bylaws, as in effect immediately prior to the Effective Time, shall be the certificate of incorporation and bylaws of the Surviving Entity until thereafter amended in accordance with the provisions thereof and applicable </font></div></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:0pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:justify;"> </font></font>2</p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-left:0pt;margin-right:0pt;"><font style="color:#000000;font-style:normal;font-weight:normal;text-align:justify;">Legal Requirements. The directors of MergerCo immediately prior to the Effective Time shall be the initial directors of the Surviving Entity and shall hold office until their respective successors and assigns are duly elected and qualified, or their earlier death, resignation or removal. The officers of MergerCo immediately prior to the Effective Time shall be the initial officers of the Surviving Entity, each to hold office until the earlier of their death, resignation or removal in accordance with the Surviving Entity&#8217;s certificate of incorporation and bylaws.</font></p><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 1.5</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402023"></a><a name="_Toc72405685"></a><a name="_Toc72405875"></a><a name="_Toc73529372"></a></b><b style="font-weight:bold;text-decoration:underline;">Mid-Tier Merger</b><font style="font-weight:normal;">. The parties will cooperate and shall take all action necessary or deemed appropriate by Acquiror to cause the Surviving Entity and Acquiror to enter into an agreement and plan of merger, in the form attached hereto as Exhibit C (the &#8220;</font>Mid-Tier Merger Agreement<font style="font-weight:normal;">&#8221;), pursuant to which the Surviving Entity and Acquiror shall undertake the Mid-Tier Merger, with Acquiror being the surviving corporation thereof in accordance with the terms of the Mid-Tier Merger Agreement and the DGCL and the IBCA. At the effective time of the Mid-Tier Merger, the separate existence of the Surviving Entity shall terminate and Acquiror, as the surviving corporation, will continue its existence under the DGCL.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 1.6</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402024"></a><a name="_Toc72405686"></a><a name="_Toc72405876"></a><a name="_Toc73529373"></a></b><b style="font-weight:bold;text-decoration:underline;">Bank Merger</b><font style="font-weight:normal;">. The parties will cooperate and use their reasonable best efforts to effect the Bank Merger at a time to be determined following the Merger. At the effective time of the Bank Merger, the separate existence of the Bank will terminate. Acquiror Bank will be the surviving bank and will continue its existence under applicable Legal Requirements. The Bank Merger shall be accomplished pursuant to the statutory bank merger agreement in the form attached hereto as Exhibit D.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 1.7</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402025"></a><a name="_Toc72405687"></a><a name="_Toc72405877"></a><a name="_Toc73529374"></a></b><b style="font-weight:bold;text-decoration:underline;">Alternative Structure</b><font style="font-weight:normal;">. Notwithstanding anything to the contrary contained in this Agreement, before the Effective Time, the Acquiror may at its sole discretion increase the consideration to be paid under </font>Section 2.1<font style="font-weight:normal;"> so as to prevent the termination of this Agreement pursuant to </font>Section 10.1(i)<font style="font-weight:normal;"> or </font>(j)<font style="font-weight:normal;">. &#160;The parties may mutually agree in writing to change the method of effecting the Contemplated Transactions if and to the extent that they deem such a change to be desirable; </font><i style="font-style:italic;font-weight:normal;">provided</i><font style="font-weight:normal;"> that: (a) any such change shall not affect the U.S. federal income tax consequences of the Merger to holders of Company Common Stock; and (b)&#160;no such change shall (i) reduce the amount or kind of the consideration to be issued to holders of Company Common Stock as consideration in the Merger, (ii) materially impede or delay consummation of the Merger or (iii) require submission to or approval of the Company&#8217;s shareholders after the Merger has been approved by the Company&#8217;s shareholders. If the parties agree to make such a change, they shall execute appropriate documents to reflect such change.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:center;text-indent:0pt;"><font style="color:#010000;font-family:'Times New Roman';text-transform:uppercase;white-space:nowrap;">Article 2&#160;</font><font style="display:inline-block;visibility:hidden;width:0pt;">&#8203;</font><br><a name="_Toc72402026"></a><a name="_Ref72403335"></a><a name="_Ref72403366"></a><a name="_Ref72403451"></a><a name="_Ref72403471"></a><a name="_Ref72403477"></a><a name="_Ref72403504"></a><a name="_Ref72403517"></a><a name="_Toc72405688"></a><a name="_Toc72405878"></a><a name="_Toc73529375"></a>CONVERSION OF SECURITIES IN THE MERGER</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 2.1</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402027"></a><a name="_Ref72403048"></a><a name="_Ref72403383"></a><a name="_Ref72403491"></a><a name="_Ref72404856"></a><a name="_Toc72405689"></a><a name="_Toc72405879"></a><a name="_Toc73529376"></a></b><b style="font-weight:bold;text-decoration:underline;">Consideration</b><font style="font-weight:normal;">.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(a)</font><a name="_Ref72403535"></a>At the Effective Time, by virtue of the Merger and without any action on the part of Acquiror, the Company or holders of Company Common Stock, each share of Company Common Stock that is issued and outstanding immediately prior to the Effective Time (other than shares of Company Common Stock held as a result of debts previously contracted, treasury shares and Dissenters&#8217; Shares) shall be converted into the right to receive the following (the &#8220;<b style="font-weight:bold;">Per Share Merger Consideration</b>&#8221;): &#160;(i) cash in the amount of $400.00 (the &#8220;<b style="font-weight:bold;">Per Share Cash </b></div></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:0pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:justify;"> </font></font>3</p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:0pt;"><b style="font-weight:bold;">Consideration</b>&#8221;); and (ii) a number of duly authorized, validly issued, fully paid and non-assessable shares of Acquiror Common Stock equal to 67.6783 (the&#160;&#8220;<b style="font-weight:bold;">Per Share Stock Consideration</b>&#8221;).</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(b)</font>Holders of the Company Common Stock shall have the right to receive the Per Share Cash Consideration and Per Share Stock Consideration in accordance with this Agreement. The &#8220;<b style="font-weight:bold;">Merger Consideration</b>&#8221; shall mean the aggregate sum of (A) the Per Share Cash Consideration and (B) the Per Share Stock Consideration payable to holders of the Company Common Stock pursuant to this Section. &#160;The number of shares of Company Common Stock to be converted into the right to receive the Per Share Cash Consideration shall be equal to $10,632,892.00 and the number of shares of Company Common Stock to be converted into the right to receive the Per Share Stock Consideration shall be equal to 1,799,040.1 shares of Acquiror Common Stock.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(c)</font>At the Effective Time, the shares of Company Common Stock will no longer be outstanding and will automatically be canceled and will cease to exist. &#160;Certificates (it being understood that any reference herein to a &#8220;certificate&#8221; shall be deemed to include reference to a book-entry account statement relating to the ownership of Company Common Stock) that represented Company Common Stock before the Effective Time will be deemed for all purposes to represent only the right to receive, upon surrender thereof, the Per Share Merger Consideration.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(d)</font>If, prior to the Effective Time, the outstanding shares of Company Common Stock, or the outstanding shares of Acquiror Common Stock, shall have been increased, decreased, changed into or exchanged for a different number or kind of shares or securities as a result of a reorganization, recapitalization, reclassification, stock dividend, stock split, reverse stock split, or other similar change in capitalization, or if a record date prior to the Effective Time has been established with respect to any such change in capitalization, then an appropriate and proportionate adjustment shall be made to the Per Share Purchase Price.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 2.2</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402028"></a><a name="_Toc72405690"></a><a name="_Toc72405880"></a><a name="_Toc73529377"></a></b><b style="font-weight:bold;text-decoration:underline;">No Fractional Shares</b><font style="font-weight:normal;">. Notwithstanding anything to the contrary contained in this Agreement, no fractional shares of Acquiror Common Stock shall be issued as Merger Consideration in the Merger. Each holder of Company Common Stock who would otherwise be entitled to receive a fractional share of Acquiror Common Stock pursuant to this </font>Article 2<font style="font-weight:normal;"> shall instead be entitled to receive an amount in cash (without interest) rounded to the nearest whole cent, determined by multiplying the Closing Acquiror Common Stock Price by the fractional share of Acquiror Common Stock to which such former holder would otherwise be entitled.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 2.3</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402029"></a><a name="_Ref72403411"></a><a name="_Ref72403431"></a><a name="_Ref72403444"></a><a name="_Toc72405691"></a><a name="_Toc72405881"></a><a name="_Toc73529378"></a></b><b style="font-weight:bold;text-decoration:underline;">Exchange of Certificates</b><font style="font-weight:normal;">.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(a)</font>The parties to this Agreement agree: (i) that Computershare shall serve, pursuant to the terms of an exchange agent agreement, as the exchange agent for purposes of this Agreement (the &#8220;<b style="font-weight:bold;">Exchange Agent</b>&#8221;); and (ii) that they shall execute and deliver the exchange agent agreement at or prior to the Effective Time. &#160;Acquiror shall be solely responsible for the payment of any fees and expenses of the Exchange Agent. At or prior to the Effective Time, Acquiror shall authorize the issuance of and shall make available to the Exchange Agent, for the benefit of the holders of Company Common Stock for exchange in accordance with this <b style="font-weight:bold;">Article 2</b>: (A) the aggregate number of shares of Acquiror Common Stock pursuant to <b style="font-weight:bold;">Section 2.1</b>, (B) the </div></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:0pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:justify;"> </font></font>4</p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:0pt;">aggregate Cash Consideration payable (including the amount payable in lieu of fractional shares of Acquiror Common Stock in accordance with <b style="font-weight:bold;">Section 2.3</b>). Such amount of aggregate Cash Consideration and aggregate Stock Consideration, together with any dividends or distributions with respect thereto paid after the Effective Time, are referred to as the &#8220;<b style="font-weight:bold;">Conversion Fund.</b>&#8221;</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(b)</font>Within five (5) Business Days after the Closing Date, Acquiror shall cause the Exchange Agent to mail to each holder of record of one or more certificates representing shares of Company Common Stock (&#8220;<b style="font-weight:bold;">Company Stock Certificates</b>&#8221;) a letter of transmittal (&#8220;<b style="font-weight:bold;">Letter of Transmittal</b>&#8221;), in a form to be agreed by the parties, which specifies, among other things, that delivery shall be effected, and risk of loss and title to Company Stock Certificates shall pass, only upon delivery of such certificates to the Exchange Agent, together with instructions for use in effecting the surrender of Company Stock Certificates pursuant to this Agreement.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(c)</font>Upon proper surrender of a Company Stock Certificate for exchange to the Exchange Agent, together with a properly completed and duly executed Letter of Transmittal, the holder of such Company Stock Certificate shall be entitled to receive in exchange therefor his, her or its Per Share Merger Consideration plus cash in lieu of any fractional shares of Acquiror Common Stock in accordance with <b style="font-weight:bold;">Section 2.3</b> deliverable in respect of the shares of Company Common Stock represented by such Company Stock Certificate; thereupon such Company Stock Certificate shall forthwith be canceled. No interest will be paid or accrued on any portion of the Merger Consideration deliverable upon surrender of a Company Stock Certificate. Until so surrendered, each such Certificate shall represent after the Effective Time, for all purposes, only the right to receive, without interest, (i) the Per Share Merger Consideration; and (ii) cash in lieu of any fractional shares of Acquiror Common Stock that the shareholder has a right to receive pursuant to <b style="font-weight:bold;">Section 2.3</b>, in each case, upon the proper surrender of such Certificate in accordance with this <b style="font-weight:bold;">Article 2</b>.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(d)</font>After the Effective Time, there shall be no transfers on the stock transfer books of the Company of Outstanding Company Shares.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(e)</font>No dividends or other distributions declared with respect to Acquiror Common Stock and payable to the holders of record thereof after the Effective Time shall be paid to the holder of any unsurrendered Company Stock Certificate until the holder thereof shall surrender such Company Stock Certificate in accordance with this <b style="font-weight:bold;">Article 2</b>. Promptly after the surrender of a Company Stock Certificate in accordance with this <b style="font-weight:bold;">Article 2</b>, the record holder thereof shall be entitled to receive any such dividends or other distributions, without interest thereon, which theretofore had become payable with respect to shares of Acquiror Common Stock into which the shares of Company Common Stock represented by such Company Stock Certificate were converted at the Effective Time pursuant to <b style="font-weight:bold;">Section 2.1</b>. No holder of an unsurrendered Company Stock Certificate shall be entitled, until the surrender of such Company Stock Certificate, to vote the shares of Acquiror Common Stock into which such holder&#8217;s Company Common Stock shall have been converted.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(f)</font>Any portion of the Conversion Fund that remains unclaimed by the shareholders of the Company twelve (12) months after the Effective Time shall be paid to the Surviving Entity, or its successors in interest. Any shareholders of the Company who have not theretofore complied with this <b style="font-weight:bold;">Article 2</b> shall thereafter look only to the Surviving Entity, or its </div></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:0pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:justify;"> </font></font>5</p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:0pt;">successors in interest, for issuance and payment of the Merger Consideration (including the payment of cash in lieu of any fractional shares deliverable in respect of such shareholders&#8217; shares of Company Common Stock), as well as any accrued and unpaid dividends or distributions on shares of such Acquiror Common Stock. Notwithstanding the foregoing, none of the Surviving Entity, the Exchange Agent or any other person shall be liable to any former holder of shares of Company Common Stock for any amount delivered in good faith to a public official pursuant to applicable abandoned property, escheat or similar laws.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(g)</font>In the event any Company Stock Certificate shall have been lost, stolen or destroyed, upon the making of an affidavit of that fact by the person claiming such Company Stock Certificate to be lost, stolen or destroyed and, if required by the Exchange Agent, the posting by such person of a bond in such amount as the Exchange Agent may determine is reasonably necessary as indemnity against any claim that may be made against it with respect to such Company Stock Certificate, the Exchange Agent will issue in exchange for such lost, stolen or destroyed Company Stock Certificate, and in accordance with this <b style="font-weight:bold;">Article 2</b>, the Merger Consideration (including cash in lieu of any fractional shares deliverable in respect of such shareholders shares of Company Common Stock).</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 2.4</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402030"></a><a name="_Ref72403555"></a><a name="_Toc72405692"></a><a name="_Toc72405882"></a><a name="_Toc73529379"></a></b><b style="font-weight:bold;text-decoration:underline;">Dissenting Shares</b><font style="font-weight:normal;">. Notwithstanding any other provision of this Agreement to the contrary, shares of Company Common Stock that are outstanding immediately prior to the Effective Time and which are held by shareholders who shall have not voted in favor of the Merger or consented thereto in writing and who properly shall have demanded payment of the fair value for such shares in accordance with the IBCA (collectively, the &#8220;</font>Dissenters&#8217; Shares<font style="font-weight:normal;">&#8221;) shall not be converted into or represent the right to receive the merger consideration as set forth in </font>Section 2.1(a)<font style="font-weight:normal;">. Such shareholders instead shall be entitled to receive payment of the fair value of such shares held by them in accordance with the provisions of the IBCA, except that all Dissenters&#8217; Shares held by shareholders who shall have failed to perfect or who effectively shall have withdrawn or otherwise lost their rights as dissenting shareholders under the IBCA shall thereupon be deemed to have been converted into and to have become exchangeable, as of the Effective Time, for the right to receive, without any interest thereon, the Per Share Merger Consideration upon surrender in the manner provided in </font>Section 2.4<font style="font-weight:normal;"> of the certificate(s) that, immediately prior to the Effective Time, evidenced such shares. The Company shall give Acquiror: (a) prompt notice of any written demands for payment of fair value of any shares of Company Common Stock, attempted withdrawals of such demands and any other instruments served pursuant to the IBCA and received by the Company relating to shareholders&#8217; dissenters&#8217; rights; and (b) the opportunity to participate in all negotiations and proceedings with respect to demands under the IBCA consistent with the obligations of the Company thereunder. The Company shall not, except with the prior written consent of Acquiror, (i) make any payment with respect to such demand, (ii) offer to settle or settle any demand for payment of fair value or (iii) waive any failure to timely deliver a written demand for payment of fair value or timely take any other action to perfect payment of fair-value rights in accordance with the IBCA.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:center;text-indent:0pt;"><font style="color:#010000;font-family:'Times New Roman';text-transform:uppercase;white-space:nowrap;">Article 3&#160;</font><font style="display:inline-block;visibility:hidden;width:0pt;">&#8203;</font><br><a name="_Toc72402031"></a><a name="_Ref72403955"></a><a name="_Ref72403965"></a><a name="_Ref72404042"></a><a name="_Toc72405693"></a><a name="_Toc72405883"></a><a name="_Toc73529380"></a>REPRESENTATIONS AND WARRANTIES OF THE COMPANY</div><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;text-indent:36pt;margin:0pt 0pt 12pt 0pt;">Except as Previously Disclosed, the Company hereby represents and warrants to Acquiror as follows:</p></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:0pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:justify;"> </font></font>6</p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 3.1</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402032"></a><a name="_Ref72403576"></a><a name="_Ref72403588"></a><a name="_Ref72403600"></a><a name="_Ref72403611"></a><a name="_Ref72403620"></a><a name="_Ref72404469"></a><a name="_Toc72405694"></a><a name="_Toc72405884"></a><a name="_Toc73529381"></a></b><b style="font-weight:bold;text-decoration:underline;">Company Organization</b><font style="font-weight:normal;">. The Company: (a) is a corporation duly incorporated, validly existing and in good standing under the laws of the State of Iowa and is also in good standing in each other jurisdiction in which the nature of the business conducted or the properties or assets owned or leased by it makes such qualification necessary, except where the failure to be so qualified and in good standing would not have a Material Adverse Effect on the Company; (b) is registered with the Federal Reserve as a bank holding company under the Bank Holding Company Act of 1956, as amended; and (c) has full power and authority, corporate and otherwise, to operate as a bank holding company and to own, operate and lease its properties as presently owned, operated and leased, and to carry on its business as it is now being conducted. Attached to </font>Section 3.1<font style="font-weight:normal;"> of the Company Disclosure Schedules are copies of the Company Articles of Incorporation and Company Bylaws and all amendments thereto, each of which are true, complete and correct, and are in full force and effect as of the date of this Agreement. The Company has no direct or indirect Subsidiaries other than the Bank and those entities listed on </font>Section 3.1<font style="font-weight:normal;"> of the Company Disclosure Schedules. Except as set forth on </font>Section 3.1<font style="font-weight:normal;"> of the Company Disclosure Schedules: (i) the Company does not directly engage in and has not directly engaged in any business or operations other than owning the equity interests in the Bank, and the Subsidiaries listed on </font>Section 3.1<font style="font-weight:normal;"> of the Company Disclosure Schedules; (ii) the Company does not directly own any assets other than the equity interests in the Bank and the Subsidiaries listed on </font>Section 3.1<font style="font-weight:normal;"> of the Company Disclosure Schedules; and (iii) the Company is not a party to any contract relating to the business of any Subsidiary of the Company.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 3.2</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402033"></a><a name="_Toc72405695"></a><a name="_Toc72405885"></a><a name="_Toc73529382"></a></b><b style="font-weight:bold;text-decoration:underline;">Company Subsidiary Organizations</b><font style="font-weight:normal;">. The Bank is an Iowa state chartered bank duly organized, validly existing and in good standing under the laws of the State of Iowa. Each Subsidiary of the Company is an entity duly organized, validly existing and in good standing under the laws of the jurisdiction of its organization and is also in good standing in each other jurisdiction in which the nature of the business conducted or the properties or assets owned or leased by it makes such qualification necessary, except where the failure to be so qualified and in good standing would not have a Material Adverse Effect on the Company. Each Subsidiary of the Company has full power and authority, corporate and otherwise, to own, operate and lease its properties as presently owned, operated and leased, and to carry on its business as it is now being conducted. The deposit accounts of the Bank are insured by the FDIC through the Deposit Insurance Fund to the fullest extent permitted by applicable Legal Requirements, and all premiums and assessments required to be paid in connection therewith have been paid when due. The Company has delivered or made available to Acquiror copies of the charter (or similar organizational documents) and bylaws of each Subsidiary of the Company and all amendments thereto, each of which are true, complete and correct and in full force and effect as of the date of this Agreement.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 3.3</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402034"></a><a name="_Ref72404500"></a><a name="_Toc72405696"></a><a name="_Toc72405886"></a><a name="_Toc73529383"></a></b><b style="font-weight:bold;text-decoration:underline;">Authorization; Enforceability</b><font style="font-weight:normal;">. The Company has the requisite corporate power and authority to enter into and perform its obligations under this Agreement. The execution and delivery of this Agreement and the consummation of the transactions contemplated hereby have been duly and validly authorized by the Company Board. The Company Board has determined that the Merger, on the terms and conditions set forth in this Agreement, is in the best interests of the Company and its shareholders, and that this Agreement and the transactions contemplated hereby are in the best interests of the Company and its shareholders. The Company Board has directed that the Merger be submitted to the Company&#8217;s shareholders for consideration at a duly held meeting of such shareholders and has resolved to recommend that the Company&#8217;s </font></div></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:0pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:justify;"> </font></font>7</p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-left:0pt;margin-right:0pt;"><font style="color:#000000;font-style:normal;font-weight:normal;text-align:justify;">shareholders vote in favor of the adoption and approval of this Agreement and the transactions contemplated hereby. The execution, delivery and performance of this Agreement by the Company, and the consummation by it of its obligations under this Agreement, have been authorized by all necessary corporate action, subject to the Company Shareholder Approval, and, subject to the receipt of the Requisite Regulatory Approvals, this Agreement constitutes a legal, valid and binding obligation of the Company enforceable in accordance with its terms, except as such enforcement may be limited by bankruptcy, insolvency, reorganization or other Legal Requirements affecting creditors&#8217; rights generally and subject to general principles of equity.</font></p><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 3.4</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402035"></a><a name="_Ref72403646"></a><a name="_Ref72403661"></a><a name="_Toc72405697"></a><a name="_Toc72405887"></a><a name="_Toc73529384"></a></b><b style="font-weight:bold;text-decoration:underline;">No Conflict</b><font style="font-weight:normal;">. Except as set forth in </font>Section 3.4<font style="font-weight:normal;"> of the Company Disclosure Schedules, neither the execution nor delivery of this Agreement nor the consummation or performance of any of the Contemplated Transactions will, directly or indirectly (with or without notice or lapse of time): (a) assuming receipt of the Company Shareholder Approval, contravene, conflict with or result in a violation of any provision of the articles of incorporation, certificate of formation or charter (or similar organizational documents) or bylaws or operating agreement, each as in effect on the date hereof, or any currently effective resolution adopted by the board of directors, shareholders, manager or members of, the Company or any of its Subsidiaries; (b) assuming receipt of the Requisite Regulatory Approvals, contravene, conflict with or result in a violation of any Legal Requirement or any Order to which the Company or any of its Subsidiaries, or any of their respective assets that are owned or used by them, may be subject; or (c) contravene, conflict with or result in a violation or breach of any provision of, or the loss of any benefit under, or give any Person the right to declare a default or exercise any remedy under, or to accelerate the maturity or performance of, or to cancel, terminate or modify, or which would result in the creation of any Lien upon or with respect to any of the assets owned or used by the Company or its Subsidiaries under any of the terms, conditions or provisions of any note, bond, mortgage, indenture, deed of trust, license, lease, agreement, contract or other instrument or obligation to which Company or any of its Subsidiaries is a party, or by which they or any of their respective properties, assets or business activities may be bound or affected, except (in the case of clause (c)) for such contraventions, conflicts, breaches or defaults that, either individually or in the aggregate, would not reasonably be expected to have a Material Adverse Effect on the Company. To the Knowledge of the Company, except for: (i) the filing of applications, filings and notices, as applicable, with the Federal Reserve and approval of, or non-objection to, such applications, filings and notices; (ii) the filing of applications, filings and notices, as applicable, with the Illinois Department of Financial and Professional Regulation and the Iowa Division of Banking and approval of, or non-objection to, such applications, filings and notices; (iii) the filing of any required applications, filings or notices with the FDIC and approval of, or non-objection to, such applications, filings and notices; (v) the filing with the SEC of the Proxy Statement in definitive form and of the Registration Statement and declaration of effectiveness of the Registration Statement; (vi) the filing of the Iowa Articles of Merger with the Secretary of State of the State of Iowa pursuant to the IBCA and the Delaware Certificate of Merger with the Secretary of State of the State of Delaware; (vii) the filing of the Bank Merger Certificates with respect to the Bank with the Secretary of State of the State of Iowa; and (viii) such filings and approvals as are required to be made or obtained under the securities or &#8220;Blue Sky&#8221; laws of various states in connection with the issuance of the shares of Acquiror Common Stock pursuant to this Agreement and the listing of additional shares of Acquiror Common Stock on the NASDAQ Global Select Market, no consents, non-objections, approvals of, notices to, waivers or authorizations by, or applications, filings or registrations with any Regulatory Authority or any other Person except as set forth on </font></div></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:0pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:justify;"> </font></font>8</p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-left:0pt;margin-right:0pt;"><b style="color:#000000;font-style:normal;font-weight:bold;text-align:justify;">Section 3.4</b><font style="color:#000000;font-style:normal;font-weight:normal;text-align:justify;"> of the Company Disclosure Schedules (all consents and approvals, the &#8220;</font><b style="color:#000000;font-style:normal;font-weight:bold;text-align:justify;">Third Party Consents</b><font style="color:#000000;font-style:normal;font-weight:normal;text-align:justify;">&#8221;) are necessary in connection with the execution and delivery of this Agreement or the consummation or performance of any of the Contemplated Transactions.</font></p><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 3.5</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402036"></a><a name="_Ref72403701"></a><a name="_Ref72403711"></a><a name="_Ref72403719"></a><a name="_Toc72405698"></a><a name="_Toc72405888"></a><a name="_Ref73110470"></a><a name="_Toc73529385"></a></b><b style="font-weight:bold;text-decoration:underline;">Company Capitalization</b><font style="font-weight:normal;">.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(a)</font><a name="_Ref72404509"></a>As of the date of this Agreement (the &#8220;<b style="font-weight:bold;">Company Capitalization Date</b>&#8221;), the authorized capital stock of the Company consists exclusively of 100,000,000 shares of Company Common Stock, of which, 26,582.23 shares were issued and outstanding as of the date of this Agreement, including 100 unvested shares of restricted stock granted by the Company under the Company Benefit Plans. &#160;The Company does not have outstanding any bonds, debentures, notes or other debt obligations having the right to vote (or convertible into, or exchangeable for, securities having the right to vote) with the shareholders of the Company on any matter. All of the issued and outstanding shares of Company Common Stock have been duly authorized and validly issued and are fully paid, nonassessable and free of preemptive rights. Except for that certain First Amended and Restated Shareholders&#8217; Agreement, dated as of September 10, 2013 (the &#8220;<b style="font-weight:bold;">Shareholder Agreement</b>&#8221;), there are no voting trusts, proxies or other agreements or understandings in effect with respect to the voting or transfer of any of the outstanding capital stock of the Company. &#160;Except as set forth in this <b style="font-weight:bold;">Section 3.5</b>, there are no equity-based awards outstanding as of the Company Capitalization Date. A true, correct and complete list dated as of the date hereof, of all of the outstanding shares of Company Common Stock, all of which are owned of record by shareholders of the Company, with the domicile addresses and in the respective amounts, is set forth in <b style="font-weight:bold;">Section&#160;3.5</b> of the Company Disclosure Schedules and will be updated by the Company as of the Closing Date. Except for the Shareholder Agreement and as set forth in <b style="font-weight:bold;">Section&#160;3.5</b> of the Company Disclosure Schedules, to the Knowledge of the Company, there are no shareholder agreements, voting agreements, proxies, voting trusts or other understanding agreements or commitments with or among one or more of such shareholders with respect to the voting, disposition or other incidents of ownership of any shares of Company Common Stock, including any agreement that or imposes any limitation or restriction on Company Common Stock, including any restriction on the right of a shareholder to vote, sell or otherwise dispose of such Company Common Stock.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(b)</font><a name="_Ref72403750"></a>Except as Previously Disclosed, as of the Company Capitalization Date, there are no issued, reserved for issuance or outstanding: (i) shares of Company Capital Stock or voting securities of the Company other than the Company Common Stock; (ii) securities of the Company convertible into or exchangeable for shares of Company Capital Stock or voting securities of the Company; (iii) options, warrants, units or other securities or rights to acquire from the Company, or other obligation of the Company to issue, any Company Capital Stock, voting securities or securities convertible into or exchangeable for Company Capital Stock or voting securities of the Company; or (iv) restricted shares, stock appreciation rights, performance units, contingent value rights, &#8220;phantom&#8221; stock or similar securities, rights or units that are derivative of, or provide economic benefits based, directly or indirectly, on the value or price of, any Company Capital Stock or other securities of, or ownership interests in, the Company. As of the Company Capitalization Date, there are no outstanding obligations of the Company to repurchase, redeem or otherwise acquire any the securities or rights described in this <b style="font-weight:bold;">Section 3.5(b)</b>. Except as set forth in <b style="font-weight:bold;">Section 3.5</b> of the Company Disclosure Schedules, since the January 1, 2018 through the date hereof, the Company has not: (1) issued, reserved for issuance, repurchased or redeemed any </div></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:0pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:justify;"> </font></font>9</p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:0pt;">shares of Company equity securities; or (2) issued or awarded any options, stock appreciation rights, restricted shares, restricted stock units, deferred equity units, awards based on the value of Company Common Stock or any other equity-based awards.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(c)</font>None of the shares of Company Common Stock were issued in violation of any federal or state securities laws or any other applicable Legal Requirement. As of the date of this Agreement there are: (i) other than as Previously Disclosed, no outstanding subscriptions, agreements, conversion privileges, options, warrants, calls or other rights obligating the Company or any of its Subsidiaries to issue, sell or otherwise dispose of, or to purchase, redeem or otherwise acquire, any shares of capital stock of the Company or any of its Subsidiaries; and (ii) no contractual obligations of the Company or any of its Subsidiaries to repurchase, redeem or otherwise acquire any shares of Company Common Stock or any equity security of the Company or its Subsidiaries or any securities representing the right to purchase or otherwise receive any shares of capital stock or any other equity security of the Company or its Subsidiaries. Except as permitted by this Agreement, since the Company Capitalization Date, no shares of Company Common Stock have been purchased, redeemed or otherwise acquired, directly or indirectly, by the Company or any of its Subsidiaries and no dividends or other distributions payable in any equity securities of the Company or any of its Subsidiaries have been declared, set aside, made or paid to the shareholders of the Company.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 3.6</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402037"></a><a name="_Ref72403769"></a><a name="_Toc72405699"></a><a name="_Toc72405889"></a><a name="_Toc73529386"></a></b><b style="font-weight:bold;text-decoration:underline;">Company Subsidiary Capitalization</b><font style="font-weight:normal;">. Except as set forth in </font>Section 3.6 <font style="font-weight:normal;">of the Company Disclosure Schedules, all of the issued and outstanding shares of capital stock or other equity ownership interests of each Subsidiary of the Company are owned by the Company, directly or indirectly, free and clear of any Liens and all of such shares or equity ownership interests are duly authorized and validly issued and are fully paid, nonassessable and free of preemptive rights. No Subsidiary of the Company has or is bound by any outstanding subscriptions, options, warrants, calls, commitments or agreements of any character calling for the purchase or issuance of any shares of capital stock or any other equity security of such Subsidiary or any securities representing the right to purchase or otherwise receive any shares of capital stock or any other equity security of such Subsidiary. No Subsidiary of the Company owns or has any Contract to acquire any equity interests or other securities of any Person or any direct or indirect equity or ownership interest in any other business.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 3.7</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402038"></a><a name="_Toc72405700"></a><a name="_Toc72405890"></a><a name="_Toc73529387"></a></b><b style="font-weight:bold;text-decoration:underline;">Financial Statements and Reports; Regulatory Filings</b><font style="font-weight:normal;">.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(a)</font>True and complete copies of the following financial statements have been made available to Acquiror: (i) the unaudited consolidated balance sheets of the Company and its Subsidiaries as of December 31, 2018, 2019 and 2020, and the related unaudited statements of income, changes in shareholders&#8217; equity and cash flows for the fiscal years then ended; (ii) the unaudited consolidated interim balance sheet of Company and its Subsidiaries as of March 31, 2021 and the related statement of income for the three-month period then ended; (iii) Call Reports for the Bank as of and for the years ended December 31, 2018, 2019 and 2020; and (iv) Call Report for the Bank as of and for the period ended March 31, 2021 (collectively, the &#8220;<b style="font-weight:bold;">Company Financial Statements</b>&#8221;).</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(b)</font>Except as set forth in <b style="font-weight:bold;">Section 3.7(b)</b> of the Company Disclosure Schedules, the Company Financial Statements have been prepared in conformity with GAAP, except in each </div></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:0pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:justify;"> </font></font>10</p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:0pt;">case as indicated in such statements or the notes thereto, and comply in all material respects with all applicable Legal Requirements, including the maintenance of an adequate system of internal controls. The Company Financial Statements are complete and correct in all material respects and fairly and accurately present the respective financial position, assets, liabilities and results of operations, cash flows, changes in shareholders&#8217; equity and consolidated financial position, as applicable, of the Company and its Subsidiaries at the respective dates of and for the periods referred to in the Company Financial Statements. Except for (i) those liabilities that are set forth on the Company Financial Statements; and (ii) liabilities incurred since December 31, 2020 in the Ordinary Course of Business and that are not, individually or in the aggregate, material to Company or its Subsidiaries, neither Company nor any of its Subsidiaries has any liability of any nature whatsoever (whether absolute, accrued, contingent or otherwise and whether due or to become due), whether or not the same would have been required to be reflected on in the Company Financial Statements if it had existed on or before December 31, 2020.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(c)</font>Since January 1, 2018, neither the Company nor any Subsidiary of the Company or any Representative of the Company or any Subsidiary of the Company has received or has otherwise had or obtained, to the Company&#8217;s Knowledge, any material complaint, allegation, assertion, or claim, whether written or oral, regarding the accounting or auditing practices, procedures, methodologies, or methods of the Company or any Subsidiary of the Company or their internal control over financial reporting, including any complaint, allegation, assertion, or claim that the Company or any Subsidiary of the Company has engaged in questionable accounting or auditing practices. The Company has not identified any significant deficiencies or material weaknesses in the design or operation of its internal control over financial reporting.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(d)</font>The Company and each of its Subsidiaries has filed all forms, reports and documents required to be filed since January 1, 2018, with all applicable federal or state securities or banking authorities except to the extent failure would not have a Material Adverse Effect on the Company and its Subsidiaries. Such forms, reports and documents: (i) complied as to form in all material respects with applicable Legal Requirements; and (ii) did not at the time they were filed, after giving effect to any amendment thereto filed prior to the date hereof, contain an untrue statement of a material fact or omit to state a material fact required to be stated therein or necessary in order to make the statements therein, in light of the circumstances under which they were made, not misleading, except that information filed as of a later date (but before the date of this Agreement) is deemed to modify information as of an earlier date.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(e)</font>To the Knowledge of the Company, there has not been any event or occurrence since January 1, 2018 that would result in a determination that the Bank is not an eligible depository institution as defined in 12 C.F.R. &#167; 303.2(r). Except for normal examinations conducted by a Regulatory Authority in the ordinary course of the business of the Company and its Subsidiaries, there is no pending proceeding before, or, to the Knowledge of the Company, examination or investigation by, any Regulatory Authority into the business or operations of the Company or any of its Subsidiaries.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 3.8</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402039"></a><a name="_Toc72405701"></a><a name="_Toc72405891"></a><a name="_Toc73529388"></a></b><b style="font-weight:bold;text-decoration:underline;">Books and Records</b><font style="font-weight:normal;">. The books of account, minute books, stock record books and other records of the Company and its Subsidiaries are complete and correct in all material respects and have been maintained in accordance with the Company&#8217;s business practices </font></div></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:0pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:justify;"> </font></font>11</p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-left:0pt;margin-right:0pt;"><font style="color:#000000;font-style:normal;font-weight:normal;text-align:justify;">and all applicable Legal Requirements, including the maintenance of an adequate system of internal controls required by such Legal Requirements. The minute books of the Company and each of its Subsidiaries fairly reflect the substance of events and transactions included therein.</font></p><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 3.9</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402040"></a><a name="_Toc72405702"></a><a name="_Toc72405892"></a><a name="_Toc73529389"></a></b><b style="font-weight:bold;text-decoration:underline;">Properties</b><font style="font-weight:normal;">.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(a)</font><b style="font-weight:bold;">Section 3.9(a)</b> of the Company Disclosure Schedules lists or describes all interests in real property owned by the Company and each of its Subsidiaries, including OREO, as of the date of this Agreement, together with the address of such real estate, and each lease of real property to which it is a party, and in each case of either owned or leased real property, the proper identification, if applicable, of each such property as a branch or main office or other office.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(b)</font>The Company and each of its Subsidiaries has good and marketable title to all assets and properties, whether real or personal, tangible or intangible, that it purports to own, other than OREO, subject to no Liens of any kind except: (i) as noted in the most recent Company Financial Statements or as set forth in <b style="font-weight:bold;">Section 3.9</b> of the Company Disclosure Schedules; (ii) statutory liens for Taxes not yet delinquent or being contested in good faith by appropriate Proceedings and for which adequate reserves have been established and reflected in the Company Financial Statements; (iii) pledges or liens required to be granted in connection with the acceptance of government deposits, granted in connection with repurchase or reverse repurchase agreements, securing any discount with, borrowing from, or obligations to any Federal Reserve Bank or Federal Home Loan Bank, interbank credit facilities or any transaction by the Bank acting in a fiduciary capacity or otherwise incurred in the Ordinary Course of Business and set forth on <b style="font-weight:bold;">Section 3.9</b> of the Company Disclosure Schedules; (iv) easements, rights of way, and other similar encumbrances that do not materially affect the value or use of the properties or assets subject thereto or affected thereby or otherwise materially impair the business operations at such properties; (v) minor defects and irregularities in title and encumbrances that do not materially impair the value or use thereof for the purposes for which they are held as of the date of this Agreement; (vi) liens or deposits in connection with worker&#8217;s compensation, unemployment insurance, social security or other insurance; (vii) inchoate mechanic&#8217;s and materialmen&#8217;s liens for construction in progress and workmen&#8217;s, repairmen&#8217;s, warehousemen&#8217;s and carrier&#8217;s liens arising in the Ordinary Course of Business of the Company or the Bank consistent with past practice; and (viii) liens on property required by Regulation W promulgated by the Federal Reserve (collectively, the &#8220;<b style="font-weight:bold;">Company Permitted Exceptions</b>&#8220;). The Company and each of its Subsidiaries as lessee has the right under valid and existing leases to occupy, use, possess and control any and all of the respective property leased by it, and each such lease is valid and without default thereunder by the lessee or, to the Knowledge of the Company, the lessor. To the Knowledge of the Company, all buildings and structures owned by the Company and each of its Subsidiaries lie wholly within the boundaries of the real property owned or validly leased by it, and do not encroach upon the property of, or otherwise conflict with the property rights of, any other Person. Since December 31, 2020, none of the Company&#8217;s or its Subsidiaries&#8217; real property, whether owned or leased, has been taken by eminent domain (or to the Knowledge of the Company is the subject of a pending or contemplated taking which has not been consummated).</div></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:0pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:justify;"> </font></font>12</p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 3.10</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402041"></a><a name="_Toc72405703"></a><a name="_Toc72405893"></a><a name="_Toc73529390"></a></b><b style="font-weight:bold;text-decoration:underline;">Loans; Loan Loss Reserve</b><font style="font-weight:normal;">.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(a)</font>Each loan, loan agreement, note, lease or other borrowing agreement by the Bank, any participation therein, and any guaranty, renewal or extension thereof (the &#8220;<b style="font-weight:bold;">Company Loans</b>&#8221;) reflected as an asset on any of the Company Financial Statements or reports filed with the Regulatory Authorities is evidenced by documentation that is true, genuine, customary and legally sufficient in all material respects and (i) to the extent relating to a secured obligation, is secured by valid liens which have been perfected (including, if applicable, by the timely filing of financing statements (and, if applicable, extensions thereof) pursuant to the applicable Uniform Commercial Code in effect or timely recording of deeds of trust), and the collateral for such Loan to the extent collateral is required to be insured, the collateral is so insured and (ii) constitutes, the legal, valid and binding obligation of the obligor named therein, enforceable in accordance with its terms, except to the extent that the enforceability thereof may be limited by bankruptcy, insolvency, reorganization, moratorium or similar laws relating to or affecting the enforcement of creditors&#8217; rights generally or equitable principles or doctrines. The notes or other credit or security documents with respect to each such outstanding Company Loan were in compliance in all material respects with all applicable Legal Requirements at the time of origination or purchase by the Company and are complete and correct in all material respects.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(b)</font>All Company Loans originated or purchased by the Bank were made or purchased (i) in accordance with the policies of the board of directors of the Bank, subject to certain customary Bank policy exceptions, which policy exceptions are recorded in the Bank&#8217;s loan files, and (ii) in the Ordinary Course of Business of the Bank. The Bank&#8217;s interest in all Company Loans is free and clear of any Lien and the Bank has complied in all respects with all Legal Requirements relating to such Company Loans, except where the failure to so comply would not have a Material Adverse Effect on the Company. Except as set forth in <b style="font-weight:bold;">Section 3.10(b)</b> of the Company Disclosure Schedules, there has been no default on, or forgiveness or waiver of, in whole or in part, any Company Loan made to an executive officer or director of the Company or the Bank or an entity controlled by an executive officer or director during the three (3) years immediately preceding the date hereof.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(c)</font><b style="font-weight:bold;">Section 3.10(c)</b> of the Company Disclosure Schedules lists, as of May 31, 2021, each Company Loan: (i) under the terms of which the obligor is more than ninety (90) days delinquent in payment of principal or interest or in default of any other material provision as of the dates shown thereon or for which the Bank has discontinued the accrual of interest; (ii) that has been classified as &#8220;substandard,&#8221; &#8220;doubtful,&#8221; &#8220;loss,&#8221; &#8220;other loans especially mentioned&#8221; or any comparable classifications by the Bank; (iii) that has been listed on any &#8220;watch list&#8221; or similar internal report of the Bank; (iv) that has been the subject of any notice from any obligor of adverse environmental conditions potentially affecting the value of any collateral for such Company Loan; (v) with respect to which the Bank has Knowledge of potential violations of any Environmental Laws that may have occurred on the property serving as collateral for such Company Loan or by any obligor of such Company Loan; (vi) that represents an extension of credit to an executive officer or director of the Bank or an entity controlled by an executive officer or director; (vii) the interest rate terms had been reduced and/or the maturity dates had been extended subsequent to the agreement under which the Company Loan was originally created due to concerns regarding the borrower&#8217;s ability to pay in accordance with such initial terms (other than loan modifications made in connection with the COVID-19 pandemic that have returned to previously agreed upon </div></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:0pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:justify;"> </font></font>13</p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:0pt;">payments and for which all deferred payment of both principal and interest have been fully repaid); (viii) a specific reserve allocation existed in connection therewith; (ix) to the Knowledge of the Company, had past due Taxes associated therewith; (x) was required to be accounted for as a troubled debt restructuring in accordance with ASC 310-40; or (xi) was a high-volatility commercial real estate loan.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(d)</font>The Bank&#8217;s allowance for loan and lease losses reflected in the Company Financial Statements (including footnotes thereto) was determined on the basis of the Bank&#8217;s continuing review and evaluation of the portfolio of Company Loans under the requirements of GAAP and Legal Requirements, was established in a manner consistent with the Bank&#8217;s internal policies, and, in the reasonable judgment of the Bank, was and is adequate in all material respects under the requirements of GAAP and all Legal Requirements to provide for possible or specific losses, net of recoveries relating to Company Loans previously charged off, on outstanding Company Loans. Since December 31, 2020, the Bank has not been notified by any Regulatory Authority that: (i) its allowance for loan and lease losses is inadequate or inconsistent with the Bank&#8217;s historical loss experience; or (ii) the practices and policies of the Bank in establishing its allowance for loan and lease losses and in accounting for non-performing and classified assets generally fail to comply with applicable accounting or regulatory requirements.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(e)</font>To the Knowledge of the Company: (i) none of the Company Loans is subject to any material offset or claim of offset; and (ii) the aggregate loan balances in excess of the Bank&#8217;s allowance for loan and lease losses are, based on past loan loss experience, collectible in accordance with their terms (except as limited above) and all uncollectible loans have been charged off.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(f)</font>The Bank&#8217;s Mortgage Loan origination and servicing activities, are, and at all times since January 1, 2018, have been undertaken and performed, in compliance with, and at no time since January 1, 2018, has the Bank been notified that it is in default or violation of any Applicable Mortgage Business Requirements enacted, adopted, promulgated or applied by a Regulatory Authority. &#160;Since January 1, 2018, the Bank has not received any written notice from any governmental authority, asserting that the Mortgage Loan origination and servicing activities have materially violated or have not complied with all Applicable Mortgage Business Requirements with respect to Mortgage Loans originated or serviced by the Bank. Since January 1, 2018, the Bank has filed all reports, notifications and other filings required to be filed with any Regulatory Authority pursuant to all Applicable Mortgage Business Requirements (and has paid all fees and assessments due and payable in connection therewith).</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(g)</font>Except as set forth on <b style="font-weight:bold;">Schedule 3.10</b>, none of the agreements pursuant to which the Company or any of its Subsidiaries has sold Company Loans or pools of Company Loans or participations in Company Loans or pools of Company Loans contains any obligation to repurchase such Company Loans or interests therein solely on account of a payment default by the obligor on any such Company Loan.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(h)</font>All Company Loans to any directors, executive officers and principal shareholders (as such terms are defined in Regulation O of the Federal Reserve Board (12 C.F.R. Part 215)) of the Company or any of its Subsidiaries are and were originated in compliance in all material respects with all applicable Legal Requirements.</div></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:0pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:justify;"> </font></font>14</p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 3.11</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402042"></a><a name="_Toc72405704"></a><a name="_Toc72405894"></a><a name="_Toc73529391"></a></b><b style="font-weight:bold;text-decoration:underline;">Taxes</b><font style="font-weight:normal;">.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(a)</font>The Company and each of its Subsidiaries have duly and timely filed (taking into account all applicable extensions) all Tax Returns required to be filed by them, and each such Tax Return was true, correct and complete in all material respects when filed. The Company and each of its Subsidiaries have paid, or made adequate provision for the payment of, all Taxes (whether or not reflected in Tax Returns as filed or to be filed) due and payable by the Company and each of its Subsidiaries, or claimed to be due and payable by any Regulatory Authority, and are not delinquent in the payment of any Tax, except such Taxes as are being contested in good faith and as to which adequate reserves have been provided.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(b)</font>There is no claim or assessment pending or, to the Knowledge of the Company, threatened against the Company and its Subsidiaries for any Taxes that they owe. No audit, examination or investigation related to Taxes paid or payable by the Company and each of its Subsidiaries is presently being conducted or, to the Knowledge of the Company, threatened by any Regulatory Authority. Neither the Company nor its Subsidiaries are the beneficiary of any extension of time within which to file any Tax Return, and there are no liens for Taxes (other than Taxes not yet due and payable) upon any of the Company&#8217;s or its Subsidiaries&#8217; assets. Neither the Company nor its Subsidiaries has executed an extension or waiver of any statute of limitations on the assessment or collection of any Tax that is currently in effect. Except as set forth in <b style="font-weight:bold;">Section&#160;3.11(b)</b> of the Company Disclosure Schedules, none of the Company or any of its Subsidiaries is a party to a tax sharing, tax allocation or similar agreement.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(c)</font>The Company and each of its Subsidiaries have delivered or made available to Acquiror true, correct and complete copies of all Tax Returns relating to income taxes, franchise taxes and all other material taxes owed by the Company and its Subsidiaries with respect to the last five (5) fiscal years.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(d)</font>To the Knowledge of the Company, the Company and each of its Subsidiaries have not engaged in any transaction that could materially affect the Tax liability for any Tax Returns not closed by applicable statute of limitations: (i) which is a &#8220;reportable transaction&#8221; or a &#8220;listed transaction&#8221; or (ii) a &#8220;significant purpose of which is the avoidance or evasion of U.S. federal income tax&#8221; within the meaning of Sections 6662, 6662A, 6011, 6111 or 6707A of the Code or of the regulations of the U.S. Department of the Treasury promulgated thereunder or pursuant to notices or other guidance published by the IRS (irrespective of the effective dates).</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 3.12</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402043"></a><a name="_Toc72405705"></a><a name="_Toc72405895"></a><a name="_Toc73529392"></a></b><b style="font-weight:bold;text-decoration:underline;">Employee Benefits</b><font style="font-weight:normal;">.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(a)</font><b style="font-weight:bold;">Section 3.12(a)</b> of the Company Disclosure Schedules includes a complete and correct list of each Company Benefit Plan. The Company has delivered or made available to Acquiror true and complete copies of the following with respect to each material Company Benefit Plan: (i) a copy of the Company&#8217;s current employee policy manual; (ii) copies of each Company Benefit Plan (or a written description where no formal plan document exists), and all related plan descriptions and other material written communications provided to participants of Company Benefit Plans; (iii) to the extent applicable, the last three (3) years&#8217; annual reports on Form 5500, </div></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:0pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:justify;"> </font></font>15</p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:0pt;">including all schedules thereto and the opinions of independent accountants; and (iv) other material ancillary documents, including the following documents related to each Company Benefit Plan:</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:36pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(i)</font>all material contracts with third-party administrators, actuaries, investment managers, consultants, insurers, and independent contractors;</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:36pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(ii)</font>all notices and other material written communications that were given by the Company, any Subsidiary, or any Company Benefit Plan to the IRS, the DOL or the PBGC pursuant to applicable Legal Requirements within the three (3) years preceding the date of this Agreement;</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:36pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(iii)</font>all notices or other material written communications that were given by the IRS, the PBGC, or the DOL to the Company, any Subsidiary, or any Company Benefit Plan within the three (3) years preceding the date of this Agreement; and</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:36pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(iv)</font>with respect to any equity-based compensation plan or arrangement (including any stock option, stock purchase, stock ownership, stock appreciation, restricted stock, restricted stock unit, phantom stock or similar plan, agreement or award), (A) a complete and correct list of recipients of outstanding awards as of the date hereof, (B) the number of outstanding awards held by each recipient as of the date hereof and (C) the form of award agreement pursuant to which each such outstanding award was issued or otherwise granted.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(b)</font>Except as set forth in <b style="font-weight:bold;">Section 3.12(b)</b> of the Company Disclosure Schedules, neither the execution and delivery of this Agreement nor the consummation of the transactions contemplated hereby (including possible terminations of employment in connection therewith) will cause a payment, vesting, increase or acceleration of benefits or benefit entitlements under any Company Benefit Plan or any other increase in the liabilities of the Company or any Subsidiary under any Company Benefit Plan as a result of the transactions contemplated by this Agreement. No Company Benefit Plan provides for payment of any amount which, considered in the aggregate with amounts payable pursuant to all other Company Benefit Plans, would result in any amount being nondeductible for federal income tax purposes by virtue of Section 280G or 162(m) of the Code.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(c)</font>Neither the Company nor any Company ERISA Affiliate sponsors, maintains, administers or contributes to, or has ever sponsored, maintained, administered or contributed to, or has, has had or, could have any liability with respect to, (i) any &#8220;multiemployer plan&#8221; (as defined in Section 3(37) of ERISA), (ii) any &#8220;multiple employer welfare arrangement&#8221; (as defined in Section 3(40) of ERISA) or (iii) any self-insured plan (including any plan pursuant to which a stop loss policy or contract applies). With respect to any Company Benefit Plan that is a &#8220;multiple employer plan&#8221; (as described in Section 413(c) of the Code) or is provided by or through a professional employer organization, such Company Benefit Plan complies in all respects with the requirements of the Code and ERISA, and neither the Company nor any of the Company ERISA Affiliates has any liabilities other than the payment and/or remittance of premiums and/or required contributions on behalf of enrolled individuals. Neither the Company nor any of the Company ERISA Affiliates sponsors, maintains, administers or contributes to, or has ever sponsored, maintained, administered or contributed to, or has, has had or could have any liability </div></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:0pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:justify;"> </font></font>16</p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:0pt;">with respect to, any Company Benefit Plan subject to Title IV of ERISA, Section 302 of ERISA or Section 412 of the Code, or any tax-qualified &#8220;defined benefit plan&#8221; (as defined in Section 3(35) of ERISA). No Company Benefit Plan is underfunded when comparing the present value of accrued liabilities under such plan to the market value of plan assets.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(d)</font>Each Company Benefit Plan that is intended to qualify under Section 401 and related provisions of the Code is the subject of a favorable determination letter from the IRS to the effect that it is so qualified under the Code and that its related funding instrument is tax exempt under Section 501 of the Code (or the Company and its Subsidiaries are otherwise relying on an opinion letter issued to the prototype sponsor), and, to the Company&#8217;s Knowledge, there are no facts or circumstances that would adversely affect the qualified status of any Company Benefit Plan or the tax-exempt status of any related trust.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(e)</font>Each Company Benefit Plan is and has been administered in all material respects in compliance with its terms and with all applicable Legal Requirements.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(f)</font>Other than routine claims for benefits made in the Ordinary Course of Business, there is no litigation, claim or assessment pending or, to the Company&#8217;s Knowledge, threatened by, on behalf of or against any Company Benefit Plan or against the administrators or trustees or other fiduciaries of any Company Benefit Plan that alleges a violation of applicable state or federal law or violation of any Company Benefit Plan document or related agreement.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(g)</font><a name="_Ref73502242"></a>No Company Benefit Plan fiduciary or any other Person has, or has had, any liability to any Company Benefit Plan participant, beneficiary or any other Person under any provisions of ERISA or any other applicable Legal Requirement by reason of any action or failure to act in connection with any Company Benefit Plan, including any liability by any reason of any payment of, or failure to pay, benefits or any other amounts or by reason of any credit or failure to give credit for any benefits or rights. To the Company&#8217;s Knowledge, no disqualified person (as defined in Code Section 4975(e)(2)) of any Company Benefit Plan has engaged in any nonexempt prohibited transaction (as described in Code Section 4975(c) or ERISA Section 406).</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(h)</font><a name="_Ref73502175"></a>Except as set forth in <b style="font-weight:bold;">Section 3.12(h)</b> of the Company Disclosure Schedules, no Company Benefit Plan or Company Benefit Plan fiduciary has engaged in any transaction involving Company Capital Stock with respect to which a selling shareholder has made an election under Code Section 1042 and the Company has consented under Code Section 1042 to the application of Code Sections 4978 and 4979A.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(i)</font><a name="_Ref73502297"></a>Except as set forth in <b style="font-weight:bold;">Section 3.12(i)</b><b style="font-weight:bold;"> </b>of the Company Disclosure Schedules, all accrued contributions and other payments to be made by the Company or any Subsidiary to any Company Benefit Plan (i) through the date hereof have been made or reserves adequate for such purposes have been set aside therefor and reflected in the Company Financial Statements and (ii) through the Closing Date will have been made or reserves adequate for such purposes will have been set aside therefore and reflected in the Company Financial Statements.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(j)</font>There are no obligations under any Company Benefit Plans to provide health or other welfare benefits to retirees or other former employees, directors, consultants or </div></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:0pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:justify;"> </font></font>17</p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:0pt;">their dependents (other than rights under Section 4980B of the Code or Section 601 of ERISA or comparable state laws).</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(k)</font>To the Company&#8217;s Knowledge, no condition exists as a result of which the Company or any Subsidiary would have any liability, whether absolute or contingent, under any Company Benefit Plan with respect to any misclassification of a person performing services for the Company or any Subsidiary as an independent contractor rather than as an employee. All individuals participating in Company Benefit Plans are in fact eligible and authorized to participate in such Company Benefit Plans.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(l)</font>Neither the Company nor any of its Subsidiaries have any liabilities to employees or former employees that are not reflected in the Company Benefit Plans.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(m)</font>Each Company Benefit Plan may be amended, terminated or otherwise discontinued as of the Closing Date in accordance with its terms without any liability to Acquiror or to Acquiror ERISA Affiliates.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 3.13</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402044"></a><a name="_Toc72405706"></a><a name="_Toc72405896"></a><a name="_Toc73529393"></a></b><b style="font-weight:bold;text-decoration:underline;">Compliance with Legal Requirements</b><font style="font-weight:normal;">. The Company and each of its Subsidiaries hold all material licenses, certificates, registrations, permits, franchises, rights and other authorizations from all appropriate Regulatory Authorities or other third parties necessary for the lawful conduct of their respective businesses. The Company and each of its Subsidiaries is, and at all times since January 1, 2018, has been, in compliance with each Legal Requirement that is or was applicable to it or to the conduct or operation of its respective businesses or the ownership or use of any of its respective assets, except where noncompliance would not, individually or in the aggregate, reasonably be expected to have a Material Adverse Effect on the Company. Except as would not reasonably be expected, individually or in the aggregate, to have a Material Adverse Effect on the Company, neither the Company nor any of its Subsidiaries has received, at any time since January 1, 2018, any notice or other communication (whether oral or written) from any Regulatory Authority or any other Person regarding: (a) any actual, alleged, possible, or potential violation of, or failure to comply with, any Legal Requirement; or (b) any actual, alleged, possible, or potential obligation on the part of the Company or any of its Subsidiaries to undertake, or to bear all or any portion of the cost of, any remedial action of any nature in connection with a failure to comply with any Legal Requirement. </font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 3.14</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402045"></a><a name="_Toc72405707"></a><a name="_Toc72405897"></a><a name="_Toc73529394"></a></b><b style="font-weight:bold;text-decoration:underline;">Legal Proceedings; Orders</b><font style="font-weight:normal;">.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(a)</font>Except as set forth in <b style="font-weight:bold;">Section 3.14(a)</b> of the Company Disclosure Schedules, or except as would not reasonably be expected, individually or in the aggregate, to have a Material Adverse Effect on the Company, neither the Company nor any of its Subsidiaries is a party to any, and there are no pending or, to the Knowledge of the Company, threatened, Proceedings against the Company or any of its Subsidiaries. There is no Order imposed on the Company or any of its Subsidiaries (or that, upon consummation of the Merger, would apply to the Surviving Entity or any of its affiliates) that would reasonably be expected to be material to the Company and its Subsidiaries taken as a whole. No officer, director, employee or agent of the Company or any of its Subsidiaries is subject to any Order that prohibits such officer, director, employee or agent from engaging in or continuing any conduct, activity or practice relating to the businesses of the Company or any of its Subsidiaries as currently conducted.</div></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:0pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:justify;"> </font></font>18</p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(b)</font>Neither the Company nor any of its Subsidiaries: (i) is subject to any cease and desist or other Order or enforcement action issued by; (ii) is a party to any written agreement, consent agreement or memorandum of understanding with; (iii) is a party to any commitment letter or similar undertaking to; (iv) is subject to any order or directive by; (v) is subject to any supervisory letter from; (vi) has been ordered to pay any civil money penalty, which has not been paid, by; or (vii) has adopted any policies, procedures or board resolutions at the request of; any Regulatory Authority that restricts in any material respect the conduct of its business, in any manner relates to its capital adequacy, restricts its ability to pay dividends or interest, or relates to, or limits in any manner its credit or risk management policies, its management or its business. To the Knowledge of the Company, since January 1, 2014, none of the foregoing has been threatened by any Regulatory Authority, and, to the Company&#8217;s Knowledge, no Regulatory Authority is considering issuing any the foregoing or has threatened the commencement of any regulatory investigation.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(c)</font>None of the Company, any Subsidiary of the Company or, to the Company&#8217;s Knowledge, any of their respective Representatives has, directly or indirectly: (i) used any funds of the Company or any Subsidiary of the Company for any unlawful contribution, unlawful gift or unlawful entertainment or other expense relating to political activity; (ii) made any unlawful payment to any foreign or domestic governmental official or employee or to any foreign or domestic political party or campaign from funds of the Company or any Subsidiary of the Company; (iii) violated any provision that would result in the violation of the Foreign Corrupt Practices Act of 1977 or any similar law; (iv) established or maintained any unlawful fund of monies or other assets of the Company or any Subsidiary of the Company; (v) made any fraudulent entry on the books or records of the Company or any Subsidiary of the Company; or (vi) made any unlawful bribe, unlawful rebate, unlawful payoff, unlawful influence payment, unlawful kickback or other unlawful payment to any Person, private or public, regardless of form, whether in money, property or services, to obtain favorable treatment in securing business or to obtain special concessions for the Company or any Subsidiary of the Company or any of their Affiliates, to pay for favorable treatment for business secured or to pay for special concessions already obtained for the Company or any Subsidiary of the Company, or is currently subject to any U.S. sanctions administered by the Office of Foreign Assets Control of the U.S. Department of Treasury.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(d)</font><b style="font-weight:bold;">Section 3.14</b> of the Company Disclosure Schedules lists each Proceeding which is pending on the date of this Agreement, or that has been settled in the past three (3) years against the Company or any Subsidiary of the Company, or any present or former officer, director or employee of the Company or any Subsidiary of the Company (relating to their capacity as such).</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 3.15</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402046"></a><a name="_Toc72405708"></a><a name="_Toc72405898"></a><a name="_Toc73529395"></a></b><b style="font-weight:bold;text-decoration:underline;">Absence of Certain Changes and Events</b><font style="font-weight:normal;">. Except as listed in </font>Section 3.15<font style="font-weight:normal;"> of the Company Disclosure Schedules, since December 31, 2020, the Company and its Subsidiaries have conducted their respective businesses only in the Ordinary Course of Business, and without limiting the foregoing with respect to each, since December 31, 2020, there has not been any:</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(a)</font>change in their authorized or issued capital stock; grant of any stock option or right to purchase shares of their capital stock; issuance of any security convertible into such capital stock or evidences of indebtedness (except in connection with customer deposits); grant of any registration rights; purchase, redemption, retirement or other acquisition by them of any shares </div></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:0pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:justify;"> </font></font>19</p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:0pt;">of any such capital stock; or declaration or payment of any dividend or other distribution or payment in respect of shares of their capital stock, except as reflected on the Company Financial Statements;</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(b)</font>amendment to their articles of incorporation, charter or bylaws or adoption of any resolutions by their board of directors or shareholders with respect to the same;</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(c)</font>payment or increase of any bonus, salary or other compensation to any of their shareholders, directors, officers or employees, except for normal increases in the Ordinary Course of Business or in accordance with any then-existing Company Benefit Plan, or entry into any employment, consulting, non-competition, change in control, severance or similar Contract with any shareholder, director, officer or employee, except for the Contemplated Transactions and except for any employment, consulting or similar agreement or arrangement that is not terminable at will or upon thirty (30) days&#8217; notice or less, without penalty or premium;</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(d)</font>adoption, amendment (except for any amendment necessary to comply with any Legal Requirement) or termination of, or increase in the payments to or benefits under, any Company Benefit Plan;</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(e)</font>damage to or destruction or loss of any of their assets or property, whether or not covered by insurance and where the resulting diminution in value individually or in the aggregate is greater than $100,000 or is otherwise a Company Material Contract;</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(f)</font>entry into, termination or extension of, or receipt of notice of termination of any joint venture or similar agreement pursuant to any Contract or any similar transaction;</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(g)</font>except for this Agreement, entry into any new, or modification, amendment, renewal or extension (through action or inaction) of the terms of any existing, lease, Contract or license that has a term of more than one (1) year or that involves the payment by the Bank of more than $100,000 in the aggregate;</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(h)</font>Company Loan or commitment to make any Company Loan other than in the Ordinary Course of Business;</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(i)</font>Company Loan or commitment to make, renew, extend the term or increase the amount of any Company Loan to any Person if such Company Loan or any other Company Loans to such Person or an Affiliate of such Person is on the &#8220;watch list&#8221; or similar internal report of the Bank, or has been classified by the Bank or any Regulatory Authority as &#8220;substandard,&#8221; &#8220;doubtful,&#8221; &#8220;loss&#8221; or &#8220;other loans specially mentioned,&#8221; or listed as a &#8220;potential problem loan&#8221;;</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(j)</font>incurrence by them of any obligation or liability (fixed or contingent) other than in the Ordinary Course of Business;</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(k)</font>sale (other than any sale in the Ordinary Course of Business), lease or other disposition of any of their assets or properties, or mortgage, pledge or imposition of any Lien upon any of their material assets or properties, except: (i) for Company Permitted Exceptions; or (ii) as otherwise incurred in the Ordinary Course of Business;</div></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:0pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:justify;"> </font></font>20</p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(l)</font>cancellation or waiver by them of any claims or rights with a value in excess of $100,000;</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(m)</font>any investment by them of a capital nature (e.g., construction of a structure or an addition to an existing structure on property owned by the Company or any of its Subsidiaries) individually or in the aggregate exceeding $100,000;</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(n)</font>except for the Contemplated Transactions, merger or consolidation with or into any other Person, or acquisition of any stock, equity interest or business of any other Person;</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(o)</font>transaction for the borrowing or loaning of monies, or any increase in any outstanding indebtedness, other than in the Ordinary Course of Business;</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(p)</font>material change in any policies and practices with respect to liquidity management and cash flow planning, marketing, deposit origination, lending, budgeting, profit and Tax planning, accounting or any other material aspect of their business or operations, except for such changes as may be required in the opinion of the management of the Company or its Subsidiaries, as applicable, to respond to then-current market or economic conditions or as may be required by any Regulatory Authorities;</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(q)</font>filing of any applications for additional branches, opening of any new office or branch, closing of any current office or branch, or relocation of operations from existing locations;</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(r)</font>discharge or satisfaction of any material lien or encumbrance on their assets or repayment of any indebtedness for borrowed money, except for obligations incurred and repaid in the Ordinary Course of Business;</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(s)</font>entry into any Contract or agreement to buy, sell, exchange or otherwise deal in any assets or series of assets, including any investment securities, but excluding OREO, individually or in the aggregate in excess of $100,000, except for the pledging of collateral to secure public funds or entry into any repurchase agreements in the Ordinary Course of Business;</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(t)</font>purchase or other acquisition of any investments, direct or indirect, in any derivative securities, financial futures or commodities or entry into any interest rate swap, floors and option agreements, or other similar interest rate management agreements;</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(u)</font>hiring of any employee with an annual salary in excess of $100,000;</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(v)</font>agreement, whether oral or written, by it to do any of the foregoing;</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(w)</font>failure to maintain in full force and effect any insurance policy in effect as of December 31, 2020, in each case, on substantially the same terms as in effect on December 31, 2020; or</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(x)</font>event or events that have had or would reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect on the Company.</div></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:0pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:justify;"> </font></font>21</p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 3.16</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402047"></a><a name="_Toc72405709"></a><a name="_Toc72405899"></a><a name="_Toc73529396"></a></b><b style="font-weight:bold;text-decoration:underline;">Material Contracts</b><font style="font-weight:normal;">. Except for Contracts evidencing Company Loans made by the Bank in the Ordinary Course of Business, </font>Section 3.16<font style="font-weight:normal;"> of the Company Disclosure Schedules lists or describes the following with respect to the Company and each of its Subsidiaries (each such agreement or document, a &#8220;</font>Company Material Contract<font style="font-weight:normal;">&#8221;) as of the date of this Agreement, true, complete and correct copies of each of which have been delivered or made available to Acquiror:</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(a)</font>each lease of real property to which the Company or any of its Subsidiaries is a party;</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(b)</font>all loan and credit agreements, conditional sales Contracts or other title retention agreements or security agreements relating to money borrowed by it in excess of $100,000, or guaranteed by the Company or any of its subsidiaries ,exclusive of deposit agreements with customers of the Bank entered into in the Ordinary Course of Business, agreements for the purchase of federal funds and repurchase agreements and Federal Home Loan Bank of Des Moines advances;</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(c)</font>each Contract that involves performance of services or delivery of goods or materials by it of an amount or value in excess of $100,000 (other than Contracts for the sale of loans);</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(d)</font>each Contract that was not entered into in the Ordinary Course of Business and that involves expenditures or receipts by it in excess of $100,000;</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(e)</font>each Contract not referred to elsewhere in this <b style="font-weight:bold;">Section 3.16</b> that: (i) relates to the future purchase of goods or services that materially exceeds the requirements of its business at current levels or for normal operating purposes; or (ii) has a Material Adverse Effect on the Company or its Subsidiaries;</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(f)</font>each lease, rental, license, installment and conditional sale agreement and other Contract affecting the ownership of, leasing of, title to or use of, any personal property (except personal property leases and installment and conditional sales agreements having aggregate remaining payments of less than $100,000);</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(g)</font>each material licensing agreement or other Contract with respect to patents, trademarks, copyrights, or other intellectual property (other than shrink-wrap license agreements or other similar license agreements), including material agreements with current or former employees, consultants or contractors regarding the appropriation or the nondisclosure of any of its intellectual property;</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(h)</font>each collective bargaining agreement and other Contract to or with any labor union or other employee representative of a group of employees;</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(i)</font>each joint venture, partnership, shareholder, limited liability company, investor rights and other Contract (however named) involving a sharing of profits, losses, costs or liabilities by it with any other Person;</div></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:0pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:justify;"> </font></font>22</p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(j)</font>each Contract containing covenants that in any way purport to restrict, in any material respect, the business activity of the Company or its Subsidiaries or limit, in any material respect, the ability of the Company or its Subsidiaries to engage in any line of business or to compete with any Person including from soliciting customers, clients or employee of any Person, or provides a right of first offer, right of first refusal, option or similar right to the Company or any Subsidiary or any other Person or that would limit or purport to limit the ability of the Company or any of its Subsidiaries to own, operate, sell, transfer, pledge or otherwise dispose of any assets or business, including any (i) exclusive dealing obligation; (ii) &#8220;clawback&#8221; or similar undertaking requiring the reimbursement or refund of any fees; or (iii) &#8220;most favored nation&#8221; or similar provision granted by the Company or any of its Subsidiaries;</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(k)</font>each Contract providing for payments to or by any Person based on sales, purchases or profits, other than direct payments for goods having an average annual amounts in excess of $100,000;</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(l)</font>that is (i) an employment, consultancy, non-competition, non-solicitation, deferred compensation, retention, bonus, severance, retirement or other similar Contract (including any amendment to any such existing agreement or arrangement); or (ii) relating to bank-owned life insurance, in each case with any director, officer, employee or independent contractor of or consultant to, or shareholder of, the Company or any Subsidiary of the Company;</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(m)</font>that is with an Affiliate of the Company or any of its Subsidiaries other than loans in the Ordinary Course of Business;</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(n)</font>each current material consulting or non-competition agreement to which the Company or any of its Subsidiaries is a party;</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(o)</font>the name of each Person who is or would be entitled pursuant to any Contract or Company Benefit Plan to receive any payment from the Company or its Subsidiaries as a result of the consummation of the Contemplated Transactions (including any payment that is or would be due as a result of any actual or constructive termination of a Person&#8217;s employment or position following such consummation) and the maximum amount of such payment;</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(p)</font>each Contract for capital expenditures for a single property, individually, or collectively with any other Contract for capital expenditures on such property, in excess of $100,000;</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(q)</font>each Contract that may not be terminated without payment or penalty equal to or greater than $25,000 upon notice of thirty (30) days or less (other than shrink-wrap or similar form software license agreements with respect to off-the-shelf computer software);</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(r)</font>that is a settlement agreement, other than releases immaterial in nature or amount entered into in the Ordinary Course of Business with the former employees of the Company or its Subsidiaries or independent contractors in connection with the routine cessation of such employee&#8217;s or independent contractor&#8217;s employment;</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(s)</font>each Company Benefit Plan; and</div></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:0pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:justify;"> </font></font>23</p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(t)</font>each amendment, supplement and modification in respect of any of the foregoing.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 3.17</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402048"></a><a name="_Toc72405710"></a><a name="_Toc72405900"></a><a name="_Toc73529397"></a></b><b style="font-weight:bold;text-decoration:underline;">No Defaults</b><font style="font-weight:normal;">. Each Company Material Contract is in full force and effect and is valid and enforceable against the Company, and to the Company&#8217;s Knowledge, against such other party to such Company Material Contract, in accordance with its terms, except as such enforcement may be limited by bankruptcy, insolvency, reorganization or other Legal Requirements affecting creditors&#8217; rights generally and subject to general principles of equity. To the Knowledge of the Company, no event has occurred or circumstance exists that (with or without notice or lapse of time) may contravene, conflict with or result in a material violation or breach of, or give the Company, any of its Subsidiaries or other Person the right to declare a default or exercise any remedy under, or to accelerate the maturity or performance of, or to cancel, terminate or modify, any Company Material Contract, except as listed in </font>Section 3.10(c)<font style="font-weight:normal;"> of the Company Disclosure Schedules or where any such default would not reasonably be expected, individually or in the aggregate, to have a Material Adverse Effect on the Company. Except in the Ordinary Course of Business with respect to any Company Loan, neither the Company nor any of its Subsidiaries has given to or received from any other Person, at any time since January 1, 2018, any notice or other communication (whether oral or written) regarding any actual, alleged, possible or potential violation or breach of, or default under, any Company Material Contract, that has not been terminated or satisfied prior to the date of this Agreement. Except as set forth in </font>Section 3.17<font style="font-weight:normal;"> of the Company Disclosure Schedules, or other than in the Ordinary Course of Business, there are no renegotiations of, attempts to renegotiate or outstanding rights to renegotiate, any material amounts paid or payable to the Company or any of its Subsidiaries under current or completed Company Material Contracts with any Person, and no such Person has made written demand for such renegotiation.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 3.18</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402049"></a><a name="_Toc72405711"></a><a name="_Toc72405901"></a><a name="_Toc73529398"></a></b><b style="font-weight:bold;text-decoration:underline;">Insurance</b><font style="font-weight:normal;">. </font>Section 3.18<font style="font-weight:normal;"> of the Company Disclosure Schedules lists all insurance policies and bonds owned or held as of the date of this Agreement by the Company and its Subsidiaries with respect to their respective businesses, operations, properties or assets (including bankers&#8217; blanket bond and insurance providing benefits for employees), true, complete and correct copies of each of which have been delivered or made available to Acquiror. The Company and its Subsidiaries are insured with reputable insurers against such risks and in such amounts as the management of the Company reasonably has determined to be prudent and consistent with comparable entities engaged in the same business and industry. The Company and its Subsidiaries are in compliance in all material respects with their insurance policies and are not in default under any of the terms thereof. Each such policy is outstanding and in full force and effect and, except for policies insuring against potential liabilities of officers, directors and employees of the Company and its Subsidiaries, the Company or the relevant Subsidiary thereof is the sole beneficiary of such policies. All premiums and other payments due under any such policy have been paid, and all claims thereunder have been filed in due and timely fashion. </font>Section&#160;3.18<font style="font-weight:normal;"> of the Company Disclosure Schedules lists and briefly describes all claims that have been filed under such insurance policies and bonds within the past three (3) years prior to the date of this Agreement that individually or in the aggregate exceed $50,000 and the current status of such claims. No such pending claim has been questioned, denied or disputed by the underwriters of such policies or in respect of which such underwriters have reserved their rights. None of the Company or any of its Subsidiaries has had any insurance policy or bond canceled or nonrenewed by the issuer of the policy or bond within the past three (3) years.</font></div></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:0pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:justify;"> </font></font>24</p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 3.19</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402050"></a><a name="_Toc72405712"></a><a name="_Toc72405902"></a><a name="_Toc73529399"></a></b><b style="font-weight:bold;text-decoration:underline;">Compliance with Environmental Laws</b><font style="font-weight:normal;">. There are no actions, suits, investigations, liabilities, inquiries, Proceedings or Orders involving the Company or any of its Subsidiaries or any of their respective assets that are pending or, to the Knowledge of the Company, threatened, nor, to the Knowledge of the Company, is there any factual basis for any of the foregoing, as a result of any asserted failure of the Company or any of its Subsidiaries of, or any predecessor thereof, to comply with any Environmental Law. No environmental clearances or other governmental approvals are required for the conduct of the business of the Company or any of its Subsidiaries or the consummation of the Contemplated Transactions. To the Knowledge of the Company, neither the Company nor any of its Subsidiaries is the owner of any interest in real estate, other than OREO, on which any substances have been generated, used, stored, deposited, treated, recycled or disposed of, which substances, if known to be present on, at or under such property, would require notification to any Regulatory Authority, cleanup, removal or some other remedial action under any Environmental Law at such property or any impacted adjacent or down gradient property, except where such action would not reasonably be expected to have a Material Adverse Effect on the Company. Except for any matters that have not had, and would not reasonably be expected to have, individually or in the aggregate, a Material Adverse Effect on the Company, the Company and each Subsidiary of the Company has complied in all material respects with all Environmental Laws applicable to it and its business operations.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 3.20</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402051"></a><a name="_Toc72405713"></a><a name="_Toc72405903"></a><a name="_Toc73529400"></a></b><b style="font-weight:bold;text-decoration:underline;">Transactions with Affiliates</b><font style="font-weight:normal;">. Except as set forth in </font>Section 3.20 <font style="font-weight:normal;">of the Company Disclosure Schedules, no officer or director of the Company or any of its Subsidiaries, any Immediate Family Member of any such Person, and no entity that any such Person &#8220;controls&#8221; within the meaning of Regulation&#160;O of the Federal Reserve has (a) any Company Loan or any other agreement with the Company or any of its Subsidiaries or (b) any interest in any material property, real, personal or mixed, tangible or intangible, used in or pertaining to, the business of the Company or any of its Subsidiaries. To the Knowledge of the Company, no action or failure to take action by any present or former director, officer, employee or agent of the Company or any Subsidiary of the Company has occurred which would give rise to a material claim by any such individual for indemnification from the Company or any Subsidiary of the Company.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 3.21</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402052"></a><a name="_Toc72405714"></a><a name="_Toc72405904"></a><a name="_Toc73529401"></a></b><b style="font-weight:bold;text-decoration:underline;">Voting Requirements</b><font style="font-weight:normal;">. The affirmative vote of the holders of a majority of the outstanding shares of Company Common Stock at the Company Shareholders&#8217; Meeting or an adjournment or postponement thereof to adopt this Agreement is the only vote of the holders of any class or series of capital stock or voting securities of, or other equity interests in, the Company necessary to adopt this Agreement.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 3.22</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402053"></a><a name="_Toc72405715"></a><a name="_Toc72405905"></a><a name="_Toc73529402"></a></b><b style="font-weight:bold;text-decoration:underline;">Brokerage Commissions</b><font style="font-weight:normal;">. Except for fees payable to D.A. Davidson &amp; Co. pursuant to an engagement letter that has been Previously Disclosed, none of the Company or its Subsidiaries, or any of their respective Representatives, has incurred any obligation or liability, contingent or otherwise, for brokerage or finders&#8217; fees or agents&#8217; commissions or other similar payment in connection with this Agreement.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 3.23</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402054"></a><a name="_Toc72405716"></a><a name="_Toc72405906"></a><a name="_Toc73529403"></a></b><b style="font-weight:bold;text-decoration:underline;">Approval Delays</b><font style="font-weight:normal;">. To the Knowledge of the Company, there is no reason why the granting of any of the Requisite Regulatory Approvals would be denied or unduly delayed. The Bank is &#8220;well-capitalized&#8221; (as such term is defined in the relevant regulation of the institution&#8217;s primary federal bank regulator), and the institution&#8217;s rating under the CRA is &#8220;satisfactory&#8221; or better.</font></div></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:0pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:justify;"> </font></font>25</p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 3.24</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402055"></a><a name="_Toc72405717"></a><a name="_Toc72405907"></a><a name="_Toc73529404"></a></b><b style="font-weight:bold;text-decoration:underline;">Labor Matters</b><font style="font-weight:normal;">.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(a)</font>There are no collective bargaining agreements or other labor union Contracts applicable to any employees of the Company or any of its Subsidiaries. There is no labor dispute, strike, work stoppage or lockout, or, to the Knowledge of the Company, threat thereof, by or with respect to any employees of the Company or any of its Subsidiaries, and there has been no labor dispute, strike, work stoppage or lockout in the previous three (3) years. There are no organizational efforts with respect to the formation of a collective bargaining unit presently being made or, to the Knowledge of the Company, threatened, involving employees of the Company or any of its Subsidiaries. Neither the Company nor any of its Subsidiaries has engaged or is engaging in any unfair labor practice. The Company and its Subsidiaries are in compliance in all material respects with all applicable Legal Requirements respecting employment and employment practices, terms and conditions of employment, wages, hours of work and occupational safety and health. No Proceeding asserting that the Company or any of its Subsidiaries has committed an unfair labor practice (within the meaning of the National Labor Relations Act of 1935) or seeking to compel the Company or any of its Subsidiaries to bargain with any labor organization as to wages or conditions of employment is pending or, to the Knowledge of the Company, threatened with respect to the Company or any of its Subsidiaries before the National Labor Relations Board, the Equal Employment Opportunity Commission or any other Regulatory Authority.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(b)</font>Neither the Company nor any of its Subsidiaries is a party to, or otherwise bound by, any consent decree with, or citation by, any Regulatory Authority relating to employees or employment practices. None of the Company, any of its Subsidiaries or any of its or their executive officers has received within the past three (3) years any written notice of intent by any Regulatory Authority responsible for the enforcement of labor or employment laws to conduct an investigation relating to the Company or any of its Subsidiaries and, to the Knowledge of the Company, no such investigation is in progress.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 3.25</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402056"></a><a name="_Toc72405718"></a><a name="_Toc72405908"></a><a name="_Toc73529405"></a></b><b style="font-weight:bold;text-decoration:underline;">Intellectual Property</b><font style="font-weight:normal;">. Each of the Company and its Subsidiaries has the unrestricted right and authority, and the Surviving Entity and its Subsidiaries will have the unrestricted right and authority from and after the Effective Time, to use all patents, trademarks, copyrights, service marks, trade names or other intellectual property owned by them as is necessary to enable them to conduct and to continue to conduct all material phases of the businesses of the Company and its Subsidiaries in the manner presently conducted by them, and, to the Knowledge of the Company, such use does not, and will not, conflict with, infringe on or violate any patent, trademark, copyright, service mark, trade name or any other intellectual property right of any Person. To the extent the Company has designated any of its information, materials, or processes a trade secret, the Company and its Subsidiaries have taken commercially reasonable measures to protect the confidentiality of all trade secrets that are owned, used, or held by them. Neither the Company nor any of its Subsidiaries has received written notice from any third party alleging any material interference, infringement, misappropriation or violation of any intellectual property rights of any third party.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 3.26</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402057"></a><a name="_Toc72405719"></a><a name="_Toc72405909"></a><a name="_Toc73529406"></a></b><b style="font-weight:bold;text-decoration:underline;">Investments</b><font style="font-weight:normal;">.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(a)</font><b style="font-weight:bold;">Section 3.25(a)</b> of the Company Disclosure Schedules includes a complete and correct list and description, as of March 31, 2021, of: (i) all investment and debt securities, </div></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:0pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:justify;"> </font></font>26</p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:0pt;">mortgage-backed and related securities, marketable equity securities and securities purchased under agreements to resell that are owned by the Company or its Subsidiaries, other than, with respect to the Bank, in a fiduciary or agency capacity (the &#8220;<b style="font-weight:bold;">Company Investment Securities</b>&#8221;); and (ii) any such Company Investment Securities that are pledged as collateral to another Person. The Company and each Subsidiary has good and marketable title to all Company Investment Securities held by it, free and clear of any Liens except for Company Permitted Exceptions and except to the extent such Company Investment Securities are pledged in the Ordinary Course of Business consistent with prudent banking practices to secure obligations of the Company or the Bank. The Company Investment Securities are valued on the books of the Company and the Bank in accordance with GAAP.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(b)</font>Except as may be imposed by applicable securities laws and restrictions that may exist for securities that are classified as &#8220;held to maturity,&#8221; none of the Company Investment Securities is subject to any restriction, whether contractual or statutory, that materially impairs the ability of the Company or any of its Subsidiaries to dispose of such investment at any time. With respect to all repurchase agreements to which the Company or any of its Subsidiaries is a party, the Company or such Subsidiary of the Company, as the case may be, has a valid, perfected first lien or security interest in the securities or other collateral securing each such repurchase agreement, and the value of the collateral securing each such repurchase agreement equals or exceeds the amount of the debt secured by such collateral under such agreement.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(c)</font>None of the Company or its Subsidiaries has sold or otherwise disposed of any Company Investment Securities in a transaction in which the acquiror of such Company Investment Securities or other Person has the right, either conditionally or absolutely, to require the Company or any of its Subsidiaries to repurchase or otherwise reacquire any such Company Investment Securities.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(d)</font>All Derivative Transactions, whether entered into for the account of the Company or any of its Subsidiaries or for the account of a customer of the Company or any of its Subsidiaries, were entered into in the Ordinary Course of Business and in accordance with prudent banking practice and applicable Legal Requirements of applicable Regulatory Authorities and in accordance with the investment, securities, commodities, risk management and other policies, practices and procedures employed by the Company and its Subsidiaries, and with counterparties believed at the time to be financially responsible and able to understand (either alone or in consultation with their advisers) and to bear the risks of such Derivative Transactions. All of such Derivative Transactions are legal, valid and binding obligations of the Company or one of its Subsidiaries enforceable against it in accordance with their terms (except as may be limited by bankruptcy, insolvency, moratorium, reorganization or similar laws affecting the rights of creditors generally and subject to general principles of equity) and are in full force and effect. The Company and its Subsidiaries have duly performed their obligations under the Derivative Transactions to the extent that such obligations to perform have accrued and, to the Knowledge of the Company, there are no breaches, violations or defaults or allegations or assertions of such by any party thereunder.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 3.27</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402058"></a><a name="_Toc72405720"></a><a name="_Toc72405910"></a><a name="_Toc73529407"></a></b><b style="font-weight:bold;text-decoration:underline;">Fiduciary Accounts</b><font style="font-weight:normal;">. The Bank has properly administered all accounts for which it acts as fiduciary, including accounts for which it serves as trustee, agent, custodian, guardian, conservator, personal representative, or investment advisor, in accordance with the terms of the governing documents and applicable Legal Requirements. The Bank has not committed any </font></div></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:0pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:justify;"> </font></font>27</p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-left:0pt;margin-right:0pt;"><font style="color:#000000;font-style:normal;font-weight:normal;text-align:justify;">breach of trust with respect to any such fiduciary account, and the accountings for each such fiduciary account are true and correct in all material respects and accurately reflect the assets of such fiduciary account.</font></p><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 3.28</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402059"></a><a name="_Toc72405721"></a><a name="_Toc72405911"></a><a name="_Toc73529408"></a></b><b style="font-weight:bold;text-decoration:underline;">Deposits</b><font style="font-weight:normal;">. All of the deposits held by the Bank (including the records and documentation pertaining to such deposits) have been established and are held in material compliance with applicable Legal Requirements and in all material respects with all applicable policies, practices and procedures of the Bank. No legal action or proceeding for the termination or revocation of such insurance is pending, or to the Knowledge of the Company, has any such termination or revocation been threatened. account.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 3.29</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402060"></a><a name="_Toc72405722"></a><a name="_Toc72405912"></a><a name="_Toc73529409"></a></b><b style="font-weight:bold;text-decoration:underline;">Customer Information Security</b><font style="font-weight:normal;">. Since December 31, 2018, to the Knowledge of the Company, there has been no unauthorized disclosure of, or unauthorized access to, or suspected unauthorized disclosure of, or unauthorized access to, any nonpublic personal information of a customer in the possession of the Company or any of its Subsidiaries that could result in substantial harm to such customer.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 3.30</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402061"></a><a name="_Toc72405723"></a><a name="_Toc72405913"></a><a name="_Toc73529410"></a></b><b style="font-weight:bold;text-decoration:underline;">No Other Representations or Warranties</b><font style="font-weight:normal;">.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(a)</font>Except for the representations and warranties made by the Company in this <b style="font-weight:bold;">Article 3</b>, neither the Company nor any other Person makes any express or implied representation or warranty with respect to the Company, its Subsidiaries or their respective businesses, operations, assets, liabilities, conditions (financial or otherwise) or prospects, and the Company hereby disclaims any such other representations or warranties. In particular, without limiting the foregoing disclaimer, neither the Company nor any other Person makes or has made any representation or warranty to Acquiror or any of its Affiliates or representatives with respect to: (i) any financial projection, forecast, estimate, budget or prospective information relating to the Company, any of its Subsidiaries or their respective businesses; or (ii) except for the representations and warranties made by the Company in this <b style="font-weight:bold;">Article 3</b>, any oral or written information presented to Acquiror or any of its Affiliates or representatives in the course of their due diligence investigation of the Company, in the negotiation of this Agreement or in the course of the transactions contemplated hereby.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(b)</font>The Company acknowledges and agrees that neither Acquiror nor any other Person has made or is making any express or implied representation or warranty other than those contained in <b style="font-weight:bold;">Article 4</b>.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:center;text-indent:0pt;"><font style="color:#010000;font-family:'Times New Roman';text-transform:uppercase;white-space:nowrap;">Article 4&#160;</font><font style="display:inline-block;visibility:hidden;width:0pt;">&#8203;</font><br><a name="_Toc72402062"></a><a name="_Ref72403981"></a><a name="_Ref72404020"></a><a name="_Toc72405724"></a><a name="_Toc72405914"></a><a name="_Toc73529411"></a>REPRESENTATIONS AND WARRANTIES OF ACQUIROR</div><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;text-indent:36pt;margin:0pt 0pt 12pt 0pt;">Except as Previously Disclosed, Acquiror hereby represents and warrants to the Company as follows:</p><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 4.1</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402063"></a><a name="_Ref72404579"></a><a name="_Toc72405725"></a><a name="_Toc72405915"></a><a name="_Toc73529412"></a></b><b style="font-weight:bold;text-decoration:underline;">Acquiror Organization</b><font style="font-weight:normal;">. Acquiror: (a) is a corporation duly organized, validly existing and in good standing under the laws of the State of Delaware and is also in good standing in each other jurisdiction in which the nature of the business conducted or the properties or assets owned or leased by it makes such qualification necessary, except where the failure to be so qualified and in good standing would not have a Material Adverse Effect on Acquiror; (b) is </font></div></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:0pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:justify;"> </font></font>28</p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-left:0pt;margin-right:0pt;"><font style="color:#000000;font-style:normal;font-weight:normal;text-align:justify;">registered with the Federal Reserve as a financial holding company under the Bank Holding Company Act of 1956, as amended; and (c) has full power and authority, corporate and otherwise, to operate as a bank holding company and to own, operate and lease its properties as presently owned, operated and leased, and to carry on its business as it is now being conducted. The copies of the Acquiror Certificate of Incorporation and Acquiror Bylaws and all amendments thereto set forth in the Acquiror SEC Reports are true, complete and correct, and are in full force and effect as of the date of this Agreement. Acquiror has no direct or indirect subsidiary other than the subsidiaries listed on Exhibit 21.1 to Acquiror&#8217;s Annual Report on Form 10-K for the fiscal year ended December 31, 2020.</font></p><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 4.2</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402064"></a><a name="_Toc72405726"></a><a name="_Toc72405916"></a><a name="_Toc73529413"></a></b><b style="font-weight:bold;text-decoration:underline;">Acquiror Subsidiary Organizations</b><font style="font-weight:normal;">. Acquiror Bank is an Illinois state chartered bank duly organized, validly existing and in good standing under the laws of the State of Illinois. Each Acquiror Subsidiary is an entity duly organized, validly existing and in good standing under the laws of the jurisdiction of its organization and is also in good standing in each other jurisdiction in which the nature of the business conducted or the properties or assets owned or leased by it makes such qualification necessary, except where the failure to be so qualified and in good standing would not have a Material Adverse Effect on Acquiror. Each Subsidiary of Acquiror has full power and authority, corporate and otherwise, to own, operate and lease its properties as presently owned, operated and leased, and to carry on its business as it is now being conducted. The deposit accounts of Acquiror Bank are insured by the FDIC through the Deposit Insurance Fund to the fullest extent permitted by applicable Legal Requirements, and all premiums and assessments required to be paid in connection therewith have been paid when due. Acquiror has delivered or made available to the Company copies of the charter (or similar organizational documents) and bylaws of each Subsidiary of Acquiror and all amendments thereto, each of which is true, complete and correct and in full force and effect as of the date of this Agreement.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 4.3</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402065"></a><a name="_Ref72404586"></a><a name="_Toc72405727"></a><a name="_Toc72405917"></a><a name="_Toc73529414"></a></b><b style="font-weight:bold;text-decoration:underline;">Authorization; Enforceability</b><font style="font-weight:normal;">. Acquiror has the requisite corporate power and authority to enter into and perform its obligations under this Agreement. The execution and delivery of this Agreement and the consummation of the transactions contemplated hereby have been duly and validly authorized by the Acquiror Board. The Acquiror Board has determined that the Merger, on substantially the terms and conditions set forth in this Agreement, is in the best interests of Acquiror and its shareholders, and that this Agreement and the transactions contemplated hereby are in the best interests of Acquiror and its shareholders. The execution, delivery and performance of this Agreement by Acquiror, and the consummation by it of its obligations under this Agreement, have been authorized by all necessary corporate action and, subject to the receipt of the Requisite Regulatory Approvals, this Agreement constitutes a legal, valid and binding obligation of Acquiror enforceable in accordance with its terms, except as such enforcement may be limited by bankruptcy, insolvency, reorganization or other Legal Requirements affecting creditors&#8217; rights generally and subject to general principles of equity.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 4.4</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402066"></a><a name="_Toc72405728"></a><a name="_Toc72405918"></a><a name="_Toc73529415"></a></b><b style="font-weight:bold;text-decoration:underline;">No Conflict</b><font style="font-weight:normal;">. Neither the execution nor delivery of this Agreement nor the consummation or performance of any of the Contemplated Transactions will, directly or indirectly (with or without notice or lapse of time): (a) contravene, conflict with or result in a violation of any provision of the articles of incorporation, certificate of formation or charter (or similar organizational documents) or bylaws or operating agreement, each as in effect on the date hereof, or any currently effective resolution adopted by the board of directors, shareholders, manager or members of, Acquiror or any of its Subsidiaries; or (b) assuming receipt of the Requisite </font></div></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:0pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:justify;"> </font></font>29</p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-left:0pt;margin-right:0pt;"><font style="color:#000000;font-style:normal;font-weight:normal;text-align:justify;">Regulatory Approvals, contravene, conflict with or result in a violation of any Legal Requirement or any Order to which Acquiror or any of its Subsidiaries, or any of their respective assets that are owned or used by them, may be subject. Except for the Third Party Consents no consents or approvals of or filings or registrations with any court, administrative agency or commission or other governmental authority or instrumentality are necessary in connection with the execution and delivery of this Agreement or the consummation or performance of any of the Contemplated Transactions.</font></p><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 4.5</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402067"></a><a name="_Ref72404622"></a><a name="_Toc72405729"></a><a name="_Toc72405919"></a><a name="_Toc73529416"></a></b><b style="font-weight:bold;text-decoration:underline;">Acquiror Capitalization</b><font style="font-weight:normal;">. As of the date of this Agreement, the authorized capital stock of Acquiror consists exclusively of: &#160;(i) 125,000,000 shares of Acquiror Common Stock, of which, as of March 31, 2021 (the &#8220;</font>Acquiror Capitalization Date<font style="font-weight:normal;">&#8221;), 27,382,069 shares were issued and outstanding, and 95,462 shares were held in the treasury of Acquiror; and (ii)&#160;25,000,000 shares of Acquiror&#8217;s preferred stock, par value of $0.01 per share (the &#8220;</font>Acquiror Preferred Stock<font style="font-weight:normal;">&#8221;), of which no shares were issued and outstanding as of the Acquiror Capitalization Date. &#160;Acquiror does not have outstanding any bonds, debentures, notes or other debt obligations having the right to vote (or convertible into, or exchangeable for, securities having the right to vote) with the shareholders of Acquiror on any matter. &#160;All of the issued and outstanding shares of Acquiror Capital Stock have been, and those shares of Acquiror Common Stock to be issued pursuant to the Merger will be, duly authorized and validly issued and fully paid, nonassessable and free of preemptive rights. &#160;As of the Acquiror Capitalization Date, no shares of Acquiror capital stock were reserved for issuance except for: (i) 140,168 shares of Acquiror Common Stock reserved for issuance in connection with stock options, restricted stock units, or other equity awards under Acquiror Benefit Plans; and (ii) 1,659,607 shares of Acquiror Common Stock reserved for issuance pursuant to future awards under Acquiror Benefit Plans.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 4.6</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402068"></a><a name="_Toc72405730"></a><a name="_Toc72405920"></a><a name="_Toc73529417"></a></b><b style="font-weight:bold;text-decoration:underline;">Acquiror Subsidiary Capitalization</b><font style="font-weight:normal;">. All of the issued and outstanding shares of capital stock or other equity ownership interests of each Subsidiary of Acquiror are owned by Acquiror, directly or indirectly, free and clear of any Liens and all of such shares or equity ownership interests are duly authorized and validly issued and are fully paid, nonassessable and free of preemptive rights. No Subsidiary of Acquiror has or is bound by any outstanding subscriptions, options, warrants, calls, commitments or agreements of any character calling for the purchase or issuance of any shares of capital stock or any other equity security of such Subsidiary or any securities representing the right to purchase or otherwise receive any shares of capital stock or any other equity security of such Subsidiary. No Subsidiary of Acquiror owns or has any Contract to acquire, any equity interests or other securities of any Person or any direct or indirect equity or ownership interest in any other business, except as set forth on </font>Section 4.6 <font style="font-weight:normal;">of the Acquiror Disclosure Schedules.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 4.7</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402069"></a><a name="_Toc72405731"></a><a name="_Toc72405921"></a><a name="_Toc73529418"></a></b><b style="font-weight:bold;text-decoration:underline;">Acquiror SEC Reports; Financial Statements and Reports; Regulatory Filings</b><font style="font-weight:normal;">.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(a)</font>Acquiror has timely filed all Acquiror SEC Reports, except where the failure to file any Acquiror SEC Report, either individually or in the aggregate, would not reasonably be expected to have a Material Adverse Effect on Acquiror, and all such Acquiror SEC Reports complied as to form in all material respects, as of their respective filing dates and effective dates, as the case may be, with all applicable requirements of the Securities Act and the Exchange Act, as the case may be, and the rules and regulations of the SEC thereunder which are applicable </div></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:0pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:justify;"> </font></font>30</p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:0pt;">to Acquiror. The Acquiror SEC Reports were prepared in accordance with applicable Legal Requirements in all material respects. As of their respective filing dates, none of the Acquiror SEC Reports contained an untrue statement of a material fact or omitted to state a material fact required to be stated therein or necessary in order to make the statements therein, in light of the circumstances under which they were made, not misleading, except that information filed as of a later date (but before the date of this Agreement) is deemed to modify information as of an earlier date. As of the date hereof, there are no outstanding comments from or unresolved issues raised by the SEC with respect to any of the Acquiror SEC Reports. No Subsidiary of Acquiror is required to file periodic reports with the SEC pursuant to Section 13 or 15(d) of the Exchange Act.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(b)</font>The financial statements presented (or incorporated by reference) in the Acquiror SEC Reports (including the related notes, where applicable) have been prepared in conformity with GAAP, except in each case as indicated in such statements or the notes thereto, and comply in all material respects with all applicable Legal Requirements, including the maintenance of an adequate system of internal controls. Taken together, the financial statements presented in the Acquiror SEC Reports (collectively, the &#8220;<b style="font-weight:bold;">Acquiror Financial Statements</b>&#8221;) are complete and correct in all material respects and fairly and accurately present the respective financial position, assets, liabilities and results of operations of Acquiror and its Subsidiaries at the respective dates of and for the periods referred to in the Acquiror Financial Statements, subject to normal year-end audit adjustments in the case of unaudited Acquiror Financial Statements. As of the date hereof, RSM US LLP has not resigned (or informed Acquiror that it intends to resign) or been dismissed as independent registered public accountants of Acquiror.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(c)</font>Acquiror and each of its Subsidiaries has filed all forms, reports and documents required to be filed since January 1, 2018, with all applicable federal or state securities or banking authorities except to the extent failure would not have a Material Adverse Effect on Acquiror and its Subsidiaries. Such forms, reports and documents: (i)&#160;complied as to form in all material respects with applicable Legal Requirements; and (ii) did not at the time they were filed, after giving effect to any amendment thereto filed prior to the date hereof, contain an untrue statement of a material fact or omit to state a material fact required to be stated therein or necessary in order to make the statements therein, in light of the circumstances under which they were made, not misleading, except that information filed as of a later date (but before the date of this Agreement) is deemed to modify information as of an earlier date.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(d)</font>To the Knowledge of Acquiror, there has not been any event or occurrence since January 1, 2018 that would result in a determination that Acquiror Bank is not an eligible depository institution as defined in 12 C.F.R. &#167; 303.2(r).</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 4.8</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402070"></a><a name="_Toc72405732"></a><a name="_Toc72405922"></a><a name="_Toc73529419"></a></b><b style="font-weight:bold;text-decoration:underline;">Books and Records</b><font style="font-weight:normal;">. The books of account, minute books, stock record books and other records of Acquiror and its Subsidiaries are complete and correct in all material respects and have been maintained in accordance with Acquiror&#8217;s business practices and all applicable Legal Requirements, including the maintenance of an adequate system of internal controls required by such Legal Requirements. The minute books of Acquiror and each of its Subsidiaries fairly reflect the substance of events and transactions included therein.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 4.9</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc73529420"></a></b><b style="font-weight:bold;text-decoration:underline;">Loans; Loan Loss Reserve</b><font style="font-weight:normal;">.</font></div></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:0pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:justify;"> </font></font>31</p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(a)</font>Each loan, loan agreement, note, lease or other borrowing agreement by Acquiror Bank, any participation therein, and any guaranty, renewal or extension thereof (reflected as an asset on any of the Acquiror Financial Statements or reports filed with the Regulatory Authorities is evidenced by documentation that is customary and legally sufficient in all material respects and constitutes, to the Knowledge of the Acquiror, the legal, valid and binding obligation of the obligor named therein, enforceable in accordance with its terms, except to the extent that the enforceability thereof may be limited by bankruptcy, insolvency, reorganization, moratorium or similar laws relating to or affecting the enforcement of creditors&#39; rights generally or equitable principles or doctrines.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(b)</font>All Acquiror Loans originated or purchased by Acquiror Bank were made or purchased in accordance with the policies of the board of directors of Acquiror Bank and in the Ordinary Course of Business of Acquiror Bank. Acquiror Bank&#39;s interest in all Acquiror Loans is free and clear of any security interest, lien, encumbrance or other charge, and, Acquiror Bank has complied in all material respects with all Legal Requirements relating to such Acquiror Loans, except where the failure to so comply would not have a Material Adverse Effect on the Acquiror. There has been no default on, or forgiveness or waiver of, in whole or in part, any Acquiror Loan made to an executive officer or director of the Acquiror or Acquiror Bank or an entity controlled by an executive officer or director during the three&#160;(3) years immediately preceding the date hereof.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 4.10</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402071"></a><a name="_Toc72405733"></a><a name="_Toc72405923"></a><a name="_Toc73529421"></a></b><b style="font-weight:bold;text-decoration:underline;">Absence of Certain Changes and Events</b><font style="font-weight:normal;">. Since December 31, 2020, no event or events have occurred that had or would reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect on Acquiror.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 4.11</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402072"></a><a name="_Toc72405734"></a><a name="_Toc72405924"></a><a name="_Toc73529422"></a></b><b style="font-weight:bold;text-decoration:underline;">Brokerage Commissions</b><font style="font-weight:normal;">. Except for fees payable to Piper Sandler &amp; Co. pursuant to an engagement letter that has been Previously Disclosed, none of Acquiror or its Subsidiaries, or any of their respective Representatives, has incurred any obligation or liability, contingent or otherwise, for brokerage or finders&#8217; fees or agents&#8217; commissions or other similar payment in connection with this Agreement.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 4.12</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402073"></a><a name="_Toc72405735"></a><a name="_Toc72405925"></a><a name="_Toc73529423"></a></b><b style="font-weight:bold;text-decoration:underline;">Approval Delays</b><font style="font-weight:normal;">. To the Knowledge of Acquiror, there is no reason why the granting of any of the Requisite Regulatory Approvals would be denied or unduly delayed. Acquiror Bank&#8217;s most recent CRA rating was &#8220;satisfactory&#8221; or better.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 4.13</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402074"></a><a name="_Toc72405736"></a><a name="_Toc72405926"></a><a name="_Toc73529424"></a></b><b style="font-weight:bold;text-decoration:underline;">Financial Capability</b><font style="font-weight:normal;">. Acquiror has sufficient funds to pay the cash component of the Merger Consideration and to perform its other obligations contemplated by this Agreement.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 4.14</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402075"></a><a name="_Toc72405737"></a><a name="_Toc72405927"></a><a name="_Toc73529425"></a></b><b style="font-weight:bold;text-decoration:underline;">No Other Representations or Warranties</b><font style="font-weight:normal;">.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(a)</font>Except for the representations and warranties made by Acquiror in this <b style="font-weight:bold;">Article 4</b>, neither Acquiror nor any other Person makes any express or implied representation or warranty with respect to Acquiror, its Subsidiaries or their respective businesses, operations, assets, liabilities, conditions (financial or otherwise) or prospects, and Acquiror hereby disclaims any such other representations or warranties. In particular, without limiting the foregoing disclaimer, neither Acquiror nor any other Person makes or has made any representation or warranty to the Company or any of its Affiliates or representatives with respect to: (i) any financial </div></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:0pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:justify;"> </font></font>32</p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:0pt;">projection, forecast, estimate, budget or prospective information relating to Acquiror, any of its Subsidiaries or their respective businesses; or (ii) except for the representations and warranties made by Acquiror in this <b style="font-weight:bold;">Article 4</b>, any oral or written information presented to the Company or any of its Affiliates or representatives in the course of their due diligence investigation of Acquiror, in the negotiation of this Agreement or in the course of the Contemplated Transactions.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(b)</font>Acquiror acknowledges and agrees that neither the Company nor any other Person has made or is making any express or implied representation or warranty other than those contained in <b style="font-weight:bold;">Article 3</b>.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:center;text-indent:0pt;"><font style="color:#010000;font-family:'Times New Roman';text-transform:uppercase;white-space:nowrap;">Article 5&#160;</font><font style="display:inline-block;visibility:hidden;width:0pt;">&#8203;</font><br><a name="_Toc72402076"></a><a name="_Toc72405738"></a><a name="_Toc72405928"></a><a name="_Toc73529426"></a>THE COMPANY&#8217;S COVENANTS</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 5.1</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402077"></a><a name="_Ref72404125"></a><a name="_Toc72405739"></a><a name="_Toc72405929"></a><a name="_Toc73529427"></a></b><b style="font-weight:bold;text-decoration:underline;">Access and Investigation</b><font style="font-weight:normal;">.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(a)</font><a name="_Ref72404069"></a>Subject to any applicable Legal Requirement, Acquiror and its Representatives shall, at all times during normal business hours and with reasonable advance notice, have such reasonable access to the facilities, operations, records and properties of the Company and each of its Subsidiaries in accordance with the provisions of this <b style="font-weight:bold;">Section 5.1(a)</b> as shall be necessary for the purpose of determining the Company&#8217;s continued compliance with the terms and conditions of this Agreement and preparing for the integration of Acquiror and the Company following the Effective Time. Acquiror and its Representatives may, during such period, make or cause to be made such reasonable investigation of the operations, records and properties of the Company and each of its Subsidiaries and of their respective financial and legal conditions as Acquiror shall deem necessary or advisable to familiarize itself with such records, properties and other matters; <i style="font-style:italic;">provided</i>,<i style="font-style:italic;"> however</i>, that such access or investigation shall not interfere materially with the normal operations of the Company or any of its Subsidiaries. The Company and the Bank shall permit Acquiror to discuss the business affairs, condition (financial and otherwise), assets and liabilities of the Company and the Bank with the Company&#8217;s and the Bank&#8217;s management and employees, as is necessary or reasonably appropriate for the purposes of familiarizing itself with the businesses and operations of the Company and the Bank, to the extent allowable by applicable Legal Requirements. Upon request, the Company and each of its Subsidiaries will furnish Acquiror or its Representative attorneys&#8217; responses to auditors&#8217; requests for information regarding the Company or such Subsidiary, as the case may be, and such financial and operating data and other information reasonably requested by Acquiror (provided, such disclosure would not result in the waiver by the Company or any of its Subsidiaries of any claim of attorney-client privilege). No investigation by Acquiror or any of its Representatives shall affect the representations and warranties made by the Company in this Agreement. This <b style="font-weight:bold;">Section 5.1(a)</b><b style="font-weight:bold;"> </b>shall not require the disclosure of any information to Acquiror the disclosure of which, in the Company&#8217;s reasonable judgment: (i) would be prohibited by any applicable Legal Requirement; (ii) would result in the breach of any agreement with any third party in effect on the date of this Agreement; or (iii) would relate to pending or threatened litigation or investigations, if disclosure would affect the confidential nature of, or any privilege relating to, the matters being discussed. If any of the restrictions in the preceding sentence shall apply, the Company and Acquiror will make appropriate alternative disclosure arrangements, including adopting additional specific procedures to protect the confidentiality of sensitive material and to ensure compliance with any applicable Legal Requirement.</div></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:0pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:justify;"> </font></font>33</p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(b)</font>From the date hereof until the earlier of the Closing Date or the termination of this Agreement in accordance with its terms, the Company shall promptly furnish to Acquiror: (i) a copy of each report, schedule, registration statement and other document filed, furnished or received by it during such period pursuant to the requirements of federal and state banking laws or federal or state securities laws; and (ii) a copy of each report filed by it or any of its Subsidiaries with any Regulatory Authority; in each case other than portions of such documents relating to confidential supervisory or examination materials or the disclosure of which would violate any applicable Legal Requirement.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(c)</font>The Company shall provide, and cause each of its Subsidiaries to provide, to Acquiror all information provided to the directors on all such boards or members of such committees in connection with all meetings of the board of directors and committees of the board of directors of the Company or otherwise provided to the directors or members, and to provide any other financial reports or other analysis prepared for senior management of the Company or its Subsidiaries, in each case other than portions of such documents: (i) relating to confidential supervisory or examination materials, (ii) the disclosure of which would violate any applicable Legal Requirement, (iii) the disclosure of which would, in the reasonable judgment of the Company&#8217;s outside counsel, result in the waiver of the attorney-client privilege, or (iv) related to an Acquisition Proposal (disclosure of which shall be governed solely by <b style="font-weight:bold;">Section 5.8</b>).</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(d)</font>From and after the date hereof, the Company shall provide Acquiror within ten (10) Business Days of the end of such month with (i) an unaudited unconsolidated balance sheet of the Company&#8217;s Subsidiaries as of the end of each calendar month, and an unaudited consolidated balance sheet of the Company and its Subsidiaries as of the end of each calendar quarter; (ii) an unaudited unconsolidated balance sheet of the Company as of the end of each calendar month; (iii) the unaudited AOCI of the Company as of the end of each calendar month; and (iv) the unaudited general ledger of the Company as of the end of each calendar month (collectively, the &#8220;<b style="font-weight:bold;">Unaudited Monthly Financial Statements</b>&#8221;). The Unaudited Monthly Financial Statements shall (A) be prepared from, and in accordance with, the books and records of the Company and its Subsidiaries; (B) be prepared in accordance with GAAP (other than such exceptions as described in <b style="font-weight:bold;">Section 3.7(b)</b> of the Company Disclosure Schedules); and (C) with respect to the foregoing clauses (i) and (ii), fairly present in all material respects the consolidated results of operations, and consolidated financial position of the Company and the Company&#8217;s Subsidiaries for the respective fiscal periods or as of the respective dates therein set forth (subject to recurring year-end audit adjustments normal in nature and amount).</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(e)</font>The Company shall cooperate with Acquiror in connection with the preparation of financial statements, if any, of the Company and pro forma financial statements that Acquiror may file with the SEC.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(f)</font>All information obtained by Acquiror in accordance with this <b style="font-weight:bold;">Section 5.1</b> shall be treated in confidence as provided in that certain Mutual Confidentiality Agreement dated as of&#160;April 27, 2021, between Acquiror and the Company (the&#160;&#8220;<b style="font-weight:bold;">Confidentiality Agreement</b>&#8221;).</div></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:0pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:justify;"> </font></font>34</p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 5.2</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402078"></a><a name="_Toc72405740"></a><a name="_Toc72405930"></a><a name="_Toc73529428"></a></b><b style="font-weight:bold;text-decoration:underline;">Operation of the Company and Company Subsidiaries</b><font style="font-weight:normal;">.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(a)</font>Except as Previously Disclosed, as expressly contemplated by or permitted by this Agreement, as required by applicable Legal Requirements, or with the prior written consent of Acquiror, during the period from the date of this Agreement to the earlier of the Closing Date or the termination of this Agreement pursuant to its terms, the Company shall, and shall cause each of its Subsidiaries to: (i) conduct its business in the Ordinary Course of Business; (ii) use reasonable best efforts to maintain and preserve intact its business organization and advantageous business relationships, keep available the services of its present employees, and maintain its relationships and goodwill with all suppliers, customers, depositors, borrowers, landlords, creditors, licensors, licensees, employees and other Persons having business relationships with the Company or any Subsidiary of the Company; (iii) perform under each of the Company Material Contracts; (iv) maintain and keep their properties in as satisfactory repair and condition as presently maintained, except for obsolete properties and for deterioration due to ordinary wear and tear; (v) comply in all material respects with all applicable Legal Requirements; and (vi) take no action that is intended to or would reasonably be expected to adversely affect or materially delay the ability of the Company or Acquiror to obtain any of the Requisite Regulatory Approvals, to perform its covenants and agreements under this Agreement or to consummate the Contemplated Transactions.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(b)</font><a name="_Ref72404158"></a>Except as Previously Disclosed, as expressly contemplated by or permitted by this Agreement, as required by applicable Legal Requirements, or with the prior written consent of Acquiror, during the period from the date of this Agreement to the earlier of the Closing Date or the termination of this Agreement pursuant to its terms, the Company will not, and will cause each of its Subsidiaries not to:</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:36pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(i)</font>(A) issue, sell or otherwise permit to become outstanding, or dispose of or encumber or pledge, or authorize or propose the creation of, any additional shares of Company Capital Stock or any security convertible into Company Capital Stock; (B) permit any additional shares of Company Capital Stock to become subject to new grants, including issuances under Company Benefit Plans; or (C) grant any registration rights with respect to shares of Company Capital Stock;</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:36pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(ii)</font>(A) make, declare, pay or set aside for payment any dividend on or in respect of, or declare or make any distribution on any shares of Company Capital Stock outside of past practice (other than dividends from its wholly owned Subsidiaries to it); or (B) directly or indirectly adjust, split, combine, redeem, reclassify, purchase or otherwise acquire, any shares of Company Capital Stock;</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:36pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(iii)</font>amend the terms of, waive any rights under, terminate (other than at its stated expiration date), violate the terms of, assign or enter into: (A) any Company Material Contract; (B) any material restriction on the ability of the Company or its Subsidiaries to conduct its business as it is presently being conducted; or (C) any Contract or other binding obligation relating to any class of Company Capital Stock or rights associated therewith or any outstanding instrument of indebtedness;</div></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:0pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:justify;"> </font></font>35</p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:36pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(iv)</font>enter into loan transactions not in accordance with, or consistent with, past practices of the Bank or that are on terms and conditions that, to the Knowledge of the Company, are materially more favorable than those available to the borrower from competitive sources in arm&#8217;s-length transactions;</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:36pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(v)</font>(A) &#160;extend credit or enter into any contracts binding the Bank to extend or acquire any credit except in a manner consistent with past practice and in accordance with the lending policies of such Bank as disclosed to Acquiror, and the Bank will not extend or acquire any credit or enter into any Contracts binding it to extend or acquire any credit (1) in an amount in excess of $500,000 with respect to any loan, commitment or Contract that is unsecured or partially unsecured; (2) in an amount in excess of $1,000,000 with respect to any new loan, commitment or Contract that is fully secured by a lien on property, (3) in an amount in excess of $500,000 with respect to any borrowers with loans, commitments or Contracts listed on the Bank&#8217;s &#8220;watch list&#8221; or similar internal report of the Bank; or (4) in an amount in excess of $2,000,000 with respect to any loan, commitment or Contract, in each case, without first providing Acquiror (at least three Business Days prior to extending such credit or entering into any contract binding such Bank to do so) with a copy of the loan underwriting analysis and credit memorandum of such Bank and the basis of the credit decision of such Bank; (B) sell, assign or otherwise transfer any participation in any loan except in a manner consistent with past practice and in accordance with the existing lending policies of the Bank; or (C) extend additional credit to any Person and any director or officer of, or any owner of a material interest in, such Person (any of the foregoing with respect to a Person being referred to as a &#8220;Borrowing Affiliate&#8221;) if such Person or such Borrowing Affiliate is the obligor under any indebtedness to the Company or the Bank which constitutes a nonaccrual loan or against any part of such indebtedness for which the Company or any of its Subsidiaries has established loss reserves or any part of which has been charged off by the Company or the Bank;</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:36pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(vi)</font>maintain an allowance for loan and lease losses which is not adequate in all material respects under the requirements of GAAP to provide for possible losses, net of recoveries relating to Company Loans previously charged off, on Company Loans and leases outstanding (including accrued interest receivable);</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:36pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(vii)</font>fail to: (A) charge off any Company Loans or leases that would be deemed uncollectible in accordance with GAAP or any applicable Legal Requirement; or (B) place on nonaccrual any Company Loans or leases that are past due greater than ninety (90) days;</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:36pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(viii)</font>sell, transfer, mortgage, encumber, license, let lapse, cancel, abandon or otherwise dispose of or discontinue any of its assets, deposits, business or properties, except for sales, transfers, mortgages, encumbrances, licenses, lapses, cancellations, abandonments or other dispositions or discontinuances (A) in the Ordinary Course of Business, (B) of financial assets or investments, or (C) of obsolete or unused equipment, fixtures or assets and in a transaction that, together with other such transactions, is not material to the Company and its Subsidiaries, taken as a whole;</div></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:0pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:justify;"> </font></font>36</p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:36pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(ix)</font>acquire (other than by way of foreclosures or acquisitions of control in a fiduciary or similar capacity or in satisfaction of debts previously contracted in good faith, in each case in the Ordinary Course of Business), or contract to acquire, all or any portion of the assets, business, deposits or properties of any other entity except in the Ordinary Course of Business and in a transaction that, together with other such transactions, is not material to the Company and its Subsidiaries, taken as a whole, and does not present a material risk that the Closing Date will be materially delayed or that any approvals necessary to complete the Merger or the other Contemplated Transactions will be more difficult to obtain;</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:36pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(x)</font>amend the Company Articles of Incorporation or the Company Bylaws, or similar governing documents of any of its Subsidiaries;</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:36pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(xi)</font>implement or adopt any change in its accounting principles, practices or methods, other than as may be required by GAAP or applicable regulatory accounting requirements;</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:36pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(xii)</font>not buy or sell any security held, or intended to be held, for investment other than in the Ordinary Course of Business, and provided that such restriction shall not affect the buying and selling by the Bank of federal funds or the reinvestment of dividends paid on any securities owned by the Bank as of the date of this Agreement;</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:36pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(xiii)</font><a name="_Ref73503040"></a>except as permitted by this Agreement or as required by any applicable Legal Requirement or the terms of any Company Benefit Plan existing as of the date hereof: (A) increase in any manner the compensation or benefits of, or pay any bonus or grant any other benefit or perquisite to, any of the current or former directors, officers, employees, consultants, independent contractors or other service providers of the Company or its Subsidiaries (collectively, the &#8220;Company Employees&#8221;), other than bonus payments paid on or after December 15, 2021 or increases in the Ordinary Course of Business consistent with past practices in timing, metrics and amount, to those Company Employees as set forth in <b style="font-weight:bold;">Section&#160;5.2(b)(xiii)</b> of the Company Disclosure Schedules; (B) become a party to, establish, amend, commence participation in, terminate or commit itself to the adoption of any stock option plan or other stock-based compensation plan, compensation, severance, pension, consulting, non-competition, change in control, retirement, profit-sharing, welfare benefit, or other employee benefit plan or agreement or employment agreement with or for the benefit of any Company Employee (or newly hired employees), director or shareholder; (C) accelerate the vesting of or lapsing of restrictions with respect to any stock-based compensation or other long-term incentive compensation under any Company Benefit Plans; (D) cause the funding of any rabbi trust or similar arrangement or take any action to fund or in any other way secure the payment of compensation or benefits under any Company Benefit Plan; or (E) materially change any actuarial assumptions used to calculate funding obligations with respect to any Company Benefit Plan that is required by applicable Legal Requirements to be funded or change the manner in which contributions to such plans are made or the basis on which such contributions are determined, except as may be required by GAAP or any applicable Legal Requirement;</div></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:0pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:justify;"> </font></font>37</p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:36pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(xiv)</font>incur or guarantee any indebtedness for borrowed money, including any increase in any outstanding indebtedness, other than in the Ordinary Course of Business;</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:36pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(xv)</font>establish any new Subsidiary of the Company or any Affiliate of the Company, enter into any new line of business or materially change its lending, investment, underwriting, risk and asset liability management and other banking and operating policies, except as required by applicable Legal Requirements or requested by any Regulatory Authority;</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:36pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(xvi)</font>settle any action, suit, claim or proceeding against it or any of its Subsidiaries, except for an actions, suits, claims or proceedings that are settled in an amount and for consideration not in excess of $100,000, in aggregate, and that would not: (A) impose any material restriction on the business of the Company or its Subsidiaries; or (B) create precedent for claims that is reasonably likely to be adverse to it or its Subsidiaries;</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:36pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(xvii)</font>make application for the opening, relocation or closing of any, or open, relocate or close any, branch office, loan production office or other significant office or operations facility;</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:36pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(xviii)</font>make or change any material Tax elections, change or consent to any material change in it or its Subsidiaries&#8217; method of accounting for Tax purposes (except as required by a change in GAAP or applicable Tax law), take any material position on any material Tax Return filed on or after the date of this Agreement, settle or compromise any material Tax liability, claim or assessment, enter into any closing agreement, waive or extend any statute of limitations with respect to a material amount of Taxes, surrender any right to claim a refund for a material amount of Taxes, or file any material amended Tax Return;</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:36pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(xix)</font>hire or terminate (other than for cause) any employee with an annual salary in excess of $100,000;</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:36pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(xx)</font>materially increase or decrease the rate of interest paid on deposit accounts, except in a manner and pursuant to policies consistent with the Company&#8217;s past practices and safe and sound banking practices;</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:36pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(xxi)</font>(A) implement or adopt any material change in its interest rate or fee pricing or its risk management policies, procedures or practices; (B) fail to comply in any material respect with its existing policies or practices with respect to managing its exposure to interest rate and other risks; or (C) materially change its investment, underwriting, or asset liability management, hedging or other banking or operating policies or practices, including policies and practices with respect to underwriting, pricing, originating, acquiring, selling, servicing, or buying or selling rights to service loans, except in each cause (A) through (D) as required by any Regulatory Authority;</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:36pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(xxii)</font>foreclose upon or otherwise acquire any commercial real property having an appraised value greater than $500,000 prior to obtaining a recent Phase I environmental review thereof;</div></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:0pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:justify;"> </font></font>38</p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:36pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(xxiii)</font>make any capital expenditure in excess of $100,000 in the aggregate without consulting with Acquiror, except pursuant to commitments made prior to the date of this Agreement;</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:36pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(xxiv)</font>take any action that is intended or is reasonably likely to result in (A) any of the conditions to the Merger set forth in this Agreement not being satisfied; or (B) a material violation of any provision of this Agreement; or</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:36pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(xxv)</font>agree to take, make any commitment to take, or adopt any resolutions of the Company Board in support of, any of the actions prohibited by this Section 5.2(b).</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(c)</font>For purposes of <b style="font-weight:bold;">Section 5.2(b)</b>, Acquiror&#8217;s consent shall be deemed to have been given if the Company has made a written request to Fred L. Drake, Chairman and Chief Executive Officer of Acquiror, and J. Lance Carter, President and Chief Operating Officer of Acquiror, for permission to take any action otherwise prohibited by <b style="font-weight:bold;">Section 5.2(b)</b>, and Acquiror has failed to respond to such request within five (5) Business Days after Acquiror&#8217;s receipt of such request.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 5.3</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402079"></a><a name="_Toc72405741"></a><a name="_Toc72405931"></a><a name="_Toc73529429"></a></b><b style="font-weight:bold;text-decoration:underline;">Notice of Changes</b><font style="font-weight:normal;">. The Company will give prompt notice to Acquiror of any fact, event or circumstance known to it that: (a) is reasonably likely, individually or taken together with all other facts, events and circumstances known to it, to result in a Material Adverse Effect on the Company; or (b) would cause or constitute a material breach of any of the Company&#8217;s representations, warranties, covenants or agreements contained herein that reasonably could be expected to give rise, individually or in the aggregate, to the failure of a condition in </font>Article 8<font style="font-weight:normal;">. The Company shall promptly advise the Acquiror of any notice or other communication from any Person alleging that the consent of such Person is or may be required in connection with the transactions contemplated by this Agreement. The Company shall promptly notify Acquiror of any notice or other communication from any party to any Company Material Contract to the effect that such party has terminated or intends to terminate or otherwise materially adversely modify its relationship with the Company or any of its Subsidiaries as a result of the transactions contemplated by this Agreement.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 5.4</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402080"></a><a name="_Ref72404719"></a><a name="_Toc72405742"></a><a name="_Toc72405932"></a><a name="_Toc73529430"></a></b><b style="font-weight:bold;text-decoration:underline;">Shareholders&#8217; Meeting</b><font style="font-weight:normal;">. Subject to the other provisions of this Agreement and unless there has been a Company Adverse Recommendation, the Company shall, as promptly as reasonably practicable after the date the Registration Statement is declared effective, take all action necessary, including as required by and in accordance with the IBCA, the Company Articles of Incorporation and the Company Bylaws to duly call, give notice of, convene and hold a meeting of its shareholders (the &#8220;</font>Company Shareholders&#8217; Meeting<font style="font-weight:normal;">&#8221;) for the purpose of obtaining the Company Shareholder Approval. The Company and the Company Board will use their reasonable best efforts to obtain from its shareholders the votes in favor of the adoption of this Agreement required by the IBCA, including by recommending that its shareholders vote in favor of this Agreement, and the Company and the Company Board will not withhold, withdraw, qualify or adversely modify (or publicly propose or resolve to withhold, withdraw, qualify or adversely modify) the Company Board&#8217;s recommendation to the Company&#8217;s shareholders that the Company&#8217;s shareholders vote in favor of the adoption and approval of this Agreement and the Contemplated Transactions, including the Merger (a &#8220;</font>Company Adverse Recommendation<font style="font-weight:normal;">&#8221;). </font></div></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:0pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:justify;"> </font></font>39</p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-left:0pt;margin-right:0pt;"><font style="color:#000000;font-style:normal;font-weight:normal;text-align:justify;">However, if, prior to the time the Company Shareholder Approval is obtained, the Company Board, after consultation with outside counsel, determines in good faith it is reasonably likely that to, or to continue to, recommend this Agreement to its shareholders would result in a violation of its fiduciary duties under applicable Legal Requirements, then the Company Board may make a Company Adverse Recommendation or publicly propose or resolve to make a Company Adverse Recommendation.</font></p><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 5.5</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402081"></a><a name="_Toc72405743"></a><a name="_Toc72405933"></a><a name="_Toc73529431"></a></b><b style="font-weight:bold;text-decoration:underline;">Information Provided to Acquiror</b><font style="font-weight:normal;">. The Company agrees that the information concerning the Company or any of its Subsidiaries that is provided or to be provided by the Company to Acquiror for inclusion or that is included in the Registration Statement or Proxy Statement and any other documents to be filed with any Regulatory Authority in connection with the Contemplated Transactions will: (a) at the respective times such documents are filed and, in the case of the Registration Statement, when it becomes effective and, with respect to the Proxy Statement, when mailed, not be false or misleading with respect to any material fact, or omit to state any material fact necessary in order to make the statements therein, in light of the circumstances under which they were made, not misleading; or (b) in the case of the Proxy Statement or any amendment thereof or supplement thereto, at the time of the Company Shareholders&#8217; Meeting, not be false or misleading with respect to any material fact, or omit to state any material fact necessary to correct any statement in any earlier communication with respect to the solicitation of any proxy for the meeting in connection with which the Proxy Statement shall be mailed. Notwithstanding the foregoing, the Company shall have no responsibility for the truth or accuracy of any information with respect to Acquiror or any of its Subsidiaries or any of their Affiliates contained in the Registration Statement or the Proxy Statement or in any document submitted to, or other communication with, any Regulatory Authority.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 5.6</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402082"></a><a name="_Toc72405744"></a><a name="_Toc72405934"></a><a name="_Toc73529432"></a></b><b style="font-weight:bold;text-decoration:underline;">Operating Functions</b><font style="font-weight:normal;">. The Company and the Bank shall cooperate with Acquiror and Acquiror Bank in connection with planning for the efficient and orderly combination of the parties and the operation of the Bank and Acquiror Bank, and in preparing for the consolidation of the banks&#8217; appropriate operating functions to be effective at the Effective Time or such later date as the parties may mutually agree.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 5.7</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402083"></a><a name="_Toc72405745"></a><a name="_Toc72405935"></a><a name="_Toc73529433"></a></b><b style="font-weight:bold;text-decoration:underline;">Resignations; Termination of Agreements</b><font style="font-weight:normal;">. The Company shall cause each director of the Company and each its Subsidiaries to execute and tender to Acquiror a resignation, from all director positions in a form acceptable to Acquiror in its sole discretion. The Company shall take all actions required to terminate the Shareholder Agreement and that certain Consulting Agreement dated June 19, 2019 between the Company and Sinclair Elevator, Inc. (the &#8220;</font>Consulting Agreement<font style="font-weight:normal;">&#8221;), such terminations to be terminated as of the Effective Time.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 5.8</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402084"></a><a name="_Ref72404085"></a><a name="_Ref72404730"></a><a name="_Toc72405746"></a><a name="_Toc72405936"></a><a name="_Toc73529434"></a></b><b style="font-weight:bold;text-decoration:underline;">Company Benefit Plans</b><font style="font-weight:normal;">.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(a)</font>At the request of Acquiror, the Company will take all appropriate action to amend or terminate, prior to the Effective Time, any Company Benefit Plan, <i style="font-style:italic;">provided, however</i>, that no action taken by the Company with respect to the termination of a Company Benefit Plan shall be required to be irrevocable until one day prior to the Effective Time.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(b)</font>Prior to the Effective Time, the Company shall accrue the costs associated with any payments due, or any vesting of equity awards, under any Company Benefit Plan, </div></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:0pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:justify;"> </font></font>40</p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:0pt;">including without limitation any change-of-control or severance agreements, retention or stay bonus programs, or other similar arrangements, consistent with GAAP.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 5.9</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402085"></a><a name="_Ref72404220"></a><a name="_Ref72404841"></a><a name="_Toc72405747"></a><a name="_Toc72405937"></a><a name="_Toc73529435"></a></b><b style="font-weight:bold;text-decoration:underline;">Acquisition Proposals</b><font style="font-weight:normal;">.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(a)</font>The Company will immediately cease and cause to be terminated any activities, discussions or negotiations conducted before the date of this Agreement with any Persons other than Acquiror with respect to any Acquisition Proposal. The Company will within one (1) Business Day advise Acquiror following receipt of any Acquisition Proposal and the substance thereof (including the identity of the Person making such Acquisition Proposal), and will keep Acquiror apprised of any related developments, discussions and negotiations (including the material terms and conditions of the Acquisition Proposal) on a current basis.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(b)</font>The Company agrees that it will not, and will cause its respective Subsidiaries and its and its Subsidiaries&#8217; officers, directors, agents, advisors and affiliates not to, initiate, solicit, encourage or knowingly facilitate inquiries or proposals with respect to, or engage in any negotiations concerning, or provide any confidential or nonpublic information or data to, or have any discussions with, any Person relating to any Acquisition Proposal (other than contacting a Person for the sole purpose of seeking clarification of the terms and conditions of such Acquisition Proposal); <i style="font-style:italic;">provided</i> that, in the event the Company receives an unsolicited bona fide Acquisition Proposal from a Person other than Acquiror after the execution of this Agreement, and the Company Board concludes in good faith and consistent with the advice of outside legal counsel that such Acquisition Proposal constitutes a Superior Proposal or would reasonably be likely to result in a Superior Proposal and, after considering the advice of outside counsel, that failure to take such actions would be reasonably likely to result in a violation of the directors&#8217; fiduciary duties under the IBCA, the Company may: (i) furnish information with respect to it to such Person making such Acquisition Proposal pursuant to a customary confidentiality agreement (subject to the requirement that any such information not previously provided to Acquiror shall be promptly furnished to Acquiror); (ii) participate in discussions or negotiations regarding such Acquisition Proposal; and (iii) terminate this Agreement in order to concurrently enter into an agreement with respect to such Acquisition Proposal; <i style="font-style:italic;">provided</i>,<i style="font-style:italic;"> however</i>, that the Company may not terminate this Agreement pursuant to this <b style="font-weight:bold;">Section 5.9</b> unless and until (x) five (5) Business Days have elapsed following the delivery to the other party of a written notice of such determination by the Company Board and, during such five (5) Business Day period, the parties cooperate with one another with the intent of enabling the parties to engage in good faith negotiations so that the Contemplated Transactions may be effected, and (y) at the end of such five (5) Business Day period, the Company continues, in good faith and after consultation with outside legal counsel and financial advisors, to believe that a Superior Proposal continues to exist.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 5.10</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402086"></a><a name="_Toc72405748"></a><a name="_Toc72405938"></a><a name="_Toc73529436"></a></b><b style="font-weight:bold;text-decoration:underline;">Third Party Consents</b><font style="font-weight:normal;">. The Company and the Bank shall cooperate with Acquiror and Acquiror Bank in connection with planning for the efficient and orderly combination of the parties and the operation of the Bank and Acquiror Bank, and in preparing for the consolidation of the banks&#8217; appropriate operating functions to be effective at the Effective Time or such later date as the parties may mutually agree.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 5.11</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402087"></a><a name="_Toc72405749"></a><a name="_Toc72405939"></a><a name="_Toc73529437"></a></b><b style="font-weight:bold;text-decoration:underline;">Conforming Accounting Entries</b><font style="font-weight:normal;">. If requested by Acquiror, the Company shall, and shall cause the Bank to, consistent with GAAP, immediately prior to Closing, make such </font></div></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:0pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:justify;"> </font></font>41</p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-left:0pt;margin-right:0pt;"><font style="color:#000000;font-style:normal;font-weight:normal;text-align:justify;">accounting entries as Acquiror may reasonably request in order to conform the accounting records of the Company and the Bank to the accounting policies and practices of Acquiror. No such adjustment shall by itself constitute or be deemed to be a breach, violation or failure to satisfy any representation, warranty, covenant, condition or other provision or constitute grounds for termination of this Agreement or be an acknowledgment by the Company or the Bank of any adverse circumstances for purposes of determining whether the conditions to Acquiror&#8217;s obligations under this Agreement have been satisfied. No adjustment required by Acquiror shall: (i) require any prior filing with any Regulatory Authority; or (ii) violate any applicable Legal Requirement.</font></p><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 5.12</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402088"></a><a name="_Toc72405750"></a><a name="_Toc72405940"></a><a name="_Toc73529438"></a></b><b style="font-weight:bold;text-decoration:underline;">Title and Survey to Real Estate</b><font style="font-weight:normal;">.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(a)</font>As soon as practical after the date hereof, but in any event no later than forty-five&#160;(45) days after the date hereof, the Company shall obtain at its own expense and deliver to Acquiror as soon as practicable prior to the Closing, with respect to the Company Real Estate, other than property carried as OREO, a commitment for an ALTA 2006 Owner&#8217;s Policy of Title Insurance covering a date subsequent to the date hereof, issued by a title insurance company selected by the Company, showing fee simple title in the Company or the Bank in such Company Real Estate with coverage over all standard exceptions and subject to no Liens of any kind except for any Company Permitted Exceptions. &#160;With respect to the property carried as OREO, the Company shall provide reasonably acceptable written proof of ownership by the Company and its Subsidiaries of such OREO property.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(b)</font>At the Closing, the Company shall obtain at its own expense and deliver to Acquiror, with respect to all Company Real Estate, an owner&#8217;s title insurance policy, or an irrevocable commitment to issue such a policy to Acquiror at no expense to Acquiror, dated as of the later of the Closing Date or the actual date of recording of the deed for the Company Real Estate, on ALTA Policy Form 2006, if available (if not available, then on Form B-1992), with respect to the Company Real Estate, other than property carried as OREO, issued by a title insurance company selected by the Company, containing any endorsements reasonably required by Acquiror, insuring the fee simple estate of the Bank in the Company Real Estate, other than property carried as OREO, in amount not less than the greater of (a)&#160;the appraised value of the Company Real Estate and (b) the value at which the Company or the Bank currently carries the Company Real Estate on its books, subject only to the Company Permitted Exceptions.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(c)</font>Acquiror may, in its discretion, within forty-five (45) days after the date hereof, require the Company to provide, at the Company&#8217;s expense and as soon as practicable prior to the Closing, a current American Land Title Association survey of any or all parcels of real property owned by the Company and its Subsidiaries, other than property carried as OREO, disclosing no survey defects that would materially impair the use thereof for the purposes for which it is held or materially impair the value of such property.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 5.13</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402089"></a><a name="_Toc72405751"></a><a name="_Toc72405941"></a><a name="_Toc73529439"></a></b><b style="font-weight:bold;text-decoration:underline;">Environmental Investigation</b><font style="font-weight:normal;">.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(a)</font>Acquiror may, in its discretion and at its sole expense, within thirty&#160;(30) days of the date of this Agreement, require the Company to obtain a Phase&#160;I environmental site assessment (&#8220;<b style="font-weight:bold;">Phase I</b>&#8221;) for each parcel of Company Real Estate conducted by an independent </div></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:0pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:justify;"> </font></font>42</p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:0pt;">professional consultant reasonably acceptable to both Acquiror and the Company to determine if any such parcel of Company Real Estate contains or gives evidence that any violations of Environmental Laws have occurred on any such property. &#160;If a Phase&#160;I report discloses any materially adverse environmental conditions, or reports a reasonable suspicion thereof, then, at Company&#8217;s sole expense, the Company shall promptly obtain and provide to Acquiror a Phase&#160;II environmental site assessment (&#8220;<b style="font-weight:bold;">Phase II</b>&#8221;) with respect to any affected property, which report shall contain an estimate of the cost of any remediation or other follow-up work that may be necessary to address those conditions in accordance with applicable Legal Requirements. &#160;Acquiror shall have no duty to act upon any information produced by any Phase I or Phase II report or for the benefit of the Company, the Bank or any other Person.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(b)</font>Upon receipt of the estimate of the costs of all follow up work to any Phase&#160;I or Phase II report, Acquiror and the Company shall attempt to agree upon a course of action for remediation of any environmental condition suspected, found to exist, or that would tend to be indicated by any Phase I or Phase II environmental report, that includes an estimate of any Remediation Cost.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(c)</font>If any past or present events, conditions or circumstances require further investigation, remedial or cleanup action under Environmental Laws at its properties involving an expenditure reasonably expected to exceed $200,000 based on estimates prepared by the consultant conducting the Phase I or Phase II assessment, then (i) to the extent the aggregate expenditures with respect thereto are or are reasonably expected to be equal to or less than $1,000,000, the aggregate Per Share Merger Consideration shall be reduced at the Closing by the difference between $200,000 and the estimated amount of such expenditures; or (ii) to the extent the aggregate expenditures with respect thereto are or are reasonably expected to exceed $1,000,000, Acquiror may, at its sole option, elect by written notice to the Company to (A) cause the aggregate Per Share Merger Consideration to be reduced at the Closing by the difference between $200,000 and the estimated amount of such expenditures; or (B) terminate this Agreement. To the extent Acquiror elects to cause the aggregate Per Share Merger Consideration to be reduced under <b style="font-weight:bold;">Section&#160;5.13(c)</b> by an amount equal to or greater than $2,500,000, the Company may at its sole discretion terminate this Agreement.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:center;text-indent:0pt;"><font style="color:#010000;font-family:'Times New Roman';text-transform:uppercase;white-space:nowrap;">Article 6&#160;</font><font style="display:inline-block;visibility:hidden;width:0pt;">&#8203;</font><br><a name="_Toc72402090"></a><a name="_Toc72405752"></a><a name="_Toc72405942"></a><a name="_Toc73529440"></a>ACQUIROR&#8217;S COVENANTS</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 6.1</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402091"></a><a name="_Toc72405753"></a><a name="_Toc72405943"></a><a name="_Toc73529441"></a></b><b style="font-weight:bold;text-decoration:underline;">Operation of Acquiror and Acquiror Subsidiaries</b><font style="font-weight:normal;">. Except as Previously Disclosed, as expressly contemplated by or permitted by this Agreement, as required by applicable Legal Requirements, or with the prior written consent of the Company, during the period from the date of this Agreement to the earlier of the Closing Date or the termination of this Agreement pursuant to its terms, Acquiror shall not, and shall cause each of its Subsidiaries not to: (i) take any action that is intended to or would reasonably be expected to adversely affect or materially delay the ability of Acquiror or the Company to obtain any of the Requisite Regulatory Approvals, to perform its covenants and agreements under this Agreement or to consummate the Contemplated Transactions; (ii) amend the Acquiror Certificate of Incorporation or the Acquiror Bylaws, or similar governing documents of any of its Subsidiaries, in a manner that would materially and adversely affect the benefits of the Merger to the shareholders of the Company; or </font></div></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:0pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:justify;"> </font></font>43</p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-left:0pt;margin-right:0pt;"><font style="color:#000000;font-style:normal;font-weight:normal;text-align:justify;">(iii) agree to take, make any commitment to take, or adopt any resolutions of Acquiror Board in support of any of the actions prohibited by this </font><b style="color:#000000;font-style:normal;font-weight:bold;text-align:justify;">Section&#160;6.1</b><font style="color:#000000;font-style:normal;font-weight:normal;text-align:justify;">.</font></p><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 6.2</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402092"></a><a name="_Toc72405754"></a><a name="_Toc72405944"></a><a name="_Toc73529442"></a></b><b style="font-weight:bold;text-decoration:underline;">Information Provided to the Company</b><font style="font-weight:normal;">. Acquiror agrees that the information concerning Acquiror or any of its Subsidiaries that is provided or to be provided by Acquiror to the Company for inclusion or that is included in the Registration Statement or the Proxy Statement and any other documents to be filed with any Regulatory Authority in connection with the Contemplated Transactions will: (a) at the respective times such documents are filed and, in the case of the Registration Statement, when it becomes effective and, with respect to the Proxy Statement, when mailed, not be false or misleading with respect to any material fact, or omit to state any material fact necessary in order to make the statements therein, in light of the circumstances under which they were made, not misleading; or (b) in the case of the Proxy Statement or any amendment thereof or supplement thereto, not be false or misleading with respect to any material fact, or omit to state any material fact necessary to correct any statement in any earlier communication with respect to the solicitation of any proxy for the meeting in connection with which the Proxy Statement shall be mailed. Notwithstanding the foregoing, Acquiror shall have no responsibility for the truth or accuracy of any information with respect to the Company or any of its Subsidiaries or any of their Affiliates contained in the Registration Statement or in any document submitted to, or other communication with, any Regulatory Authority.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 6.3</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402093"></a><a name="_Toc72405755"></a><a name="_Toc72405945"></a><a name="_Toc73529443"></a></b><b style="font-weight:bold;text-decoration:underline;">Operating Functions</b><font style="font-weight:normal;">. Acquiror and Acquiror Bank shall cooperate with the Company and the Bank in connection with planning for the efficient and orderly combination of the parties and the operation of the Bank and Acquiror Bank, and in preparing for the consolidation of the banks&#8217; appropriate operating functions to be effective at the Effective Time or such later date as the parties may mutually agree.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 6.4</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402094"></a><a name="_Ref72405243"></a><a name="_Toc72405756"></a><a name="_Toc72405946"></a><a name="_Toc73529444"></a></b><b style="font-weight:bold;text-decoration:underline;">Notice of Changes</b><font style="font-weight:normal;">. Acquiror will give prompt notice to the Company of any fact, event or circumstance known to it that: (a) is reasonably likely, individually or taken together with all other facts, events and circumstances known to it, to result in a Material Adverse Effect on the Acquiror; or (b) would cause or constitute a material breach of any of the Acquiror&#8217;s representations, warranties, covenants or agreements contained herein that reasonably could be expected to give rise, individually or in the aggregate, to the failure of a condition in </font>Article 9<font style="font-weight:normal;">.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 6.5</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402095"></a><a name="_Ref72404376"></a><a name="_Toc72405757"></a><a name="_Toc72405947"></a><a name="_Toc73529445"></a></b><b style="font-weight:bold;text-decoration:underline;">Indemnification</b><font style="font-weight:normal;">.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(a)</font><a name="_Ref72404282"></a>From and for a period of six (6) years after the Effective Time, Acquiror shall indemnify, defend and hold harmless, to the fullest extent permitted under applicable Legal Requirements, each current or former director, officer or employee of the Company or any of its Subsidiaries or fiduciary of the Company or any of its Subsidiaries under any Company Benefit Plans (each, an &#8220;<b style="font-weight:bold;">Indemnified Party</b>&#8221;), and any Person who becomes an Indemnified Party between the date hereof and the Effective Time, against any costs or expenses (including reasonable attorneys&#8217; fees), judgments, fines, losses, claims, damages or liabilities incurred in connection with any claim, action, suit, proceeding or investigation, whether civil, criminal, administrative or investigative, arising out of or pertaining to matters existing or occurring at or prior to the Effective Time, including the Contemplated Transactions, whether asserted or claimed prior to, at or after the Effective Time. Acquiror shall also advance expenses incurred by an Indemnified Party in each such case to the fullest extent permitted by applicable Legal </div></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:0pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:justify;"> </font></font>44</p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:0pt;">Requirements, subject to the receipt of an undertaking from such Indemnified Party to repay such advanced expenses if it is determined by a final and non-appealable judgment of a court of competent jurisdiction that such Indemnified Party was not entitled to indemnification hereunder.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(b)</font><a name="_Ref72404341"></a>Any Indemnified Party wishing to claim indemnification under <b style="font-weight:bold;">Section&#160;6.5(a)</b>, upon learning of any claim for indemnification pursuant thereto, shall promptly notify Acquiror thereof; <i style="font-style:italic;">provided, however</i>, that failure to so notify will not affect the obligations of the Surviving Entity under <b style="font-weight:bold;">Section 6.5(a)</b> unless and to the extent that the Surviving Entity is actually prejudiced as a consequence. In the event of any such legal action (whether arising before or after the Effective Time): (i) the Surviving Entity shall have the right to assume the defense thereof and the Surviving Entity shall not be liable to such Indemnified Parties for any legal expenses of other counsel or any other expenses subsequently incurred by such Indemnified Parties in connection with the defense thereof, except that if the Surviving Entity elects in writing not to assume such defense, Indemnified Parties may retain counsel satisfactory to them, and the Surviving Entity shall pay all reasonable fees and expenses of such counsel for Indemnified Parties promptly as statements therefor are received; <i style="font-style:italic;">provided, however</i>, that in such instance the Surviving Entity shall be obligated pursuant to this <b style="font-weight:bold;">Section 6.5(b)</b> to pay for only one firm of counsel for all Indemnified Parties in any jurisdiction, except where a conflict of interest would limit or preclude the retention of one firm of counsel; (ii) Indemnified Parties will cooperate in the defense of any such claim for indemnification; and (iii) the Surviving Entity shall not be liable for any settlement effected without its prior written consent; and provided, further, that the Surviving Entity shall not have any obligation hereunder to any Indemnified Party when and if a court of competent jurisdiction shall determine, and such determination shall have become final, that the indemnification of such Indemnified Party in the manner contemplated under <b style="font-weight:bold;">Section 6.5(a)</b> is prohibited by applicable Legal Requirements.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(c)</font>Prior to the Effective Time, the Company shall obtain and Acquiror shall fully pay the premium for the extension of the Company&#8217;s directors&#8217; and officers&#8217; liability insurance policies set forth on <b style="font-weight:bold;">Schedule&#160;6.5</b> of the Company Disclosure Schedules (complete and accurate copies of which have been heretofore made available to Acquiror) (the &#8220;<b style="font-weight:bold;">Existing D&amp;O Policy</b>&#8221;) in respect of acts or omissions occurring at or prior to the Effective Time, covering each person currently covered by the Existing D&amp;O Policy for a period of six&#160;(6) years after the Effective Time; <i style="font-style:italic;">provided</i> that Acquiror shall not be required to pay in the aggregate more than two hundred fifty percent (250%) of the amount of the aggregate annual premium paid by the Company for the current policy term for such policy, which annual premium is set forth on <b style="font-weight:bold;">Schedule&#160;6.5</b> of the Company Disclosure Schedules. &#160;It is understood and agreed that if the aggregate premiums for the coverage set forth in this <b style="font-weight:bold;">Section 6.5(b)</b> would exceed such two hundred fifty percent (250%) amount, Acquiror shall be obligated to pay for the maximum available coverage as may be obtained by the Company for such two hundred fifty percent (250%) amount.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(d)</font>The provisions of this <b style="font-weight:bold;">Section 6.5</b> shall survive consummation of the Merger and the Bank Merger and are intended to be for the benefit of, and will be enforceable by, each Indemnified Party, his or her heirs and his or her legal representatives.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 6.6</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc73529446"></a></b><b style="font-weight:bold;text-decoration:underline;">Bonus Payments</b><b style="font-weight:bold;text-decoration:none;">. </b><font style="font-weight:normal;text-decoration:none;">If the Closing occurs prior to December 15, 2021, Acquiror shall make the bonus payments to the Company Employees listed in </font><b style="font-weight:bold;text-decoration:none;">Section 5.2(b)(xiii)</b><font style="font-weight:normal;text-decoration:none;"> </font></div></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:0pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:justify;"> </font></font>45</p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:0pt;"><font style="font-weight:normal;text-decoration:none;">of the Company Disclosure Schedules not later than December 31, 2021, provided such payments were fully accrued by the Company.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 6.7</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402096"></a><a name="_Toc72405758"></a><a name="_Toc72405948"></a><a name="_Toc73529447"></a></b><b style="font-weight:bold;text-decoration:underline;">Authorization and Reservation of Acquiror Common Stock</b><font style="font-weight:normal;">. The Acquiror Board shall, as of the date hereof, authorize and reserve the maximum number of shares of Acquiror Common Stock to be issued pursuant to this Agreement and take all other necessary corporate action to consummate the Contemplated Transactions.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 6.8</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402097"></a><a name="_Toc72405759"></a><a name="_Toc72405949"></a><a name="_Toc73529448"></a></b><b style="font-weight:bold;text-decoration:underline;">Stock Exchange Listing</b><font style="font-weight:normal;">. Acquiror shall cause all shares of Acquiror Common Stock issuable or to be reserved for issuance under this Agreement to be approved for listing on the NASDAQ Global Select Market prior to the Closing Date.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:center;text-indent:0pt;"><font style="color:#010000;font-family:'Times New Roman';text-transform:uppercase;white-space:nowrap;">Article 7&#160;</font><font style="display:inline-block;visibility:hidden;width:0pt;">&#8203;</font><br><a name="_Toc72402098"></a><a name="_Toc72405760"></a><a name="_Toc72405950"></a><a name="_Toc73529449"></a>COVENANTS OF ALL PARTIES</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 7.1</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402099"></a><a name="_Toc72405761"></a><a name="_Toc72405951"></a><a name="_Toc73529450"></a></b><b style="font-weight:bold;text-decoration:underline;">Regulatory Approvals</b><font style="font-weight:normal;">. Acquiror and the Company and their respective Subsidiaries will cooperate and use all reasonable best efforts to as promptly as possible prepare, but in no event later than thirty (30) days following the date hereof, file, effect and obtain all Requisite Regulatory Approvals. Each of Acquiror and the Company will have the right to review in advance, and to the extent practicable each will consult with the other, in each case subject to applicable Legal Requirements relating to the exchange of information, with respect to all public, non-confidential substantive written information submitted to any Regulatory Authority in connection with the Requisite Regulatory Approvals. In exercising the foregoing right, each of the parties will act reasonably and as promptly as practicable. Each party agrees that it will consult with the other party with respect to obtaining all permits, consents, approvals and authorizations of all Regulatory Authorities necessary or advisable to consummate the Contemplated Transactions, and each party will keep the other party reasonably apprised of the status of material matters relating to completion of the Contemplated Transactions. Acquiror and the Company will, upon request, furnish the other party with all information concerning itself, its Subsidiaries, directors, officers and shareholders and such other matters as may be reasonably necessary or advisable in connection with any filing, notice or application made by or on behalf of such other party or any of its Subsidiaries with or to any Regulatory Authority in connection with the Contemplated Transactions.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 7.2</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402100"></a><a name="_Toc72405762"></a><a name="_Toc72405952"></a><a name="_Toc73529451"></a></b><b style="font-weight:bold;text-decoration:underline;">SEC Registration</b><font style="font-weight:normal;">. As soon as practicable following the date of this Agreement, but in no event later than sixty (60) days following the date hereof, the Company and Acquiror shall prepare and file with the SEC the Proxy Statement and Acquiror shall prepare and file with the SEC the Registration Statement, in which the Proxy Statement will be included. Acquiror shall use its reasonable best efforts to have the Registration Statement declared effective under the Securities Act as promptly as practicable after such filing and to keep the Registration Statement effective as long as is necessary to consummate the Merger and the Contemplated Transactions. Prior to the filing of the Registration Statement, Acquiror shall consult with the Company with respect to such filing and shall afford the Company and its representatives reasonable opportunity to review and comment thereon. The Registration Statement and the Proxy Statement shall include all information reasonably requested by the Company to be included. The Company will use its reasonable best efforts to cause the Proxy Statement to be mailed to the Company&#8217;s shareholders as promptly as practicable after the Registration Statement is declared </font></div></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:0pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:justify;"> </font></font>46</p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-left:0pt;margin-right:0pt;"><font style="color:#000000;font-style:normal;font-weight:normal;text-align:justify;">effective under the Securities Act. Acquiror shall also take any action required to be taken under any applicable Legal Requirement in connection with the Acquiror Stock Issuance, and each party shall furnish all information concerning itself and its shareholders as may be reasonably requested in connection with any such action. Acquiror will advise the Company, promptly after it receives notice thereof, of the time when the Registration Statement has become effective or any supplement or amendment has been filed, the issuance of any stop order, the suspension of the qualification of Acquiror Capital Stock issuable in connection with the Merger for offering or sale in any jurisdiction, or any request by the SEC to amend the Proxy Statement or the Registration Statement or comments thereon and responses thereto or requests by the SEC for additional information. The parties shall use reasonable best efforts to respond (with the assistance of the other party) as promptly as practicable to any comments of the SEC with respect thereto. If prior to the Effective Time any event occurs with respect to the Company, Acquiror or any Subsidiary of the Company or Acquiror, respectively, or any change occurs with respect to information supplied by or on behalf of the Company or Acquiror, respectively, for inclusion in the Proxy Statement or the Registration Statement that, in each case, is required to be described in an amendment of, or a supplement to, the Proxy Statement or the Registration Statement, the Company or Acquiror, as applicable, shall promptly notify the other of such event (including prior to entering into any agreement providing for any merger, consolidation, amalgamation, share exchange, business combination, issuance of securities, acquisition of securities, tender offer, exchange offer or other similar transaction involving Acquiror or any of its Subsidiaries), and the Company or Acquiror, as applicable, shall cooperate in the prompt filing with the SEC of any necessary amendment or supplement to the Proxy Statement and the Registration Statement and, as required by applicable Legal Requirements, in disseminating the information contained in such amendment or supplement to the Company&#8217;s shareholders and to Acquiror&#8217;s shareholders. Acquiror shall take all action (other than qualifying to do business in any jurisdiction in which it is not now so qualified) required to be taken under the Securities Act, the Exchange Act, any applicable foreign or state securities or &#8220;blue sky&#8221; Legal Requirements and the rules and regulations thereunder in connection with the Merger and the issuance of Acquiror Common Stock as merger consideration pursuant to </font><b style="color:#000000;font-style:normal;font-weight:bold;text-align:justify;">Section 2.1(a)</b><font style="color:#000000;font-style:normal;font-weight:normal;text-align:justify;">.</font></p><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 7.3</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402101"></a><a name="_Toc72405763"></a><a name="_Toc72405953"></a><a name="_Toc73529452"></a></b><b style="font-weight:bold;text-decoration:underline;">Publicity</b><font style="font-weight:normal;">. Neither the Company nor Acquiror shall, and neither the Company nor Acquiror shall permit any of its Subsidiaries to, issue or cause the publication of any press release or other public announcement with respect to, or otherwise make any public statement or, except as otherwise specifically provided in this Agreement, any disclosure of nonpublic information to a third party, concerning, the Contemplated Transactions without the prior consent (which consent shall not be unreasonably withheld or delayed) of Acquiror, in the case of a proposed announcement, statement or disclosure by the Company, or the Company, in the case of a proposed announcement, statement or disclosure by Acquiror; </font><i style="font-style:italic;font-weight:normal;">provided</i><font style="font-weight:normal;">,</font><i style="font-style:italic;font-weight:normal;"> however</i><font style="font-weight:normal;">, that either party may, without the prior consent of the other party (but after prior consultation with the other party to the extent practicable under the circumstances), issue or cause the publication of any press release or other public announcement to the extent required by applicable Legal Requirements or by the NASDAQ Rules.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 7.4</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402102"></a><a name="_Toc72405764"></a><a name="_Toc72405954"></a><a name="_Toc73529453"></a></b><b style="font-weight:bold;text-decoration:underline;">Reasonable Best Efforts; Cooperation</b><font style="font-weight:normal;">. Each of Acquiror and the Company agrees to exercise good faith and use its reasonable best efforts to satisfy the various covenants and conditions to the Closing in this Agreement, and to consummate the Contemplated Transactions as promptly as practicable. Neither Acquiror nor the Company will intentionally take </font></div></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:0pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:justify;"> </font></font>47</p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-left:0pt;margin-right:0pt;"><font style="color:#000000;font-style:normal;font-weight:normal;text-align:justify;">or intentionally permit to be taken any action that would be a breach of the terms or provisions of this Agreement. Between the date of this Agreement and the Closing Date, each of Acquiror and the Company will, and will cause each Subsidiary of Acquiror and the Company, respectively, and all of their respective Affiliates and Representatives to, cooperate with respect to all filings that any party is required by any applicable Legal Requirements to make in connection with the Contemplated Transactions. Subject to applicable Legal Requirements and the instructions of any Regulatory Authority, each party shall keep the other party reasonably apprised of the status of matters relating to the completion of the Contemplated Transactions, including promptly furnishing the other party with copies of notices or other written communications received by it or any of its Subsidiaries from any Regulatory Authority with respect to such transactions.</font></p><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 7.5</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402103"></a><a name="_Toc72405765"></a><a name="_Toc72405955"></a><a name="_Toc73529454"></a></b><b style="font-weight:bold;text-decoration:underline;">Tax-Free Reorganization</b><font style="font-weight:normal;">.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(a)</font>The parties intend that the Merger qualify as a nontaxable reorganization within the meaning of Section 368(a) and related sections of the Code and that this Agreement constitute a &#8220;plan of reorganization&#8221; within the meaning of Section 1.368-2(g) of the income tax regulations promulgated under the Code. From and after the date of this Agreement and until the Effective Time, each of the Company and Acquiror shall use its reasonable best efforts, and shall cause their Subsidiaries to use reasonable best efforts, to cause the Merger to qualify as a reorganization within the meaning of Section 368(a) of the Code, and will not knowingly take any action, cause any action to be taken, fail to take any action or cause any action to fail to be taken which action or failure to act could prevent the Merger from qualifying as a reorganization within the meaning of Section 368(a) of the Code. Following the Effective Time, neither Acquiror nor any Affiliate of Acquiror knowingly shall take any action, cause any action to be taken, fail to take any action, or cause any action to fail to be taken, which action or failure to act could prevent the Merger from qualifying as a reorganization within the meaning of Section 368(a) of the Code. Within forty-five (45) days following the Effective Time, the Surviving Entity shall comply with the reporting requirements of Section 1.6045B-1(a)(2) of the Treasury Regulations. Each of the Company and Acquiror shall report the Merger as a reorganization within the meaning of Section 368(a) of the Code on its U.S. federal income Tax Return, unless otherwise required pursuant to a &#8220;determination&#8221; within the meaning of Section 1313(a) of the Code.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 7.6</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402104"></a><a name="_Toc72405766"></a><a name="_Toc72405956"></a><a name="_Toc73529455"></a></b><b style="font-weight:bold;text-decoration:underline;">Employees and Employee Benefits</b><font style="font-weight:normal;">.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(a)</font>All individuals employed by the Company or any of its Subsidiaries immediately prior to the Closing (&#8220;<b style="font-weight:bold;">Covered Employees</b>&#8221;) shall automatically become employees of Acquiror as of the Closing. Following the Closing, Acquiror shall maintain employee benefit plans and compensation opportunities for the benefit of Covered Employees that provide employee benefits and compensation opportunities that, in the aggregate, are substantially comparable to the employee benefits and compensation opportunities that are made available to similarly situated employees of Acquiror under the Acquiror Benefit Plans; <i style="font-style:italic;">provided</i>,<i style="font-style:italic;"> however</i>, that: (i) in no event shall any Covered Employee be eligible to participate in any closed or frozen Acquiror Benefit Plan; and (ii) until such time as Acquiror shall cause Covered Employees to participate in the Acquiror Benefit Plans, a Covered Employee&#8217;s continued participation in Company Benefit Plans shall be deemed to satisfy the foregoing provisions of this sentence (it being understood that participation in the Acquiror Benefit Plans may commence at different times with respect to each Acquiror Benefit Plan).</div></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:0pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:justify;"> </font></font>48</p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(b)</font>For the purpose of satisfying eligibility requirements and vesting periods (but not for the purpose of benefit accruals) under the Acquiror Benefit Plans providing benefits to the Covered Employees (the &#8220;<b style="font-weight:bold;">New Plans</b>&#8221;), provided that the following is (i) permitted by the terms of the applicable New Plan, or Acquiror can reasonably amend the terms of such plan to permit such recognition; and (ii) is permitted by applicable Legal Requirements, then each Covered Employee shall be credited with his or her years of service with the Company and its Subsidiaries and their respective predecessors to the same extent as such Covered Employee was entitled to credit for such service under any applicable Company Benefit Plan in which such Covered Employee participated or was eligible to participate immediately prior to the Transition Date; <i style="font-style:italic;">provided</i>,<i style="font-style:italic;"> however</i>, that the foregoing shall not apply to the extent that its application would result in a duplication of benefits with respect to the same period of service.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(c)</font>In addition, and without limiting the generality of the foregoing, as of the Transition Date, Acquiror shall use reasonable best efforts to provide that: (i) each Covered Employee shall be immediately eligible to participate, without any waiting time, in any and all New Plans to the extent coverage under such New Plan is similar in type to an applicable Company Benefit Plan in which such Covered Employee was participating immediately prior to the Transition Date (such Company Benefit Plans prior to the Transition Date collectively, the &#8220;<b style="font-weight:bold;">Old Plans</b>&#8221;); (ii) for purposes of each New Plan providing medical, dental, pharmaceutical, vision or similar benefits to any Covered Employee, all preexisting condition exclusions and actively-at-work requirements of such New Plan shall be waived for such Covered Employee and his or her covered dependents, unless such conditions would not have been waived under the Old Plan in which such Covered Employee, as applicable, participated or was eligible to participate immediately prior to the Transition Date; and (iii) any eligible expenses incurred by such Covered Employee and his or her covered dependents during the portion of the plan year of the Old Plan ending on the Transition Date shall be taken into account under such New Plan to the extent such eligible expenses were incurred during the plan year of the New Plan in which the Transition Date occurs for purposes of satisfying all deductible, coinsurance and maximum out-of-pocket requirements applicable to such Covered Employee and his or her covered dependents for the applicable plan year as if such amounts had been paid in accordance with such New Plan.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(d)</font>The Company and its Subsidiaries shall take all actions necessary to terminate the Company&#8217;s severance policies, if any, immediately prior to the Effective Time. Subject to the provisions of <b style="font-weight:bold;">Section 7.6(e)</b>, following the Effective Time, Acquiror or Acquiror&#8217;s Subsidiary will cause any eligible Company Employee (exempt and non-exempt) to be covered by a severance policy under which employees who incur a qualifying involuntary termination of employment will be eligible to receive severance pay in accordance with the severance pay schedule set forth on <b style="font-weight:bold;">Section 7.6(d)</b> of the Acquiror Disclosure Schedules. &#160;Notwithstanding the foregoing, no Company Employee eligible to receive severance benefits or other payment triggered by the Merger under any employment, change in control, severance, or other agreement (a &#8220;<b style="font-weight:bold;">CIC Payment</b>&#8221;) shall be entitled to participate in the severance policy applicable to Company Employees terminated within six months of the Effective Date. &#160;Any Company Employee who waives and relinquishes his or her right to a CIC Payment will be eligible for a severance payment as provided in this <b style="font-weight:bold;">Section 7.6(d)</b>.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(e)</font>Any Company Employee who has or is party to any employment agreement, severance agreement, change in control agreement or any other agreement or arrangement that </div></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:0pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:justify;"> </font></font>49</p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:0pt;">provides for a CIC Payment shall not receive any severance benefits as provided in <b style="font-weight:bold;">Section 7.6(d)</b> but will receive the CIC Payment to the extent it is required to be paid under such agreement, provided that, on or before the Closing Date, the Company will take all reasonable measures within its control to ensure that in the event that the amount of the CIC Payment, either individually or in conjunction with a payment or benefit under any other plan, agreement or arrangement that is aggregated for purposes of Code Section 280G (in the aggregate &#8220;<b style="font-weight:bold;">Total Payments</b>&#8221;), would constitute an &#8220;excess parachute payment&#8221; within the meaning of Section 280G of the Code that is subject to the Tax imposed by Section 4999 of the Code, then the amounts of the CIC Payment shall be reduced such that the value of the Total Payments that each counterparty is entitled to receive shall be $1.00 less than the maximum amount which the counterparty may receive without becoming subject to the excise tax or resulting in a disallowance of a deduction of the payment of such amount under Section 280G of the Code.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 7.7</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402105"></a><a name="_Toc72405767"></a><a name="_Toc72405957"></a><a name="_Toc73529456"></a></b><b style="font-weight:bold;text-decoration:underline;">Takeover Laws</b><font style="font-weight:normal;">. If any &#8220;moratorium,&#8221; &#8220;control share,&#8221; &#8220;fair price,&#8221; &#8220;affiliate transaction,&#8221; &#8220;business combination&#8221; or other anti-takeover Legal Requirement is or may become applicable to the Merger, the parties shall use their respective reasonable best efforts to (a) take such actions as are reasonably necessary so that the transactions contemplated hereunder may be consummated as promptly as practicable on the terms contemplated by this Agreement and (b) otherwise take all such actions as are reasonably necessary to eliminate or minimize the effects of any such Legal Requirement on the Merger and the transactions contemplated by this Agreement.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 7.8</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402106"></a><a name="_Toc72405768"></a><a name="_Toc72405958"></a><a name="_Toc73529457"></a></b><b style="font-weight:bold;text-decoration:underline;">Section 16 Matters</b><font style="font-weight:normal;">. Prior to the Effective Time, the parties will each take such steps as may be necessary or appropriate to cause any acquisitions or dispositions of Acquiror Common Stock resulting from the Merger and the other transactions contemplated by this Agreement, by each individual who may become or is reasonably expected to become subject to the reporting requirements of Section 16(a) of the Exchange Act with respect to Acquiror immediately following the Effective Time, to be exempt under Rule 16b-3 promulgated under the Exchange Act.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 7.9</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402107"></a><a name="_Toc72405769"></a><a name="_Toc72405959"></a><a name="_Toc73529458"></a></b><b style="font-weight:bold;text-decoration:underline;">Shareholder Litigation</b><font style="font-weight:normal;">. Each of the Company and Acquiror shall give the other the reasonable opportunity to consult concerning the defense of any shareholder litigation against the Company or Acquiror, as applicable, or any of their respective directors or officers relating to the Contemplated Transactions.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:center;text-indent:0pt;"><font style="color:#010000;font-family:'Times New Roman';text-transform:uppercase;white-space:nowrap;">Article 8&#160;</font><font style="display:inline-block;visibility:hidden;width:0pt;">&#8203;</font><br><a name="_Toc72402108"></a><a name="_Ref72402835"></a><a name="_Ref72402898"></a><a name="_Ref72404187"></a><a name="_Ref72404776"></a><a name="_Toc72405770"></a><a name="_Toc72405960"></a><a name="_Toc73529459"></a>CONDITIONS PRECEDENT TO OBLIGATIONS OF ACQUIROR</div><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;text-indent:36pt;margin:0pt 0pt 12pt 0pt;">The obligations of Acquiror to consummate the Contemplated Transactions and to take the other actions required to be taken by Acquiror at the Closing are subject to the satisfaction, at or prior to the Closing, of each of the following conditions (any of which may be waived by Acquiror in whole or in part):</p><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 8.1</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402109"></a><a name="_Toc72405771"></a><a name="_Toc72405961"></a><a name="_Toc73529460"></a></b><b style="font-weight:bold;text-decoration:underline;">Accuracy of Representations and Warranties</b><font style="font-weight:normal;">. For purposes of this </font>Section&#160;8.1<font style="font-weight:normal;">, the accuracy of the representations and warranties of the Company set forth in this Agreement shall be assessed as of the date of this Agreement and as of the Closing Date (or such other date(s) as specified, to the extent any representation or warranty speaks as of a specific date). </font></div></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:0pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:justify;"> </font></font>50</p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-left:0pt;margin-right:0pt;"><font style="color:#000000;font-style:normal;font-weight:normal;text-align:justify;">The representations and warranties (i) set forth in </font><b style="color:#000000;font-style:normal;font-weight:bold;text-align:justify;">Section 3.1</b><b style="color:#000000;font-style:normal;font-weight:bold;text-align:justify;">, </b><b style="color:#000000;font-style:normal;font-weight:bold;text-align:justify;">Section 3.3</b><font style="color:#000000;font-style:normal;font-weight:normal;text-align:justify;"> and </font><b style="color:#000000;font-style:normal;font-weight:bold;text-align:justify;">Section 3.5</b><b style="color:#000000;font-style:normal;font-weight:bold;text-align:justify;"> </b><font style="color:#000000;font-style:normal;font-weight:normal;text-align:justify;">shall be true and correct in all respects (except for inaccuracies which are </font><i style="color:#000000;font-style:italic;font-weight:normal;text-align:justify;">de minimis</i><font style="color:#000000;font-style:normal;font-weight:normal;text-align:justify;"> in amount and effect); and (ii) set forth in this Agreement (other than those specified in clause (i)) disregarding any exception or qualification as to materiality or Material Adverse Effect shall be true and correct in all respects, except in the case of this clause (ii) where any such failures to be so true and correct individually or in the aggregate have not had and would not reasonably be expected to have a Material Adverse Effect on the Company, in each of the foregoing clauses (i) and (ii), as of the date hereof and as of the Closing Date as though made on the Closing Date, except to the extent such representations and warranties are expressly made as of an earlier date, in which case as of such earlier date.</font></p><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 8.2</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402110"></a><a name="_Toc72405772"></a><a name="_Toc72405962"></a><a name="_Toc73529461"></a></b><b style="font-weight:bold;text-decoration:underline;">Performance by the Company</b><font style="font-weight:normal;">. The Company shall have performed or complied in all material respects with all of the covenants and obligations to be performed or complied with by it under the terms of this Agreement on or prior to the Closing Date.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 8.3</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402111"></a><a name="_Toc72405773"></a><a name="_Toc72405963"></a><a name="_Toc73529462"></a></b><b style="font-weight:bold;text-decoration:underline;">Shareholder Approvals</b><font style="font-weight:normal;">. The Company Shareholder Approval shall have been obtained.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 8.4</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402112"></a><a name="_Toc72405774"></a><a name="_Toc72405964"></a><a name="_Toc73529463"></a></b><b style="font-weight:bold;text-decoration:underline;">No Proceedings, Injunctions or Restraints; Illegality</b><font style="font-weight:normal;">. Since the date of this Agreement, there must not have been commenced or threatened any Proceeding: (a)&#160;involving any challenge to, or seeking damages or other relief in connection with, any of the Contemplated Transactions; or (b) that may have the effect of preventing, delaying, making illegal or otherwise interfering with any of the Contemplated Transactions, in either case that would reasonably be expected by the Acquiror Board to have a Material Adverse Effect on the Surviving Entity. No order, injunction or decree issued by any court or agency of competent jurisdiction or other legal restraint or prohibition preventing the consummation of the Merger or any of the other Contemplated Transactions shall be in effect. No statute, rule, regulation, order, injunction or decree shall have been enacted, entered, promulgated or enforced by any governmental authority which prohibits or makes illegal consummation of the Merger.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 8.5</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402113"></a><a name="_Toc72405775"></a><a name="_Toc72405965"></a><a name="_Toc73529464"></a></b><b style="font-weight:bold;text-decoration:underline;">Regulatory Approvals</b><font style="font-weight:normal;">. All Requisite Regulatory Approvals shall have been obtained and shall remain in full force and effect and all statutory waiting periods in respect thereof shall have expired or been terminated and no such Requisite Regulatory Approval shall have imposed a restriction or condition on, or requirement of, such approval that would, after the Effective Time, reasonably be expected by the Acquiror Board to materially restrict or burden, or impair in any material respect the benefits of the Contemplated Transactions to, or require a materially burdensome modification of, the businesses, activities, governance, legal structure, capital structure, compensation or fee arrangements of the Surviving Entity or its Subsidiaries.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 8.6</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402114"></a><a name="_Toc72405776"></a><a name="_Toc72405966"></a><a name="_Toc73529465"></a></b><b style="font-weight:bold;text-decoration:underline;">Registration Statement</b><font style="font-weight:normal;">. The Registration Statement shall have become effective under the Securities Act. No stop order shall have been issued or threatened by the SEC that suspends the effectiveness of the Registration Statement, and no Proceeding shall have been commenced or be pending or threatened for such purpose.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 8.7</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402115"></a><a name="_Toc72405777"></a><a name="_Toc72405967"></a><a name="_Toc73529466"></a></b><b style="font-weight:bold;text-decoration:underline;">Officers&#8217; Certificate</b><font style="font-weight:normal;">. Acquiror shall have received a certificate signed on behalf of the Company by an executive officer of the Company certifying as to the matters set forth in </font>Sections 8.1<font style="font-weight:normal;"> and </font>8.2<font style="font-weight:normal;">.</font></div></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:0pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:justify;"> </font></font>51</p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 8.8</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402116"></a><a name="_Toc72405778"></a><a name="_Toc72405968"></a><a name="_Toc73529467"></a></b><b style="font-weight:bold;text-decoration:underline;">No Material Adverse Effect</b><font style="font-weight:normal;">. From the date of this Agreement to the Closing, there shall be and have been no change in the financial condition, assets or business of the Company or any of its Subsidiaries that has had or would reasonably be expected to have a Material Adverse Effect on the Company or any of its Subsidiaries.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 8.9</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402117"></a><a name="_Toc72405779"></a><a name="_Toc72405969"></a><a name="_Toc73529468"></a></b><b style="font-weight:bold;text-decoration:underline;">Dissenting Shares</b><font style="font-weight:normal;">. The total number of outstanding shares of Company Common Stock with respect to which the holders thereof have duly exercised their dissenters&#8217; rights under the IBCA shall not exceed 7.5% of the outstanding shares of Company Common Stock.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 8.10</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402118"></a><a name="_Toc72405780"></a><a name="_Toc72405970"></a><a name="_Toc73529469"></a></b><b style="font-weight:bold;text-decoration:underline;">Certain Agreements</b><font style="font-weight:normal;">. The Voting and Support Agreements executed contemporaneously with the execution of this Agreement shall not have been terminated and shall remain in full force and effect. The Shareholder Agreement and the Consulting Agreement shall have been terminated in a manner acceptable to the Acquiror in its sole discretion.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 8.11</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402119"></a><a name="_Toc72405781"></a><a name="_Toc72405971"></a><a name="_Toc73529470"></a></b><b style="font-weight:bold;text-decoration:underline;">Dissolution of Certain Company Subsidiaries</b><font style="font-weight:normal;">. The Company shall have wound-up and dissolved all of its Subsidiaries other than the Bank.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 8.12</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402120"></a><a name="_Toc72405782"></a><a name="_Toc72405972"></a><a name="_Toc73529471"></a></b><b style="font-weight:bold;text-decoration:underline;">Other Documents</b><font style="font-weight:normal;">. The Company shall have delivered to Acquiror all other instruments and documents that Acquiror or its counsel may reasonably request to effectuate the transactions contemplated hereby.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:center;text-indent:0pt;"><font style="color:#010000;font-family:'Times New Roman';text-transform:uppercase;white-space:nowrap;">Article 9&#160;</font><font style="display:inline-block;visibility:hidden;width:0pt;">&#8203;</font><br><a name="_Toc72402121"></a><a name="_Ref72402880"></a><a name="_Ref72404259"></a><a name="_Ref72404787"></a><a name="_Toc72405783"></a><a name="_Toc72405973"></a><a name="_Toc73529472"></a>CONDITIONS PRECEDENT TO THE OBLIGATIONS OF THE COMPANY</div><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;text-indent:36pt;margin:0pt 0pt 12pt 0pt;">The obligations of the Company to consummate the Contemplated Transactions and to take the other actions required to be taken by the Company at the Closing are subject to the satisfaction, at or prior to the Closing, of each of the following conditions (any of which may be waived by the Company, in whole or in part):</p><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 9.1</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402122"></a><a name="_Ref72404691"></a><a name="_Toc72405784"></a><a name="_Toc72405974"></a><a name="_Ref73110159"></a><a name="_Toc73529473"></a></b><b style="font-weight:bold;text-decoration:underline;">Accuracy of Representations and Warranties</b><font style="font-weight:normal;">. For purposes of this </font>Section 9.1<font style="font-weight:normal;">, the accuracy of the representations and warranties of the Acquiror set forth in this Agreement shall be assessed as of the date of this Agreement and as of the Closing Date (or such other date(s) as specified, to the extent any representation or warranty speaks as of a specific date). The representations and warranties &#160;(i) set forth in </font>Section 4.1, Section 4.3 <font style="font-weight:normal;">and</font> Section&#160;4.5<font style="font-weight:normal;"> shall be true and correct in all respects (except for inaccuracies that are </font><i style="font-style:italic;font-weight:normal;">de minimis</i><font style="font-weight:normal;"> in amount and effect) and (ii) set forth in this Agreement (other than those referred to in clause (i)), disregarding any exception or qualification as to materiality or Material Adverse Effect, shall be true and correct in all respects, except in the case of this clause (ii) where any such failures to be so true and correct individually or in the aggregate have not had and would not reasonably be expected to have a Material Adverse Effect on Acquiror, in each of the foregoing clauses (i) and (ii), as of the date hereof and as of the Closing Date as though made on the Closing Date, except to the extent such representations and warranties are expressly made as of an earlier date, in which case as of such earlier date.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 9.2</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402123"></a><a name="_Ref72404698"></a><a name="_Toc72405785"></a><a name="_Toc72405975"></a><a name="_Toc73529474"></a></b><b style="font-weight:bold;text-decoration:underline;">Performance by Acquiror</b><font style="font-weight:normal;">. Acquiror shall have performed or complied in all material respects with all of the covenants and obligations to be performed or complied with by it under the terms of this Agreement on or prior to the Closing Date.</font></div></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:0pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:justify;"> </font></font>52</p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 9.3</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402124"></a><a name="_Toc72405786"></a><a name="_Toc72405976"></a><a name="_Toc73529475"></a></b><b style="font-weight:bold;text-decoration:underline;">Shareholder Approvals</b><font style="font-weight:normal;">. The Company Shareholder Approval shall have been obtained.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 9.4</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402125"></a><a name="_Toc72405787"></a><a name="_Toc72405977"></a><a name="_Toc73529476"></a></b><b style="font-weight:bold;text-decoration:underline;">No Proceedings; No Injunctions or Restraints; Illegality</b><font style="font-weight:normal;">. Since the date of this Agreement, there must not have been commenced or threatened any Proceeding: (a)&#160;involving any challenge to, or seeking damages or other relief in connection with, any of the Contemplated Transactions; or (b) that may have the effect of preventing, delaying, making illegal or otherwise interfering with any of the Contemplated Transactions, in either case that would reasonably be expected by the Company Board to have a Material Adverse Effect on the Surviving Entity. No order, injunction or decree issued by any court or agency of competent jurisdiction or other legal restraint or prohibition preventing the consummation of the Merger or any of the other Contemplated Transactions shall be in effect. No statute, rule, regulation, order, injunction or decree shall have been enacted, entered, promulgated or enforced by any governmental authority which prohibits or makes illegal consummation of the Merger.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 9.5</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402126"></a><a name="_Toc72405788"></a><a name="_Toc72405978"></a><a name="_Toc73529477"></a></b><b style="font-weight:bold;text-decoration:underline;">Regulatory Approvals</b><font style="font-weight:normal;">. All Requisite Regulatory Approvals shall have been obtained and shall remain in full force and effect and all statutory waiting periods in respect thereof shall have expired or been terminated and no such Requisite Regulatory Approval shall have imposed a restriction or condition on, or requirement of, such approval that would, after the Effective Time, reasonably be expected by the Company Board to materially restrict or burden the Surviving Entity.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 9.6</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402127"></a><a name="_Toc72405789"></a><a name="_Toc72405979"></a><a name="_Toc73529478"></a></b><b style="font-weight:bold;text-decoration:underline;">Registration Statement</b><font style="font-weight:normal;">. The Registration Statement shall have become effective under the Securities Act. No stop order shall have been issued or threatened by the SEC that suspends the effectiveness of the Registration Statement, and no Proceeding shall have been commenced or be pending or threatened for such purpose.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 9.7</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402128"></a><a name="_Toc72405790"></a><a name="_Toc72405980"></a><a name="_Toc73529479"></a></b><b style="font-weight:bold;text-decoration:underline;">Officers&#8217; Certificate</b><font style="font-weight:normal;">. The Company shall have received a certificate signed on behalf of Acquiror by an executive officer of Acquiror certifying as to the matters set forth in </font>Section 9.1<font style="font-weight:normal;"> and </font>Section 9.2<font style="font-weight:normal;">.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 9.8</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402129"></a><a name="_Toc72405791"></a><a name="_Toc72405981"></a><a name="_Toc73529480"></a></b><b style="font-weight:bold;text-decoration:underline;">Stock Exchange Listing</b><font style="font-weight:normal;">. Acquiror shall have filed with the NASDAQ Global Select Market a notification form for the listing of all shares of Acquiror Common Stock to be delivered in the Merger, and the NASDAQ Global Select Market shall not have objected to the listing of such shares of Acquiror Common Stock.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 9.9</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402130"></a><a name="_Toc72405792"></a><a name="_Toc72405982"></a><a name="_Toc73529481"></a></b><b style="font-weight:bold;text-decoration:underline;">No Material Adverse Effect</b><font style="font-weight:normal;">. From the date of this Agreement to the Closing, there shall be and have been no change in the financial condition, assets or business of Acquiror or any of its Subsidiaries that has had or would reasonably be expected to have a Material Adverse Effect on Acquiror or any of its Subsidiaries.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:center;text-indent:0pt;"><font style="color:#010000;font-family:'Times New Roman';text-transform:uppercase;white-space:nowrap;">Article 10&#160;</font><font style="display:inline-block;visibility:hidden;width:0pt;">&#8203;</font><br><a name="_Toc72402131"></a><a name="_Ref72402918"></a><a name="_Ref72405276"></a><a name="_Toc72405793"></a><a name="_Toc72405983"></a><a name="_Toc73529482"></a>TERMINATION</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 10.1</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402132"></a><a name="_Ref72404933"></a><a name="_Toc72405794"></a><a name="_Toc72405984"></a><a name="_Toc73529483"></a></b><b style="font-weight:bold;text-decoration:underline;">Termination of Agreement</b><font style="font-weight:normal;">. This Agreement may be terminated only as set forth below, whether before or after approval of the matters presented in connection with the Merger by the shareholders of the Company or Acquiror:</font></div></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:0pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:justify;"> </font></font>53</p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(a)</font><a name="_Ref72434427"></a>by mutual consent of the Acquiror Board and the Company Board, each evidenced by appropriate written resolutions;</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(b)</font><a name="_Ref72404991"></a>by Acquiror if the Company shall have breached or failed to perform any of its representations, warranties, covenants or agreements set forth in this Agreement (except for breaches of <b style="font-weight:bold;">Section 5.4</b> or &#160;<b style="font-weight:bold;">Section 5.9</b>, which are separately addressed in <b style="font-weight:bold;">Section 10.1(g)</b>), which breach or failure to perform, either individually or together with other such breaches, in the aggregate, if occurring or continuing on the date on which the Closing would otherwise occur, would result in the failure of any of the conditions set forth in <b style="font-weight:bold;">Article 8</b> and such breach or failure to perform has not been or cannot be cured on or prior to the earlier of two (2) Business Days prior to the Termination Date and thirty (30) days following written notice to the party committing such breach, making such untrue representation and warranty, or failing to perform; <i style="font-style:italic;">provided</i> that such breach or failure is not a direct result of the failure by Acquiror to perform and comply in all material respects with any of its obligations under this Agreement that are to be performed or complied with by it prior to or on the date required hereunder;</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(c)</font><a name="_Ref72405053"></a>by the Company if Acquiror shall have breached or failed to perform any of its representations, warranties, covenants or agreements set forth in this Agreement, which breach or failure to perform, either individually or together with other such breaches, in the aggregate, if occurring or continuing on the date on which the Closing would otherwise occur, would result in the failure of any of the conditions set forth in <b style="font-weight:bold;">Article 9</b> and such breach or failure to perform has not been or cannot be cured on or prior to the earlier of two (2) Business Days prior to the Termination Date and thirty (30) days following written notice to the party committing such breach, making such untrue representation and warranty, or failing to perform, <i style="font-style:italic;">provided</i> that such breach or failure is not a direct result of the failure by the Company to perform and comply in all material respects with any of its obligations under this Agreement that are to be performed or complied with by it prior to or on the date required hereunder;</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(d)</font><a name="_Ref72404808"></a>by Acquiror or the Company if: (i) any Regulatory Authority that must grant a Requisite Regulatory Approval has denied approval of any of the Contemplated Transactions and such denial has become final and non-appealable; (ii) any application, filing or notice for a Requisite Regulatory Approval has been withdrawn at the request or recommendation of the applicable Regulatory Authority; or (iii) the Company Shareholder Approval is not obtained following the Company Shareholders&#8217; Meeting; <i style="font-style:italic;">provided</i>,<i style="font-style:italic;"> however</i>, that the right to terminate this Agreement under this <b style="font-weight:bold;">Section 10.1(d)</b> shall not be available to a party whose failure (or the failure of any of its Affiliates) to fulfill any of its obligations (excluding warranties and representations) under this Agreement has been the cause of or resulted in the occurrence of any event described in clauses (i) and (ii) above;</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(e)</font><a name="_Ref72404824"></a>by Acquiror or the Company if the Effective Time shall not have occurred at or before December 31, 2021 (the &#8220;<b style="font-weight:bold;">Termination Date</b>&#8221;); <i style="font-style:italic;">provided</i>,<i style="font-style:italic;"> however</i>, that the Termination Date shall be extended to March 31, 2022 if as of December 31, 2021 all of the Requisite Regulatory Approvals shall not have been obtained; <i style="font-style:italic;">provided, further</i>, the right to terminate this Agreement under this <b style="font-weight:bold;">Section 10.1(e)</b><b style="font-weight:bold;"> </b>shall not be available to any party to this Agreement whose failure to fulfill any of its obligations (excluding warranties and representations) under this Agreement has been the cause of or resulted in the failure of the Effective Time to occur on or before such date and such failure constitutes a material breach of this Agreement;</div></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:0pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:justify;"> </font></font>54</p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(f)</font>by Acquiror or the Company if any court of competent jurisdiction or other Regulatory Authority shall have issued a judgment, Order, injunction, rule or decree, or taken any other action restraining, enjoining or otherwise prohibiting any of the Contemplated Transactions and such judgment, Order, injunction, rule, decree or other action shall have become final and non-appealable;</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(g)</font><a name="_Ref72404764"></a>by the Company pursuant to <b style="font-weight:bold;">Section 5.9</b>;</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(h)</font><a name="_Ref72405088"></a>by Acquiror if the Company makes a Company Adverse Recommendation;</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(i)</font><a name="_Ref72403150"></a>by the Company, if the aggregate consideration payable to holders of the Company Common Stock pursuant to <b style="font-weight:bold;">Section 2.1</b> on the Determination Date using the Final Acquiror Market Value is less than $34,000,000.00; <i style="font-style:italic;">provided, </i>if within such five (5) Business Day period, Acquiror delivers written notice to the Company that it intends to proceed with the Merger by paying such additional consideration, so that the aggregate consideration payable to holders of the Company Common Stock on the Determination Date using the Final Acquiror Market Value is more than $34,000,000 and notifies the Company of the revised Per Share Stock Consideration, then no termination shall have occurred pursuant to this <b style="font-weight:bold;">Section 10.1(i)</b>, and this Agreement shall remain in full force and effect in accordance with its terms (except that the Per Share Stock Consideration shall have been so modified);</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(j)</font><a name="_Ref72403171"></a>by the Company, if both of the following conditions are satisfied on the Determination Date, such termination to be effective on the tenth (10th) day following the Determination Date: (i) the Final Acquiror Market Value is less than $14.29; and (ii) the number obtained by dividing the Final Acquiror Market Value by the Initial Acquiror Market Value shall be less than the number obtained by subtracting 0.20 from the Index Ratio; <i style="font-style:italic;">subject, however</i>, to the following three sentences. If the Company elects to exercise its termination right pursuant to this <b style="font-weight:bold;">Section 10.1(j)</b>, it shall give written notice thereof to Acquiror within two (2) Business Days. During the five (5) Business Day period commencing with its receipt of such notice, Acquiror shall have the option to increase the Per Share Stock Consideration to equal the lesser of (x) a quotient, the numerator of which is equal to the product of (A) the Initial Acquiror Market Value; (B) the Per Share Stock Consideration; and (C) the Index Ratio minus 0.20 and the denominator of which is equal to the Final Acquiror Market Value; or (y) the quotient determined by dividing the Initial Acquiror Market Value by the Final Acquiror Market Value, and multiplying the quotient by the product of the Per Share Stock Consideration and 0.80. If within such five (5) Business Day period, Acquiror delivers written notice to the Company that it intends to proceed with the Merger by paying such additional consideration as contemplated by the preceding sentence, and notifies the Company of the revised Per Share Stock Consideration, then no termination shall have occurred pursuant to this <b style="font-weight:bold;">Section 10.1(</b>j), and this Agreement shall remain in full force and effect in accordance with its terms (except that the Per Share Stock Consideration shall have been so modified). If Acquiror or any company belonging to the Index declares or effects a stock dividend, reclassification, recapitalization, split-up, combination, exchange of shares or similar transaction between the date of this Agreement and the Determination Date, the prices for the common stock of such company shall be appropriately adjusted for the purposes of applying this <b style="font-weight:bold;">Section 10.1(j)</b>; or</div></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:0pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:justify;"> </font></font>55</p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(k)</font>by either the Company or the Acquiror pursuant to the terms of <b style="font-weight:bold;">Section&#160;5.13</b>.</div><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;text-indent:72pt;margin:0pt 0pt 12pt 0pt;">For purposes of this Agreement, the following terms shall have the following meanings:</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;text-indent:72pt;margin:0pt 0pt 12pt 0pt;">&#8220;<b style="font-weight:bold;">Determination Date</b>&#8221; means any date that is ten (10) Business Days prior to the Effective Time.</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;text-indent:72pt;margin:0pt 0pt 12pt 0pt;">&#8220;<b style="font-weight:bold;">Final Acquiror Market Value</b>&#8221; means the volume weighted average of the daily closing sales prices of a share of Acquiror Common Stock as reported on the Nasdaq Global Select Market for the ten (10) consecutive trading days immediately preceding the Determination Date.</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;text-indent:72pt;margin:0pt 0pt 12pt 0pt;">&#8220;<b style="font-weight:bold;">Final Index Price</b>&#8221; means the average of the daily closing value of the Index for the ten (10) consecutive trading days immediately preceding the Determination Date.</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;text-indent:72pt;margin:0pt 0pt 12pt 0pt;">&#8220;<b style="font-weight:bold;">Index</b>&#8221; means the KBW NASDAQ Bank Index or, if such index is not available, such substitute or similar index as substantially replicates the KBW NASDAQ Bank Index.</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;text-indent:72pt;margin:0pt 0pt 12pt 0pt;">&#8220;<b style="font-weight:bold;">Index Ratio</b>&#8221; means the Final Index Price divided by the Initial Index Price.</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;text-indent:72pt;margin:0pt 0pt 12pt 0pt;">&#8220;<b style="font-weight:bold;">Initial Acquiror Market Value</b>&#8221; means $17.86, adjusted as indicated in the last sentence of <b style="font-weight:bold;">Section 10.1(j)</b>.</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;text-indent:72pt;margin:0pt 0pt 12pt 0pt;">&#8220;<b style="font-weight:bold;">Initial Index Price</b>&#8221; means $134.04, adjusted as indicated in the last sentence of <b style="font-weight:bold;">Section 10.1(j)</b>.</p><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 10.2</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402133"></a><a name="_Ref72404945"></a><a name="_Ref72405209"></a><a name="_Toc72405795"></a><a name="_Toc72405985"></a><a name="_Toc73529484"></a></b><b style="font-weight:bold;text-decoration:underline;">Effect of Termination or Abandonment</b><font style="font-weight:normal;">. In the event of the termination of this Agreement and the abandonment of the Merger pursuant to </font>Section 10.1(a)<font style="font-weight:normal;">, this Agreement shall become null and void, and there shall be no liability of one party to the other or any restrictions on the future activities on the part of any party to this Agreement, or its respective directors, officers or shareholders, except that: (a) the Confidentiality Agreement, this </font>Section&#160;10.2<font style="font-weight:normal;">, </font>Section 10.3<font style="font-weight:normal;"> and </font>Article 11<font style="font-weight:normal;"> shall survive such termination and abandonment; and (b) no such termination shall relieve the breaching party from liability resulting from its fraud or any willful and material breach by that party of this Agreement.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 10.3</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402134"></a><a name="_Ref72404963"></a><a name="_Ref72404973"></a><a name="_Ref72405184"></a><a name="_Toc72405796"></a><a name="_Toc72405986"></a><a name="_Toc73529485"></a></b><b style="font-weight:bold;text-decoration:underline;">Fees and Expenses</b><font style="font-weight:normal;">.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(a)</font>Except as otherwise provided in this <b style="font-weight:bold;">Section 10.3</b>, all fees and expenses incurred in connection with this Agreement, the Merger and the other Contemplated Transactions shall be paid by the party incurring such fees or expenses, whether or not the Merger is consummated, except that the expenses incurred in connection with the filing, printing and mailing of the Proxy Statement, and all filing and other fees paid to the SEC, in each case in connection with the Merger (other than attorneys&#8217; fees, accountants&#8217; fees and related expenses), shall be borne by Acquiror.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(b)</font><a name="_Ref72405137"></a>If this Agreement is terminated by Acquiror pursuant to <b style="font-weight:bold;">Section 10.1(b)</b>, then the Company shall pay to Acquiror, within ten (10) Business Days after such termination, the </div></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:0pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:justify;"> </font></font>56</p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:0pt;">amount of $0.75 million by wire transfer of immediately available funds to such account as Acquiror shall designate.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(c)</font>If this Agreement is terminated by the Company pursuant to <b style="font-weight:bold;">Section&#160;10.1(c)</b>, then Acquiror shall pay to the Company, within ten (10) Business Days after such termination, the amount of $0.75 million by wire transfer of immediately available funds to such account as the Company shall designate.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(d)</font>If this Agreement is terminated by Acquiror pursuant to <b style="font-weight:bold;">Section 10.1(g)</b> or by the Company pursuant to <b style="font-weight:bold;">Section 10.1(h)</b>, then the Company shall pay to Acquiror, within two (2) Business Days after such termination, the amount of $1.5 million (the &#8220;<b style="font-weight:bold;">Termination Fee</b>&#8221;) by wire transfer of immediately available funds to such account as Acquiror shall designate.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(e)</font>If, after the date of this Agreement and prior to the termination of this Agreement, a bona fide Acquisition Proposal shall have been made known to senior management of the Company or has been made directly to its shareholders generally, or any Person shall have publicly announced (and not withdrawn) an Acquisition Proposal with respect to the Company, and (i) thereafter this Agreement is terminated by Acquiror pursuant to <b style="font-weight:bold;">Section 10.1(b)</b> as a result of a material breach or pursuant to <b style="font-weight:bold;">Section 10.1(i)</b> and<b style="font-weight:bold;"> </b>(ii) within twelve (12) months after such termination the Company shall enter into discussions that result in a definitive written agreement with any Person (other than Acquiror and its Affiliates) with respect to such Acquisition Proposal, the Company shall pay to Acquiror, within ten (10) Business Days after the execution of such definitive agreement, the Termination Fee (less the amount of funds, if any, previously paid by the Company to Acquiror pursuant to<b style="font-weight:bold;"> </b><b style="font-weight:bold;">Section 10.3(b)</b>) by wire transfer of immediately available funds to such account as Acquiror shall designate; <i style="font-style:italic;">provided</i>,<i style="font-style:italic;"> however</i>, that for purposes of this paragraph, &#8220;Acquisition Proposal&#8221; has the meaning ascribed thereto in <b style="font-weight:bold;">Section 12.1(k)</b>, except that references in that <b style="font-weight:bold;">Section</b> to &#8220;15%&#8221; shall be replaced by &#8220;50%.&#8221;</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(f)</font>All payments made pursuant to this <b style="font-weight:bold;">Section 10.3</b> shall constitute liquidated damages and except as provided in <b style="font-weight:bold;">Section 10.2</b> in the case of fraud or willful and material breach of this Agreement which permits a party to enforce such party&#8217;s right pursuant to <b style="font-weight:bold;">Section 11.10</b>, the receipt thereof shall be the sole and exclusive remedy of the receiving party against the party making such payment, its Affiliates and their respective directors, officers and shareholders for any claims arising out of or relating in any way to this Agreement or the transactions contemplated herein. Further, neither the Company nor Acquiror shall be required to pay the Termination Fee on more than one occasion.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:center;text-indent:0pt;"><font style="color:#010000;font-family:'Times New Roman';text-transform:uppercase;white-space:nowrap;">Article 11&#160;</font><font style="display:inline-block;visibility:hidden;width:0pt;">&#8203;</font><br><a name="_Toc72402135"></a><a name="_Ref72405017"></a><a name="_Toc72405797"></a><a name="_Toc72405987"></a><a name="_Toc73529486"></a>MISCELLANEOUS</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 11.1</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402136"></a><a name="_Toc72405798"></a><a name="_Toc72405988"></a><a name="_Toc73529487"></a></b><b style="font-weight:bold;text-decoration:underline;">Survival</b><font style="font-weight:normal;">. Except for covenants that are expressly to be performed after the Closing, none of the representations, warranties and covenants contained herein shall survive beyond the Closing.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 11.2</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402137"></a><a name="_Toc72405799"></a><a name="_Toc72405989"></a><a name="_Toc73529488"></a></b><b style="font-weight:bold;text-decoration:underline;">Governing Law; Venue; Waiver of Jury Trial</b><font style="font-weight:normal;">. All questions concerning the construction, validity and interpretation of this Agreement and the performance of the obligations imposed by this Agreement shall be governed by the internal laws of the State of Illinois applicable to Contracts made and to be performed in such state without regard to conflicts </font></div></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:0pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:justify;"> </font></font>57</p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-left:0pt;margin-right:0pt;"><font style="color:#000000;font-style:normal;font-weight:normal;text-align:justify;">of laws. &#160;Each party hereby irrevocably submits to the exclusive jurisdiction of the state and federal courts located in Illinois solely in respect of the interpretation and enforcement of the provisions of this Agreement and of the documents referred to in this Agreement, and in respect of the transactions contemplated hereby, and hereby waives, and agrees not to assert, as a defense in any action, suit or proceeding for the interpretation or enforcement hereof or of any such document, that it is not subject thereto or that such action, suit or proceeding may not be brought or is not maintainable in said court or that the venue thereof may not be appropriate or that this Agreement or any such document may not be enforced in or by such court, and the parties hereto irrevocably agree that all claims with respect to such action or proceeding shall be heard and determined in such court. The parties hereby consent to and grant any such court jurisdiction over the Person of such parties and agree that mailing of process or other papers in connection with any such action or proceeding in the manner provided under </font><b style="color:#000000;font-style:normal;font-weight:bold;text-align:justify;">Section 11.6</b><b style="color:#000000;font-style:normal;font-weight:bold;text-align:justify;"> </b><font style="color:#000000;font-style:normal;font-weight:normal;text-align:justify;">or in such other manner as may be permitted by applicable Legal Requirements shall be valid and sufficient service thereof. &#160;EACH PARTY ACKNOWLEDGES AND AGREES THAT ANY CONTROVERSY WHICH MAY ARISE UNDER THIS AGREEMENT IS LIKELY TO INVOLVE COMPLICATED AND DIFFICULT ISSUES, AND THEREFORE EACH PARTY HEREBY IRREVOCABLY AND UNCONDITIONALLY WAIVES ANY RIGHT SUCH PARTY MAY HAVE TO A TRIAL BY JURY IN RESPECT OF ANY LITIGATION DIRECTLY OR INDIRECTLY ARISING OUT OF OR RELATING TO THIS AGREEMENT OR THE TRANSACTIONS CONTEMPLATED BY THIS AGREEMENT. EACH PARTY CERTIFIES AND ACKNOWLEDGES THAT (i) NO REPRESENTATIVE, AGENT OR ATTORNEY OF ANY OTHER PARTY HAS REPRESENTED, EXPRESSLY OR OTHERWISE, TO IT THAT SUCH OTHER PARTY WOULD NOT, IN THE EVENT OF LITIGATION, SEEK TO ENFORCE THE FOREGOING WAIVER, (ii) EACH PARTY UNDERSTANDS AND HAS CONSIDERED THE IMPLICATIONS OF THIS WAIVER, (iii) EACH PARTY MAKES THIS WAIVER VOLUNTARILY AND (iv) EACH PARTY HAS BEEN INDUCED TO ENTER INTO THIS AGREEMENT BY, AMONG OTHER THINGS, THE MUTUAL WAIVERS AND CERTIFICATIONS SET FORTH HEREIN.</font></p><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 11.3</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402138"></a><a name="_Toc72405800"></a><a name="_Toc72405990"></a><a name="_Toc73529489"></a></b><b style="font-weight:bold;text-decoration:underline;">Assignments, Successors and No Third-Party Rights</b><font style="font-weight:normal;">. Neither party to this Agreement may assign any of its rights under this Agreement (whether by operation of law or otherwise) without the prior written consent of the other party. Any purported assignment in contravention hereof shall be null and void. Subject to the preceding sentence, this Agreement and every representation, warranty, covenant, agreement and provision hereof shall be binding upon and inure to the benefit of the parties hereto and their respective successors and permitted assigns. Except for </font>Section 6.4,<font style="font-weight:normal;"> nothing expressed or referred to in this Agreement will be construed to give any Person other than the parties to this Agreement any legal or equitable right, remedy or claim under or with respect to this Agreement or any provision of this Agreement. The representations and warranties in this Agreement are the product of negotiations among the parties hereto and are for the sole benefit of the parties. Any inaccuracies in such representations and warranties are subject to waiver by the parties hereto in accordance with </font>Section 11.5<font style="font-weight:normal;"> without notice or liability to any other Person. In some instances, the representations and warranties in this Agreement may represent an allocation among the parties hereto of risks associated with particular matters regardless of the knowledge of any of the parties hereto. Consequently, Persons other than the parties may not rely upon the representations and warranties in this Agreement as characterizations of actual facts or circumstances as of the date of this Agreement or as of any other date.</font></div></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:0pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:justify;"> </font></font>58</p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 11.4</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402139"></a><a name="_Toc72405801"></a><a name="_Toc72405991"></a><a name="_Toc73529490"></a></b><b style="font-weight:bold;text-decoration:underline;">Modification</b><font style="font-weight:normal;">. This Agreement may be amended, modified or supplemented by the parties at any time before or after the Company Shareholder Approval is obtained; </font><i style="font-style:italic;font-weight:normal;">provided</i><font style="font-weight:normal;">,</font><i style="font-style:italic;font-weight:normal;"> however</i><font style="font-weight:normal;">, that after the Company Shareholder Approval is obtained, there may not be, without further approval of the Company&#8217;s shareholders, any amendment of this Agreement that requires further shareholder approval under applicable Legal Requirements. This Agreement may not be amended, modified or supplemented except by an instrument in writing signed on behalf of each of the parties.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 11.5</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402140"></a><a name="_Ref72405263"></a><a name="_Toc72405802"></a><a name="_Toc72405992"></a><a name="_Toc73529491"></a></b><b style="font-weight:bold;text-decoration:underline;">Extension of Time; Waiver</b><font style="font-weight:normal;">. At any time prior to the Effective Time, the parties may, to the extent permitted by applicable Legal Requirements: (a) extend the time for the performance of any of the obligations or other acts of the other party; (b) waive any inaccuracies in the representations and warranties contained in this Agreement or in any document delivered pursuant to this Agreement; or (c) waive compliance with or amend, modify or supplement any of the agreements or conditions contained in this Agreement which are for the benefit of the waiving party. Any agreement on the part of a party to any such extension or waiver shall be valid only if set forth in a written instrument signed on behalf of such party. Neither the failure nor any delay by any party in exercising any right, power or privilege under this Agreement or the documents referred to in this Agreement will operate as a waiver of such right, power or privilege, and no single or partial exercise of any such right, power or privilege will preclude any other or further exercise of such right, power or privilege or the exercise of any other right, power or privilege. Except as provided in </font>Article 10<font style="font-weight:normal;">, the rights and remedies of the parties to this Agreement are cumulative and not alternative. To the maximum extent permitted by applicable Legal Requirements: (i) no claim or right arising out of this Agreement or the documents referred to in this Agreement can be discharged by one party, in whole or in part, by a waiver or renunciation of the claim or right unless in writing signed by the other party; (ii) no waiver that may be given by a party will be applicable except in the specific instance for which it is given; and (iii) no notice to or demand on one party will be deemed to be a waiver of any obligation of such party or of the right of the party giving such notice or demand to take further action without notice or demand as provided in this Agreement or the documents referred to in this Agreement.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 11.6</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402141"></a><a name="_Ref72405227"></a><a name="_Ref72405294"></a><a name="_Toc72405803"></a><a name="_Toc72405993"></a><a name="_Toc73529492"></a></b><b style="font-weight:bold;text-decoration:underline;">Notices</b><font style="font-weight:normal;">. All notices, consents, waivers and other communications under this Agreement shall be in writing (which shall include facsimile communication and electronic mail) and shall be deemed to have been duly given if delivered by hand or by nationally recognized overnight delivery service (receipt requested), mailed by registered or certified U.S. mail (return receipt requested) postage prepaid or sent by facsimile (with confirmation) or electronic mail (with confirmation) to the parties at the following addresses (or at such other address for a party as shall be specified by like notice):</font></div><div style="padding-left:117.9pt;" align="left"><table style="border-collapse:collapse;font-size:16pt;height:max-content;padding-left:0.5pt;padding-right:0.5pt;width:74.8%;"><tr><td style="vertical-align:top;width:100%;margin:0pt;padding:0pt 0.5pt 0pt 0.5pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt;">If to Acquiror, to:</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt;">HBT Financial, Inc.</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt;">401 N. Hershey Road</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt;">Bloomington, IL 61704<br><br>Telephone:<font style="display:inline-block;width:3.62pt;"></font>(309) 664-8902<br>Attention:<font style="display:inline-block;width:8.94pt;"></font>J. Lance Carter, President<br><font style="white-space:pre-wrap;">E-Mail:  </font>lcarter@hbtbank.com</p></td></tr></table></div></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:0pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:justify;"> </font></font>59</p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><div style="padding-left:117.9pt;" align="left"><table style="border-collapse:collapse;font-size:16pt;height:max-content;padding-left:0.5pt;padding-right:0.5pt;width:74.8%;"><tr><td style="vertical-align:top;width:100%;margin:0pt;padding:0pt 0.5pt 0pt 0.5pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></td></tr><tr><td style="vertical-align:top;width:100%;margin:0pt;padding:0pt 0.5pt 0pt 0.5pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt;">with copies, which shall not constitute notice, to:</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt;">Kirkland &amp; Ellis LLP</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt;">300 North LaSalle Street</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt;">Suite 2400</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt;"><font style="white-space:pre-wrap;">Chicago, Illinois  60654</font><br><font style="visibility:hidden;">&#8203;</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt;"><font style="display:inline-block;text-indent:0pt;width:57.6pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Telephone:</font></font>(312) 862-3222</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt;"><font style="display:inline-block;text-indent:0pt;width:57.6pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Attention:</font></font>Edwin S. del Hierro, P.C.<br>E-Mail: ed.delhierro@kirkland.com</p></td></tr><tr><td style="vertical-align:top;width:100%;margin:0pt;padding:0pt 0.5pt 0pt 0.5pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></td></tr><tr><td style="vertical-align:top;width:100%;margin:0pt;padding:0pt 0.5pt 0pt 0.5pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt;">If to the Company, to:</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;margin:0pt;"><font style="line-height:1.19;">NXT Bancorporation, Inc.<br>119 2</font><sup style="font-size:9pt;vertical-align:top;">nd</sup><font style="line-height:1.19;"> Street, Unit 100<br>Coralville, Iowa 52241</font><font style="line-height:1.19;"><br><br></font><font style="line-height:1.19;">Telephone:</font><font style="display:inline-block;width:3.62pt;"></font><font style="line-height:1.19;">(319) 688-6208<br>Attention:</font><font style="display:inline-block;width:8.94pt;"></font><font style="line-height:1.19;">Nathan D. Koch</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt;"><font style="white-space:pre-wrap;">E-Mail:  </font>nkoch@nxtbank.net</p></td></tr><tr><td style="vertical-align:top;width:100%;margin:0pt;padding:0pt 0.5pt 0pt 0.5pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt;">with copies, which shall not constitute notice, to:</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt;">Vedder Price P.C.</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt;">222 N. LaSalle Street</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt;"><font style="white-space:pre-wrap;">Chicago, Illinois  60601</font><br><font style="visibility:hidden;">&#8203;</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt;"><font style="display:inline-block;text-indent:0pt;width:57.6pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Telephone:</font></font>(312) 609-7533</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt;"><font style="display:inline-block;text-indent:0pt;width:57.6pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Facsimile:</font></font>(312) 609-5005</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt;"><font style="display:inline-block;text-indent:0pt;width:57.6pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:left;">Attention:</font></font>James M. Kane</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt 0pt 12pt 0pt;"><font style="white-space:pre-wrap;">Email:  </font>jkane@vedderprice.com</p></td></tr></table></div><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt 0pt 12pt 0pt;">or to such other Person or place as the Company shall furnish to Acquiror or Acquiror shall furnish to the Company in writing. Except as otherwise provided herein, all such notices, consents, waivers and other communications shall be effective: (a) if delivered by hand, when delivered; (b) if delivered by overnight delivery service, on the next Business Day after deposit with such service; (c) if mailed in the manner provided in this <b style="font-weight:bold;">Section 11.6</b>, three (3) Business Days after deposit with the U.S. Postal Service; and (d) if delivered by facsimile or electronic mail, on the next Business Day.</p><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 11.7</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402142"></a><a name="_Toc72405804"></a><a name="_Toc72405994"></a><a name="_Toc73529493"></a></b><b style="font-weight:bold;text-decoration:underline;">Entire Agreement</b><font style="font-weight:normal;">. This Agreement, the Schedules and any documents executed by the parties pursuant to this Agreement and referred to herein, together with the Confidentiality Agreement, constitute the entire understanding and agreement of the parties hereto and supersede all other prior agreements and understandings, written or oral, relating to such subject matter between the parties.</font></div></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:0pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:justify;"> </font></font>60</p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 11.8</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402143"></a><a name="_Toc72405805"></a><a name="_Toc72405995"></a><a name="_Toc73529494"></a></b><b style="font-weight:bold;text-decoration:underline;">Severability</b><font style="font-weight:normal;">. Whenever possible, each provision of this Agreement shall be interpreted in such manner as to be effective and valid under applicable Legal Requirements, but if any provision of this Agreement is held to be prohibited by or invalid under applicable Legal Requirements, such provision will be ineffective only to the extent of such prohibition or invalidity, without invalidating the remainder of such provision or the remaining provisions of this Agreement unless the consummation of the Contemplated Transactions is adversely affected thereby.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 11.9</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402144"></a><a name="_Toc72405806"></a><a name="_Toc72405996"></a><a name="_Toc73529495"></a></b><b style="font-weight:bold;text-decoration:underline;">Further Assurances</b><font style="font-weight:normal;">. The parties agree: (a) to furnish upon request to each other such further information; (b) to execute and deliver to each other such other documents; and (c) to do such other acts and things; all as the other party may reasonably request for the purpose of carrying out the intent of this Agreement and the documents referred to in this Agreement.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 11.10</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402145"></a><a name="_Toc72405807"></a><a name="_Toc72405997"></a><a name="_Ref72434734"></a><a name="_Toc73529496"></a></b><b style="font-weight:bold;text-decoration:underline;">Specific Performance</b><font style="font-weight:normal;">. The parties agree that irreparable damage would occur in the event that any of the provisions of this Agreement were not performed in accordance with their specific terms or were otherwise breached. Accordingly, each of the parties shall be entitled to specific performance of the terms hereof, including an injunction or injunctions to prevent breaches of this Agreement and to enforce specifically the terms and provisions of this Agreement, this being in addition to any other remedy to which such party is entitled at law or in equity. Each of the parties hereby further waives (a) any defense in any action for specific performance that a remedy at law would be adequate; and (b) any requirement under any Legal Requirement to post security as a prerequisite to obtaining equitable relief.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 11.11</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402146"></a><a name="_Toc72405808"></a><a name="_Toc72405998"></a><a name="_Toc73529497"></a></b><b style="font-weight:bold;text-decoration:underline;">Counterparts</b><font style="font-weight:normal;">. This Agreement and any amendments thereto may be executed in any number of counterparts (including by facsimile or other electronic means), each of which shall be deemed an original, but all of which together shall constitute one and the same agreement and shall become effective when counterparts have been signed by each of the parties and delivered to the other party, it being understood that each party need not sign the same counterpart.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:center;text-indent:0pt;"><font style="color:#010000;font-family:'Times New Roman';text-transform:uppercase;white-space:nowrap;">Article 12&#160;</font><font style="display:inline-block;visibility:hidden;width:0pt;">&#8203;</font><br><a name="_Toc72402147"></a><a name="_Toc72405809"></a><a name="_Toc72405999"></a><a name="_Toc73529498"></a>DEFINITIONS</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 12.1</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402148"></a><a name="_Toc72405810"></a><a name="_Toc72406000"></a><a name="_Toc73529499"></a></b><b style="font-weight:bold;text-decoration:underline;">Definitions</b><font style="font-weight:normal;">. In addition to those terms defined throughout this Agreement, the following terms, when used herein, shall have the following meanings:</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(a)</font>&#8220;<b style="font-weight:bold;">Acquiror Certificate of Incorporation</b>&#8221; means the Restated Certificate of Incorporation of Acquiror.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(b)</font>&#8220;<b style="font-weight:bold;">Acquiror Bank</b>&#8221; means Heartland Bank and Trust Company, an Illinois state chartered bank headquartered in Bloomington, Illinois, and a wholly-owned subsidiary of Acquiror.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(c)</font>&#8220;<b style="font-weight:bold;">Acquiror Benefit Plan</b>&#8221; means any: (i) qualified or nonqualified &#8220;employee pension benefit plan&#8221; (as defined in Section 3(2) of ERISA) or other deferred compensation or retirement plan or arrangement; (ii) &#8220;employee welfare benefit plan&#8221; (as defined in Section 3(1) of ERISA) or other health, welfare or similar plan or arrangement; (iii)&#160;&#8220;employee benefit plan&#8221; (as defined in Section 3(3) of ERISA); (iv) equity-based plan or arrangement </div></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:0pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:justify;"> </font></font>61</p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:0pt;">(including any stock option, stock purchase, stock ownership, stock appreciation, restricted stock, restricted stock unit, phantom stock or similar plan, agreement or award); (v) other compensation, severance, bonus, profit-sharing or incentive plan or arrangement; or (vi) change in control agreement or employment or severance agreement, in each case with respect to clauses (i) through (vi) of this definition, that are maintained by, sponsored by, contributed to, or required to be contributed to, by Acquiror or any of its Subsidiaries for the benefit of any current or former employee, officer or director of Acquiror or any of its Subsidiaries, or any beneficiary thereof.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(d)</font>&#8220;<b style="font-weight:bold;">Acquiror Board</b>&#8221; means the board of directors of Acquiror.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(e)</font>&#8220;<b style="font-weight:bold;">Acquiror Bylaws</b>&#8221; means the Amended and Restated Bylaws of Acquiror, as amended.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(f)</font>&#8220;<b style="font-weight:bold;">Acquiror Capital Stock</b>&#8221; means the Acquiror Common Stock and the Acquiror Preferred Stock, collectively.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(g)</font>&#8220;<b style="font-weight:bold;">Acquiror Common Stock</b>&#8221; means the common stock, $0.01 par value per share, of Acquiror.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(h)</font>&#8220;<b style="font-weight:bold;">Acquiror ERISA Affiliate</b>&#8221; means each &#8220;person&#8221; (as defined in Section 3(9) of ERISA) that is treated as a single employer with Acquiror or any of its Subsidiaries for purposes of Section 414 of the Code.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(i)</font>&#8220;<b style="font-weight:bold;">Acquiror SEC Reports</b>&#8221; means the annual, quarterly and other reports, schedules, forms, statements and other documents (including exhibits and all other information incorporated therein) filed or furnished by Acquiror with the SEC under the Securities Act, the Exchange Act or the regulations thereunder, since January 1, 2020.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(j)</font>&#8220;<b style="font-weight:bold;">Acquiror Stock Issuance</b>&#8221; means the issuance of the Acquiror Common Stock pursuant to this Agreement.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(k)</font><a name="_Ref72405164"></a>&#8220;<b style="font-weight:bold;">Acquisition Proposal</b>&#8221; means a tender or exchange offer to acquire more than fifteen percent (15%) of the voting power in the Company or any of its Subsidiaries, a proposal for a merger, consolidation or other business combination involving the Company or any of its Subsidiaries or any other proposal or offer to acquire in any manner more than fifteen percent (15%) of the voting power in, or more than fifteen percent (15%) of the business, assets or deposits of, the Company or any of its Subsidiaries, other than the transactions contemplated hereby and other than any sale of whole loans and securitizations in the Ordinary Course of Business.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(l)</font>&#8220;<b style="font-weight:bold;">Affiliate</b>&#8221; means, with respect to any specified Person, any other Person directly or indirectly Controlling, Controlled by or under common Control with, such specified Person.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(m)</font>&#8220;<b style="font-weight:bold;">Applicable Mortgage Business Requirements</b>&#8221; as of the time of reference, (A) all applicable Laws applicable to the origination and servicing of Mortgage Loans (including the taking, processing and underwriting of the relevant Mortgage Loan application and the closing and/or funding of the relevant Mortgage Loan), sale, pooling, servicing, subservicing or enforcement of, or filing of claims in connection with, any Mortgage Loan or Mortgage Loan </div></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:0pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:justify;"> </font></font>62</p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:0pt;">servicing rights at the relevant time, (B) all of the terms of the mortgage note, security instrument and any other related loan documents relating to each Mortgage Loan, (C) all requirements set forth in any servicing agreements, and (D) all legal obligations to, or agreements with, any insurer, investor or regulatory agency, government sponsored enterprise or similar organization or authority, including any rules, regulations, guidelines, underwriting standards, handbooks and other binding requirements of any insurer, investor, regulatory agency, government sponsored enterprise or similar organization or authority, applicable to any Mortgage Loan or Mortgage Loan servicing rights.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(n)</font>&#8220;<b style="font-weight:bold;">Bank</b>&#8221; means NXT Bank, an Iowa state chartered bank headquartered in Central City, Iowa, and a wholly owned subsidiary of the Company.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(o)</font>&#8220;<b style="font-weight:bold;">Bank Merger</b>&#8221; means the merger of the Bank with and into, and under the charter of, Acquiror Bank.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(p)</font>&#8220;<b style="font-weight:bold;">Business Day</b>&#8221; means any day except Saturday, Sunday and any day on which banks in Bloomington, Illinois or Central City, Iowa, are authorized or required by law or other government action to close.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(q)</font>&#8220;<b style="font-weight:bold;">Call Report</b>&#8221; shall mean the quarterly reports of income and condition filed by the Bank with Regulatory Authorities.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(r)</font>&#8220;<b style="font-weight:bold;">Closing Acquiror Common Stock Price</b>&#8221; means the volume weighted average of the daily closing sales prices of a share of Acquiror Common Stock as reported on the NASDAQ Global Select Market for the ten (10) consecutive trading days immediately preceding the Closing Date.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(s)</font>&#8220;<b style="font-weight:bold;">Code</b>&#8221; means the Internal Revenue Code of 1986, as amended, and any rules, regulations and guidance promulgated thereunder.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(t)</font>&#8220;<b style="font-weight:bold;">Company Articles of Incorporation</b>&#8221; means the Articles of Incorporation of the Company, as amended.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(u)</font>&#8220;<b style="font-weight:bold;">Company Benefit Plan</b>&#8221; means any: (i) qualified or nonqualified &#8220;employee pension benefit plan&#8221; (as defined in Section 3(2) of ERISA) or other deferred compensation or retirement plan or arrangement; (ii) &#8220;employee welfare benefit plan&#8221; (as defined in Section 3(1) of ERISA) or other health, welfare or similar plan or arrangement; (iii) &#8220;employee benefit plan&#8221; (as defined in Section 3(3) of ERISA); (iv) equity-based compensation plan or arrangement (including any stock option, stock purchase, stock ownership, stock appreciation, restricted stock, restricted stock unit, phantom stock or similar plan, agreement or award); (v) other compensation, severance, bonus, profit-sharing or incentive plan or arrangement; or (vi) change-in-control agreement or employment or severance agreement, in each case with respect to clauses (i) through (vi) of this definition, that are maintained by, sponsored by, contributed to or required to be contributed to by the Company or any of its Subsidiaries for the benefit of any current or former employee, officer or director of the Company or any of its Subsidiaries, or any beneficiary thereof.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(v)</font>&#8220;<b style="font-weight:bold;">Company Board</b>&#8221; means the board of directors of the Company.</div></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:0pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:justify;"> </font></font>63</p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(w)</font>&#8220;<b style="font-weight:bold;">Company Bylaws</b>&#8221; means the Bylaws of the Company, as amended.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(x)</font>&#8220;<b style="font-weight:bold;">Company Capital Stock</b>&#8221; means the Company Common Stock.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(y)</font>&#8220;<b style="font-weight:bold;">Company Common Stock</b>&#8221; means the common stock, no par value per share, of the Company.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(z)</font>&#8220;<b style="font-weight:bold;">Company ERISA Affiliate</b>&#8221; means each &#8220;person&#8221; (as defined in Section 3(9) of ERISA) that is treated as a single employer with the Company or any of its Subsidiaries for purposes of Section 414 of the Code.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(aa)</font>&#8220;<b style="font-weight:bold;">Company Real Estate</b>&#8221; means all interests in real property owned by the Company and the Bank, including OREO.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(bb)</font>&#8220;<b style="font-weight:bold;">Company Shareholder Approval</b>&#8221; means the adoption and approval of this Agreement by the shareholders of the Company, in accordance with the IBCA and the Company Articles of Incorporation.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(cc)</font>&#8220;<b style="font-weight:bold;">Contemplated Transactions</b>&#8221; means all of the transactions contemplated by this Agreement, including: (i) the Merger, (ii) the Mid-Tier Merger; (iii) the Bank Merger; (iv) the performance by Acquiror and the Company of their respective covenants and obligations under this Agreement; and (v) Acquiror&#8217;s issuance of shares of Acquiror Common Stock pursuant to the Registration Statement and cash in exchange for shares of Company Common Stock.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(dd)</font>&#8220;<b style="font-weight:bold;">Contract</b>&#8221; means any agreement, contract, obligation, promise or understanding (whether written or oral and whether express or implied): (i) under which a Person has or may acquire any rights; (ii) under which such Person has or may become subject to any obligation or liability; or (iii) by which such Person or any of the assets owned or used by such Person is or may become bound.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(ee)</font>&#8220;<b style="font-weight:bold;">Control</b>,&#8221; &#8220;<b style="font-weight:bold;">Controlling</b>&#8221; or &#8220;<b style="font-weight:bold;">Controlled</b>,&#8221; when used with respect to any specified Person, means the power to vote twenty-five percent (25%) or more of any class of voting securities of a Person, the power to control in any manner the election of a majority of the directors or partners of such Person, or the power to exercise a controlling influence over the management or policies of such Person.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(ff)</font>&#8220;<b style="font-weight:bold;">CRA</b>&#8221; means the Community Reinvestment Act, as amended.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(gg)</font>&#8220;<b style="font-weight:bold;">DGCL</b>&#8221; means the General Corporation Law of the State of Delaware, as amended.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(hh)</font>&#8220;<b style="font-weight:bold;">Deposit Insurance Fund</b>&#8221; means the fund that is maintained by the FDIC to allow it to make up for any shortfalls from a failed depository institution&#8217;s assets.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(ii)</font>&#8220;<b style="font-weight:bold;">Derivative Transactions</b>&#8221; means any swap transaction, option, warrant, forward purchase or sale transaction, futures transaction, cap transaction, floor transaction or collar transaction relating to one or more currencies, commodities, bonds, equity securities, loans, interest rates, prices, values, or other financial or nonfinancial assets, credit-related events or </div></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:0pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:justify;"> </font></font>64</p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:0pt;">conditions or any indexes, or any other similar transaction or combination of any of these transactions, including collateralized mortgage obligations or other similar instruments or any debt or equity instruments evidencing or embedding any such types of transactions, and any related credit support, collateral or other similar arrangements related to such transactions.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(jj)</font>&#8220;<b style="font-weight:bold;">DOL</b>&#8221; means the U.S. Department of Labor.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(kk)</font>&#8220;<b style="font-weight:bold;">Environment</b>&#8221; means surface or subsurface soil or strata, surface waters and sediments, navigable waters, groundwater, drinking water supply and ambient air.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(ll)</font>&#8220;<b style="font-weight:bold;">Environmental Laws</b>&#8221; means any federal, state or local law, statute, ordinance, rule, regulation, code, order, permit or other legally binding requirement applicable to the business or assets of the Company or any of its Subsidiaries that imposes liability or standards of conduct with respect to the Environment and/or Hazardous Materials.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(mm)</font>&#8220;<b style="font-weight:bold;">ERISA</b>&#8221; means the Employee Retirement Income Security Act of 1974, as amended.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(nn)</font>&#8220;<b style="font-weight:bold;">Exchange Act</b>&#8221; means the Securities Exchange Act of 1934, as amended.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(oo)</font>&#8220;<b style="font-weight:bold;">FDIC</b>&#8221; means the Federal Deposit Insurance Corporation.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(pp)</font>&#8220;<b style="font-weight:bold;">Federal Reserve</b>&#8221; means the Board of Governors of the Federal Reserve System or the appropriate Federal Reserve Bank acting under delegated authority.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(qq)</font>&#8220;<b style="font-weight:bold;">GAAP</b>&#8221; means generally accepted accounting principles in the U.S., consistently applied.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(rr)</font>&#8220;<b style="font-weight:bold;">Hazardous Materials</b>&#8221; means any hazardous, toxic or dangerous substance, waste, contaminant, pollutant, gas or other material that is classified as such under Environmental Laws or is otherwise regulated under Environmental Laws.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(ss)</font>&#8220;<b style="font-weight:bold;">IBCA</b>&#8221; means the Iowa Business Corporation Act, as amended.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(tt)</font>&#8220;<b style="font-weight:bold;">Immediate Family Member</b>&#8221; means a Person&#8217;s spouse, parents, stepparents, children, stepchildren, mothers and fathers-in-law, sons and daughters-in-law, siblings, brothers and sisters-in-law, and any other Person (other than a tenant or employee) sharing such Person&#8217;s household.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(uu)</font>&#8220;<b style="font-weight:bold;">IRS</b>&#8221; means the U.S. Internal Revenue Service.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(vv)</font>&#8220;<b style="font-weight:bold;">Knowledge</b>&#8221; means the actual knowledge of those individuals set forth in <b style="font-weight:bold;">Section 12.1(vv)</b> of the Company Disclosure Schedules, with respect to the Company, and <b style="font-weight:bold;">Section</b> <b style="font-weight:bold;">12.1(vv)</b> of the Acquiror Disclosure Schedules, with respect to Acquiror. For purposes of this definition, the individuals set forth in such schedule shall be deemed to have actual knowledge of facts that would be reasonably expected to come to the attention of such individual in the course of the management reporting practices of the Company or Acquiror, as applicable.</div></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:0pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:justify;"> </font></font>65</p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(ww)</font>&#8220;<b style="font-weight:bold;">Lien</b>&#8221; means, with respect to any property or asset, any mortgage, deed of trust, lien, license, pledge, charge, security interest, encumbrance, covenant, easement, right of way, restriction on disposition or transfer, voting or other similar agreement, or other adverse claim, limitation or restriction of any kind in respect of such property or asset. For the purposes of this Agreement, a Person shall be deemed to own subject to a Lien any property or asset which it has acquired or holds subject to the interest of a vendor or lessor under any conditional sale agreement, capital lease or other title retention agreement relating to such property or asset.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(xx)</font>&#8220;<b style="font-weight:bold;">Legal Requirement</b>&#8221; means any federal, state, local, municipal, foreign, international, multinational or other Order, constitution, law, ordinance, regulation, rule, policy statement, directive, statute or treaty.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(yy)</font>&#8220;<b style="font-weight:bold;">Material Adverse Effect</b>&#8221; as used with respect to a party, means an event, circumstance, development, change, effect or occurrence which, individually or together with any other event, circumstance, development, change, effect or occurrence: (i) is materially adverse to the business, financial condition, assets, liabilities, right, obligations or results of operations of such party and its Subsidiaries, taken as a whole; or (ii) materially impairs or delays, or reasonably could be expected to materially impair or delay, the ability of such party to perform its obligations under this Agreement or to consummate the Merger and the other Contemplated Transactions on a timely basis; <i style="font-style:italic;">provided</i> that, in the case of clause (i) only, in determining whether a Material Adverse Effect has occurred, any event, circumstance, development, change, effect or occurrence to the extent attributable to or resulting from the following, shall be excluded: (A) changes in Legal Requirements and the interpretation of such Legal Requirements by courts or governmental authorities; (B) changes in GAAP or regulatory accounting requirements; (C) changes or events generally affecting banks, bank holding companies or financial holding companies, or the economy or the financial, securities or credit markets, including changes in prevailing interest rates, liquidity and quality, currency exchange rates, price levels or trading volumes in the U.S. or foreign securities markets; (D) changes in national or international political or social conditions including the engagement by the United States in hostilities, whether or not pursuant to the declaration of a national emergency or war, or the occurrence of any military or terrorist attack upon or within the United States; (E) the effects of the actions expressly permitted or required by this Agreement or that are taken with the prior written consent of the other party in contemplation of the Contemplated Transactions, including the costs and expenses associated therewith and the response or reaction of customers, vendors, licensors, investors or employees; (F) failure, in and of itself, to meet internal or other estimates, projections or forecasts of revenue, net income or any other measure of financial performance, but not, in any such case, including the underlying causes thereof; (G) the announcement of the Contemplated Transactions; or (H) any natural or man-made disaster, Pandemic, Pandemic Measures, or acts of God including any related action taken by any Regulatory Authority; except with respect to clauses (A), (B), (C) and (D), to the extent that the effects of such change are disproportionately adverse to the financial condition, results of operations or business of such party and its Subsidiaries, taken as a whole, as compared to other companies in the industry in which such party and its Subsidiaries operate. &#8220;Pandemic&#8221; means any outbreaks, epidemics or pandemics relating to SARS-CoV-2 or COVID-19, or any evolutions or mutations thereof, or any other viruses (including influenza), and the governmental and other responses thereto and &#8220;Pandemic Measures&#8221; means any quarantine, &#8220;shelter in place,&#8221; &#8220;stay at home,&#8221; workforce reduction, social distancing, shut down, closure, sequester, forbearance, moratorium or other laws, directives, policies, guidelines or recommendations promulgated by any </div></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:0pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:justify;"> </font></font>66</p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:0pt;">Governmental Entity, including the Centers for Disease Control and Prevention and the World Health Organization, in each case, in connection with or in response to the Pandemic.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(zz)</font>&#8220;<b style="font-weight:bold;">Mortgage Agency</b>&#8221; means the Federal National Mortgage Corporation, the Federal Home Loan Mortgage Corporation, the Federal Housing Administration, the Veterans Administration, Government National Mortgage Association and any insurer, investor or other regulatory agency, government sponsored enterprise or similar organization or authority.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(aaa)</font>&#8220;<b style="font-weight:bold;">Mortgage Loan</b>&#8221; means any United States individual one-to-four family residential mortgage loan or other extension of credit for a personal, family, or household use secured by a Lien on United States residential real property of a borrower.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(bbb)</font>&#8220;<b style="font-weight:bold;">NASDAQ Rules</b>&#8221; means the listing rules of the NASDAQ Global Select Market.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(ccc)</font>&#8220;<b style="font-weight:bold;">Order</b>&#8221; means any award, decision, injunction, judgment, order, ruling, extraordinary supervisory letter, policy statement, memorandum of understanding, resolution, agreement, directive, subpoena or verdict entered, issued, made, rendered or required by any court, administrative or other governmental agency, including any Regulatory Authority, or by any arbitrator.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(ddd)</font>&#8220;<b style="font-weight:bold;">Ordinary Course of Business</b>&#8221; shall include any action taken by a Person only if such action is consistent with the past practices of such Person and is similar in nature and magnitude to actions customarily taken in the ordinary course of the normal day-to-day operations of such Person.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(eee)</font>&#8220;<b style="font-weight:bold;">OREO</b>&#8221; means real estate owned by a Person and designated as &#8220;other real estate owned.&#8221;</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(fff)</font>&#8220;<b style="font-weight:bold;">Outstanding Company Shares</b>&#8221; means the shares of Company Common Stock issued and outstanding immediately prior to the Effective Time.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(ggg)</font>&#8220;<b style="font-weight:bold;">PBGC</b>&#8221; means the U.S. Pension Benefit Guaranty Corporation.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(hhh)</font>&#8220;<b style="font-weight:bold;">Person</b>&#8221; means any individual, corporation (including any nonprofit corporation), general or limited partnership, limited liability company, foundation, joint venture, estate, trust, association, organization, labor union or other entity or Regulatory Authority.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(iii)</font>&#8220;<b style="font-weight:bold;">Proceeding</b>&#8221; means any action, arbitration, audit, hearing, investigation, litigation or suit (whether civil, criminal, administrative, investigative or informal) commenced, brought, conducted or heard by or before, or otherwise involving, any judicial or governmental authority, including a Regulatory Authority, or arbitrator.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(jjj)</font>&#8220;<b style="font-weight:bold;">Proxy Statement</b>&#8221; means a proxy statement prepared by the Company for use in connection with the Company Shareholders&#8217; Meeting, all in accordance with the rules and regulations of the SEC.</div></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:0pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:justify;"> </font></font>67</p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(kkk)</font>&#8220;<b style="font-weight:bold;">Registration Statement</b>&#8221; means a registration statement on Form S-4 or other applicable form under the Securities Act covering the shares of Acquiror Common Stock to be issued pursuant to this Agreement, which shall include the Proxy Statement.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(lll)</font>&#8220;<b style="font-weight:bold;">Regulatory Authority</b>&#8221; means any federal, state or local governmental body, agency, court or authority, or any Mortgage Agency that, under applicable Legal Requirements: (i)&#160;has supervisory, judicial, administrative, police, enforcement, taxing or other power or authority over the Company, Acquiror, or any of their respective Subsidiaries; (ii) is required to approve, or give its consent to, the Contemplated Transactions; or (iii) with which a filing must be made in connection therewith.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(mmm)</font>&#8220;<b style="font-weight:bold;">Remediation Cost</b>&#8221; means, the estimated total cost for completing all necessary work plans or removal or remediation actions with respect to any Phase I or Phase II report with respect to real property in which the Company or the Bank holds any interest.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(nnn)</font>&#8220;<b style="font-weight:bold;">Representative</b>&#8221; means with respect to a particular Person, any director, officer, manager, employee, agent, consultant, advisor or other representative of such Person, including legal counsel, accountants and financial advisors.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(ooo)</font>&#8220;<b style="font-weight:bold;">Requisite Regulatory Approvals</b>&#8221; means all necessary documentation, applications, notices, petitions, filings, permits, consents, approvals and authorizations from all applicable Regulatory Authorities for approval of the Contemplated Transactions, other than the Bank Merger.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(ppp)</font>&#8220;<b style="font-weight:bold;">SEC</b>&#8221; means the Securities and Exchange Commission.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(qqq)</font>&#8220;<b style="font-weight:bold;">Securities Act</b>&#8221; means the Securities Act of 1933, as amended.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(rrr)</font>&#8220;<b style="font-weight:bold;">Subsidiary</b>&#8220; with respect to any Person means an affiliate controlled by such Person directly or indirectly through one or more intermediaries.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(sss)</font>&#8220;<b style="font-weight:bold;">Superior Proposal</b>&#8221; means a bona fide written Acquisition Proposal (with all references to &#8220;fifteen percent (15%)&#8221; in the definition of Acquisition Proposal being treated as references to &#8220;fifty percent (50%)&#8221; for these purposes) which the Company Board concludes in good faith to be more favorable from a financial point of view to its shareholders than the Merger and the other transactions contemplated hereby, (i)&#160;after receiving the advice of its financial advisors (which shall be D.A. Davidson &amp; Co. or any nationally recognized investment banking firm), (ii) after taking into account the likelihood and timing of consummation of the proposed transaction on the terms set forth therein (as compared to, and with due regard for, the terms herein) and (iii) after taking into account all legal (with the advice of outside counsel), financial (including the financing terms of any such proposal), regulatory (including the advice of outside counsel regarding the potential for regulatory approval of any such proposal) and other aspects of such proposal and any other relevant factors permitted under applicable Legal Requirements.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(ttt)</font>&#8220;<b style="font-weight:bold;">Tax</b>&#8221; means any tax (including any income tax, franchise tax, capital gains tax, value-added tax, sales tax, excise tax, property tax, escheat tax, use tax, payroll tax, gift tax or estate tax), levy, assessment, tariff, duty (including any customs duty), deficiency or other fee, and any related charge or amount (including any fine, penalty, interest or addition to tax), imposed, </div></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:0pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:justify;"> </font></font>68</p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:0pt;">assessed or collected by or under the authority of any Regulatory Authority or payable pursuant to any tax-sharing agreement or any other Contract relating to the sharing or payment of any such tax, levy, assessment, tariff, duty, deficiency or fee.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(uuu)</font>&#8220;<b style="font-weight:bold;">Tax Return</b>&#8221; means any return (including any information return), report, statement, schedule, notice, form or other document or information filed with or submitted to, or required to be filed with or submitted to, any Regulatory Authority in connection with the determination, assessment, collection or payment of any Tax or in connection with the administration, implementation, or enforcement of or compliance with any Legal Requirement relating to any Tax.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(vvv)</font>&#8220;<b style="font-weight:bold;">Transition Date</b>&#8221; means, with respect to any Covered Employee, the date Acquiror commences providing benefits to such employee with respect to each New Plan.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(www)</font>&#8220;<b style="font-weight:bold;">U.S.</b>&#8221; means the United States of America.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:36pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:72pt;text-indent:0pt;white-space:nowrap;">Section 12.2</font><b style="font-weight:bold;text-decoration:underline;"><a name="_Toc72402149"></a><a name="_Toc72405811"></a><a name="_Toc72406001"></a><a name="_Toc73529500"></a></b><b style="font-weight:bold;text-decoration:underline;">Principles of Construction</b><font style="font-weight:normal;">.</font></div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(a)</font>In this Agreement, unless otherwise stated or the context otherwise requires, the following uses apply: (i) actions permitted under this Agreement may be taken at any time and from time to time in the actor&#8217;s sole discretion; (ii) references to a statute shall refer to the statute and any successor statute, and to all regulations promulgated under or implementing the statute or its successor, as in effect at the relevant time; (iii) in computing periods from a specified date to a later specified date, the words &#8220;from&#8221; and &#8220;commencing on&#8221; (and the like) mean &#8220;from and including,&#8221; and the words &#8220;to,&#8221; &#8220;until&#8221; and &#8220;ending on&#8221; (and the like) mean &#8220;to, but excluding&#8221;; (iv) references to a governmental or quasi-governmental agency, authority or instrumentality shall also refer to a regulatory body that succeeds to the functions of the agency, authority or instrumentality; (v) indications of time of day mean Central Time; (vi) &#8220;including&#8221; means &#8220;including, but not limited to&#8221;; (vii) all references to sections, schedules and exhibits are to sections, schedules and exhibits in or to this Agreement unless otherwise specified; (viii) all words used in this Agreement will be construed to be of such gender or number as the circumstances and context require; (ix) the captions and headings of articles, sections, schedules and exhibits appearing in or attached to this Agreement have been inserted solely for convenience of reference and shall not be considered a part of this Agreement, nor shall any of them affect the meaning or interpretation of this Agreement or any of its provisions; and (x) any reference to a document or set of documents in this Agreement, and the rights and obligations of the parties under any such documents, means such document or documents as amended from time to time, and any and all modifications, extensions, renewals, substitutions or replacements thereof.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(b)</font>The schedules of each of the Company and Acquiror referred to in this Agreement (the &#8220;<b style="font-weight:bold;">Company Disclosure Schedules</b>&#8221; and the &#8220;<b style="font-weight:bold;">Acquiror Disclosure Schedules</b>,&#8221; respectively, and collectively the &#8220;<b style="font-weight:bold;">Schedules</b>&#8221;) shall consist of items, the disclosure of which with respect to a specific party is necessary or appropriate either in response to an express disclosure requirement contained in a provision hereof or as an exception to one or more representations or warranties contained herein or to one or more covenants contained herein, which Schedules were delivered by each of the Company and Acquiror to the other before the date of this Agreement; <i style="font-style:italic;">provided</i>, that: (i) no such item is required to be set forth as an exception to a representation or </div></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:0pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:justify;"> </font></font>69</p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:0pt;">warranty if its absence would not result in the related representation or warranty being deemed untrue or incorrect; (ii) the mere inclusion of an item in the Company Disclosure Schedules or the Acquiror Disclosure Schedules as an exception to a representation or warranty shall not be deemed an admission by the Company or Acquiror, as applicable, that such item represents a material exception or fact, event or circumstance or that such item is reasonably likely to result in a Material Adverse Effect; and (iii) any disclosures made with respect to a Section of this Agreement shall be deemed to qualify (A) any other Section of this Agreement specifically referenced or cross-referenced and (B) other sections of this Agreement to the extent it is reasonably apparent on its face (notwithstanding the absence of a specific cross-reference) from a reading of the disclosure that such disclosure applies to such other sections. In the event of any inconsistency between the statements in the body of this Agreement and those in the Schedules (other than an exception expressly set forth as such in the Schedules), the statements in the body of this Agreement will control. For purposes of this Agreement, &#8220;<b style="font-weight:bold;">Previously Disclosed</b>&#8221; means, with respect to the Company, information set forth by the Company in the Company Disclosure Schedules and, with respect to Acquiror, information set forth by Acquiror in the Acquiror Disclosure Schedules.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(c)</font>All accounting terms not specifically defined herein shall be construed in accordance with GAAP.</div><div style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin-bottom:12pt;margin-left:0pt;text-align:justify;text-indent:72pt;"><font style="color:#010000;display:inline-block;font-family:'Times New Roman';min-width:36pt;text-indent:0pt;white-space:nowrap;">(d)</font>With regard to each and every term and condition of this Agreement and any and all agreements and instruments subject to the terms hereof, the parties hereto understand and agree that the same have or has been mutually negotiated, prepared and drafted, and that if at any time the parties hereto desire or are required to interpret or construe any such term or condition or any agreement or instrument subject hereto, no consideration shall be given to the issue of which party hereto actually prepared, drafted or requested any term or condition of this Agreement or any agreement or instrument subject hereto.</div><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:center;margin:0pt 0pt 12pt 0pt;"><b style="font-weight:bold;">[</b><b style="font-variant:small-caps;font-weight:bold;">Remainder of Page Intentionally Left Blank]</b></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:center;margin:0pt 0pt 36pt 0pt;"><b style="font-variant:small-caps;font-weight:bold;">[Signature Page Follows</b><b style="font-weight:bold;">]</b></p><p style="display:none;font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:0pt;margin:0pt;"><font style="font-size:0pt;line-height:1.19;visibility:hidden;">&#8203;</font></p></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="display:inline-block;text-align:left;text-indent:0pt;width:0pt;"><font style="color:#000000;font-family:'Times New Roman','Times','serif';font-size:12pt;font-style:normal;font-weight:normal;line-height:1.19;text-align:justify;"> </font></font>70</p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;text-indent:36pt;margin:0pt 0pt 12pt 0pt;"><b style="font-weight:bold;">IN WITNESS WHEREOF</b>, the parties hereto have caused this Agreement to be executed by their respective officers on the day and year first written above.</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;text-indent:36pt;margin:0pt 0pt 12pt 0pt;"><font style="visibility:hidden;">&#8203;</font></p><div align="left"><table style="border-collapse:collapse;font-size:16pt;height:max-content;padding-left:0.5pt;padding-right:0.5pt;width:109.8%;"><tr><td style="vertical-align:top;width:43.95%;margin:0pt;padding:0pt 0.5pt 0pt 0.5pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt;"><b style="font-weight:bold;">ACQUIROR:</b></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt;"><font style="font-weight:bold;visibility:hidden;">&#8203;</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt;"><b style="font-family:'Times New Roman Bold';font-weight:bold;text-transform:uppercase;">HBT F</b><b style="font-family:'Times New Roman Bold';font-weight:bold;">INANCIAL</b><b style="font-family:'Times New Roman Bold';font-weight:bold;text-transform:uppercase;">, Inc.</b></p></td><td style="vertical-align:top;width:56.04%;margin:0pt;padding:0pt 0.5pt 0pt 0.5pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;line-height:1.19;margin:0pt;"><b style="font-size:11.5pt;font-weight:bold;">COMPANY:</b></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt;"><font style="font-size:11.5pt;font-weight:bold;visibility:hidden;">&#8203;</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt;"><b style="font-family:'Times New Roman Bold';font-weight:bold;text-transform:uppercase;">NXT Bancorporation, Inc.</b></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt;"><font style="font-family:'Times New Roman Bold';font-weight:bold;text-transform:uppercase;visibility:hidden;">&#8203;</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt;"><font style="font-size:11.5pt;font-weight:bold;visibility:hidden;">&#8203;</font></p></td></tr><tr><td style="vertical-align:top;width:43.95%;margin:0pt;padding:0pt 0.5pt 0pt 0.5pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt;">By:<u style="font-size:11.5pt;text-decoration:underline;text-decoration-color:#000000;"><u style="display:inline-block;overflow:hidden;position:relative;text-align:justify;text-align-last:justify;text-decoration:underline;text-indent:0pt;vertical-align:bottom;white-space:normal;width:18.66pt;">&#8203; &#8203;<font style="display:inline-block;height:0pt;width:100%;"></font></u></u><u style="font-size:11.5pt;text-decoration:underline;text-decoration-color:#000000;">/s/ J. Lance Carter</u><u style="font-size:11.5pt;text-decoration:underline;text-decoration-color:#000000;"><u style="display:inline-block;overflow:hidden;position:relative;text-align:justify;text-align-last:justify;text-decoration:underline;text-indent:0pt;vertical-align:bottom;white-space:normal;width:56.17pt;">&#8203; &#8203;<font style="display:inline-block;height:0pt;width:100%;"></font></u></u><br>Name:<font style="display:inline-block;width:4.01pt;"></font><font style="font-size:11.5pt;">J. Lance Carter</font><br>Title:<font style="display:inline-block;width:10.01pt;"></font>President &amp; Chief Operating Officer</p></td><td style="vertical-align:top;width:56.04%;margin:0pt;padding:0pt 0.5pt 0pt 0.5pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt;">By:<u style="font-size:11.5pt;text-decoration:underline;text-decoration-color:#000000;"><u style="display:inline-block;overflow:hidden;position:relative;text-align:justify;text-align-last:justify;text-decoration:underline;text-indent:0pt;vertical-align:bottom;white-space:normal;width:17.76pt;">&#8203; &#8203;<font style="display:inline-block;height:0pt;width:100%;"></font></u></u><u style="font-size:11.5pt;text-decoration:underline;text-decoration-color:#000000;">/s/ Roger A. Baker</u><u style="font-size:11.5pt;text-decoration:underline;text-decoration-color:#000000;"><u style="display:inline-block;overflow:hidden;position:relative;text-align:justify;text-align-last:justify;text-decoration:underline;text-indent:0pt;vertical-align:bottom;white-space:normal;width:53.4pt;">&#8203; &#8203;<font style="display:inline-block;height:0pt;width:100%;"></font></u></u><br>Name:<font style="display:inline-block;width:3.11pt;"></font>Roger A. Baker<br>Title: <font style="display:inline-block;width:6.11pt;"></font>President &amp; Chairman</p></td></tr><tr><td style="vertical-align:top;width:43.95%;margin:0pt;padding:0pt 0.5pt 0pt 0.5pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></td><td style="vertical-align:top;width:56.04%;margin:0pt;padding:0pt 0.5pt 0pt 0.5pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></td></tr><tr><td style="vertical-align:top;width:43.95%;margin:0pt;padding:0pt 0.5pt 0pt 0.5pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;line-height:1.19;margin:0pt;"><b style="font-size:11.5pt;font-weight:bold;">MERGERCO:</b></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt;"><font style="font-size:11.5pt;font-weight:bold;visibility:hidden;">&#8203;</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt;"><b style="font-family:'Times New Roman Bold';font-weight:bold;text-transform:uppercase;">HB-NXT MERGER, Inc.</b></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt;"><font style="font-family:'Times New Roman Bold';font-weight:bold;text-transform:uppercase;visibility:hidden;">&#8203;</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt;"><font style="font-size:11.5pt;font-weight:bold;visibility:hidden;">&#8203;</font></p></td><td style="vertical-align:top;width:56.04%;margin:0pt;padding:0pt 0.5pt 0pt 0.5pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt;"><font style="font-size:11.5pt;font-weight:bold;visibility:hidden;">&#8203;</font></p></td></tr><tr><td style="vertical-align:top;width:43.95%;margin:0pt;padding:0pt 0.5pt 0pt 0.5pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt;">By:<u style="font-size:11.5pt;text-decoration:underline;text-decoration-color:#000000;"><u style="display:inline-block;overflow:hidden;position:relative;text-align:justify;text-align-last:justify;text-decoration:underline;text-indent:0pt;vertical-align:bottom;white-space:normal;width:17.76pt;">&#8203; &#8203;<font style="display:inline-block;height:0pt;width:100%;"></font></u></u><u style="font-size:11.5pt;text-decoration:underline;text-decoration-color:#000000;">/s/ J. Lance Carter</u><u style="font-size:11.5pt;text-decoration:underline;text-decoration-color:#000000;"><u style="display:inline-block;overflow:hidden;position:relative;text-align:justify;text-align-last:justify;text-decoration:underline;text-indent:0pt;vertical-align:bottom;white-space:normal;width:55.97pt;">&#8203; &#8203;<font style="display:inline-block;height:0pt;width:100%;"></font></u></u><br>Name:<font style="display:inline-block;width:3.11pt;"></font>J. Lance Carter<br>Title: <font style="display:inline-block;width:6.11pt;"></font>President &amp; Chief Operating Officer</p></td><td style="vertical-align:top;width:56.04%;margin:0pt;padding:0pt 0.5pt 0pt 0.5pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></td></tr></table></div><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt 0pt 24pt 0pt;"><font style="margin-bottom:0pt;visibility:hidden;">&#8203;</font></p><p style="display:none;font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:0pt;margin:0pt;"><font style="font-size:0pt;line-height:1.19;visibility:hidden;">&#8203;</font></p></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;line-height:1.19;text-align:center;margin:0pt;"><i style="font-style:italic;">[Signature Page to Agreement and Plan of Merger]</i></p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;text-align:justify;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;line-height:1.19;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;line-height:1.19;text-align:center;margin:0pt;"><i style="font-style:italic;">[Signature Page to Agreement and Plan of Merger]</i></p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:avoid;width:76.47%;border-width:0;"></body></html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>3
<FILENAME>tmb-20210607xex99d1.htm
<DESCRIPTION>EX-99.1
<TEXT>
<!--Enhanced HTML document created with Toppan Merrill Bridge  9.10.0.88--><!--Created on: 6/7/2021 08:13:04 PM (UTC)--><!DOCTYPE HTML PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN" "http://www.w3.org/TR/html4/loose.dtd"><html><head><meta charset="UTF-8"><title></title></head><body><div style="margin-top:30pt;"></div><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="clear:both;max-width:100%;position:relative;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:10pt;line-height:1.19;text-align:right;margin:0pt;"><b style="font-family:'Arial','Helvetica','sans-serif';font-weight:bold;">EXHIBIT 99.1</b></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin:0pt 0pt 12pt 0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';font-size:10pt;font-weight:bold;line-height:1.28;margin-bottom:8pt;visibility:hidden;">&#8203;</font></p><p style="display:none;line-height:0pt;margin:0pt 0pt 11pt 0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';font-size:0pt;line-height:1.28;margin-bottom:8pt;visibility:hidden;">&#8203;</font></p><div style="position:relative;white-space:nowrap;"><div style="display:inline-block;padding-right:3.85%;vertical-align:top;white-space:normal;width:46.15%;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:10pt;line-height:1.19;text-align:center;margin:0pt 0pt 11pt 0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';"><img src="tmb-20210607xex99d1001.jpg" alt="Graphic" style="display:inline-block;height:72pt;left:0%;padding-bottom:0pt;position:relative;top:0pt;width:170.64pt;"></font></p></div><div style="display:inline-block;padding-left:3.85%;vertical-align:top;white-space:normal;width:46.15%;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:10pt;line-height:1.19;text-align:center;margin:0pt 0pt 11pt 0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';"><img src="tmb-20210607xex99d1002.jpg" alt="Graphic" style="display:inline-block;height:72pt;width:147.6pt;"></font></p><p style="display:none;line-height:0pt;margin:0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';font-size:0pt;line-height:1.28;margin-bottom:8pt;visibility:hidden;">&#8203;</font></p></div></div><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;margin:0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';line-height:1.28;margin-bottom:8pt;visibility:hidden;">&#8203;</font></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.19;text-align:center;margin:0pt;"><b style="font-family:'Arial','Helvetica','sans-serif';font-size:12pt;font-weight:bold;">HBT Financial, Inc. to Acquire NXT Bancorporation, Inc.</b></p><p style="color:#2f5496;font-family:'Calibri Light';font-size:11pt;font-style:italic;line-height:1.28;text-align:center;margin:0pt;"><font style="color:#000000;font-family:'Arial','Helvetica','sans-serif';font-size:10pt;margin-top:2pt;visibility:hidden;">&#8203;</font></p><p style="color:#2f5496;font-family:'Calibri Light';font-size:10pt;font-style:italic;line-height:1.28;text-align:center;margin:0pt;"><i style="color:#000000;font-family:'Arial','Helvetica','sans-serif';">Illinois-based HBT Financial to Expand into Iowa</i></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.28;margin:0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';margin-bottom:8pt;visibility:hidden;">&#8203;</font></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:10pt;line-height:1.28;text-align:justify;margin:0pt;"><b style="font-family:'Arial','Helvetica','sans-serif';font-weight:bold;">Bloomington, IL and Cedar Rapids, IA, June&#160;7, 2021 </b><font style="font-family:'Arial','Helvetica','sans-serif';">&#8211; HBT Financial, Inc. (NASDAQ:HBT) (&#8220;HBT&#8221; or &#8220;HBT Financial&#8221;), the holding company for Heartland Bank and Trust Company (&#8220;Heartland Bank&#8221;), and NXT Bancorporation, Inc. (&#8220;NXT&#8221;), the holding company for NXT Bank, today jointly announced the signing of a definitive agreement pursuant to which HBT will acquire NXT and NXT Bank. The acquisition will expand HBT&#8217;s footprint into Iowa.</font></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.28;text-align:justify;margin:0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';font-size:10pt;margin-bottom:8pt;visibility:hidden;">&#8203;</font></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:10pt;line-height:1.28;text-align:justify;margin:0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';">NXT Bank is a community bank serving markets in Eastern Iowa with a relationship-based approach. Offering commercial, agricultural, real estate and consumer loans along with a full range of depository products, NXT Bank had $241&#160;million in assets, $198&#160;million in loans, and $184&#160;million in deposits as of March&#160;31, 2021.</font></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.28;text-align:justify;margin:0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';font-size:10pt;margin-bottom:8pt;visibility:hidden;">&#8203;</font></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:10pt;line-height:1.28;text-align:justify;margin:0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';">The transaction has been unanimously approved by each company&#8217;s board of directors and is expected to close in the fourth quarter of 2021. It is subject to NXT shareholder approval, regulatory approvals, and other customary closing conditions. Upon closing, Nathan Koch, currently NXT Bank&#8217;s President and CEO, will join Heartland Bank as the Iowa Market President.</font></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.28;text-align:justify;margin:0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';font-size:10pt;margin-bottom:8pt;visibility:hidden;">&#8203;</font></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:10pt;line-height:1.28;text-align:justify;margin:0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';">Fred Drake, Chairman and CEO of HBT Financial, said, &#8220;Nate Koch has done an excellent job as president of NXT Bank. We look forward to working with him and the NXT team to make this merger a success. NXT is located in very nice communities in Eastern Iowa, and we are excited about serving the area. I think Nate and Roger Baker deserve a lot of credit for growing NXT and building a true community bank. The community bank model fits perfectly with Heartland Bank. It should be a great combination and build on each of our strengths.&#8221;</font></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.28;text-align:justify;margin:0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';font-size:10pt;margin-bottom:8pt;visibility:hidden;">&#8203;</font></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:10pt;line-height:1.28;text-align:justify;margin:0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';">Nathan Koch commented, &#8220;NXT Bank has an outstanding team of bankers, and we&#8217;re excited to join with Heartland Bank to bring a broader line of financial services to our commercial and retail customers and to have the additional resources and expertise to expand our business.&#8221; </font></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.28;text-align:justify;margin:0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';font-size:10pt;margin-bottom:8pt;visibility:hidden;">&#8203;</font></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:10pt;line-height:1.28;text-align:justify;margin:0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';">Roger Baker, Chairman and president of NXT, added &#8220;We believe that joining Heartland Bank provides the best opportunity for the continued success of our shareholders, clients, and employees. Heartland has a long history of demonstrated success and we couldn&#8217;t be more pleased to join forces.&#8221; &#160;</font></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.28;text-align:justify;margin:0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';font-size:10pt;margin-bottom:8pt;visibility:hidden;">&#8203;</font></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:10pt;line-height:1.28;text-align:justify;margin:0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';">It is anticipated NXT Bank will be merged with and into Heartland Bank at a date following the completion of the acquisition of NXT. At the time of the bank merger, NXT Bank branches will become branches of Heartland Bank. Based on the financial results as of March&#160;31, 2021, the combined company would have had pro forma total assets of $4.1&#160;billion, total loans of $2.5&#160;billion, and total deposits of $3.5&#160;billion.</font></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.28;text-align:justify;margin:0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';font-size:10pt;margin-bottom:8pt;visibility:hidden;">&#8203;</font></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.28;margin:0pt 0pt 8pt 0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';font-size:10pt;font-weight:bold;visibility:hidden;">&#8203;</font></p></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="clear:both;max-width:100%;position:relative;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:10pt;line-height:1.28;text-align:justify;margin:0pt;"><b style="font-family:'Arial','Helvetica','sans-serif';font-weight:bold;">Transaction Information</b></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.28;text-align:justify;margin:0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';font-size:10pt;font-weight:bold;margin-bottom:8pt;visibility:hidden;">&#8203;</font></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:10pt;line-height:1.28;text-align:justify;margin:0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';">Under the terms of the merger agreement, NXT&#8217;s shareholders will have the right to receive 67.6783 shares of HBT&#8217;s common stock and $400.00 in cash for each share of common stock of NXT, representing approximately 75% stock and 25% cash consideration. Based upon the closing price of HBT common stock of $17.86 on June&#160;4, 2021, the implied per share purchase price is $1,608.73 with an aggregate transaction value of approximately $42.8&#160;million. Upon closing of the transaction, shareholders of NXT are expected to hold approximately 6.2% of HBT&#8217;s outstanding common stock.</font></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.28;text-align:justify;margin:0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';font-size:10pt;margin-bottom:8pt;visibility:hidden;">&#8203;</font></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:10pt;line-height:1.28;text-align:justify;margin:0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';">The estimated transaction value represents a 1.34 multiple of NXT&#8217;s tangible book value as of March&#160;31, 2021 and an 18.0 multiple of NXT&#8217;s earnings for the twelve months ended March&#160;31, 2021.</font></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.28;margin:0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';font-size:10pt;margin-bottom:8pt;visibility:hidden;">&#8203;</font></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:10pt;line-height:1.28;text-align:justify;margin:0pt;"><b style="font-family:'Arial','Helvetica','sans-serif';font-weight:bold;">Advisors</b></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.28;text-align:justify;margin:0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';font-size:10pt;font-weight:bold;margin-bottom:8pt;visibility:hidden;">&#8203;</font></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:10pt;line-height:1.28;text-align:justify;margin:0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';">Kirkland &amp; Ellis LLP served as legal counsel and Piper Sandler &amp; Co. served as financial advisor to HBT. Vedder Price P.C. served as legal counsel and D.A. Davidson served as financial advisor to NXT.</font></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.28;text-align:justify;margin:0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';font-size:10pt;margin-bottom:8pt;visibility:hidden;">&#8203;</font></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:10pt;line-height:1.28;text-align:justify;margin:0pt;"><b style="font-family:'Arial','Helvetica','sans-serif';font-weight:bold;">About HBT Financial, Inc.</b></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.28;text-align:justify;margin:0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';font-size:10pt;font-weight:bold;margin-bottom:8pt;visibility:hidden;">&#8203;</font></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:10pt;line-height:1.28;text-align:justify;margin:0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';">HBT Financial, Inc. is headquartered in Bloomington, Illinois and is the holding company for Heartland Bank and Trust Company. The bank provides a comprehensive suite of business, commercial, wealth management, and retail banking products and services to individuals, businesses, and municipal entities throughout Central and Northeastern Illinois through 62 branches. As of March&#160;31, 2021, HBT had total assets of $3.9&#160;billion, total loans of $2.3&#160;billion, and total deposits of $3.4&#160;billion. HBT is a longstanding Central Illinois company, with banking roots that can be traced back to 1920.</font></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.28;text-align:justify;margin:0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';font-size:10pt;margin-bottom:8pt;visibility:hidden;">&#8203;</font></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:10pt;line-height:1.28;text-align:justify;margin:0pt;"><b style="font-family:'Arial','Helvetica','sans-serif';font-weight:bold;">About NXT Bank</b></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.28;text-align:justify;margin:0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';font-size:10pt;font-weight:bold;margin-bottom:8pt;visibility:hidden;">&#8203;</font></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:10pt;line-height:1.28;text-align:justify;margin:0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';">NXT Bank is a privately held, locally owned and operated commercial bank headquartered in Central City, Iowa and currently serves Eastern Iowa. NXT Bank is anticipated to have 4 branches at the time of transaction closing, with locations in Central City, Marion, Waterloo, and Coralville. Established in 1946 as City State Bank, the Bank changed its name to NXT Bank in connection with the Bank&#39;s acquisition of five Eastern Iowa branches in 2013 from another Iowa financial institution.&#160;</font></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.28;text-align:justify;margin:0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';font-size:10pt;font-weight:bold;margin-bottom:8pt;visibility:hidden;">&#8203;</font></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:10pt;line-height:1.28;text-align:justify;margin:0pt;"><b style="font-family:'Arial','Helvetica','sans-serif';font-weight:bold;">Special Note Concerning Forward-Looking Statements</b></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.28;text-align:justify;margin:0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';font-size:10pt;margin-bottom:8pt;visibility:hidden;">&#8203;</font></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:10pt;line-height:1.28;text-align:justify;margin:0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';">Certain statements in this news release concerning the proposed transaction, including any statements regarding the expected timetable for completion, the results, effects and benefits of the proposed transaction, future opportunities and any other statements regarding future expectations, beliefs, plans, objectives, financial conditions, assumptions or future events or performance that are not historical facts are &quot;forward-looking&quot; statements based on assumptions currently believed to be valid. The words &quot;anticipate,&quot; &quot;believe,&quot; &quot;expect,&quot; &quot;if,&quot; &quot;estimate,&quot; &quot;will,&quot; &quot;potential,&quot; and similar expressions or other words of similar meaning, and the negatives thereof, are intended to identify forward-looking statements. Specific forward-looking statements include statements regarding the completion of the proposed transaction and the anticipated growth opportunities from the proposed transaction. The forward-looking statements are intended to be subject to the safe harbor provided by Section 27A of the Securities Act of 1933, Section 21E of the Securities Exchange Act of 1934 and the Private Securities Litigation Reform Act of 1995.</font></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.28;text-align:justify;margin:0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';font-size:10pt;margin-bottom:8pt;visibility:hidden;">&#8203;</font></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.28;margin:0pt 0pt 8pt 0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';font-size:10pt;visibility:hidden;">&#8203;</font></p></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="clear:both;max-width:100%;position:relative;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:10pt;line-height:1.28;text-align:justify;margin:0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';">These forward-looking statements involve significant risks and uncertainties that could cause actual results to differ materially from those anticipated, including, but not limited to, the possibility that shareholders of NXT may not approve the merger agreement; the risk that a condition to closing of the proposed transaction may not be satisfied, that either party may terminate the merger agreement or that the closing of the proposed transaction might be delayed or not occur at all; potential adverse reactions or changes to business or employee relationships, including those resulting from the announcement or completion of the transaction; the diversion of management time on transaction-related issues; the ultimate timing, outcome and results of integrating the operations of NXT into those of HBT; the effects of the merger in HBT&#8217;s future financial condition, results of operations, strategy and plans; and regulatory approvals of the transaction. </font></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.28;text-align:justify;margin:0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';font-size:10pt;margin-bottom:8pt;visibility:hidden;">&#8203;</font></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:10pt;line-height:1.28;text-align:justify;margin:0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';">Additional factors that could cause results to differ materially from those described above can be found in HBT&#8217;s Annual Report on Form 10-K for the year ended December 31, 2020 and in its subsequently filed Quarterly Reports on Form 10-Q, and in other documents HBT files with the Securities and Exchange Commission (&quot;SEC&quot;), each of which is on file with the SEC and available from HBT&#8217;s website at https://ir.hbtfinancial.com.</font></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.28;text-align:justify;margin:0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';font-size:10pt;margin-bottom:8pt;visibility:hidden;">&#8203;</font></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:10pt;line-height:1.28;text-align:justify;margin:0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';">All forward-looking statements speak only as of the date they are made and are based on information available at that time. Neither HBT nor NXT assumes any obligation to update forward-looking statements to reflect circumstances or events that occur after the date the forward-looking statements were made or to reflect the occurrence of unanticipated events except as required by federal securities laws. As forward-looking statements involve significant risks and uncertainties, caution should be exercised against placing undue reliance on such statements.</font></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.28;text-align:justify;margin:0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';font-size:10pt;margin-bottom:8pt;visibility:hidden;">&#8203;</font></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:10pt;line-height:1.28;text-align:justify;margin:0pt;"><b style="font-family:'Arial','Helvetica','sans-serif';font-weight:bold;">Important Information and Where to Find It</b></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.28;text-align:justify;margin:0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';font-size:10pt;margin-bottom:8pt;visibility:hidden;">&#8203;</font></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:10pt;line-height:1.28;text-align:justify;margin:0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';">In connection with the proposed transaction, HBT and NXT intend to file materials with the SEC, including a Registration Statement on Form S-4 of HBT (the &quot;Registration Statement&quot;) that will include a joint proxy statement/prospectus of HBT and NXT. After the Registration Statement is declared effective by the SEC, HBT and NXT intend to mail a definitive proxy statement/prospectus to the shareholders of NXT. This news release is not a substitute for the joint proxy statement/prospectus or the Registration Statement or for any other document that HBT or NXT may file with the SEC and send to NXT&#8217;s shareholders in connection with the proposed transaction. NXT&#8217;S SHAREHOLDERS ARE URGED TO CAREFULLY AND THOROUGHLY READ THE JOINT PROXY STATEMENT AND THE REGISTRATION STATEMENT/PROSPECTUS, AS EACH MAY BE AMENDED OR SUPPLEMENTED FROM TIME TO TIME, AND OTHER RELEVANT DOCUMENTS FILED BY HBT OR NXT WITH THE SEC, WHEN THEY BECOME AVAILABLE BECAUSE THEY WILL CONTAIN IMPORTANT INFORMATION ABOUT HBT, NXT, THE PROPOSED TRANSACTION, THE RISKS RELATED THERETO AND RELATED MATTERS.</font></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.28;text-align:justify;margin:0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';font-size:10pt;margin-bottom:8pt;visibility:hidden;">&#8203;</font></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:10pt;line-height:1.28;text-align:justify;margin:0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';">Investors will be able to obtain free copies of the Registration Statement and joint proxy statement/prospectus, as each may be amended from time to time, and other relevant documents filed by HBT and NXT with the SEC (when they become available) through the website maintained by the SEC at www.sec.gov. Copies of documents filed with the SEC by HBT will be available free of charge from HBT&#8217;s website at https://ir.hbtfinancial.com or by contacting HBT&#8217;s Investor Relations Department at HBTIR@hbtbank.com.</font></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.28;text-align:justify;margin:0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';font-size:10pt;margin-bottom:8pt;visibility:hidden;">&#8203;</font></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.28;margin:0pt 0pt 8pt 0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';font-size:10pt;font-weight:bold;visibility:hidden;">&#8203;</font></p></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="clear:both;max-width:100%;position:relative;"><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:10pt;line-height:1.28;text-align:justify;margin:0pt;"><b style="font-family:'Arial','Helvetica','sans-serif';font-weight:bold;">Participants in the Proxy Solicitation</b></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.28;text-align:justify;margin:0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';font-size:10pt;margin-bottom:8pt;visibility:hidden;">&#8203;</font></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:10pt;line-height:1.28;text-align:justify;margin:0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';">HBT, NXT and their respective directors and certain of their executive officers and other members of management and employees may be deemed, under SEC rules, to be participants in the solicitation of proxies from NXT&#8217;s shareholders in connection with the proposed transaction. Information regarding the executive officers and directors of HBT is included in its definitive proxy statement for its 2021 annual meeting filed with the SEC on April 7, 2021. Information regarding the executive officers and directors of NXT and additional information regarding the persons who may be deemed participants and their direct and indirect interests, by security holdings or otherwise, will be set forth in the Registration Statement and joint proxy statement/prospectus and other materials when they are filed with the SEC in connection with the proposed transaction. Free copies of these documents may be obtained as described in the paragraphs above.</font></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.28;text-align:justify;margin:0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';font-size:10pt;margin-bottom:8pt;visibility:hidden;">&#8203;</font></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:10pt;line-height:1.28;text-align:justify;margin:0pt;"><b style="font-family:'Arial','Helvetica','sans-serif';font-weight:bold;">No Offer or Solicitation</b></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.28;text-align:justify;margin:0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';font-size:10pt;margin-bottom:8pt;visibility:hidden;">&#8203;</font></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:10pt;line-height:1.28;text-align:justify;margin:0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';">Communications in this news release do not constitute an offer to sell or the solicitation of an offer to subscribe for or buy any securities or a solicitation of any vote or approval with respect to the proposed transaction or otherwise, nor shall there be any sale, issuance or transfer of securities in any jurisdiction in which such offer, solicitation or sale would be unlawful prior to registration or qualification under the securities laws of any such jurisdiction.</font></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.28;text-align:justify;margin:0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';font-size:10pt;margin-bottom:8pt;visibility:hidden;">&#8203;</font></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:10pt;line-height:1.28;text-align:justify;margin:0pt;"><b style="font-family:'Arial','Helvetica','sans-serif';font-weight:bold;">CONTACTS:</b></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.28;text-align:justify;margin:0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';font-size:10pt;font-weight:bold;margin-bottom:8pt;visibility:hidden;">&#8203;</font></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:10pt;line-height:1.28;text-align:justify;margin:0pt;"><b style="font-family:'Arial','Helvetica','sans-serif';font-weight:bold;">With respect to HBT Financial</b></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:10pt;line-height:1.28;text-align:justify;margin:0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';">Matthew Keating</font></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:10pt;line-height:1.28;text-align:justify;margin:0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';">HBTIR@hbtbank.com</font></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:10pt;line-height:1.28;text-align:justify;margin:0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';">(310) 622-8230</font></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:11pt;line-height:1.28;text-align:justify;margin:0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';font-size:10pt;margin-bottom:8pt;visibility:hidden;">&#8203;</font></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:10pt;line-height:1.28;text-align:justify;margin:0pt;"><b style="font-family:'Arial','Helvetica','sans-serif';font-weight:bold;">With respect to NXT Bancorporation, Inc.</b></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:10pt;line-height:1.28;text-align:justify;margin:0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';">Nathan Koch</font></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:10pt;line-height:1.28;text-align:justify;margin:0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';">nkoch@nxtbank.net</font></p><p style="font-family:'Calibri','Helvetica','sans-serif';font-size:10pt;line-height:1.28;text-align:justify;margin:0pt;"><font style="font-family:'Arial','Helvetica','sans-serif';">(319) 688-6208</font></p></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:avoid;width:76.47%;border-width:0;"></body></html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>4
<FILENAME>tmb-20210607xex99d1001.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 tmb-20210607xex99d1001.jpg
M_]C_X  02D9)1@ ! @   0 !  #_VP!#  @&!@<&!0@'!P<)"0@*#!0-# L+
M#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#<I+# Q-#0T'R<Y/3@R/"XS-#+_
MVP!# 0D)"0P+#!@-#1@R(1PA,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R
M,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C+_P  1" "0 58# 2(  A$! Q$!_\0
M'P   04! 0$! 0$           $" P0%!@<("0H+_\0 M1   @$# P($ P4%
M! 0   %] 0(#  01!1(A,4$&$U%A!R)Q%#*!D:$((T*QP152T? D,V)R@@D*
M%A<8&1HE)B<H*2HT-38W.#DZ0T1%1D=(24I35%565UA96F-D969G:&EJ<W1U
M=G=X>7J#A(6&AXB)BI*3E)66EYB9FJ*CI*6FIZBIJK*SM+6VM[BYNL+#Q,7&
MQ\C)RM+3U-76U]C9VN'BX^3EYN?HZ>KQ\O/T]?;W^/GZ_\0 'P$  P$! 0$!
M 0$! 0        $" P0%!@<("0H+_\0 M1$  @$"! 0#! <%! 0  0)W  $"
M Q$$!2$Q!A)!40=A<1,B,H$(%$*1H;'!"2,S4O 58G+1"A8D-.$E\1<8&1HF
M)R@I*C4V-S@Y.D-$149'2$E*4U155E=865IC9&5F9VAI:G-T=79W>'EZ@H.$
MA8:'B(F*DI.4E9:7F)F:HJ.DI::GJ*FJLK.TM;:WN+FZPL/$Q<;'R,G*TM/4
MU=;7V-G:XN/DY>;GZ.GJ\O/T]?;W^/GZ_]H # ,!  (1 Q$ /P#W^BBN7\3>
M.;+PK=Q07UC?.)5W)+$BE&]1DL.132OL1.<8+FD[(ZBBO/Q\7-'(!&EZL0>X
MA3_XJC_A;>D?] K5O^_*?_%4^5F7UJC_ #'H%%>?_P#"V](_Z!6K?]^4_P#B
MJ/\ A;>D?] K5O\ ORG_ ,51RL/K5'^8] HKS_\ X6WI'_0*U;_ORG_Q5'_"
MV](_Z!6K?]^4_P#BJ.5A]:H_S'H%%>?_ /"V](_Z!6K?]^4_^*H_X6WI'_0*
MU;_ORG_Q5'*P^M4?YCT"BO/_ /A;>D?] K5O^_*?_%4?\+;TC_H%:M_WY3_X
MJCE8?6J/\QZ!17#6OQ7\/3S"*=+RS)/6>(8_0FNRM+RVO[9+BTGCFA?[KHV0
M:336YI"K"I\+N3T5B>)_%>E^$=/CO=5>189)!$OEH6);!/\ 2L&V^+W@NX7/
M]JF,YQB2%U_I2-#N:*X:Y^+W@NVZZJ9#Z10NW]*N>&OB-X?\6:F^GZ7+.TZ1
MF3]Y"5!4$#K^- '6T45P<GQA\'PWTUI->3Q21.8V+6[8R#@]!0!WE%<9_P +
M7\%[-W]LQ]<8V-G\L5GR?&OP8A^6[N9/=;9A_.@#T.BL+4?&&B:3H]IJM_>"
M"TN\>2S*<MD9Z?2LM?BGX,90?[;A&?56']* .QHKBI_BSX+@4L=85\=HXV8_
MH*SI?C=X-CSLGNY,?W;<C/YXH ]&HKS>'XX>#Y&P\E[$/5[<G^1-==HOBS0O
M$0_XE>IP7#]3&&PP_ \T ;5%%<]KOC?P]X:O$M-5U!8)W3S FTD[<XSP/:@#
MH:*XU/BKX,<'&M1#']Y6']*=_P +1\&?]!R#\C_A0!V%%<?_ ,+1\&?]!R#\
MC_A1_P +1\&?]!R#\C_A0!V%%<1)\7/!4:%CJ^['987)_E5S0/B-X8\2ZD-/
MTR_:2Z92RQO$R;@!DXR.>* .KHHHH **** "BBB@ HHHH *Q/%?AV#Q-H4UC
M( )1\\,A'W''0_T_&MNBA.Q,HJ2<7LSS?X;:W(R7'AK4HT%]8DB+>.64'E3]
M/Y?2LV_^*UUINH3V5SX<MTF@<HX\[N/^ U8^(5J_ASQ3IGBNS0@,X2Y"_P 1
M'^*Y'X"LCXLZ7$;RQUZU ,-[& S+T) R#^(_E6J2;UZGEU9U:=-QB]8_BGL3
M_P#"XW_Z%^W_ ._W_P!C1_PN-_\ H7[?_O\ ?_8UY?16G)$X?KV(_F_(]0_X
M7&__ $+]O_W^_P#L:/\ A<;_ /0OV_\ W^_^QKR^BCDB'U[$?S?D>H?\+C?_
M *%^W_[_ '_V-'_"XW_Z%^W_ ._W_P!C7E]%')$/KV(_F_(]0_X7&_\ T+]O
M_P!_O_L:/^%QO_T+]O\ ]_O_ +&O+Z*.2(?7L1_-^1ZQ:_$C0=><6.OZ'#%!
M(=OF9#JON3@$?44I27X9^*+9X;AY?#VH-@ACGR_?\.N>XKR:O5?$;M=?!;1Y
MYB7D5HU#'K@;E_D!4N*3L=%+$2J1E*7Q1U3_ $/5KJSM=0MS#=V\-Q">=DJ!
ME/X&O$/C'X T;1=(AUS2+9;-C.(IH8^$8$'! ['CMQS7LGAZ1YO#6E2R'<[V
M<+,3W)09KAOCG_R3T?\ 7Y'_ ":L#VXNZ3/G33K7[=JEI9EMHGF2+/IN8#^M
M?8>B^']*\/V4=KIEE#;HBA<JOS-[L>I/N:^1?#O_ ",VD_\ 7Y#_ .ABOLWM
M04PKG==\#>'/$,$J7VE6_G2 _P"D1H%E4^H8<_G7144"/BS5['^R]9OM/W[_
M ++<20[O7:Q&?TKV+X&>%],O;&]UF]M(;F=)1%#YJAA&,9) /?GK7E7B[_D<
M]<_["$__ *,:O</@+_R)]Y_U]G_T$4#9Z1J6BZ9K%HMKJ5A;W5NIW+'+&&"G
MID>E>(?%SX;Z5H&FIKFBQ&VB\P1SV^XE<GHRYY'TZ?2O?:X3XP_\DWO_ /?C
M_P#0J!'RXHRP'J:^LM)^'?A2QTJWMSH5A.RQJ&EG@61W..22P)KY.3_6+]17
MVU#_ *B/_='\J!L\V\6?!G0-7M9)='@73;X#*^63Y3GT*]!]1BOGF6/4- U>
M6$M-:7UK(4)1BK(P/8BOM*OF?XWVL5O\1'>)5#3VL4LF.[<KS^"B@$>M_"SQ
MO+XPT!UOB#J-F0DS 8\P'HV/?'/O7E?Q.M+OQ+\7FTJS :9A%!&#T'RY)/YD
MUL_L^P2_VEK4^#Y/E1H3C@MDG_/UKJO#_@G58_B]J_B74X%6S&XV;[P=Y; !
M !R,+GKCJ* ,K3O@!IJPJ=2UBZDE(^86ZJBC\3G-1>)/@EH&E^%]3U&TOM1^
MT6EK)<+YKHRML4M@@*#SC'6O:*P_&G_(B^(?^P9<_P#HIJ!'QY7M?@OX+Z5K
M?AFRU75+^\$ETGFB.W*J%4].2#7BE?7?P^_Y)[H/_7E'_*@;.+NO@%X=>!A:
MZEJ44N/E:1D< _0*/YUP7AG0KKP/\:-)L+]@<3%8Y5X6171E!'XG&*^E:YO6
M_!>FZ[XCTK6[EI5NM-</&$/#X.X _0T =)1110(**** "BBB@ HHHH ****
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M0WUG!=6\BR0S()$=3PP(R#2+9-112,P52S$  9)/:@1\=>+O^1SUS_L(3_\
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M@3[QO7JE%%UV#V%7_GX_N1Y7_P )_P"*O^A27_OV]2_\+ \1_P#0FM_X]_\
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%110!_]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>5
<FILENAME>tmb-20210607xex99d1002.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 tmb-20210607xex99d1002.jpg
M_]C_X  02D9)1@ ! @   0 !  #_VP!#  @&!@<&!0@'!P<)"0@*#!0-# L+
M#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#<I+# Q-#0T'R<Y/3@R/"XS-#+_
MVP!# 0D)"0P+#!@-#1@R(1PA,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R
M,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C+_P  1" "0 2@# 2(  A$! Q$!_\0
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M_P CSKW_ %_S?^AFL*@85[G^SU_QZ^(?^NL'_H+UX97N?[/7_'KXA_ZZP?\
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MT/\ "C_A8/BW_H/WG_?0_P *YJG1QO-*D42%Y'8*JJ,EB> !0!T?_"P?%O\
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M_?0_PH_X6#XM_P"@_>?]]#_"N:K?TJQMI_!_B&\EB#7%LUJ(7).4W2$-^8H
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M*_Y[7/\ WT/\*SOB.R,+XSLCA_\ A$OAA_SSO/\ OIO\*/\ A$OAA_SSO/\
MOIO\*[?_ (5YI7_/:Y_[Z'^%+_PKS2O^>US_ -]#_"B^([(+XSLCA_\ A$OA
MA_SSO/\ OIO\*/\ A$OAA_SSO/\ OIO\*[?_ (5YI7_/:Y_[Z'^%+_PKS2O^
M>US_ -]#_"B^([(+XSLCA_\ A$OAA_SSO/\ OIO\*/\ A$OAA_SSO/\ OIO\
M*[C_ (5YI7_/:Y_[Z'^%)_PKS2?^>US_ -]#_"B^([(+XSLCB/\ A$OAA_SS
MO/\ OIO\*/\ A$OAA_SSO/\ OIO\*[C_ (5YI7_/:Y_[Z'^%'_"O-*_Y[7/_
M 'T/\*+XCL@OC.R.'_X1+X8?\\[S_OIO\*/^$2^&'_/.\_[Z;_"NX_X5YI7_
M #VN?^^A_A1_PKS2O^>US_WT/\*+XCL@OC.R.'_X1+X8?\\[S_OIO\*/^$2^
M&'_/.\_[Z;_"NW_X5YI7_/:Y_P"^A_A2_P#"O-*_Y[7/_?0_PHOB.R"^,[(X
M?_A$OAA_SSO/^^F_PH_X1+X8?\\[S_OIO\*[?_A7FE?\]KG_ +Z'^%+_ ,*\
MTK_GM<_]]#_"B^([(+XSLCA_^$2^&'_/.\_[Z;_"C_A$OAA_SSO/^^F_PKN/
M^%>:5_SVN?\ OH?X4?\ "O-*_P">US_WT/\ "B^([(+XSLCA_P#A$OAA_P \
M[S_OIO\ "C_A$OAA_P \[S_OIO\ "NW_ .%>:5_SVN?^^A_A2_\ "O-*_P">
MUS_WT/\ "B^([(+XSLCB%\*?#!?^6-V?JS?X59CT'X71#_D'/)_O;_\ &NN_
MX5YI7_/:Y_[Z'^%'_"O-*_Y[7/\ WT/\*+XCR"^,[(Y:$?#RR!6#PVK#.<O'
MN_F:N1^+=%L5 T_P[;Q%/N'8BX_$#-;O_"O-*_Y[7/\ WT/\*3_A7FD_\]KG
M_OH?X5+6(?8EK&OL8%Q\0M2DR(+>"$8P.K8K(N_%&LWG$E](J_W8_E%=M_PK
MS2?^>US_ -]#_"E_X5YI/_/:Y_[Z'^%9RI8B6[,)4,9+>7XGF3N\C;I&9V]6
M.33:]._X5YI/_/:Y_P"^A_A1_P *\TK_ )[7/_?0_P *S^JU#'^SZYYC17IW
M_"O-)_Y[7/\ WT/\*/\ A7FE?\]KG_OH?X4?5*@O[/K>1YC5K2_^0O9?]?$?
M_H0KT3_A7FE?\]KG_OH?X5)!X"TNWN(IUEN"T;JX!8=0<^E..%J)IE1P%923
MT.KHHHKTCW HHHH SM>=X_#NINC%76TE*L#@@A#S6-X?,UKKDEM, BSVBRI'
M'.95!0X9B3R"=Z_7%=/+$DT3Q2*&C=2K*>A!X(JM9Z79:>6:UMHXF8 ,P')
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;?K?-:1&Y4Y$F.<^OU]^M %VBBB@ HHHH __9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.SCH
<SEQUENCE>6
<FILENAME>tmb-20210607.xsd
<DESCRIPTION>EX-101.SCH
<TEXT>
<XBRL>
<?xml version="1.0" encoding="us-ascii"?>
<!--XBRL document created with Toppan Merrill Bridge  9.6.7713.40453 -->
<!--Based on XBRL 2.1-->
<!--Created on: 6/7/2021 8:13:13 PM-->
<!--Modified on: 6/7/2021 8:13:13 PM-->
<xsd:schema targetNamespace="http://www.deitaxonomy.com/20210607" attributeFormDefault="unqualified" elementFormDefault="qualified" xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns:dei="http://xbrl.sec.gov/dei/2020-01-31" xmlns:us-gaap="http://fasb.org/us-gaap/2020-01-31" xmlns:ref="http://www.xbrl.org/2006/ref" xmlns:srt-types="http://fasb.org/srt-types/2020-01-31" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:nonnum="http://www.xbrl.org/dtr/type/non-numeric" xmlns:us-roles="http://fasb.org/us-roles/2020-01-31" xmlns:xl="http://www.xbrl.org/2003/XLink" xmlns:naics="http://xbrl.sec.gov/naics/2017-01-31" xmlns:srt-roles="http://fasb.org/srt-roles/2020-01-31" xmlns:utr="http://www.xbrl.org/2009/utr" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:srt="http://fasb.org/srt/2020-01-31" xmlns:currency="http://xbrl.sec.gov/currency/2020-01-31" xmlns:exch="http://xbrl.sec.gov/exch/2020-01-31" xmlns:num="http://www.xbrl.org/dtr/type/numeric" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:sic="http://xbrl.sec.gov/sic/2020-01-31" xmlns:negated="http://www.xbrl.org/2009/role/negated" xmlns:country="http://xbrl.sec.gov/country/2020-01-31" xmlns:us-types="http://fasb.org/us-types/2020-01-31" xmlns:stpr="http://xbrl.sec.gov/stpr/2018-01-31" xmlns:attributeFormDefault="unqualified" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:hbt="http://www.deitaxonomy.com/20210607">
  <xsd:annotation>
    <xsd:appinfo>
      <link:roleType roleURI="http://www.deitaxonomy.com/role/DocumentDocumentAndEntityInformation" id="DocumentDocumentAndEntityInformation">
        <link:definition>00090 - Document - Document and Entity Information</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:linkbaseRef xlink:type="simple" xlink:href="tmb-20210607_pre.xml" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="tmb-20210607_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
    </xsd:appinfo>
  </xsd:annotation>
  <xsd:import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd" />
  <xsd:import namespace="http://xbrl.org/2005/xbrldt" schemaLocation="http://www.xbrl.org/2005/xbrldt-2005.xsd" />
  <xsd:import namespace="http://xbrl.sec.gov/dei/2020-01-31" schemaLocation="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd" />
</xsd:schema>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.LAB
<SEQUENCE>7
<FILENAME>tmb-20210607_lab.xml
<DESCRIPTION>EX-101.LAB
<TEXT>
<XBRL>
<?xml version="1.0" encoding="us-ascii"?>
<!--XBRL document created with Toppan Merrill Bridge  9.6.7713.40453 -->
<!--Based on XBRL 2.1-->
<!--Created on: 6/7/2021 8:13:13 PM-->
<!--Modified on: 6/7/2021 8:13:13 PM-->
<link:linkbase xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:xlink="http://www.w3.org/1999/xlink">
  <link:labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_CoverAbstract" xlink:label="dei_CoverAbstract" xmlns="http://www.xbrl.org/2003/linkbase" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_CoverAbstract" xlink:to="dei_CoverAbstract_lbl" xmlns="http://www.xbrl.org/2003/linkbase" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_CoverAbstract_lbl" xml:lang="en-US" xmlns="http://www.xbrl.org/2003/linkbase">Document and Entity Information [Abstract]</label>
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_DocumentType" xlink:label="dei_DocumentType" xmlns="http://www.xbrl.org/2003/linkbase" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentType" xlink:to="dei_DocumentType_lbl" xmlns="http://www.xbrl.org/2003/linkbase" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentType_lbl" xml:lang="en-US" xmlns="http://www.xbrl.org/2003/linkbase">Document Type</label>
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_DocumentPeriodEndDate" xlink:label="dei_DocumentPeriodEndDate" xmlns="http://www.xbrl.org/2003/linkbase" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentPeriodEndDate" xlink:to="dei_DocumentPeriodEndDate_lbl" xmlns="http://www.xbrl.org/2003/linkbase" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentPeriodEndDate_lbl" xml:lang="en-US" xmlns="http://www.xbrl.org/2003/linkbase">Document Period End Date</label>
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityFileNumber" xlink:label="dei_EntityFileNumber" xmlns="http://www.xbrl.org/2003/linkbase" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityFileNumber" xlink:to="dei_EntityFileNumber_lbl" xmlns="http://www.xbrl.org/2003/linkbase" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityFileNumber_lbl" xml:lang="en-US" xmlns="http://www.xbrl.org/2003/linkbase">Entity File Number</label>
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityRegistrantName" xlink:label="dei_EntityRegistrantName" xmlns="http://www.xbrl.org/2003/linkbase" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityRegistrantName" xlink:to="dei_EntityRegistrantName_lbl" xmlns="http://www.xbrl.org/2003/linkbase" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityRegistrantName_lbl" xml:lang="en-US" xmlns="http://www.xbrl.org/2003/linkbase">Entity Registrant Name</label>
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityIncorporationStateCountryCode" xlink:label="dei_EntityIncorporationStateCountryCode" xmlns="http://www.xbrl.org/2003/linkbase" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityIncorporationStateCountryCode" xlink:to="dei_EntityIncorporationStateCountryCode_lbl" xmlns="http://www.xbrl.org/2003/linkbase" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityIncorporationStateCountryCode_lbl" xml:lang="en-US" xmlns="http://www.xbrl.org/2003/linkbase">Entity Incorporation, State or Country Code</label>
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityTaxIdentificationNumber" xlink:label="dei_EntityTaxIdentificationNumber" xmlns="http://www.xbrl.org/2003/linkbase" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityTaxIdentificationNumber" xlink:to="dei_EntityTaxIdentificationNumber_lbl" xmlns="http://www.xbrl.org/2003/linkbase" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityTaxIdentificationNumber_lbl" xml:lang="en-US" xmlns="http://www.xbrl.org/2003/linkbase">Entity Tax Identification Number</label>
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityAddressAddressLine1" xlink:label="dei_EntityAddressAddressLine1" xmlns="http://www.xbrl.org/2003/linkbase" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressAddressLine1" xlink:to="dei_EntityAddressAddressLine1_lbl" xmlns="http://www.xbrl.org/2003/linkbase" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressAddressLine1_lbl" xml:lang="en-US" xmlns="http://www.xbrl.org/2003/linkbase">Entity Address, Address Line One</label>
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityAddressCityOrTown" xlink:label="dei_EntityAddressCityOrTown" xmlns="http://www.xbrl.org/2003/linkbase" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressCityOrTown" xlink:to="dei_EntityAddressCityOrTown_lbl" xmlns="http://www.xbrl.org/2003/linkbase" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressCityOrTown_lbl" xml:lang="en-US" xmlns="http://www.xbrl.org/2003/linkbase">Entity Address, City or Town</label>
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityAddressStateOrProvince" xlink:label="dei_EntityAddressStateOrProvince" xmlns="http://www.xbrl.org/2003/linkbase" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressStateOrProvince" xlink:to="dei_EntityAddressStateOrProvince_lbl" xmlns="http://www.xbrl.org/2003/linkbase" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressStateOrProvince_lbl" xml:lang="en-US" xmlns="http://www.xbrl.org/2003/linkbase">Entity Address State Or Province</label>
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityAddressPostalZipCode" xlink:label="dei_EntityAddressPostalZipCode" xmlns="http://www.xbrl.org/2003/linkbase" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressPostalZipCode" xlink:to="dei_EntityAddressPostalZipCode_lbl" xmlns="http://www.xbrl.org/2003/linkbase" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressPostalZipCode_lbl" xml:lang="en-US" xmlns="http://www.xbrl.org/2003/linkbase">Entity Address, Postal Zip Code</label>
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_CityAreaCode" xlink:label="dei_CityAreaCode" xmlns="http://www.xbrl.org/2003/linkbase" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_CityAreaCode" xlink:to="dei_CityAreaCode_lbl" xmlns="http://www.xbrl.org/2003/linkbase" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_CityAreaCode_lbl" xml:lang="en-US" xmlns="http://www.xbrl.org/2003/linkbase">City Area Code</label>
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_LocalPhoneNumber" xlink:label="dei_LocalPhoneNumber" xmlns="http://www.xbrl.org/2003/linkbase" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_LocalPhoneNumber" xlink:to="dei_LocalPhoneNumber_lbl" xmlns="http://www.xbrl.org/2003/linkbase" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_LocalPhoneNumber_lbl" xml:lang="en-US" xmlns="http://www.xbrl.org/2003/linkbase">Local Phone Number</label>
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_WrittenCommunications" xlink:label="dei_WrittenCommunications" xmlns="http://www.xbrl.org/2003/linkbase" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_WrittenCommunications" xlink:to="dei_WrittenCommunications_lbl" xmlns="http://www.xbrl.org/2003/linkbase" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_WrittenCommunications_lbl" xml:lang="en-US" xmlns="http://www.xbrl.org/2003/linkbase">Written Communications</label>
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_SolicitingMaterial" xlink:label="dei_SolicitingMaterial" xmlns="http://www.xbrl.org/2003/linkbase" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_SolicitingMaterial" xlink:to="dei_SolicitingMaterial_lbl" xmlns="http://www.xbrl.org/2003/linkbase" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_SolicitingMaterial_lbl" xml:lang="en-US" xmlns="http://www.xbrl.org/2003/linkbase">Soliciting Material</label>
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_PreCommencementTenderOffer" xlink:label="dei_PreCommencementTenderOffer" xmlns="http://www.xbrl.org/2003/linkbase" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_PreCommencementTenderOffer" xlink:to="dei_PreCommencementTenderOffer_lbl" xmlns="http://www.xbrl.org/2003/linkbase" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_PreCommencementTenderOffer_lbl" xml:lang="en-US" xmlns="http://www.xbrl.org/2003/linkbase">Pre-commencement Tender Offer</label>
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_PreCommencementIssuerTenderOffer" xlink:label="dei_PreCommencementIssuerTenderOffer" xmlns="http://www.xbrl.org/2003/linkbase" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_PreCommencementIssuerTenderOffer" xlink:to="dei_PreCommencementIssuerTenderOffer_lbl" xmlns="http://www.xbrl.org/2003/linkbase" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_PreCommencementIssuerTenderOffer_lbl" xml:lang="en-US" xmlns="http://www.xbrl.org/2003/linkbase">Pre-commencement Issuer Tender Offer</label>
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_Security12bTitle" xlink:label="dei_Security12bTitle" xmlns="http://www.xbrl.org/2003/linkbase" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_Security12bTitle" xlink:to="dei_Security12bTitle_lbl" xmlns="http://www.xbrl.org/2003/linkbase" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_Security12bTitle_lbl" xml:lang="en-US" xmlns="http://www.xbrl.org/2003/linkbase">Title of 12(b) Security</label>
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_TradingSymbol" xlink:label="dei_TradingSymbol" xmlns="http://www.xbrl.org/2003/linkbase" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_TradingSymbol" xlink:to="dei_TradingSymbol_lbl" xmlns="http://www.xbrl.org/2003/linkbase" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_TradingSymbol_lbl" xml:lang="en-US" xmlns="http://www.xbrl.org/2003/linkbase">Trading Symbol</label>
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_SecurityExchangeName" xlink:label="dei_SecurityExchangeName" xmlns="http://www.xbrl.org/2003/linkbase" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_SecurityExchangeName" xlink:to="dei_SecurityExchangeName_lbl" xmlns="http://www.xbrl.org/2003/linkbase" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_SecurityExchangeName_lbl" xml:lang="en-US" xmlns="http://www.xbrl.org/2003/linkbase">Security Exchange Name</label>
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityEmergingGrowthCompany" xlink:label="dei_EntityEmergingGrowthCompany" xmlns="http://www.xbrl.org/2003/linkbase" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityEmergingGrowthCompany" xlink:to="dei_EntityEmergingGrowthCompany_lbl" xmlns="http://www.xbrl.org/2003/linkbase" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityEmergingGrowthCompany_lbl" xml:lang="en-US" xmlns="http://www.xbrl.org/2003/linkbase">Entity Emerging Growth Company</label>
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityExTransitionPeriod" xlink:label="dei_EntityExTransitionPeriod" xmlns="http://www.xbrl.org/2003/linkbase" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityExTransitionPeriod" xlink:to="dei_EntityExTransitionPeriod_lbl" xmlns="http://www.xbrl.org/2003/linkbase" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityExTransitionPeriod_lbl" xml:lang="en-US" xmlns="http://www.xbrl.org/2003/linkbase">Entity Ex Transition Period</label>
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityCentralIndexKey" xlink:label="dei_EntityCentralIndexKey" xmlns="http://www.xbrl.org/2003/linkbase" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityCentralIndexKey" xlink:to="dei_EntityCentralIndexKey_lbl" xmlns="http://www.xbrl.org/2003/linkbase" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityCentralIndexKey_lbl" xml:lang="en-US" xmlns="http://www.xbrl.org/2003/linkbase">Entity Central Index Key</label>
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_AmendmentFlag" xlink:label="dei_AmendmentFlag" xmlns="http://www.xbrl.org/2003/linkbase" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_AmendmentFlag" xlink:to="dei_AmendmentFlag_lbl" xmlns="http://www.xbrl.org/2003/linkbase" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_AmendmentFlag_lbl" xml:lang="en-US" xmlns="http://www.xbrl.org/2003/linkbase">Amendment Flag</label>
  </link:labelLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>8
<FILENAME>tmb-20210607_pre.xml
<DESCRIPTION>EX-101.PRE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="us-ascii"?>
<!--XBRL document created with Toppan Merrill Bridge  9.6.7713.40453 -->
<!--Based on XBRL 2.1-->
<!--Created on: 6/7/2021 8:13:13 PM-->
<!--Modified on: 6/7/2021 8:13:13 PM-->
<link:linkbase xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xlink="http://www.w3.org/1999/xlink">
  <roleRef xlink:type="simple" xlink:href="tmb-20210607.xsd#DocumentDocumentAndEntityInformation" roleURI="http://www.deitaxonomy.com/role/DocumentDocumentAndEntityInformation" xmlns="http://www.xbrl.org/2003/linkbase" />
  <presentationLink xlink:role="http://www.deitaxonomy.com/role/DocumentDocumentAndEntityInformation" xlink:type="extended" xlink:title="00090 - Document - Document and Entity Information" xmlns="http://www.xbrl.org/2003/linkbase">
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_CoverAbstract" xlink:label="CoverAbstract" />
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_DocumentType" xlink:label="dei_DocumentType_637586935939029296" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="dei_DocumentType_637586935939029296" order="1" use="optional" />
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_DocumentPeriodEndDate" xlink:label="dei_DocumentPeriodEndDate_637586935939029296" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="dei_DocumentPeriodEndDate_637586935939029296" order="2" use="optional" />
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityFileNumber" xlink:label="dei_EntityFileNumber_637586935939029296" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="dei_EntityFileNumber_637586935939029296" order="3" use="optional" />
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityRegistrantName" xlink:label="dei_EntityRegistrantName_637586935939029296" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="dei_EntityRegistrantName_637586935939029296" order="4" use="optional" />
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityIncorporationStateCountryCode" xlink:label="dei_EntityIncorporationStateCountryCode_637586935939029296" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="dei_EntityIncorporationStateCountryCode_637586935939029296" order="5" use="optional" />
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityTaxIdentificationNumber" xlink:label="dei_EntityTaxIdentificationNumber_637586935939029296" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="dei_EntityTaxIdentificationNumber_637586935939029296" order="6" use="optional" />
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityAddressAddressLine1" xlink:label="dei_EntityAddressAddressLine1_637586935939029296" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="dei_EntityAddressAddressLine1_637586935939029296" order="7" use="optional" />
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityAddressCityOrTown" xlink:label="dei_EntityAddressCityOrTown_637586935939029296" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="dei_EntityAddressCityOrTown_637586935939029296" order="8" use="optional" />
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityAddressStateOrProvince" xlink:label="dei_EntityAddressStateOrProvince_637586935939029296" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="dei_EntityAddressStateOrProvince_637586935939029296" order="9" use="optional" priority="1" />
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityAddressPostalZipCode" xlink:label="dei_EntityAddressPostalZipCode_637586935939029296" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="dei_EntityAddressPostalZipCode_637586935939029296" order="10" use="optional" />
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_CityAreaCode" xlink:label="dei_CityAreaCode_637586935939029296" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="dei_CityAreaCode_637586935939029296" order="11" use="optional" />
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_LocalPhoneNumber" xlink:label="dei_LocalPhoneNumber_637586935939029296" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="dei_LocalPhoneNumber_637586935939029296" order="12" use="optional" />
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_WrittenCommunications" xlink:label="dei_WrittenCommunications_637586935939029296" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="dei_WrittenCommunications_637586935939029296" order="13" use="optional" priority="2" />
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_SolicitingMaterial" xlink:label="dei_SolicitingMaterial_637586935939029296" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="dei_SolicitingMaterial_637586935939029296" order="14" use="optional" priority="2" />
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_PreCommencementTenderOffer" xlink:label="dei_PreCommencementTenderOffer_637586935939029296" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="dei_PreCommencementTenderOffer_637586935939029296" order="15" use="optional" priority="2" />
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_PreCommencementIssuerTenderOffer" xlink:label="dei_PreCommencementIssuerTenderOffer_637586935939039272" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="dei_PreCommencementIssuerTenderOffer_637586935939039272" order="16" use="optional" priority="3" />
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_Security12bTitle" xlink:label="dei_Security12bTitle_637586935939039272" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="dei_Security12bTitle_637586935939039272" order="17" use="optional" />
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_TradingSymbol" xlink:label="dei_TradingSymbol_637586935939039272" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="dei_TradingSymbol_637586935939039272" order="18" use="optional" />
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_SecurityExchangeName" xlink:label="dei_SecurityExchangeName_637586935939039272" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="dei_SecurityExchangeName_637586935939039272" order="19" use="optional" />
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityEmergingGrowthCompany" xlink:label="dei_EntityEmergingGrowthCompany_637586935939039272" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="dei_EntityEmergingGrowthCompany_637586935939039272" order="20" use="optional" />
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityExTransitionPeriod" xlink:label="dei_EntityExTransitionPeriod_637586935939039272" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="dei_EntityExTransitionPeriod_637586935939039272" order="21" use="optional" />
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityCentralIndexKey" xlink:label="dei_EntityCentralIndexKey_637586935939039272" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="dei_EntityCentralIndexKey_637586935939039272" order="22" use="optional" />
    <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_AmendmentFlag" xlink:label="dei_AmendmentFlag_637586935939039272" />
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="dei_AmendmentFlag_637586935939039272" order="23" use="optional" />
  </presentationLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>9
<FILENAME>tmb-20210607x8k_htm.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version="1.0" encoding="utf-8"?>
<xbrl
  xmlns="http://www.xbrl.org/2003/instance"
  xmlns:dei="http://xbrl.sec.gov/dei/2020-01-31"
  xmlns:link="http://www.xbrl.org/2003/linkbase"
  xmlns:xlink="http://www.w3.org/1999/xlink">
    <link:schemaRef xlink:href="tmb-20210607.xsd" xlink:type="simple"/>
    <context id="Duration_6_7_2021_To_6_7_2021_Rq2HgHTFz0ebF_w_fYf8lQ">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000775215</identifier>
        </entity>
        <period>
            <startDate>2021-06-07</startDate>
            <endDate>2021-06-07</endDate>
        </period>
    </context>
    <dei:EntityCentralIndexKey
      contextRef="Duration_6_7_2021_To_6_7_2021_Rq2HgHTFz0ebF_w_fYf8lQ"
      id="Tc_YEfA7fErVEK23AGHt6aAFw_2_1">0000775215</dei:EntityCentralIndexKey>
    <dei:AmendmentFlag
      contextRef="Duration_6_7_2021_To_6_7_2021_Rq2HgHTFz0ebF_w_fYf8lQ"
      id="Tc_LyWUrbRJwE6cjjQH7vkmJA_3_1">false</dei:AmendmentFlag>
    <dei:DocumentType
      contextRef="Duration_6_7_2021_To_6_7_2021_Rq2HgHTFz0ebF_w_fYf8lQ"
      id="Narr_VXpkObP_KESnHKQmedt-Aw">8-K</dei:DocumentType>
    <dei:DocumentPeriodEndDate
      contextRef="Duration_6_7_2021_To_6_7_2021_Rq2HgHTFz0ebF_w_fYf8lQ"
      id="Narr_Zey1i5L13k6qG68VwhEEoA">2021-06-07</dei:DocumentPeriodEndDate>
    <dei:EntityRegistrantName
      contextRef="Duration_6_7_2021_To_6_7_2021_Rq2HgHTFz0ebF_w_fYf8lQ"
      id="Narr_d8NVBfxHk0axFb-_FQb_4g">HBT FINANCIAL,&#160;INC.</dei:EntityRegistrantName>
    <dei:EntityIncorporationStateCountryCode
      contextRef="Duration_6_7_2021_To_6_7_2021_Rq2HgHTFz0ebF_w_fYf8lQ"
      id="Tc_8dhRUGtWNkm3mDWU7aAOZw_0_0">DE</dei:EntityIncorporationStateCountryCode>
    <dei:EntityFileNumber
      contextRef="Duration_6_7_2021_To_6_7_2021_Rq2HgHTFz0ebF_w_fYf8lQ"
      id="Tc_8NLw7HuEAUO4TdS-jkgZZA_0_1">001-39085</dei:EntityFileNumber>
    <dei:EntityTaxIdentificationNumber
      contextRef="Duration_6_7_2021_To_6_7_2021_Rq2HgHTFz0ebF_w_fYf8lQ"
      id="Tc_kOPEKYb_aES2rRNe0OzJbg_0_2">37-1117216</dei:EntityTaxIdentificationNumber>
    <dei:EntityAddressAddressLine1
      contextRef="Duration_6_7_2021_To_6_7_2021_Rq2HgHTFz0ebF_w_fYf8lQ"
      id="Narr_s7BhgxtOPEWYB9tjNR_B3Q">401 North Hershey Road</dei:EntityAddressAddressLine1>
    <dei:EntityAddressCityOrTown
      contextRef="Duration_6_7_2021_To_6_7_2021_Rq2HgHTFz0ebF_w_fYf8lQ"
      id="Narr_tlTqztMyDUKJ05988_0tVA">Bloomington</dei:EntityAddressCityOrTown>
    <dei:EntityAddressStateOrProvince
      contextRef="Duration_6_7_2021_To_6_7_2021_Rq2HgHTFz0ebF_w_fYf8lQ"
      id="Narr_XhZD5V0Xsk2w02oYTGPCoQ">IL</dei:EntityAddressStateOrProvince>
    <dei:EntityAddressPostalZipCode
      contextRef="Duration_6_7_2021_To_6_7_2021_Rq2HgHTFz0ebF_w_fYf8lQ"
      id="Tc_OG8l5Mm4E0ePLExMvp_ylQ_3_2">61704</dei:EntityAddressPostalZipCode>
    <dei:CityAreaCode
      contextRef="Duration_6_7_2021_To_6_7_2021_Rq2HgHTFz0ebF_w_fYf8lQ"
      id="Narr_JvyfEqXMrEq-QluBYpUxLA">888</dei:CityAreaCode>
    <dei:LocalPhoneNumber
      contextRef="Duration_6_7_2021_To_6_7_2021_Rq2HgHTFz0ebF_w_fYf8lQ"
      id="Narr_OZbIRp3e_kKsxz0olmJ7BQ">897-2276</dei:LocalPhoneNumber>
    <dei:WrittenCommunications
      contextRef="Duration_6_7_2021_To_6_7_2021_Rq2HgHTFz0ebF_w_fYf8lQ"
      id="Tc_YlBpTZ6AWkCVkH3oQsMw_w_1_0">true</dei:WrittenCommunications>
    <dei:SolicitingMaterial
      contextRef="Duration_6_7_2021_To_6_7_2021_Rq2HgHTFz0ebF_w_fYf8lQ"
      id="Tc_XPPXSfSHwkyGI2ZwvgbENQ_2_0">false</dei:SolicitingMaterial>
    <dei:PreCommencementTenderOffer
      contextRef="Duration_6_7_2021_To_6_7_2021_Rq2HgHTFz0ebF_w_fYf8lQ"
      id="Tc_OnOFZBZuBUWngdxu85OZuQ_3_0">false</dei:PreCommencementTenderOffer>
    <dei:PreCommencementIssuerTenderOffer
      contextRef="Duration_6_7_2021_To_6_7_2021_Rq2HgHTFz0ebF_w_fYf8lQ"
      id="Tc_6T9D5BTTZkWE5hWpkz9hag_4_0">false</dei:PreCommencementIssuerTenderOffer>
    <dei:Security12bTitle
      contextRef="Duration_6_7_2021_To_6_7_2021_Rq2HgHTFz0ebF_w_fYf8lQ"
      id="Tc_R_b4P2bK_UWl8pJgLbBI6Q_1_0">Common Stock, par value $0.01 per share</dei:Security12bTitle>
    <dei:TradingSymbol
      contextRef="Duration_6_7_2021_To_6_7_2021_Rq2HgHTFz0ebF_w_fYf8lQ"
      id="Tc_uLFf5cZ2IEaEEfl9tUVVnA_1_1">HBT</dei:TradingSymbol>
    <dei:SecurityExchangeName
      contextRef="Duration_6_7_2021_To_6_7_2021_Rq2HgHTFz0ebF_w_fYf8lQ"
      id="Tc_YuB8aEu7OEm-be8sRX8AXg_1_2">NASDAQ</dei:SecurityExchangeName>
    <dei:EntityEmergingGrowthCompany
      contextRef="Duration_6_7_2021_To_6_7_2021_Rq2HgHTFz0ebF_w_fYf8lQ"
      id="Narr_en1qiWD6FkS3cYjkhvP_5g">true</dei:EntityEmergingGrowthCompany>
    <dei:EntityExTransitionPeriod
      contextRef="Duration_6_7_2021_To_6_7_2021_Rq2HgHTFz0ebF_w_fYf8lQ"
      id="Narr_wfXqwHxSY0aYAGWten7ajw">false</dei:EntityExTransitionPeriod>
</xbrl>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>10
<FILENAME>R1.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.21.1</span><table class="report" border="0" cellspacing="2" id="idm140447383453112">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Document and Entity Information<br></strong></div></th>
<th class="th"><div>Jun. 07, 2021</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_CoverAbstract', window );"><strong>Document and Entity Information [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
<td class="text">8-K<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
<td class="text">Jun.  07,  2021<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityFileNumber', window );">Entity File Number</a></td>
<td class="text">001-39085<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
<td class="text">HBT FINANCIAL,&#160;INC.<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityIncorporationStateCountryCode', window );">Entity Incorporation, State or Country Code</a></td>
<td class="text">DE<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityTaxIdentificationNumber', window );">Entity Tax Identification Number</a></td>
<td class="text">37-1117216<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressAddressLine1', window );">Entity Address, Address Line One</a></td>
<td class="text">401 North Hershey Road<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressCityOrTown', window );">Entity Address, City or Town</a></td>
<td class="text">Bloomington<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressStateOrProvince', window );">Entity Address State Or Province</a></td>
<td class="text">IL<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressPostalZipCode', window );">Entity Address, Postal Zip Code</a></td>
<td class="text">61704<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_CityAreaCode', window );">City Area Code</a></td>
<td class="text">888<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_LocalPhoneNumber', window );">Local Phone Number</a></td>
<td class="text">897-2276<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_WrittenCommunications', window );">Written Communications</a></td>
<td class="text">true<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_SolicitingMaterial', window );">Soliciting Material</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_PreCommencementTenderOffer', window );">Pre-commencement Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_PreCommencementIssuerTenderOffer', window );">Pre-commencement Issuer Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Common Stock, par value $0.01 per share<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">HBT<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NASDAQ<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityEmergingGrowthCompany', window );">Entity Emerging Growth Company</a></td>
<td class="text">true<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityExTransitionPeriod', window );">Entity Ex Transition Period</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
<td class="text">0000775215<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
<td class="text">false<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AmendmentFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CityAreaCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Area code of city</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CityAreaCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CoverAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Cover page.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CoverAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The end date of the period reflected on the cover page if a periodic report. For all other reports and registration statements containing historical data, it is the date up through which that historical data is presented.  If there is no historical data in the report, use the filing date. The format of the date is YYYY-MM-DD.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentPeriodEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentType</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Address Line 1 such as Attn, Building Name, Street Name</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCityOrTown">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Name of the City or Town</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCityOrTown</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressPostalZipCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Code for the postal or zip code</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressPostalZipCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressStateOrProvince">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Name of the state or province.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressStateOrProvince</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:stateOrProvinceItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityEmergingGrowthCompany">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Indicate if registrant meets the emerging growth company criteria.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityEmergingGrowthCompany</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityExTransitionPeriod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Indicate if an emerging growth company has elected not to use the extended transition period for complying with any new or revised financial accounting standards.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 7A<br> -Section B<br> -Subsection 2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityExTransitionPeriod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFileNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFileNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:fileNumberItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityIncorporationStateCountryCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Two-character EDGAR code representing the state or country of incorporation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityIncorporationStateCountryCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarStateCountryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityTaxIdentificationNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityTaxIdentificationNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:employerIdItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LocalPhoneNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Local phone number for entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LocalPhoneNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementIssuerTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 13e<br> -Subsection 4c<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementIssuerTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 14d<br> -Subsection 2b<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_Security12bTitle">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Title of a 12(b) registered security.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_Security12bTitle</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:securityTitleItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SecurityExchangeName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Name of the Exchange on which a security is registered.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection d1-1<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SecurityExchangeName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarExchangeCodeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SolicitingMaterial">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Section 14a<br> -Number 240<br> -Subsection 12<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SolicitingMaterial</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_TradingSymbol">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Trading symbol of an instrument as listed on an exchange.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_TradingSymbol</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:tradingSymbolItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_WrittenCommunications">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br> -Section 425<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_WrittenCommunications</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EXCEL
<SEQUENCE>11
<FILENAME>Financial_Report.xlsx
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 Financial_Report.xlsx
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M 0  &@   'AL+U]R96QS+W=O<FMB;V]K+GAM;"YR96QSM9$]#H,P#(6O$N4
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M4')O<',O87!P+GAM;%!+ 0(4 Q0    ( *V!QU(TLIVD[@   "L"   1
M          "  :\   !D;V-0<F]P<R]C;W)E+GAM;%!+ 0(4 Q0    ( *V!
MQU*97)PC$ 8  )PG   3              "  <P!  !X;"]T:&5M92]T:&5M
M93$N>&UL4$L! A0#%     @ K8''4CW='JYC!    !$  !@
M ("!#0@  'AL+W=O<FMS:&5E=',O<VAE970Q+GAM;%!+ 0(4 Q0    ( *V!
MQU*?H!OPL0(  .(,   -              "  :8,  !X;"]S='EL97,N>&UL
M4$L! A0#%     @ K8''4I>*NQS     $P(   L              ( !@@\
M %]R96QS+RYR96QS4$L! A0#%     @ K8''4APX9>H_ 0  / (   \
M         ( !:Q   'AL+W=O<FMB;V]K+GAM;%!+ 0(4 Q0    ( *V!QU(D
M'INBK0   /@!   :              "  =<1  !X;"]?<F5L<R]W;W)K8F]O
M:RYX;6PN<F5L<U!+ 0(4 Q0    ( *V!QU)ED'F2&0$  ,\#   3
M      "  ;P2  !;0V]N=&5N=%]4>7!E<UTN>&UL4$L%!@     )  D /@(
'  84      $!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>12
<FILENAME>Show.js
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
// Edgar(tm) Renderer was created by staff of the U.S. Securities and Exchange Commission.  Data and content created by government employees within the scope of their employment are not subject to domestic copyright protection. 17 U.S.C. 105.
var Show={};Show.LastAR=null,Show.showAR=function(a,r,w){if(Show.LastAR)Show.hideAR();var e=a;while(e&&e.nodeName!='TABLE')e=e.nextSibling;if(!e||e.nodeName!='TABLE'){var ref=((window)?w.document:document).getElementById(r);if(ref){e=ref.cloneNode(!0);
e.removeAttribute('id');a.parentNode.appendChild(e)}}
if(e)e.style.display='block';Show.LastAR=e};Show.hideAR=function(){Show.LastAR.style.display='none'};Show.toggleNext=function(a){var e=a;while(e.nodeName!='DIV')e=e.nextSibling;if(!e.style){}else if(!e.style.display){}else{var d,p_;if(e.style.display=='none'){d='block';p='-'}else{d='none';p='+'}
e.style.display=d;if(a.textContent){a.textContent=p+a.textContent.substring(1)}else{a.innerText=p+a.innerText.substring(1)}}}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>13
<FILENAME>report.css
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
/* Updated 2009-11-04 */
/* v2.2.0.24 */

/* DefRef Styles */
..report table.authRefData{
	background-color: #def;
	border: 2px solid #2F4497;
	font-size: 1em;
	position: absolute;
}

..report table.authRefData a {
	display: block;
	font-weight: bold;
}

..report table.authRefData p {
	margin-top: 0px;
}

..report table.authRefData .hide {
	background-color: #2F4497;
	padding: 1px 3px 0px 0px;
	text-align: right;
}

..report table.authRefData .hide a:hover {
	background-color: #2F4497;
}

..report table.authRefData .body {
	height: 150px;
	overflow: auto;
	width: 400px;
}

..report table.authRefData table{
	font-size: 1em;
}

/* Report Styles */
..pl a, .pl a:visited {
	color: black;
	text-decoration: none;
}

/* table */
..report {
	background-color: white;
	border: 2px solid #acf;
	clear: both;
	color: black;
	font: normal 8pt Helvetica, Arial, san-serif;
	margin-bottom: 2em;
}

..report hr {
	border: 1px solid #acf;
}

/* Top labels */
..report th {
	background-color: #acf;
	color: black;
	font-weight: bold;
	text-align: center;
}

..report th.void	{
	background-color: transparent;
	color: #000000;
	font: bold 10pt Helvetica, Arial, san-serif;
	text-align: left;
}

..report .pl {
	text-align: left;
	vertical-align: top;
	white-space: normal;
	width: 200px;
	white-space: normal; /* word-wrap: break-word; */
}

..report td.pl a.a {
	cursor: pointer;
	display: block;
	width: 200px;
	overflow: hidden;
}

..report td.pl div.a {
	width: 200px;
}

..report td.pl a:hover {
	background-color: #ffc;
}

/* Header rows... */
..report tr.rh {
	background-color: #acf;
	color: black;
	font-weight: bold;
}

/* Calendars... */
..report .rc {
	background-color: #f0f0f0;
}

/* Even rows... */
..report .re, .report .reu {
	background-color: #def;
}

..report .reu td {
	border-bottom: 1px solid black;
}

/* Odd rows... */
..report .ro, .report .rou {
	background-color: white;
}

..report .rou td {
	border-bottom: 1px solid black;
}

..report .rou table td, .report .reu table td {
	border-bottom: 0px solid black;
}

/* styles for footnote marker */
..report .fn {
	white-space: nowrap;
}

/* styles for numeric types */
..report .num, .report .nump {
	text-align: right;
	white-space: nowrap;
}

..report .nump {
	padding-left: 2em;
}

..report .nump {
	padding: 0px 0.4em 0px 2em;
}

/* styles for text types */
..report .text {
	text-align: left;
	white-space: normal;
}

..report .text .big {
	margin-bottom: 1em;
	width: 17em;
}

..report .text .more {
	display: none;
}

..report .text .note {
	font-style: italic;
	font-weight: bold;
}

..report .text .small {
	width: 10em;
}

..report sup {
	font-style: italic;
}

..report .outerFootnotes {
	font-size: 1em;
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>14
<FILENAME>FilingSummary.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version='1.0' encoding='utf-8'?>
<FilingSummary>
  <Version>3.21.1</Version>
  <ProcessingTime/>
  <ReportFormat>html</ReportFormat>
  <ContextCount>1</ContextCount>
  <ElementCount>96</ElementCount>
  <EntityCount>1</EntityCount>
  <FootnotesReported>false</FootnotesReported>
  <SegmentCount>0</SegmentCount>
  <ScenarioCount>0</ScenarioCount>
  <TuplesReported>false</TuplesReported>
  <UnitCount>0</UnitCount>
  <MyReports>
    <Report instance="tmb-20210607x8k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R1.htm</HtmlFileName>
      <LongName>00090 - Document - Document and Entity Information</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.deitaxonomy.com/role/DocumentDocumentAndEntityInformation</Role>
      <ShortName>Document and Entity Information</ShortName>
      <MenuCategory>Cover</MenuCategory>
      <Position>1</Position>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <LongName>All Reports</LongName>
      <ReportType>Book</ReportType>
      <ShortName>All Reports</ShortName>
    </Report>
  </MyReports>
  <InputFiles>
    <File doctype="8-K" original="tmb-20210607x8k.htm">tmb-20210607x8k.htm</File>
    <File>tmb-20210607.xsd</File>
    <File>tmb-20210607_lab.xml</File>
    <File>tmb-20210607_pre.xml</File>
    <File>tmb-20210607xex2d1.htm</File>
    <File>tmb-20210607xex99d1.htm</File>
  </InputFiles>
  <SupplementalFiles/>
  <BaseTaxonomies>
    <BaseTaxonomy>http://xbrl.sec.gov/dei/2020-01-31</BaseTaxonomy>
  </BaseTaxonomies>
  <HasPresentationLinkbase>true</HasPresentationLinkbase>
  <HasCalculationLinkbase>false</HasCalculationLinkbase>
</FilingSummary>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>JSON
<SEQUENCE>16
<FILENAME>MetaLinks.json
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
{
 "instance": {
  "tmb-20210607x8k.htm": {
   "axisCustom": 0,
   "axisStandard": 0,
   "contextCount": 1,
   "dts": {
    "inline": {
     "local": [
      "tmb-20210607x8k.htm"
     ]
    },
    "labelLink": {
     "local": [
      "tmb-20210607_lab.xml"
     ],
     "remote": [
      "https://xbrl.sec.gov/dei/2020/dei-doc-2020-01-31.xml"
     ]
    },
    "presentationLink": {
     "local": [
      "tmb-20210607_pre.xml"
     ]
    },
    "referenceLink": {
     "remote": [
      "https://xbrl.sec.gov/dei/2020/dei-ref-2020-01-31.xml"
     ]
    },
    "schema": {
     "local": [
      "tmb-20210607.xsd"
     ],
     "remote": [
      "http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xl-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xlink-2003-12-31.xsd",
      "https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd",
      "http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd",
      "http://www.xbrl.org/2005/xbrldt-2005.xsd",
      "http://www.xbrl.org/dtr/type/nonNumeric-2009-12-16.xsd",
      "http://www.xbrl.org/dtr/type/numeric-2009-12-16.xsd",
      "http://www.xbrl.org/2006/ref-2006-02-27.xsd",
      "http://www.xbrl.org/lrr/role/deprecated-2009-12-16.xsd"
     ]
    }
   },
   "elementCount": 24,
   "entityCount": 1,
   "hidden": {
    "http://xbrl.sec.gov/dei/2020-01-31": 2,
    "total": 2
   },
   "keyCustom": 0,
   "keyStandard": 96,
   "memberCustom": 0,
   "memberStandard": 0,
   "nsprefix": "hbt",
   "nsuri": "http://www.deitaxonomy.com/20210607",
   "report": {
    "R1": {
     "firstAnchor": {
      "ancestors": [
       "p",
       "div",
       "div",
       "body",
       "html"
      ],
      "baseRef": "tmb-20210607x8k.htm",
      "contextRef": "Duration_6_7_2021_To_6_7_2021_Rq2HgHTFz0ebF_w_fYf8lQ",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "dei:DocumentType",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     },
     "groupType": "document",
     "isDefault": "true",
     "longName": "00090 - Document - Document and Entity Information",
     "role": "http://www.deitaxonomy.com/role/DocumentDocumentAndEntityInformation",
     "shortName": "Document and Entity Information",
     "subGroupType": "",
     "uniqueAnchor": {
      "ancestors": [
       "p",
       "div",
       "div",
       "body",
       "html"
      ],
      "baseRef": "tmb-20210607x8k.htm",
      "contextRef": "Duration_6_7_2021_To_6_7_2021_Rq2HgHTFz0ebF_w_fYf8lQ",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "dei:DocumentType",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     }
    }
   },
   "segmentCount": 0,
   "tag": {
    "dei_AmendmentFlag": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.",
        "label": "Amendment Flag"
       }
      }
     },
     "localname": "AmendmentFlag",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.deitaxonomy.com/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_CityAreaCode": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Area code of city",
        "label": "City Area Code"
       }
      }
     },
     "localname": "CityAreaCode",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.deitaxonomy.com/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_CoverAbstract": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Cover page.",
        "label": "Document and Entity Information [Abstract]"
       }
      }
     },
     "localname": "CoverAbstract",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "xbrltype": "stringItemType"
    },
    "dei_DocumentPeriodEndDate": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The end date of the period reflected on the cover page if a periodic report. For all other reports and registration statements containing historical data, it is the date up through which that historical data is presented.  If there is no historical data in the report, use the filing date. The format of the date is YYYY-MM-DD.",
        "label": "Document Period End Date"
       }
      }
     },
     "localname": "DocumentPeriodEndDate",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.deitaxonomy.com/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "dateItemType"
    },
    "dei_DocumentType": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.",
        "label": "Document Type"
       }
      }
     },
     "localname": "DocumentType",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.deitaxonomy.com/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "submissionTypeItemType"
    },
    "dei_EntityAddressAddressLine1": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Address Line 1 such as Attn, Building Name, Street Name",
        "label": "Entity Address, Address Line One"
       }
      }
     },
     "localname": "EntityAddressAddressLine1",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.deitaxonomy.com/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressCityOrTown": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Name of the City or Town",
        "label": "Entity Address, City or Town"
       }
      }
     },
     "localname": "EntityAddressCityOrTown",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.deitaxonomy.com/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressPostalZipCode": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Code for the postal or zip code",
        "label": "Entity Address, Postal Zip Code"
       }
      }
     },
     "localname": "EntityAddressPostalZipCode",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.deitaxonomy.com/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressStateOrProvince": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Name of the state or province.",
        "label": "Entity Address State Or Province"
       }
      }
     },
     "localname": "EntityAddressStateOrProvince",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.deitaxonomy.com/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "stateOrProvinceItemType"
    },
    "dei_EntityCentralIndexKey": {
     "auth_ref": [
      "r5"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.",
        "label": "Entity Central Index Key"
       }
      }
     },
     "localname": "EntityCentralIndexKey",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.deitaxonomy.com/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "centralIndexKeyItemType"
    },
    "dei_EntityEmergingGrowthCompany": {
     "auth_ref": [
      "r5"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Indicate if registrant meets the emerging growth company criteria.",
        "label": "Entity Emerging Growth Company"
       }
      }
     },
     "localname": "EntityEmergingGrowthCompany",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.deitaxonomy.com/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_EntityExTransitionPeriod": {
     "auth_ref": [
      "r7"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Indicate if an emerging growth company has elected not to use the extended transition period for complying with any new or revised financial accounting standards.",
        "label": "Entity Ex Transition Period"
       }
      }
     },
     "localname": "EntityExTransitionPeriod",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.deitaxonomy.com/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_EntityFileNumber": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.",
        "label": "Entity File Number"
       }
      }
     },
     "localname": "EntityFileNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.deitaxonomy.com/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "fileNumberItemType"
    },
    "dei_EntityIncorporationStateCountryCode": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Two-character EDGAR code representing the state or country of incorporation.",
        "label": "Entity Incorporation, State or Country Code"
       }
      }
     },
     "localname": "EntityIncorporationStateCountryCode",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.deitaxonomy.com/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "edgarStateCountryItemType"
    },
    "dei_EntityRegistrantName": {
     "auth_ref": [
      "r5"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.",
        "label": "Entity Registrant Name"
       }
      }
     },
     "localname": "EntityRegistrantName",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.deitaxonomy.com/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityTaxIdentificationNumber": {
     "auth_ref": [
      "r5"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.",
        "label": "Entity Tax Identification Number"
       }
      }
     },
     "localname": "EntityTaxIdentificationNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.deitaxonomy.com/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "employerIdItemType"
    },
    "dei_LocalPhoneNumber": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Local phone number for entity.",
        "label": "Local Phone Number"
       }
      }
     },
     "localname": "LocalPhoneNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.deitaxonomy.com/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_PreCommencementIssuerTenderOffer": {
     "auth_ref": [
      "r2"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.",
        "label": "Pre-commencement Issuer Tender Offer"
       }
      }
     },
     "localname": "PreCommencementIssuerTenderOffer",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.deitaxonomy.com/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_PreCommencementTenderOffer": {
     "auth_ref": [
      "r3"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.",
        "label": "Pre-commencement Tender Offer"
       }
      }
     },
     "localname": "PreCommencementTenderOffer",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.deitaxonomy.com/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_Security12bTitle": {
     "auth_ref": [
      "r0"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Title of a 12(b) registered security.",
        "label": "Title of 12(b) Security"
       }
      }
     },
     "localname": "Security12bTitle",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.deitaxonomy.com/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "securityTitleItemType"
    },
    "dei_SecurityExchangeName": {
     "auth_ref": [
      "r1"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Name of the Exchange on which a security is registered.",
        "label": "Security Exchange Name"
       }
      }
     },
     "localname": "SecurityExchangeName",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.deitaxonomy.com/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "edgarExchangeCodeItemType"
    },
    "dei_SolicitingMaterial": {
     "auth_ref": [
      "r4"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.",
        "label": "Soliciting Material"
       }
      }
     },
     "localname": "SolicitingMaterial",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.deitaxonomy.com/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_TradingSymbol": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Trading symbol of an instrument as listed on an exchange.",
        "label": "Trading Symbol"
       }
      }
     },
     "localname": "TradingSymbol",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.deitaxonomy.com/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "tradingSymbolItemType"
    },
    "dei_WrittenCommunications": {
     "auth_ref": [
      "r6"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.",
        "label": "Written Communications"
       }
      }
     },
     "localname": "WrittenCommunications",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.deitaxonomy.com/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    }
   },
   "unitCount": 0
  }
 },
 "std_ref": {
  "r0": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "b"
  },
  "r1": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "d1-1"
  },
  "r2": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "13e",
   "Subsection": "4c"
  },
  "r3": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "14d",
   "Subsection": "2b"
  },
  "r4": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "14a",
   "Subsection": "12"
  },
  "r5": {
   "Name": "Regulation 12B",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "b-2"
  },
  "r6": {
   "Name": "Securities Act",
   "Number": "230",
   "Publisher": "SEC",
   "Section": "425"
  },
  "r7": {
   "Name": "Securities Act",
   "Number": "7A",
   "Publisher": "SEC",
   "Section": "B",
   "Subsection": "2"
  }
 },
 "version": "2.1"
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>ZIP
<SEQUENCE>17
<FILENAME>0001558370-21-008063-xbrl.zip
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 0001558370-21-008063-xbrl.zip
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MX?O#W=%8KI>W];O+_W\OLH_"</-\!^RJ<'$[B,.=.,FST>,596S&!7?J$[A
M"8J0)]A^)")#:S:T13?"^QS[]!6\-+^(*_=<*J:!RR'MWJK1M<LQ)"4YK?*_
M &Z4M>/J4]^:O8[Y%?7 9LB-[M!>_7%'\Z+,[;5Q9POW=C+%-/(7Y =D&\.=
M\AZ6_L@]=+W>+U =UU,010]8#C8+D,B2*<-A/#?K%?^KK'(R?6U6 &'Y_TEG
MA/='K3[9'4DWD)"95 :)X-=4VU)8?XA-)'5D1R#V5[-\(GL4I5U8<S&$]GJ/
MRPA_<)PHP -LY/-7QFS[4@N%UFT@^Q!MT!L)ZX:LN:[^ %!+ P04    " "M
M@<=2=::F$I\%   0/P  %    '1M8BTR,#(Q,#8P-U]L86(N>&ULU9OAC]HV
M&,:_3]K_\(Y]V:2&D*/M[=#=55=ZK4[C>J@PK=HT52$Q8"W8R#$'_/>SDQA(
ML .%6S!2U::\3QZ_C^]W3@SA^MUB$L$S8C&FY*;FU1LU0"2@(2:CF]HL=OPX
MP+CV[O;''ZY_<IRO[[]T(*3!;(((AX AGZ,0YIB/H4^G4Y_ (V(,1Q&\9S@<
M(8"K^MOZY:77K+]NO'[3!,?)G-[[L3B3$D@L+^K>JM+.7"EIP5OWTKUH7'CP
M6\MKBC_0?5SI'D630[Q+&&'R;TO^-1 #@@A+XM8BQC>U,>?3ENO.Y_/ZO%FG
M;"3.;WCNU\=.+QBCB>]@$G.?!*@&0M^*DQ<[-/!Y,E,;IR\&+%(&37<UEE$A
M_^<HF2-?<KP+I^G5%W%8RUJ4Y3T&47)9#?GJA$WQ&S<MKJ1;UEE\[^KJRDVJ
M-3%Q -G4^0,4=<01)*467T[130TM."(ADNTFKS(:H9)V9=E=.TMO&N0,(SFQ
ME"F_,4/#U"]6<6(4U$?TV0T1EC_IACQPY('3\++)^UF\]*U-!<UW@Y@S/^#*
M+TEQ4]/5Y:3L-=/NJG=I=L?R 7P6J,'$X8[YR!1N0 5?4^XDCNKT(:,3?:OI
M<%13_!8-HL.SY((P%-,92[#?_T>[V;]IKE<]"H5<7!!Q_NA]1].W']2ZXY,0
M[@G'? D/9$C9)/F=A+_52/]<IQW]_["IEOK"5Y._4+88-5T01=IFS5+0M"T>
MS9ETJQRE+F*8AO<D_""N@B51B[HS@$L;K4A93F0Y;OI>C^8NM15+7 C2N#($
MTS7U(X[0Y]ED@)@FN49B,7BF0(JY8MU2W(QM'DI:=O&4CI!:5LS8%S3"\EI-
M^&=_HEOE##+K6=,'R_.6UUC-G*'5([E;NX*TK9B]![&]95/*DIO&'A<+;)O.
M"&?+-@W-*.XZRWHR]XJ=![7T%*NYW:_S(S'.#?(*DF& ,LB& CE6Q6SW_<5#
M*&XA\!"G;U3LN)";]=;SO"-JGF2#V&J&=_5\)+W"'O+^I[D5N M#,7=Q]D\'
M$^09IT2OM1[5DHAY3#5"JQ$MZ_=(/#//5^H I#L\D:I7U&SXMCA\8GTZ)[LF
M(Z<\%S2WXVG!7,O. 4M-MR\%I;26EWII?AH@D[N-)]9E]!F3P'S?:I2?"YJ&
MH%H^"]IS@-34\LN0FMV4/C%0 YR&UBZ-N1_]A:>E>RR#^%Q(U8;4<II3G@.E
M^H9?:C5-W4'85[MGDJOX'4.^ <I"V6(,=4%6GQ-NU"Q%3=OBH7 EEV;I5BU+
M\LF J#NFQ/S>N49B,5.F0(JK8MU2MHQM'LI78@B)8]4;YC\9YAR1-IU,9B3;
MM,>:S":=Q;251E/(:466<E?>ZZ'P9:Z0MZT,P!Z-<( Y)J-'<5O)L*]+KA59
MC)XYE.)N6V$I="6-'DK<VA*49V6X=1F2H"/QXTL>[I"/G+&GX5![=2T56XS?
M[I *0[/24ASW:/A0+(6U$VQX0VH.B?NI 'V(XQEBWX6I[I3S@=48V(#LEOX\
MP#6W_6+XID.<AN(>"F;BOF+I70SZF$>ZK;!&8C&EID"KZWFA;BF%QC8/I2YQ
M 3H$[^*7P:^@_"L#K<]\^;V"WG(RH+K Q;K%B&FC*+YR14OATO=X,%FI&Z1V
ME:]<]XM@+!I'AH?)##*+\2H+5ES%-C66PE;:ZL$[D\P4E.LI'B:[GR V$N1_
M8G3.Q^*F8>J3I?'==)/:8A+WB)G_B$,KM93+?3H^\D,.90ZI.V3V56.Z$"LT
MB;%\NRA]NMP\&SJI_8 : Q;HW-+9C::YW6.Y7,#:.OO&0<50ML7&A_G1@]CR
M+'Y'YE5S6V<]CH9H>18+(JM!-/5Z)(69+22^((PK0_!.;+M#N?7^&/DC3>QB
MW6+DM%$4:KFBI8CI>SP4K94;2+M-H*[=]<@=<22_'YZ]E)U]^Q]02P,$%
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M'O K3K0[$DM\2C^$)=41XRNJKAP+KVV'!80#Q#8*@%;G*+N@ZR^_4[>RO<\
MF[ZEKH"W@F@?=,L[A#.O5?-:3;V7/(O!M&YIJIZH:S7(=@91"JLQ&K=3K'.#
MS:9TF5\X%NA67=/^M3NC%JKGO,OL".X42I7D7N",)\E-/W1P)6 @%Y;DFO-H
MJE_39338,?QHLKL^Q*8W*5_>$0.]6:-U-F+%DC$JZ[8]JMNEVDBKF[18+&L5
M3;>1CNB[-S,UD@W3SMMTZKBKG;^&SI2%I,L6I.]/J?=73MR!OR$@R_YKE[<.
MG6\,@ ')@PC+4]<9>SLFK" +=H5LVI%BR<B,(MXKPR-^N6 <(X;O6M#VO-L9
MMO?)8-@<M@=OM@T <_8,P1RT6^?]SK#3'I!F=Y^T/[4.F]WW;=+JG9QT!H-.
MK_N$L!/\3R^*']\YD8OFX+#3?3_L=7-DO] JD*)6*3=^(O#5[T9\%L"#7O_D
MW__0J]HN!^KQ9/^^M)6'7#4C(W5I$(P^?II=]8S3T5%[X!T>G4V9%>6;BWN
MKN>/! K7]<)SI&6@Y'Z[.R3]]FFO/R2GY_W!>1.NA[UGS7]#8#)!&'J)]/I$
MKVQ9K\6-W@$9'K9_$PY,B9)8C#1;0P*3T!NE\B^<!:I)XMLD8#,_B,B6N@:=
MY#HLC B[1M]2/&;6ZQWRT]E36/EO7X%;L&/!\%/H<6+1U0I@8-XF]CWEZKPM
ME'R*CS^SE>Y4CO725?7K^VK]XV+2;OO-5^\^S#TFJ*:6(PC+(S'M0^3@8]OA
M?39V0O2>HBX\22''JG<_[MG+PRN-+@^,_.C@#.R&\3U"[G!O2 XZW6:WU6D>
MYP0..]U6X1=*OG4*WFHOJ1EQ/ A"5O,G-"3AC)EH?5K$\8@3A<2<@!')@M<<
M6&E+F95R7:]HVJA6MJU1N:+9(Z-:-4:5BEYI,$MCEE64MA15_D+YL'4V=@Z=
MF38]Z%\7R\M%]>!C<Z2/M/66^OC\LGH05#]<#<KYRJ=)G0[J<VRIK[<\.^VN
M)N/:\E ;3,W%=-8YL\XZ8VAY8_2CU<&'"3,'%^?38?NXX^PUG=-#]%9NC+[(
M#RUZUKN<M_/GJ_)@TOGXX=-@/"K?;/GYHG[UJ7.\"-LKO4,KE:!OA?89M%2C
M1]1PF5I>PP_ 3,Z;ONO26<AVU(]U=I@(<D++5GK"<BF%X4SGD:]N"*N9W\D8
MU[C,6<L:[Z3L9( O HL]LA1PURR(').ZDH3 >Y;-2Z5"J?BO-$?*CA5W/HT2
M?$0)B@$:])0B-@O\:V2*K @50J+CF7X $IV/-<#6+7\._ONJY5LL]HGKUJ1_
M_CZZZ%Y-2]/]B_,:;?8^+T8:IYV[I,8^^"L+$-ZW2HGMR/J3UVM].0X<ET'O
M!@L2W'>/%[7#>;MYWBL/K4'^R]7X\^<FX%Z_!_<:1C ;6KWR4Y!?_L]'_I N
M.S)(8?+NUE;BJG?:/KHT1K0]* ;]+M-ZWSX88UB)XCTK4:KE=5VO%?7JW4NQ
MS87770+,\*/(GSXKGMCB4H/X ?&C"0O(EWG@A)9C(@+?& '9?@>ZV$F+F=>_
M(>=OM?SIU DQ74&028F@C8=,Y<::_7I6VNKTP?^8SEQ_Q0*Q2%G*OSF]^VGS
MR9<L*QU"3')E@^4"\SMH(NY>.Z%C."ZPN8S5PCO__D>]J)5VWVSCN\]2'_WJ
M*3X!J3[:%']+:?KH2JYI60$+0_GGV/&8GG(-P]K>9+R,0-%=7.XUHB_=_FBO
M=':/>BMK.NGZ030AARP()VP%J*#61E5W5S="#CURW"^#A!;\[ 5#?^&E4!"Y
MPZ_?HI/5_OG1!ZW2J-='6O2Q>0\*]ES?GP*M1*#SOG?>.?(H<_YN5T BA:OS
M7G *+1V>\HTQ\VGR>;_R4?L47A476M&_'+X_;?GW$4?'=1W/=\+?Q0-X>HG[
M#.V#IV+ 4Q^HTOWLS#+>9N]]W:V<3,MMC9T>MY<GU[/1RCT;E>ZULZMZ32O_
M71/[V5F>$E<8TIH%P)+.C+J$+9DYQTR@,K'!<F/AL[2L_P ;YKXE! HG2.+K
M]O0VCZ0]/J(?B-5?D?C)<O#6(ZM_U/C-@-%$WG#-]N%Z9;>_?CH)VE_S9^Y\
M[W)VOCR^3^?7Z_7OUO6OGR2Y>>P#+YQ.?"\32^(S[7TV.OU9B8VNCL+E-\UW
MIQ]J>_?I\'JCEB\6:[='+WY!K#_);B AZ[7=D$3,93.<-?'XM',8=G#GR.Z$
MPJ(#CA4+_GI*[VXW?V&R;^L K$,6R%Q)P(U%N*1"U0#B;,R/>&,&(A:M0.+2
M4.7^?B8&;X>P-6'F%8DFC- 96*V@^3#*9/A+8C#77R"$^!#G(7BJGC\B-L@X
M6&PGA)6/F&<!^)$/,YC.W8AZS)^'[HJ$P%NAO>*ORQ=\ ] F A^^Z#>5/)I#
M/X :;Z6>V;X+$.![:$X[&!,*R19YXV33P/A[QP'[QC%A/B'#PK%WY#WS6  *
MO.-!]W,>)2/-0K$@IO5Z)YV.:K"R9M4:= 1L;XS*9JDV,BI:=:296JV**:IJ
MM;Z>O.GO38)9?UEF[8L/'V:+P5'+&W4V)IG:M%6_=C\T][35Y?79\J1V7K:^
MC44]7K9EZ</!A=;Z-CH_I\[</%L>Y<\'H2R)R[8,+\-OGZ.)4VSGF_V/_<LO
MT>&%BTDFU?)YIXX48') 7;#Q ^R,8J%6O\O,2%5YI?KVH3\;5ETI976=7P1T
MMF. R+K*+P!']U:.Q<^I$?KN/&*[6"=Z<X:/;6>D&GZ'+<?KZ^3_'VC7-6J%
MHOZ"\)^$\.]QBNZC],>8\6.'1@S?=PT*0CT"_9(VI"X")P)Q@['_N2=#XV%2
MT.SNS8:?J\V+J];'J\.2?Q:>+& 4D?F_L4H*%0,V]ADY[Y#!:@JVP%]\C1JU
M<C59H[\1);F7,1YA?2268&'2:"*S>1#.48&""N[/75EW4RY6I$9%53H +Q;>
M=F#PIAF1+;U&6@=]4BQI!6CX@^F'/XI$!S[8%X!!;WP"!A)826Y,GY].3S\-
M[,'AXFKUOE/\O+@>&^WN&2CX'Z+/\F]+GPF*R%3BZ!;BU,LTKQ=3]-E>"C,X
M2YUEK2!:OA#H_01Z&C"4G[A;@1?<HED>]&P[E5CO>;V#SWN?YWOG%][86L[K
ME=[G^9DL8OJ#"!50E3=3N'J81-7+5KZX9<C0PH-H5[SP0KW?3;V=,)RS8!,-
M5X>-_<K></CYZJ)=F5S,KKXU)E25U[W0\'TT7&+Y\I;Y'30L7_@C(JKK41(M
MCI*D["<1L6 !LS(XAA:(>(GF1$[(6 ;@-1-RL,QBU2Q7@&RI14=ELU$9U>L-
M?50N6K9>*5<;U4KI1KVH=E#6F791NVI=#8=A8_C^H%(?R^K 3,N+H76\V*^W
M!U>]T_?L>*%/CRY[9[*6+=.R46M=1K5OLZ,KUBU-EA737TP&"UEK]?P#"0]+
M3M0*6NU?NQ)XE069+0FXE(Y%_J'Q?^JYV%YVVU.YT>RVQ^B=WGSXB],B0]SQ
M*K88F!-BNC0,OTN\%<L%O?@GXR^@/+8M=,?6]V;_ZH5:XP_&7E=N$^#$QY2>
M\3VRF#AP)Q&G/Y@\_L.9^Q'36U+IK?2BP45(;(/U1T;YM&@<C<XOW/KLP_C8
MV.M4ST1 !JTX6-Q!Y)M7.3*C ;FF[IR1?VH%32<SW-(\X87J?\/>^M,%TB.N
MN91U0M3%"SX_/K KYN=BITW;;=MM1.<?/WHRV7&X-_Q[]49_N'Q\=)\+9>[-
M6C3%W,KR3_:N8<1UOE>G[7FMUY[F#58/^Y_JS4]R7]00K-DN#2WZ53 Y.:'!
M%8O(\7'KGG*@I_(9?BA8_TP<F=_ W 8H$-ZWKXJO[F5N_NJ3^L4=ST(?F!%C
M14R>VX;'5V!L,+YK8BWG[(0$E@@<:.QA3,:!OX@FZ$K/, ]-0V(QV_'$9L94
M;%VKJ!SU6F =[NJ-4HEL8</:+H^OJ\8.WPLYP[V06 J0<LJ+1KZXH<.,4RYZ
M+L<]HV^>O)?JN_!C=E3E"18J)0DYC:4=;KU<EF[WPPK8,O2L_?R*ME^,#QBD
M?0M5_KH@G:@I57"]YV"U!%2ITB?FZ5^=B_WJP=6@9%Y^N9I<GXXJXT=*U:5)
M_'D+IL?:<G'_K#.%S[] (MMWR%BL'=LHL)T;]4$3$,?,928>@^?Y/.@V#QEO
M!?0OJY#P$#->,4#$"41(W'PL=X6#XTE]O,3(@[G DX !VN$]$/+4,S%A14T3
M-^9B8SQVS**!%8KZ(^O.B%]IBV8C?FGI7?CU3+L<QJ@1ASFD.'9A?_JZ.%P.
M+C5ZV7Q_ ;BLT2^+1XJG_PGAX[\+1N: N>^#"8_ARTN#\*%F,CZ\43KY0)AE
M/+MJ4[M!#6MD-RK&J%RVZ8C:5FE4KM**6;3+C:*N8L^ILIC__J]TL8]!S2N0
M#G//0I/7#W:4AY8ZL$O.K,@EUYCE12T1M<'RV:'N@JY"*>=JC4))>94[L9-7
M$G%]/":,I'XC:I[K\6,_AS9O+._M%:&=B,E23[V@Z072QF,*L-#3)Y2HX@>R
MCX:Q@T"2YCA@/ =5>)**U9Y'\'@9(D^6R1%^9(H2X#G2\<Q"#D!59R*0U)9H
M-)_KQ:*V"^_P7_KN:^P@W_TTQ)-;QUC-?&<'H!+ F0!';)7W%^@9A',C="P'
MSUD%R8^PJ#%$?RT_&0A?QI'V:'J?=CRB1SK^@FZ$%]Y*NN%1!.Z4X)IXR0+P
M 4Y=RLMKQ?!D"Y51!J*DO>JR0-"K7W^JU%X(^HQ&.3*? 4#8&XP^#?E8,/DO
MH 91'>(#4&N6(_*/(8M01X&Z1;^+.3!+A0_0PJY+T!Y@2B'+N2!N;L*;3)RW
MQD8TY..%\^#:N49=+8XX%!B&AQ0T>SAW 6ALS<<S&)@!#)[<O7H%TIE.F855
MT.XJ58(<Q0A*]2GFP$&'5R5\2 *WP >=>UC\[8AEI[!@) (V0/P9#)Q-Q"SW
M-PU1-SVC ;J"N2P@8/7PD8,PI\CI*B$?O@%1';N#7<%3@9>[ILY1GQ ;[S.-
M^%M6[!!D6>3BY9X:9AC,PXBTE'V'8,F]B3\(6IJGLN.M4<8Z,.N+@,/=0NH+
M:#P'$>),1?$Z+X:_!E X=)8_BY)%,7PP"A$PRPF ^/T@C/,;$EK)YT\C#S-*
M?3%Q(I:'.R;;F06,%]Q"F_/O85UIP*[CB-,KM[9M&TU?D/R<=K/-T^S;CAOB
MW%+R"U'%TP#XLBDR!J'(&'A^DC3(*<)$^<-W&V!9B%@3?QYQ^YSO0TAQ[ QL
MVT!-*@N D@,X5W21E 3E?@9J1GP-5I3!"SMDRWE-3!I.,/3#MT=,T2] B/Y9
MUK2"IG$PMAQH5JT5JK5ZB5ASI)QY-/$#6#<KA[-P++@GX 8NGKL((G7$',"\
MR],P9&$HHGZ(D5#14!8MMR92<NF%I-87X#U.T+BS!.9( 7KF73N![^%M4-RI
MA69+\*T$Z\# ,]F)5#5\JP]85RZJ 1@N6G&8.1'YV!$WNO(174*7H<2=7 =L
MN8V.USQ _L.L<XJ\ HRJP6"XGN .XL'F&)@#(OXG6!P$^,.%A@6"PM)UV!PQ
M8@>4>ULPKD!3CH#  -LN5#22QI=8:;F4?!5%;W0,PXUAO!PQY)GKF>EF^DA3
M&(VY L_+(ZC1?%L(7PZ.@N7&N#AQ$&4LB'>]<,FR=*:"7/^I:[EJJ9BK-XJ"
M*_G0][RDYVJ-1DXK:W>03.'QRV.^3P1M%+OH!P.) N:!;@$($/@!@Y="I%5!
M+MS@ B\5O&X,BMJ!/R5H/*<%+?_+I0HJS!4/%5 <A.]+2OHV0:2#D(_"U):U
M''(V[DU".P4>Q&V(L,)1Y?I<&B@Q.1?AV#3A&/,0U'88@@@(E+6 6Z,"9ZH"
M$0:+%HQY,E[!=Q4GVZ!N($:Q6E:"Y82\P0?9K51<2,),*9 ?!47-.-QX(!#,
M(T.A7$J .KM]6"4VQ#%#J9>QJC?"/H3&#O#T]4"\QP4T]HB ;-"/ 1.U:I84
MY>M0W0,2%R%J=$D>J ?$*_S(0>JJ:>>48 9,I=<(I6TH2I0EWF(49M>:NC".
MQQTP0DV8I(HH@1ST0^J&4IC$=IP@##Q(?,.:HMF32.@T+2J)F-X_B73&D:%\
M#6&(P.QNHQ1IE&30*2A"4@L71[-('-7(E\S"L-H<)NP'JWB ,(VW6,5[<D<\
M#J&V@G+8^/$5'  \J<D/IF20+_-H&S9=ET;2P)7Z6VI4,97[? ]%CL(T%H-S
M;1WRT3:* GL><.*-.U%PS>A*P&QG^K,9%O91CP<HN80!+5NK*%6$T(-JRES#
M;*;4XE%+W DKY(XT)@3G ,R@ =CZ6*+H,CDFDQ_W&CZIN&[Y'FCF ,8%9<+5
M_X.$DC3<$,F*LS,"8P,)@B2^5CW#7*]]SF."I6?\_%NJ>L^6K(KBH @/N>%=
M)-(<^N!!7R=(U"_N0R4VO<;#T>X1J+=+-;&HB>&?"+1,:R%D!-6J^21SR+CF
M&-&6N$E.E-B$)> ^'XEUXAB.&%9\C0/&@SZX]+N]@]MM@%@LKV*;A(9KQD6&
M%SF?4*6QH,>J!@;/*ESS@TW7#Z5^2;O%$L5@T*%EJ*0: QMNZBAM+H<#^O68
M6"PU4=G9C3E(R*T">1+>R AV\T<9I4NY/7ODFQ.A'DYAB?B7&3B66A.'V:2M
MSA8A/7ZL2*#(@7NOZT$>QH^1$[2<N*TRX)"3#)..="1NFB3E-6\H"SR"-<9]
MFEZ8<A1E&S33'&_. QD)&$@LG#;C0U(>:8U^,)S^$FC^!8'FVSEKR--Y&>,^
ME[;LN2J)C6\541&*-8DF9N55(M^YEC#0P.9JV?=X]"Y I0*SY?)12*@%<)6P
MK- W]5TF&_+(#M@[MA,ILI?1-] ,N=LB(CP.=LU";N6&$W_NBN1D@-V*F,N4
M'XNMS"4^,YMB3G"CW<//5.!RTU(2!VZI\Q-P5I&O[)K4T+RIX\7?;T(+#ZQP
M);$SW+QY&C*E>DO7_%@&KCH1]CFHH<V#H?CV V%]"B4M(PM<#MDX#T $#P+<
M>*R<*!;>@IL4?@VD)0J+Z(+U!=[\/'Z*GXO")ZH%FF&^]V7NB3,@8BFNC+3'
MF\5FHHDM$?F Z^A49 K-!2[V<]A]<J"KB#_&7R3B>B'W4+L\&40I98HKO5PE
MA!G;(MRY@X=\1G-E6.20BA<,_<M8BS<]#RFASX\K">,!=2U_E"-G<Q[E!8+=
M\/Q,L8Y<!O5)O9"C'O#+PF2E4B51^%*<6$\=%:O"PX-V*\YI/(FY,.3GE #E
M^$@WX&J8@3.[T[.W?!9R$N:2*8BDW2G]1R&:@.._ F8SY^AC!B%@( LS5" ]
M#@PL$OXIJEMY7!@(6/ 612!8H6,TU="VP$HS87D6"[I<EQ35B?1-9MA".O5K
MT&+-JI7J([U>UD9EDS9&C9).1^6:42H;<%VS3)GZ_86YS!K/9?:%W\M/%]XG
M^TZ(INP\8$^:N<Q\&".7<5Y5@)M\ 7J*>*B#QR88.I)@,X/-8BJ9?J\96B!-
M(*M9?)Y.MC?4*O/ <T(DA10--!I !)RLH(5@W:=CI;0X3LM"@@M)< W3P9(,
MR,EDD&!1>.30-0*^D/K"0JQ8*C>!,L:2LF+=4%"E/42O/[ LDTM'.A5%2)D4
M2*IQD@!1AW@OG)"M)V) M7#;%H=2&S1!>(<")$R0!')>3GI:=RL*KK^#M)Y(
MR?W@AA!.>^*W5[G>.NEL\\RT8V"41;,^^(VQTQC,X08B-A,?&N$X,) /.&&[
M:2L1O68183$SF!#^BA@[(\1JE5J5&I7:J-B@I5&Y5"Z.ZJ9AC0Q+JUBU!BMJ
MM=)/%6)W!-/O.LYL(&.=78R"8!P''#;$(RA6,*6M_+'O7_&]:K&]^9-//[LC
MJJ3"0(FIR^T$$",MX41+<1(; GB4F+*&F.!E;NIF>#AUMIRW2G>>M7"!"D1I
M(.8D115]7/J7"<N***ZJ%:1F$L(5)0-@M@G/65@;TB4([W[=GD>8ZO)Y3&ON
M)<9*8C=OA%R^)X!7/I'!7(?9\&/F4KSVN7P VQ+K .)"Q73\F(+:F,[B])KJ
M]5KX&P$&=+A<Y18#2A/T?5 LPN* C8^UHMRN#_F#?W^=^ZAE!46Y@J+$S?0L
MX@Q:>O0D7,)G<2UB=L"E/!4J['H\^2F4HZ#OAV&MB.7D".*/?#M[4Z I>\^Q
MU]J$$4^39>^BZ9N],_-QGP06#,G;/"CI %/00(D4A4^Q@ )L#+C)5E-&O3C?
M@+3A86X1UTF$P;C'&;#,&7GRZYS<Y4RC-X78 ADHT75[H]B.OY4A'D;Y,>S)
M0EBJ1#=+S3PL?ELW8F'O '<=#\8-O1=2FX$7'QA^D-3;@AQ7NKA8:V[>=)%+
MFNAMU22CI-4<3P/G&M.WJ?>/X8],H_49\DBBX!J5)[-[PCMQ!ZZX[X)G&3IC
MCW\Y C\/YX170L+,/1EC%J$*Y&Z3.\(FQ?)HZ:U+V8;(MAP\4",^H@?#'V)I
M_3!#!ID<*3K8*#!X+)<OH9"90 DJ%B?ME WA[2E=\9=E;%U$@&7841FKN[(,
M(Y11:YH(.)XWRX:<-Y*R&@9IBY\]Z> D>&_,$?D@'DS"=BHCLQD8X=C+L.F#
MAN;E(]P:<^D*Q6+ 0?%-H#1>Y^6ZNR26.81:^$UV'J$P8[$M*%8D(E0^&6Z+
MB"MC,D<)C2?.+),T%$LGECC.8 FFYAY#/*>;,B$U";$"EB._%H\M@+#I6&9X
M><C82[^0YP"A[8E>2RC>1Q"F'*_.E%../X]$X9UGQ53(OU03L7$@<ZX8CIG)
MC$1,-;(VQQ<I-/"2=E/51[$^EDL'EH8LZ>2Y7JD!-VC+7!J(9%#P%= R9F-1
MY<(U[ZZ$^6:J= /VGB@]T92Y":FP,3YW@^4?RNLB6F&@^V?XO%[%0Q*V,3"^
MCM!,J"<3Z8F#I_CU2"($_#X#FC-@X)+.O5Q-17MXXG]NA.SK7%@)PMK[B;&B
M=BL7E^+%(0],\>+'A-+-A'EV34&5<V,1\9*>\8(9H1/QY E^?#O<V=YV@L+$
MB&*B*@!=/XZ*>$EX_"<D/)K@G]ZAUL%!I5<BI+]67L8SMF@Q\52&RE7$]G8Z
M2)(0,%55. !M > 7&@]9Q!.A;&&G<[]DE2X?PGU4,S[N'<#RZCX;=U\1TPF
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M&1"0%WRC!7 PIDY6RN!?\?U!,$Z8R;;F8AESHZ3L;\CI-+DFAF8L4"D/1=W
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M!U.]1=K44!5@>N.<J7[WI&V.CC73>]3@?(VC-@-4ADW+F<KD:R@&4K "B^3
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M%,=T(/VL%5G#)&TL%9%H5\S"O9B?Z(L 3EKT)\(!/(\Z=*=;\A6%@Q?<:=Q
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M79T +JC2\40B%@/Z%OXA?.T^ _V 'C20#Z[=T(CD5]L0Q!8NVSJBW;&3:$U
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M!]\8_-2%I%M"/B^"!/+Z0^N;Z^NPJ<(>=Z,H(?JO#;V K9QM($,JUN%=X'T
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MU^_KJ62%&76/JWT]I5^1KZ>_LZ_G$@DE&;,^H8T;&[_/NR%;[_5?PK8N"BZ
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M(2;$83O:V(KH^G*V2GH.,#%N%"7D+TGK+H@J2R;P\AJ<Q(Y4??V717JU<+@
MKXL\)N$*6Q4U),;+X0%5(T)+1\^41,W4FA!%DC0)5UG7E!6?AALR-7_*4W.X
MFN<GD6-#^2*5"-&Q$*N!),,^<!<1^S34!?-$N25DJA".7RJ-1D<'<CAYPKB@
MR$7E"2-#X3$5'!(O$F>.#%)IWL!<"#T]R#:]"*DAN+H2M&_KYQ</57V=$-12
MVJYPM!$*(P>FLA=4R@R$GXQS_DNM(%B:+4NX?_QYI/ O^=PMFJ12[UU'T%F*
M 8JHH'@_P6'\ .BL$I'*"KTM!L+2:E7 1NV&,5&?29'HGW1_A9GO#?M[BWT]
MW&74TVM@!U4 &GT37]Y=W8^M\0QR +&@\Y)O([P,8M5GP&MUU#T1,F%$79K0
MG21(FA%T*#,2"-&AN!L]#\FBL@'*()4MT &4-C'5FJ ,5R!_ 4@5Q9B)/=5?
M:2'EG.W2(2]\R@2XX'O4%?YVL@ED!'8/ P<J;T?IXKW!"/<;S@88"VY)BTM
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M$4PV-W2X!1MK]:W)>R!HTK-HX70F$?RKF,FKW#GH6>%*1LQ<]B$54X:J3T9
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M^T**B^N,$,V$<7!]/*C;NEF%8_0;#RKE=_XA9*YIF1!%LHU9:0*.XB598[9
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MJ06">!ACSR9GE)B24QO"**8R2OF),WYQR,&K_"\E,U2%FXLIX,,2YK>&3*I
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M9X6+N"7CV&Z=B5<CWA_ZIFFG?V'OCK^8K)RS.,M7K(]+?+UGD\_4B=II'<\
MTCS$\($(_VK&C'@0B,CK6;L$ZI591LD71D*<"(^P^,-&?C-=D8NR=JOR%+N*
M3'_W!*R7+1?.7UTK$S%'SF L?/#W/J\\(3D<^%A%2W5Y&$D+)\I  +\.,_WH
MOPA0@-2C00=P3HL P0I?LWJ&ZH#(OK;,YH\B+DFH"#==G!^'-%H4=%M3R2&&
M 6P-E_R R-6](EY& A]N6W\,!2LCT]-/0%;I<7W4+^!^#B5F6]?N3C7<,)Y8
MTJ()-^D;"GA2#4R,[&4[95XB?#"[L[Q(0?RN7K )=W2UI=P<9Q8:VPGEAC0!
M+ 68:B5'=#@</:<8=)\Y.R6Z(YCT$ ITD^"_TK*%YB(+T?DK&FZ_3E37>-F6
M<L2?#+!9G1J8N8\ONSL6178+O>],,6?=%1G%C46_:<,JDH&-2*=&9J*JZ%%
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M#3#RR!\#-ZKU"^J\^2*UA\PDPWMNVFSAFC?V#NR%\XQ./BH"GD*OM7-3R-B
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M_"W"7T;2H4D4FNN:78.Q)4SV>Q0$+%1JSUGU;AXXEXW\!? +$JF:M.#.WBQ
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M>5_>_S56]UX:+VR]'RFX@WO(27K:RWJ'? >^9$[1W+O9!B?3T]Y9'"0P_6$
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MCQ9KWGH)N0=[#\P?7((@:PDVVE;I0I9@G?!7>!F.D7&)XJJ&5#5,Y5!+,"G
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MF5=X!%,?#J8V''QD9H7#@<D7'0^J]^]D;7#'<7;%1LC:#81\G 5T"4.Z113
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M[_8UUZW5+8K.)5R$O'&4-@X#R%O2;E^P;.@N>L]ZKYA/;O6>200V5G6U42G
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MVB0XX/>GX8AB]Q/.V\"L<U0/LO1.D-E)\SI$UY,KA(/C%KH73DEL=6LUA13
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M>+@_<^? WU<4VP9>E6)2E0 5>=ST[B/(?X_).I7)^F'39.K''DCXD_V AF0
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M5JW;(#A^'EAQ7CW@ 3PH55_BGS;&WE$^!X"%ZB_@1NB5$)$+@Z*E M,J58*
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M%R>W2NOG]F! C;BW"_(]L"&WQ:WA,Y6VGDU4_LA#-C=8#*TS8XH(@B L+]J
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M!AW4J(,:?=,4'3_H/;_^I,G!DLR%YJ3)^GQ*ON>?GS0)"F^#BW-E[++*1&R
M_I:!_.SQ-AAB)-?4"BZHOX86BU ,(1JS(;ON-&,SV+WLW=/9Y25-8$F!)U+2
MD;T+H1@(&U[F'FZ+PEC2<:>%K_-TKC^E<-"<4GC0G%)8GVW(I_/Y*86G8'&*
M-Y\"H:U"J',B8(GSZ8@UY22?:UY)ROD3$AS>N(4\XW(&KJ%8X5!LIGV%=#K\
MG'*"@W1,=<LY_\_GL5LV!%WCF65]G[T^.;;8F! \!(\?]/;^KL,2*X^Y.UYK
M3>3IK_]\-5YQ!X?->7OU*7U\OHZ>?;[0JD7_N;ZM6AVPWY(YAUM]$/24>6LU
M)-9JX*O\>^@_#I(\L^NXBD6K8E$U63;%H'#)_;Y2#(#'6L!1%-)RQ$>MB 7*
M ZCMG'B18)O%E V(D#^;BL7.L\-;,,-4.]C"XS3 =^U.ZEI/ZOIS[@;-.7>'
MS3EW]>EX=%(/GI]SAS=A$NFSH@ZNA@E9BM8S\7H/9&GG,SH</G5+#BN&Y%74
MR0(".G!>>W%W%:UW@Z\??[K=C#\];,:?UD-3>8,_'W]Z0?OH-!GGK>^AFDWL
M!U'(W.LV?PKM86%AQ!B@J3;FJW[9/+)YXID#,H^S(!)./6TI8>02R;.0,8KN
MFEREE"]GP1HMOI,C\JU0.AQ]>4J'[8HXU[P-575-D3-L5QE6-&]#E=+!'+IF
MF&H]@I4/W?9RWH;K=\,R=P-^='+QX>/Q^1_?&7V#[6-X>0:' @G-MT7B4$YY
MZ8@<UG_I'KT D<-VY?94DF'_J!G ?M@,"ZXBAK'!G<&@/UC"\W3P?,3P5Z%_
MH#5YM*GG,#^8<.U?E_IAA71EOFF;DI8U?7)OX!HNY=Z.\_C:0#_2B%.@]-CM
M[:T0>EY#OBII=K7IJE9XLSE!=6DV:OV@:U-+GYI9F@:3()6[JIA;ZKY8<JG[
M0V>7&JJW+K6T+K7TFS9=OA-%XP6,^XK%8!2-)2[H9@QY/;R<M8GG8\A+>:?J
MS#T'9/57RSCM<%,=;JJ"F]KN<%,=;JK#37U[-_KZ$]RWF_,6#IOS%NI3&OC:
M?G[>0I?@_OWOU/4GN&\W(_F;W=]']2!_WJG/1_(7$]Q?88I+E^/^(^:X*XG3
MI;AW*>[=[?'LVV/]*>[;S?CPPV9\>#UTG&^/Y^/#NQ3W[SG%O2+REV:XUXO[
M3FBL46BL/ZE[>PFLHAFV7H]H9Z'Q?-AZE]3=)75_7^=R_4G=V\VQAJ-FN'L]
M$I[/Y?/A[FM(ZF[ &[;(Z]81BR5)W?HW3\WH7@TN82=TVR&IQ^>A.WQK/'SK
MS[3<;D:P-X.-CNK![73X#I^/8.?,*EUD\#W<%K"MGQ/GFX21"KSAL3@_OCH]
M_F_G;92,0'V\"B)4>#]XZ1T<$P\]+P8#@?$[NE'PN8A'0A'Q*++2K.IK4'(0
MT ",0[O6JZM32I:-II3:DA":D%$)I0%QA<WE(^H.XSH/X_H3*W>:T?9'S6C[
M>B ^'\;GH^W_0FG/-E;_R^4\K]#K=W(NOQ6,_Z#_Y4'^.XT@_Z-JNJ9\M;>]
MI +C43.2OQ[DSP=:SOKU\/+#V3G!];_Q3?-="/-!_P5PW#N-..ZCG6:*SJ-F
M''<]Q)OWQ?/!VM?BS1-GN);/J]L[!:DNZ0B6CS")07QZMC$R"J+DP46<)P4<
M1@'")4E.DA=/._C$<:"L&<$P2N648IC*#FJ(:\*JVEO'?J'D\R\=E*J#4CT"
MI=KIH%0=E.J;AE*]P&U-U^G+W=8D(%>ZK3>\337EI2MU9W=7>?=!Z$_S>2[A
M70X8U9$8&T('*_#C,G@_N ]]]C.CYPUOH1DH]V"\/*0A7$$4)),4^^S5FO6O
MO_0"CIH6$'0BY6XJE)\NE=JUX@$IKA1' C QA*TQ 5S;=E8IY<&U\AU<"\!-
ML O-2+(TW\;*&I)1D%JQ1.TRBN8>0JE&OV)W8L.L]M01/N5:A?2R8.:!$A>@
M2N7[*6>8H7-WE?90W=VXV<0V-U6C_"IJ.O,TL.;353":<G[-/+EAU8U4+X:-
MD"-*38Q;2<%Q<5$3S+5*)72#2>]AG--?L>4HB"TR)85Y9W/< (.H(5=;Z4C-
MHAT#\AJ4OK(PD'V=/EMTBB^;-V5X'M+:4< ]?V3*R(> ?CL.UB,"*>8_'1@Q
M>_K+P'Z5.X-#?4B<C>U-Y[5R7YS"?5W\M:VO<VH02;0PG2^<C9W^)LPB/&(2
MAY7L0O?F6#/08"+P@@)K\"W%W,R;:4P6?9;'E&Y52BFT,H@6KIH* ASIJ7CE
M+,N?^^E75/)!WOJ8*J=BB+6S&_*,>HX?4K:7K+=*M9)?V?*C(!)\3L%8/);?
M862'G=&A@J9%UY5*%%PQWT,O(+J#K+VNL\O1]44]===*BVMEW'BM[/7W=O2U
M8E\EX:0V4/#5KI5.#*\NAH\Z,?P$,>Q^<3%<8N+H)/%?7Q+[S0K^8?^PJN!+
M8-5(Y5\D07I1  ]J3"_#RA$??X-['3;A<K0A'G\8,BZ^[4U<!3YN! PV(&T)
ME@J#3I$ EN(M:#GP(O(%<N(ZD<',8,^-!?X\X<,(;RO''HV'5<9.8@NWK9]Z
M#[%BF%%L4H2,9%"47T Q2^?(-%@WC8S2#W&H]NS7)MC(:==P4R/)&A[5F)D/
M08"BK(WZYR[_J7.;/ 3W04H_Y;U TX%GB22I<C:7I8,E,E8WD'PRD*P0/ 8C
M[T&\*09'3\3V [$N*,&W(7NZ>O&A(#N>X%Z (6:;V,0DC^#OJ$G4H:T9Y81Q
ML]/T8[^L?VS62T6]A9AG(6>B!=HV*+,-)H$U ?1YJ/%2Y@!L_6R<AB.[2'F1
MPL#Q1J#L=#*RA8P,ELA(E<"W5$;6P)LK0!%>3U\XIB2R<AJ, ^(XWAFXSG9_
M>^!L8%-X8+<?<464U1P\&O3<X-7FRY_PBI*ET0'$;N&SFO[!2T%:R[MMXT0Q
M,47UM:T<_I5@]\5D+"4+5WUOD/]YBKJR>JL7$UG!YB,!0 IIC'Y=(M-@A[%4
M(\VT,*2BG/N&I)<E:FN.!BIY>!Q$UY>SP#>[4MAM@AER',]#3&7*K%)S6A,N
M UA>=1'#+F+8%#'<[2*&7<2PBQA^+5UKHG2MY0J5E7[[>-)MK6%JI[5QFHP'
MC_LW[-N[**>_<HZL28(EGPV3BM)E:G&/ZO1> D<&\9\)_;.8(*VS?B7A>W7C
M]M%!NBI/5T^ C*N:8M1H%G?FP>I;]J;9/#C8WZUU9L_R-,L]AM*V"2AVZ])B
M76Z7!!D.:UQ;I=@UIYY[^F\%%+XL.'"Z%6FQ(F'CBNP,]OIU)\55JV(8(5'9
M!R--TA%GWD)90@V(P4*&1^N#MXTX4XS_L^%R&LS+EFV>*=_:&Y*F>C])1LAO
M7I23#S["> 2Q?OYM9]>%><?_>C#]*UNE:(["?*![$0PI-H'0:MK8*T8\)#W<
M-6.1G):L(9JAG?YHOX=SHN^@E- $+RHJ752#U9P1$8CD=OL<'A(8CUX@EV@_
ME5M@3:NXAL68HDE97@RY"3&;*,B*L%-%-WQ/9: ^P@20!U4&=%)\9?@I)3[8
MP[,N7^WKL7=C2\=!N,D $PE>58F,'^,6P$C.> P& =$STNJB.X!I#15D1B_<
MTA>NI/W"DG-E]\#?[ 1D"P'YYQ(!>3!H%)!H@BPEGB< $E'9AQQ"K3\^PM-@
M?\S1.9.*+L^BMGWK; SZ\UL*F):B#-6F.4S43DH.=GO;1Z^,YQJ?5C7?5'0#
M9H-"ZZL<>YFYLQAFI?%'VE%I!M+0;Y:/0,T?DPK?[VWWG8G*FSJ#=?[L7.+;
M/R;<I=Z 6_*C)J6UQ&QYQ)"A7!X'6<\Y*XI'RD$D>:UJU>G3K%:!/9C/$#E_
MBL@)E8BYP0U1OE"$A<2NS2+W56ULON><YJE:O&67F>(2T(Q2#.H8!^%LKM,I
M>1!N+5*$HB8SM:G#>(PY8L$*T@TG%7FV.8$3@7L$-=CXO G:X;]RZ%)1@>$N
MP:>2U%1Y@"F6IP4XD"9^SK1:&\>;CV_(5\[&Z\W'1RG'Y&2SO &1USS/>(,J
M""U(H83VQ;*!+CE)'(Y<<%]J!J!5WFXUIW+YD9-SN:1#ON>F6,=M%BU4J[IG
M:<":VL=7%1OL]P[[=)2^)XT*8R2%LD/Z[>$P, N'B GW.])G4+3\N?D=Z#.T
M7\HIHF.95LR/BF\$QF,.HA^,(\[S3F6X:%AFU#.=$]@:R'<$O\HRG<I.GW@S
MNBK^K93I613.M_(90M:F(UD+(I#G'%OF?Y*NLA!T$R^U*U;!".</*D*SI*I%
MDW[ &PWV>:9S[,>LF?/;*$$\+@# 1X$-RB<$-.IA0OU";5HE0A +(6?\"?<3
MRJ8NOM/%=YKB.WM=?*>+[W3QG:]EX=Y9\1T!1Y?2>PNI7T6-PJJZL,JUP D[
M>[W!#EX,O:]:%N_ K%I=6;S:,EE%GF';&J19*-DVYNMIX&' *>-R<=_D^ZZ"
M8*KJ'Q:&B5XR(^7+9S .ZMFH[\7HEEB* "_"37K?]RPML9JJTX5O?Y]$8*4Z
MW J&/4%;\6XT%L?WX,V=L>0-9!X8O$KCX[ICI#4W4BAYE&F1I'/C9SKW,M_[
M5SU=DM+_]+)1#JBPIH'>ZC/G-:Q@"-:_+^JC,77J]=2_Q)*RZ? 1I[Y^(9<N
MW#U9UO(5-]7-=<U<T]34S^\_7_^NJ+ZP]+7,(M4,$RLGI$]4>H5"Y8D7-<M'
M DJS;3%^!$DU\&M$V EC+8//@R5=_Q5FFGU2]?-=V?9B&_MEQZWUD^]^3I;X
MQ:JS]+?!0>]PWS7FLY=1:MG8L["5D9?-M0MHY3QGRX+^B\SI4OGYM\'.;J^_
M^V6FLF-Z>A[3T_H+Z57IG#2KP6ZESHDF!^LOH=YLKK%77WZ/2:">7V-OJ(MT
M%.B@4N=XY,5^$K<AA#KC7<^))*(ZS(LD4PVN0L]T5JI340!<%.EHZ9QXFZN5
M_JTMU4L8MCB/&,)VGX2^)NFT"0GCQ(E"CST !$B/ QLRK\IGB"_7HK;/E H[
MR>>(,T<?ZCVS;\L7V(Q*P&E X1-2D(-5E"N)VA8G8B9IYBIJ8';86DE9IBHH
M6#94)T8!!"?H+YY+@=>"C5@IK<P6,!VA%6:YNCX[[8B&-=_?*@3%O#P9<?('
MU< SU3XPVTKB6Z--7;6@&HR@4CAB#3/VGTHET+)0;-;L DY(P*_I"UR>2>KE
MOMH$#V$437+>5^5\@I%$=;CARJ'X3K@AOQ?AO_Z::SNUU=5)^.\WWPL'35_M
M#9HKN1\<-1=QJZ_OQO?"\XNXO0DD<V?X>1: F;=J99.7V;Q_:9>F)KD:LL#&
M'#8;Y\TVC"*06%6%W!%\%\8ZU5H&LI:(7N"(:RV?8M5U*)>QNJY7+A<U\T(3
M7R9QQSWK(#4-#:.:,C+##<FITW;O868*.%&UJ%),=L6W"R0Y&ZM,A;$ Z%%*
M2\JV!/_3Y/.B7*R")I-_1O5_::#T"O2BH@U<#4],67"J0[:<M=*NY^[!?D[C
M8*%SJK%UER+3>8SF?N$+2:WC%5"OOVE59A]A8S9!3J\[F.L@+]L;[ C[W%E%
MIPTSFP/5!HBW!@^3ACL2V!2!*.Q8!Z_RS%O88"E7HZ7J'=E,M%I6@/B4=V'O
M+NS=%/;>[\+>7=C[1PM[\Z1X4[Q[43'X6[]WL.? \"*"0J&9EP8,CYHPJ-..
M?)@T^TDNT#T&YO%ECGI>"6?J!U@5B(,BW37=F@QNA;OX.4ETVADRH"[UG5Q:
M1+F0"QC[I]_)+[CYJKI$M_^>18'U\KH@4[@Z2?K<O<S-W3Y1M:PER5MQ%P]Z
M9A,_B8SF35#@HNG$\#=R# )S#.RJK$M P@50S=)  30(MFSL.>B[YN5B30+M
M=- JBF5F"7,]]>"7=S \2L#(@CBD<M Q*(1VF,$"CFGV&7J47>P1G0!T[Q:*
M2MP$<9!BX-U5#M^/\'$1^3W+1U$XQ@T8Q[#1D%Q\0_#TAN ->;7JWX>\!+HV
M;^D^X92F30Y4J+G^ E8H'A;/XG^L(<MY:@?AIB+Y?)S-B+*YM# *(DRX&(!
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MF;368_$"L-0E4K$1>WIT6/L5'XO#9Q^+M[#?4C)"WGL/KYS?@ACY'W[WD/P
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MQG03<T5\O^\MYL L9(9_8WVAG\VB$6*MO=,7<5S_#-.["&W%__"FLU?.,(K
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M1D)4*=(_;>S45]0H# I[):C-1X321,Z5&A^A$?WJ;!A<315#TSP?O8[19 V
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M#U *&DR#] :% J*+$L[?X& %R["12OX&K6D4QDJ8W2?1O<KS>+Q;_97DM<H
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MN2K)M)DA&2!<C^JHT(6*HA6S=JF23206"ST\]?XD<+<&$9E( U<0B$5IL@Z
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MTD\GAZUF\_NCF/N^C,;U0(S2PU;+V=LMWVDYGI0OE9G<H18!3^548.N5=KU
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MTD>=0QBA=U4S>@,UUXIF36BF)#DN2**4U3<L\VQ9YE0#.9]H?B=JK#OA4H=
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M"8%8.0"QLK]?WVTW]_\.3_[CW?93)?U/>>T;YM\*IW]\_-W_ U!+ 0(4 Q0
M   ( *V!QU)2P6>.2P,  +T+   0              "  0    !T;6(M,C R
M,3 V,#<N>'-D4$L! A0#%     @ K8''4G6FIA*?!0  $#\  !0
M     ( !>0,  '1M8BTR,#(Q,#8P-U]L86(N>&UL4$L! A0#%     @ K8''
M4AI4]:ZM!   6B@  !0              ( !2@D  '1M8BTR,#(Q,#8P-U]P
M<F4N>&UL4$L! A0#%     @ K8''4A":=-+))0  ),@  !,
M ( !*0X  '1M8BTR,#(Q,#8P-W@X:RYH=&U02P$"% ,4    " "M@<=2&DZ;
MX.A. 0 #*PP %@              @ $C-   =&UB+3(P,C$P-C W>&5X,F0Q
M+FAT;5!+ 0(4 Q0    ( *V!QU(K'[R:<!8  $]]   7              "
M 3^# 0!T;6(M,C R,3 V,#=X97@Y.60Q+FAT;5!+!08     !@ & (P!  #D
%F0$    !

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
